JBC Legal And Associates ripoff LITTLE SCHEMES Bloomsfield New Jersey

I have been following this thread for quite some time now and I really think enough is enough. To those of you who have spent most of your time teasing Sondra, stop it! It only seems to enrage her.

Sondra, for heavens sake dear, take a moment to relax. Here's what you do...go back through this seemingly endless thread to find the advice given to you. If you are having trouble with understanding the advice or are unsure of what to do first, ask someone you know in your area.

With regard to hiring an attorney (in your area), I don't know how things work where you live, but in NJ, we have Legal Aide available for people who cannot afford the high cost of an attorney. Please understand that although Tim is a lawyer, he is likely only licensed to practice in his own state. I don't know that for sure because I don't know Tim and don't know exactly where he is licensed to practice.

You also need to understand that if you do nothing, nothing will change. If you continually refuse to do anything about the harrassing phone calls, you will continue to get them.

By the way, "God helps him who helps himself" basically means unless you do something on your own behalf, God cannot step in to assist you.

Hey, Gang!!

Rebuttal Entered: 10/3/2005 Modified: 10/3/2005

Looks like Sondra's meds have kicked in. Only a couple of cases where she typed in CAPS.

Salvatore, looks like you got the brunt of comments which she probably wanted to direct at me. Being in a fog makes one confused at times. Thanks for taking the heat, buddy. I'll try to watch your back in the future!

Don't know what it means? Get a dictionary and look up the words. That's a book that lists definitions.

my responce is: no i dont take meds, it's people that think i do because i this time am not yelling at you guys. i only yelled at you all because noone wants to seem to listen to me. that's why, otherwise i do not yell at people. whatever, salvatore is the one who was being rude, mean, immature,. and childish here, not me. i did not direct comments at you. i directed the posted comments on previous posts at salvatore, not you and i am sorry. sorry for making you think that i directed them name calls at you, i meant to direct them at salvatore. thanks for taking the heat? salvatore deserved it, if he is going to call me names, he's going to take the consequenses. no i dont know what them words mean, i suppose i could look them up, but i dont know.i know what a dictionary is guys, i am not that dumb you know.

Hey, Gang!!

Rebuttal Entered: 10/3/2005 Modified: 10/3/2005

Looks like Sondra's meds have kicked in. Only a couple of cases where she typed in CAPS.

Salvatore, looks like you got the brunt of comments which she probably wanted to direct at me. Being in a fog makes one confused at times. Thanks for taking the heat, buddy. I'll try to watch your back in the future!

Don't know what it means? Get a dictionary and look up the words. That's a book that lists definitions.

my responce is: no i dont take meds, it's people that think i do because i this time am not yelling at you guys. i only yelled at you all because noone wants to seem to listen to me. that's why, otherwise i do not yell at people. whatever, salvatore is the one who was being rude, mean, immature,. and childish here, not me. i did not direct comments at you. i directed the posted comments on previous posts at salvatore, not you and i am sorry. sorry for making you think that i directed them name calls at you, i meant to direct them at salvatore. thanks for taking the heat? salvatore deserved it, if he is going to call me names, he's going to take the consequenses. no i dont know what them words mean, i suppose i could look them up, but i dont know.i know what a dictionary is guys, i am not that dumb you know.

Hey, Gang!!

Rebuttal Entered: 10/3/2005 Modified: 10/3/2005

Looks like Sondra's meds have kicked in. Only a couple of cases where she typed in CAPS.

Salvatore, looks like you got the brunt of comments which she probably wanted to direct at me. Being in a fog makes one confused at times. Thanks for taking the heat, buddy. I'll try to watch your back in the future!

Don't know what it means? Get a dictionary and look up the words. That's a book that lists definitions.

my responce is: no i dont take meds, it's people that think i do because i this time am not yelling at you guys. i only yelled at you all because noone wants to seem to listen to me. that's why, otherwise i do not yell at people. whatever, salvatore is the one who was being rude, mean, immature,. and childish here, not me. i did not direct comments at you. i directed the posted comments on previous posts at salvatore, not you and i am sorry. sorry for making you think that i directed them name calls at you, i meant to direct them at salvatore. thanks for taking the heat? salvatore deserved it, if he is going to call me names, he's going to take the consequenses. no i dont know what them words mean, i suppose i could look them up, but i dont know.i know what a dictionary is guys, i am not that dumb you know.

