Innovative Wealth Builders Common Sense Group, LLC total scam, but got lucky thanks to ripoff report and gut instinct Internet, Florida

Common Sense Group called me and gave me a bunch of hogwash.  I kept having a feeling it was a scam, I played along and lo and behold I was ok'd for their services.  I used a closed account but it was not in good standing though I was paying on it.  I then used my other account and was transferred to a guy named Terry from Atlanta and a company called Innovative Wealth Builders.  

He finally got to the point saying that he would charge my credit card 695 dollars to help me lower my rates on my cards.  I got them though, he thought I had 2300.00 in credit available on the card and he was excited.  I said so that is how you get your money, thought they kept saying from the banks over and over again.  I said if you did that then you make me go over my limit, he was stunned (it was definitely in his voice) and said but how you have 2300.00 available.  

I said no I do not, I only have 23 dollars.  He was so funny at this point, he flabbergasted and said he was told 2300... well to get to the end, he said that once I get my credit card lower and a bigger available amount to call them back.  haha guess what people I will not call you back!  I did search the internet for scams from Common Sense Group and did not find anything, not even on this website, so I thought they were on the up and up but I still had a feeling and kept repeating the word scam to them.
 
so I then was transferred over and so on and so on.   After I hung up with them I did look for scams with Innovative Wealth Builders and found this website.  I promptly called my credit card company and explained everything to them and they said that nothing had been paid to this company and they cancelled that account number and am giving me another one with a new card.   So I caution anyone searching for scams for Common Sense to please hang up the phone and do not give them any information whatsoever.