Report: #112353

Complaint Review: JBC Legal Group - Bloomfield New Jersey

  • Submitted:
  • Updated:
  • Reported By: Biglerville Pennsylvania
  • JBC Legal Group 2 Broadst, Center Floor Bloomfield, New Jersey U.S.A.
  • Phone: 800-241-1510
  • Web:
  • Category: Lawyers

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I keep getting phone calls from JBC Legal Group demanding money. I'm disabeled and I have a very limited income now.

They threaten me by telling me they will take everything I own to sell it to pay this debt. The debt is only 250 dollars. I offered to pay as much as I could but I have a child to take care of also.

They refused to accept what I have offered and demand a large payment every month. I told them I'm unable pay 200 dollars. They told me they will find my checking account and remove the funds themselves.

Biglerville, Pennsylvania

This report was posted on Ripoff Report on 10/11/2004 07:47 AM and is a permanent record located here: https://www.ripoffreport.com/reports/jbc-legal-group/bloomfield-new-jersey-07003/jbc-legal-group-ripoff-bloomfield-new-jersey-112353. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#5 Consumer Suggestion


AUTHOR: Scott - (U.S.A.)

POSTED: Sunday, October 24, 2004
JBC is being sued by 3 states now and there is a class action lawsuit going on against them in your state. I am not sure who the attorney is. Send them a cease and desist letter certified mail. If they call again them go to www.naca.net and find an attorney in your state and sue them. Oh, they are also being investigated by the FTC. Most of their collectors are from a business called national check control that got shut down by the FTC. In fact, last week the owner of NCC had to pay back 600k. They are just common criminals.
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#4 Consumer Suggestion

Writt them a letter...

AUTHOR: Carl - (U.S.A.)

POSTED: Thursday, October 21, 2004
You need to inform them in writing that stop contacting you in accordance with the provisions of the Federal Fair Debt Collection Practices Act. If they cotinue to use these abusive collection methods after that, call a local attorney referral service and you'll probably be able to find an attorney that will take your case on a contingent fee basis.
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#3 Author of original report

I had brain surgery from an abuse marriage, they just want their money

AUTHOR: Star - (U.S.A.)

POSTED: Tuesday, October 12, 2004
I really can't remember how old the debt is. I'm thinking it's been almost 3 years. The reason i'm disabeled is because I had brain surgery from an abuse marriage. I explained to them my situtation and they didn't want to "hear my sob story" they just want their money. I barely get enough to live month to month. Thanks to a bad divorce my credit is already down the drain. How do I get them to stop calling daily at times 2 times a day?
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#2 Consumer Comment

How old is this debt?

AUTHOR: Tim - (U.S.A.)

POSTED: Monday, October 11, 2004

They can't take money directly from your checking account without a judicial order. Threatening to do so may even be an actionable offense (something you could sue them for).

Have you validated that this is a debt that you even owe? JBC has a history, in reports on here at least, of trying to collect debts from people that did not owe them in the first place.

Also, how old is this debt? The law of each state limits the time in which a collector can obtain any kind of judgment against you (provided you show up to defend yourself). JBC has a history of collecting on debts that are "time-barred." This time period varies from state to state, but is usually within 2 to 6 years. A threat to take any kind of legal action on a debt that is time-barred may be an actionable offense under the FDCPA.

If you can tell us how old the debt is, there are knowledgeable loyal readers that can give you advice as to your next step. Until then, I would advise against giving them any money, but you may have credit concerns that would weigh against that advice.

Best of luck!
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#1 Author of original report

Wow they called again!

AUTHOR: Star - (U.S.A.)

POSTED: Monday, October 11, 2004
Two times in one day. They want 200 dollars then the remainder next month. How many times per day are they alloud to call?
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