Looks like Sondra's meds have kicked in. Only a couple of cases where she typed in CAPS.

Salvatore, looks like you got the brunt of comments which she probably wanted to direct at me. Being in a fog makes one confused at times. Thanks for taking the heat, buddy. I'll try to watch your back in the future!

Don't know what it means? Get a dictionary and look up the words. That's a book that lists definitions.

yeah yeah yeah whatever, say what you please about this post, see if i give a crap asnymore

The amazing Sondra

Rebuttal Entered: 10/2/2005 Modified: 10/2/2005

You say you're blind, but you have no problem typing multiple novellas a day. And you expect any lawyer who comes strolling through here to file a class aciton suit for you, pro bono of course.

You say you've tried to call this company, but you only get a recording. You called at midnight, right? Have you ever heard the phrase "business hours?"

BTW, do you know what city name souunds like a f*rt in a bath tub? Beloit. Sorry, didn't mean to jar you.

this post is another post i got today lol. at least it isn't so d**n insulting today, it's a sunday and i dont need the insults on a day that should be the day of rest but o well.

I needed my laugh for the morning, so checked in to see what rant Sondra was on today.

Since you don't do it, I didn't think you'd know what is meant by: 'God helps him who helps himself.'

Save up your money so you can hire your own lawyer or go to Legal Aid. What do you waste all your money on if, as you say, they've been calling you for a couple of years and you still don't have the $$$ for an attorney? Can't you hold back a few bucks that you get from selling your food stamps? >>>sarcasm off
Salvatore, I think she has a teenage crush on you. Note how many of her missives are directed at you. Now, you stop picking on this poor little girl who only knows how to copy, paste, and curse (and type in CAPS!). I think I've learned a few new descriptive words since I started reading this muck. They don't make any more sense than her perceived 'problem.'

Get a life, Sondra, get a life. There's a big, bright, beautiful world outside your double-wide.

I'll wait until tomorrow for my 'laugh of the day'--I've had enough for today.

yeah whatever about the laugh of the day, this is not funney guys. it's not the least bit of hillarious! not even remotely funny for that matter. i dont know what it means so how can i do it? if i cant know what something means, how do you expect me to do it? you know? i dont waste my money on anything, nothing guys! YES THEY HAVE BEEN CALLING FOR TWO YEARS STATING IT'S A BUSINESS MATTER, THEY DONT SAY ANYTHING OTHER BUT THAT IT IS A BUSINESS MATTER! you are sarcastic good god, how could you be so sarcastic about this whole thing, no matter what i do or say, i cant hide the truth! oh shut up you pervo, you aut to know by now from the posts that i have that i know he does not like me! so how can i have a teenage crush on him, good god! i dont even know him for that matter lol. you have a point here, salv? stop picking on me for once, you are not going to drive me away from this site with your hot air! you bag of hot air! ookey whatever, you learned a new dictionary of curse words, they were not directed at you, they were directed at salvatore! picking? and yelling at me? why do you suppose i cursed him out! i know there is a bright big butiful world out there, but there is also a glim dark world out there as well. and i do have a life as well too, so what you tryiung to tell me i dont have a life? at least i am smarter then someone who directs insults twards another person. that's you salvatore. Y O U! whatever. wait until tomorrow see if i care.

I needed my laugh for the morning, so checked in to see what rant Sondra was on today.

Since you don't do it, I didn't think you'd know what is meant by: 'God helps him who helps himself.'

Save up your money so you can hire your own lawyer or go to Legal Aid. What do you waste all your money on if, as you say, they've been calling you for a couple of years and you still don't have the $$$ for an attorney? Can't you hold back a few bucks that you get from selling your food stamps? >>>sarcasm off
Salvatore, I think she has a teenage crush on you. Note how many of her missives are directed at you. Now, you stop picking on this poor little girl who only knows how to copy, paste, and curse (and type in CAPS!). I think I've learned a few new descriptive words since I started reading this muck. They don't make any more sense than her perceived 'problem.'

