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Report: #685634

Complaint Review: Instant Tax Service - Internet

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  • Reported By: MANDY — Carol Stream Illinois United States of America
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  • Instant Tax Service 1043 South 25th Avenue Internet United States of America

Instant Tax Service Myisha Leonard Complete RIP OFF/SCAM Internet, Internet

*Consumer Comment: MYISHA???

*General Comment: Ask why to become wise

*Consumer Comment: Lie Lies and More Lies

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Instant Tax Service is a complete scam!!! NO RAL, BAMBOOZLED, HOODWINKED, DECEPTIVE PRACTICES, MYISHA LEONARD I went to (ITS) on Jan, 3rd 2011 to check out their instant cash loan. I am asked to fill out a data sheet about my 2010 tax return, ect, ect, ect.... The agent ( Myisha Leonarnd) then proceeded to tell me that if I dont qualify for the instant loan that I would receive a master card with ten dollars on it. Basically a ten dollar loan.

The agent then wanted copies of my W-2's from last year and last pay check stub. This was supposedly to see if I qualify for the instant loan. Okay sounds ok. The agent ( Myisha Leonard) pressed a few buttons on her computer and told me I should qualify for something. At least $50.00 dollars is what she tells me. After about 5 or ten minutes she asked me to move down to another agent and she will finish my paper work for the loan. Her name is not known. At this point I am very confused at this process and very irritated. This agent now informs me I will only get the 10 dollars on this Insight card.

At this point I want all my information back and tell them you can keep the ten dollars. Then I get a text message on my phone from insight telling me I have ten dollars. I didnt even have a card yet. How do I have ten dollars? Now Myisha Leonard comes over to explain whats going on. She informs me that I did not qualify for the instant loan at all. I tell her I dont want the ten bucks at this point. She then tells me that my refund will be on this card. Wow really? How is that? I not once authorized her to file my taxes.

So now she begins to explain the (RAL) Rapid Anticipation Loan to me. She states that I need to call her on January 14th so she can submit my loan to the bank. At which point I should have a portion of my refund on this Insight card within 12 to 48 hours. I called (ITS) on the 14th and could not reach anyone at the office. Later that day I decided to stop by and investigate my refund situation. I was greeted by Ms. Leonard and told it would be awhile before she wold be able to give me any information.

But that my RAL has been submitted and I would receive a text message by Tuesday the 18th because Monday was a holiday. I asked about some kind of documentation about this RAL and I was told I would receive something in the mail about it. I began to calculate the numbers on the paper work I was given and the numbers did not add up at all. So Myisha Leonard then printed me some new paper work that added up correctly. Now it is Tuesday and once again I can not reach anyone by phone. So I decide to check with the IRS myself and see if they even had received my return. They had not at this point.

So I go back to ITS and speak with Ms. Leonard. I notice that she has an attitude and Im not the only person up there looking for their refund. Myisha tells me that I should check my Insight card periodically through out the day. She said that if I did not get approved for the RAL I would know by 8pm. And I would receive a phone call. Ofcourse Wednesday rolls around and no call, no money. I call Myisha again and get a brand new story. Now I am informed that since I was not approved for the loan i would receive my refund on the 28th by 9AM. I am very concerned at this point as to if I will even be seeing a return.

I check the state e file data base about my refund later that day. Come to find out I owe $79 dollars to the state. I was informed by the state that this is how my taxes were entered by the preparer. I was not even aware my state taxes were filed until now. Long story short the IRS told me my refund was disbursed to Urban Trust Bank. Myisha is now telling me that she guarantees my refund on the 28th. This is a coplete scam. Do not go here and do anything. They will trap you into a scam.

This report was posted on Ripoff Report on 01/22/2011 04:38 PM and is a permanent record located here: https://www.ripoffreport.com/reports/instant-tax-service/internet/instant-tax-service-myisha-leonard-complete-rip-offscam-internet-internet-685634. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#3 Consumer Comment

MYISHA???

AUTHOR: jetames - (USA)

POSTED: Monday, January 24, 2011

I would stay the hell away from anyone with a getto name like my - ee - sha!!!

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#2 General Comment

Ask why to become wise

AUTHOR: Super Nice - (United States of America)

POSTED: Sunday, January 23, 2011

There seems to be a lot of holes in your story.

Why are you and have you been waiting on a tax refund from Instant Tax and you "never gave" them permission to file your taxes? What makes you think that just because you were not approved for a RAL that Instant Tax Service does not have a RAL? My aunt applied and received $1000 in 10 minutes.

Are you aware that state and local taxes increased - this may be why you are owing state this year....it's all over the news. Also loans period are difficult to get as well...which is why you didn't get the RAL. You should be happy you didn't get the RAL those things are expensive, I never understood why people can't wait 2-more weeks and receive their checks directly from IRS.... RALs period are rip offs not Instant Tax nor your tax associate. You sound bitter that you didn't get a RAL when you should be jumping for joy. RALs are a quick way to get an audit. Don't be so quick to apply at a TAX service for a loan next time go to bank instead. Good Luck Amanda

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#1 Consumer Comment

Lie Lies and More Lies

AUTHOR: Not Happy - (USA)

POSTED: Sunday, January 23, 2011

None of what you are stating is true and in fact is very impossible! I use to work for Myisha for 2 - years and she is both professional and honest. Unlike many tax preparers Myisha is a tax professional - she will look into your tax documents and find you every qualified deduction.

1. Why would you go into a tax service for a loan if you didn't think you would be getting your taxes done? Why not try going to a bank or somewhere with a lower interest rate? I'm sure your credit is all messed and this is why you went to a tax service for a rescue.

2. Why would you feel out a form and provide anyone all your personal information if you didn't feel comfortable...oh wait did Myisha hold a gun to your head and make you feel out a form too? Exactlly, Myisha has hundreds of clients that seek her every year and I'm sure she is not thirsty for your 1 little account.

3. The $10 card is something that Instant Tax Service gives as a gift it is not a loan.

4. She did not make you file your taxes - I'm sure you had her file them! Mainly because you didn't qualify for the Instant you were trying to see if you could get the RAL, because you are so money hungry for a loan and know that you have horrible credit and can't apply no where else.

5. There is no way Myisha can gurantee you a loan - she is not the bank she is a preparer. If she submitted your info to the bank and they denied you why is she at fault? Just like a car sales person she hopes that you can get a RAL too because she will get the commission.

Overall you are just upset that you didn't get approve for arefund anticipation loan - so now you hate that you appliedat Instant Tax Serviceandyou are nowblaming it on your tax professional. You need to get your act together and stop lying on people. If you should be mad at anyone it should be the bank for not approving your bad credit self. STOP THE LIES!

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