Instant Tax Instant Tax lied to me. I have yet to see my return. Gainesville, Georgia

It looks like everything they have told you has happened up until now.  So then the IRS deposits your Refund into their account because of your RAL, they tell you to wait 24-48 hours. Yet even if you count the 48 hours from 12:01AM on the 31st, you wrote a RipOff report barely 3 Hours past the 48 hour mark.

Your reasoning for this is because they want to make additional money off of your Interest.  Well let's look at that claim.  Say you are getting back $5000, and they are able to make a very generous amount of 5%.  That is 0.0136% per day that they are earning on your money.  That works out to just about $0.68 per day.  Heck, the one phone call you made to try and find out where your money was cost them more than that, and you said you made several.

Not saying that this is a "RipOff" or not, but perhaps you should give it a little more time before you start screaming RipOff.

You were told on the 31st to wait 24-48 hours, likely so that the deposit clears. Today will be 48 hours, and we are just at the start of the buisness day. You haven't even given them 48 hours to get you the money yet. Why don't you calm down and call them when they open today and see what they say? At least wait out the 48 hours before claiming you were ripped off...