Get a life, Sondra, get a life. There's a big, bright, beautiful world outside your double-wide.

I'll wait until tomorrow for my 'laugh of the day'--I've had enough for today.

You say you're blind, but you have no problem typing multiple novellas a day. And you expect any lawyer who comes strolling through here to file a class aciton suit for you, pro bono of course.

You say you've tried to call this company, but you only get a recording. You called at midnight, right? Have you ever heard the phrase "business hours?"

BTW, do you know what city name souunds like a f*rt in a bath tub? Beloit. Sorry, didn't mean to jar you.

Sondra refuses to understand anything that is being told to her. I still believe she's not being truthful here. Example: on one post, she says she's using speech-to-text software due to visual impairment. From what I found online, speech-to-text software writes with correct spelling, punctuation and capitalization. She also said something about being a janitor. A semi-blind janitor? Sure.

Sondra has nothing better to do than hassle people here. She has been given very explicit advice on how to solve her problem but refuses to do it. It's time to stop feeding the troll. Maybe she'll go away when she stops getting the attention she so obviously craves.

Final word to you, Sondra. NO ONE HERE OWES YOU ANYTHING. GET OVER IT AND GO TROLL SOMEWHERE ELSE.

o so i am a troll now huh? i didn't think you gave a crap did i? i never did! and sinfce i have joined this forum. all i have gotten is insults, name calling contests and stupid remarks from all of you. it['s you who's the troll! i dont refuse to understznd either. so believe what you want but dont you dare call me a liar! o and mine dont? it pronounces things like they should be pronounced! dont you make fun of me ever! your the ones who dont give a crap, not me! you never did so why should i return that forgiveness huh? tell me1 i am not hassling anyone either so pleas stop accusing me of hassling people, i dont do that guys! i am not about to take accusations or alegations that i hassle people either. that might be but i should not have to do EVERYTHING ON MY OWN! i said i am not a troll! i am not going to leave this forum just because you want me to either! dont tell me that! they do too!

Sondra, I am amazed to see how you think that your threats and demands are going to take you anywhere. People have already given you plenty of advice, but it seems that all you need is attention. Its all about you, isn't it? I know that you will cut and paste my response (like you always do) and then in all caps respond. Personally, I don't care what you think or say about me, but found it really entertaining to read all of your postings.
You could have used up your time in trying to send a letter (certified), or calling the company during normal business hours. And by the way, even if you are in Pacific Time, Central or Mountain, you can do the math and call around 2-4 pm and will get a real person to answer.
All your postings now are starting to be boring with your repetitions that "people have to help me" or "I won't stop until someone does something".

People are not making fun of your handicap, but you are the one that brought it up and keep saying that people are picking on you because of that. Blindness has nothing to do with your problem.

Take responsibility for your actions, and take care of your problem. People have given you plenty of information (I am repeating myself).
Calm down, take a deep breath and you will see that you can take care of this nonsense.
Do not think that I am insulting you, on the contrary, I am trying to tell you that things will get better, just with a little effort and work on your part.
Good luck.

now your gona start up on me too? you r not being nice asbout this whole entire thing here! it's not attention i need here, it's help with taking dcare of the business i have discussed here, not attention! no it's not all about me, not at all! so why dont you create a radio talk show about MY postings? that aut to be entertaining. no it's centeral daylight time i am in, not pacific daylight time. i dont get home until two or two thirty so how am i supposed to get a hold of em? because you think they are, that's why you think i am boring, i try not to be so boring guys. then what do you call salvatore telling me i need help, mentaly? that's making fun! so what's your point? not now, you are not insulting me but u have insulted me timothey in the previous posts that i have hp here thus far. thank you for not insulting me this time around. on your part too tim. you need to help me get through this becvause i cant do it alone!
OKAY SONDRA,

SONDRA SAYS:
because whatever advice he did give me, i couldn't even get anywhyere with it because every time i kept trying to call that 800 n7umber

