JBC Legal Group ripoff Bloomfield New Jersey

JBC is being sued by 3 states now and there is a class action lawsuit going on against them in your state. I am not sure who the attorney is. Send them a cease and desist letter certified mail. If they call again them go to www.naca.net and find an attorney in your state and sue them. Oh, they are also being investigated by the FTC. Most of their collectors are from a business called national check control that got shut down by the FTC. In fact, last week the owner of NCC had to pay back 600k. They are just common criminals.

You need to inform them in writing that stop contacting you in accordance with the provisions of the Federal Fair Debt Collection Practices Act. If they cotinue to use these abusive collection methods after that, call a local attorney referral service and you'll probably be able to find an attorney that will take your case on a contingent fee basis.

I really can't remember how old the debt is. I'm thinking it's been almost 3 years. The reason i'm disabeled is because I had brain surgery from an abuse marriage. I explained to them my situtation and they didn't want to "hear my sob story" they just want their money. I barely get enough to live month to month. Thanks to a bad divorce my credit is already down the drain. How do I get them to stop calling daily at times 2 times a day?

Star...

They can't take money directly from your checking account without a judicial order. Threatening to do so may even be an actionable offense (something you could sue them for).

Have you validated that this is a debt that you even owe? JBC has a history, in reports on here at least, of trying to collect debts from people that did not owe them in the first place.

Also, how old is this debt? The law of each state limits the time in which a collector can obtain any kind of judgment against you (provided you show up to defend yourself). JBC has a history of collecting on debts that are "time-barred." This time period varies from state to state, but is usually within 2 to 6 years. A threat to take any kind of legal action on a debt that is time-barred may be an actionable offense under the FDCPA.

If you can tell us how old the debt is, there are knowledgeable loyal readers that can give you advice as to your next step. Until then, I would advise against giving them any money, but you may have credit concerns that would weigh against that advice.

Best of luck!

Two times in one day. They want 200 dollars then the remainder next month. How many times per day are they alloud to call?