OKAY, BREAK HERE. TIM DID NOT ADVISE YOU TO CALL THE 800 NUMBER, HE ADVISED YOU TO SEND THEM A CERTIFIED LETTER.

i kept getting that recording saying noone is available to take my call. you dont understand me jodi because you dont try to understand me, that's why, same with salvatore, he thinks i am insane because of what i have posted, he thinks i am half crazy because of my posts, he doesn't even know me jodi, so how would he know what or who i am? so what? he did not do his job by solving my legal problems for me

BREAK AGAIN. HOW MANY TIMES HAVE YOU BEEN TOLD TIM IS NOT YOUR LAWYER OR A LAWYER FOR THE REPORTS ON THIS SITE. IF YOU WANT A LAWYER, GO GET ONE AND PAY FOR IT.

so i do not do my end of the deal until he does his end of it and solves this deal for me, he is the lawyer, i am the victem jodi, dont u see a trend here? there is a pattern here, they have been calling for two in a half years, and you know it's not easy dealing with them, i refuse to call them because like i said, and like others have said, they are either extremely rude on the phone or they dont answer the phone,

WELL WHICH IS IT SONDRA. YOU JUST SAID BEFORE "every time i kept trying to call that 800 n7umber i kept getting that recording saying noone is available to take my call," NOW YOU SAY "i refuse to call them." WHAT ARE WE SUPPOSED TO BELIEVE?

that's as simple as that jodi. because he didn't do hks job by solving my problem for me, that's why i refused his help, and i will keep refusing until he does his job and solves this whole thing for me, he is a lawyer jodi and he has to do his job before i do mine.

AGAIN, TIM IS NOT YOUR LAWYER AND IS NOT GOING TO SOLVE YOUR PROBLEM FOR YOU. HOW MANY d**n TIMES MUST YOU BE TOLD???

so doubt it all you want jodi, but there has to be someone out there in this vast world that knows how to deal with jbc legal group, you must think this is easy dont you, well it isn't that easy to say "ok, i'll call them"" and be done with it, if you look at the others' reports out here, they say jbc is either rude on the phone or they just wont pick up and talk to you or they forward you to a voice mail wich calls never get returned after leaving a message, dont you see the trend? then you tell me what the ROR is for then if it isn't for people to count on to solve your problems for you, it says on the homepage that they are for the consumers by the consumers,.

EXACTLY, BY THE CONSUMERS. THAT'S WHAT WE ARE, OTHER CONSUMERS JUST LIKE YOU. TIM IS NOT YOUR LAWYER AND WE THE CONSUMERS ARE NOT GOING TO SOLVE YOUR PROBLEMS FOR YOU. WE ARE HERE TO GIVE YOU ADVISE ON HOW YOU CAN RESOLVE YOUR PROBLEM. NOT EXACTLY A RIPOFF IN YOUR CASE SO WHAT YOU ARE POSTING ON THIS BOARD IS UNCLEAR, BUT YOU HAVE BEEN GIVEN HELP, YOU JUST REFUSE TO TAKE IT, ACT ON IT AND TAKE CARE OF YOUR BUSINESS.

that they help you with your problems. is this not true? tell me will you please? how am i suppose to prove to you i am willing to do this on my own jodi, ir all people are going to do is insult me calling me names like salvatore has done throughout the entire thread? when people tell me to go get help like salvatore has, that tells me they dont wanna help me out with something like this. you notice i am being nice not to use caps? it's because i dont feel like arguing with a bunch of people anymore. i want something done,

NOTING WILL EVER "BE DONE" BY ANYONE ON THIS SITE ON YOUR BEHALF. GET THAT THROUGH YOUR THICK HEAD.

yet when people insult me and call me names and tell me they think i have mental issues, that only gets an argument started and i am busy arguing with them rfather then doing something to solve this problem. how would u like to get these phone calls? you would NOT like it if someone just KEPT right on calling and played the same recording over and over each time they did call!

this is the recording and i will keep giving you the recording until timothy does his job as a lawyer and proves to me he can solve this issue at stake.

this message is regarding a personal business matter, please contact jbc legal group at 1-800-241-1510, again, please contact jbc legal group at 1-800-241-1510 thank you. f h 5 - 14 3 7, that referance number again is f h 5 - 1 3 7

timothey keeps saying it's a legal matter, but when it says personal, it does not say legal! when they say personal, they mean personal and i am gonna keep right on disputing his idea that it is a legal issue,

OKAY, WHAT DIFFERENCE DOES IT MEAN REALLY. JUST CONSIDER IT BUSINESS AND TAKE CARE OF IT ALREADY. SEND THE CERTIFIED LETTER.

i have never dealt with them before

IN THE FUTURE, SEND A LIST OF THE DEBT COLLECTOR'S YOU CHOOSE TO DEAL WITH TO THOSE WHOM YOU REFUSE TO PAY YOUR BILLS, AND I'M SURE THEY WILL ONLY USE THE DEBT COLLECTOR'S YOU HAVE DEALT WITH IN THE PAST OR OF YOUR CHOOSING. RIGHT.

and i dont think i will ever because of their harassing tactics. so you tell me how i am suppose to prove to you guys that i am willing to take this advice

POST THE TRACKING NUMBER OF YOUR CERTIFIED LETTER SO WE CAN ALL WATCH FOR THE DATE IT HAS BEEN RECEIVED.

if all people are going to do is just insult me, they always hagve an insult to add before giving their advice and that is not very professional of a lawyer to insult someone before giving them advice and there is no way i will hire anyone like him if all he is going to do is add an insult before GIVING their advice. there is no way jodi. either he stop insulting me, and that salvatore, stop telling me i need mental help or i dont do nothing, it's only making it harder on salvatore if all he is going to do is insult people about their so called obvious handicap. thank you

I THINK IT'S MORE THAN OBVIOUS. HAVE A GOOD DAY.

salvatore, dont you even try to tell me i am insane, that's not the way to deal with a newcomer!


Sondra, I am not going to respond to all of your post. I didn't even read all of it, because it is just complete idiotic nonsense. But I will say that you need to understand that this is a site where people who have been "scammed" by a company can come to expose that company. This is NOT a site to come with legal issues, nor a place to get legal advice. If your claim about being "scammed" is legitimate then other people may have a suggestion for you. PERIOD. That is all this is.

1st and foremost You have not been "scammed" by anyone. You have a credit collection issue and you need to act like a big girl and take care of it. But maybe that is the problem here; you aren't even an adult, wow this all makes sense now!

Hey everybody, listen to this scenario: Sondra is a young kid or maybe even in her early teens, I mean you could figure out her age just by the way she talks, spells, and by her grammar. This is a childish joke that she is playing, getting a kick out of the fact that she has a bunch of grown adults going back and forth with her.
Don't you guy's agree? Just go back and read her posts; they are very inconsistent, very immature, nothing is spelled correct, and the grammar is that of about a 12yr old (even younger). And how about the names like: "fat-freak" OK, OK I got a few extra pounds on me, but c'mon, fat-freak? She claims that I called her "names". No, actually I said she had mental issues, and had a trash-mouth, etc. Am I lying? But nothing like the childish name calling that she resorted to, again like a young child.

It all makes sense now. OK Sondra I give up, you had us all going with your lame complaint. I mean no [sane] adult in there right mind would handle a situation like you. Well, I give up... Now go get some friends to play with kid.

fine be like that, see if i care. so fine, dont read all of what i have to say, be like that i said. then you may as well be my toutor if you want me to understand what this site is about! i thaught that people could file on all sorts of subjects but i guess i am wrong about that now arn't i? it is ligitamate, how would you like to have to edeal with harassing calls from one company who does not give a hoot who they harass? it's got me to the point i have tried everything from the do not call list to this site, now look what i get, you telling me to leave because i have tried to report this company? not a chance! i do have rights and that's why i am here is to excersize them rights to freedom! how would you even know if i am an adult! i said noone even knows me and how would you even know my age? are you telepathic or something? do you have remote viewing capabilities like in that movie the sixth sence? i am not playing a joke here! when i have a problem, i am going to address that problem! if you know of other sites i can address this issue tell me which ones! no your getting the kick out of this whole thing salvatore! it's you who's getting pissed at me for even tryikng to state the truth here!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
no your inconsistant with this matter, it's not me salvatore! it is not me!!! no it'[s you who's immature about this salvatore! you you you you you! so what's it to you if something isn't spelled right? that's my nature! like i said you do not know who i am and or how old i am so stop assuming this on me now please? well you deserve it, your being real mean about this so i should be able to cut you down as well! your not helping this any so back off already! that's still calling me names salvatore! think about how i am treating you, i am doing this to you because you insist i have mental problems when you do not know me even! you live in the conneticuits and i live in the badger state of wisconsin, you and i are talking text to text so how do you know me, you spying on me or something? yeah you did call me names, insane salvatorfe! yeah, you r lying salvatore, how would you know if i had problems or not? tyell me now because i am not gonna stop this arguing until you DO tell me how you know me? dont make up excuses either! no your resorting to acting like a young child here, dont even start this with me salvatore, dont even start! what makes sense, that i am telling the truth? sure it makes sense, the truth always does make sense! fine be that way salvatore, you dont give a rat's a*s what happens to me anyhow so be that way! screw you salvatore!

I've tried to wade through this muck and have come to one conclusion: Sondra wants Tim to bring a class action suit against the people she feels have 'wronged' her. Doesn't work that way, Sondra. Tim has no problem with them, you do. Why should he do pro bono for you when he can charge $150/hr for his services? Quite low, I might add. It's up to YOU to obtain and pay for the services of an attorney, not expect someone to do it at no cost. Do you volunteer your janitorial services? I thought not.

Respect for newcomers? I'm newer to ROR than you, Sondra, and have been treated with utmost respect by all the members. Of course, do you suppose it may be because I don't use language like f**k, d*m, sh*t, retardo, etc.?

I expect my response will be completely copied and pasted, and then the 'responce' will be in all caps. But possibly if the response comes right after her meds were taken, it may be in lower case.

Get a life, Sondra. God helps him who helps himself.

yes i do, he is a lawyer so he can do this stuff! because like i said, he is a lawyer, and he can do the job better than i probably can, i am likely to get into an argument with them if i do talk to them so he knows how to do this stuff and i dont! i have never attended law school and maybe i should so i dont know anything much about the law when it comes to credit collecters! o like i can afford an attourney? i might as well go to law school so I can solve these kinds of issues, i knew i got myself into a cas3e i cant fight! i just knew it. no i dont volunteer my services, the district i work for pays me for my services because they need them services, who'd clean a barnyard pig sty of a dining room if i didn't! the kids there are messy as hell and if you think i volunteer my time as a janitor, ur nuts! yes respect for newcomers, i am a newcommer as well as you are, and there are people with my type of attutude out there and just because i have an agressive attitude, does not mean people can just give up on me, i try my best here not to get mad but when someone calls me mental or insane like salvatore has called me, dont you think that hurtsx? it hurts! that's why i used those words in the first place! i do not take meds guys, its you that pisses me off and that's why io have used all caps through out this entire bumpy ride and that it is. i have a life, what do you mean by god helps him who helps himself?

Sondra refuses to understand anything that is being told to her. I still believe she's not being truthful here. Example: on one post, she says she's using speech-to-text software due to visual impairment. From what I found online, speech-to-text software writes with correct spelling, punctuation and capitalization. She also said something about being a janitor. A semi-blind janitor? Sure.

Sondra has nothing better to do than hassle people here. She has been given very explicit advice on how to solve her problem but refuses to do it. It's time to stop feeding the troll. Maybe she'll go away when she stops getting the attention she so obviously craves.

Final word to you, Sondra. NO ONE HERE OWES YOU ANYTHING. GET OVER IT AND GO TROLL SOMEWHERE ELSE.

o so i am a troll now huh? i didn't think you gave a crap did i? i never did! and sinfce i have joined this forum. all i have gotten is insults, name calling contests and stupid remarks from all of you. it['s you who's the troll! i dont refuse to understznd either. so believe what you want but dont you dare call me a liar! o and mine dont? it pronounces things like they should be pronounced! dont you make fun of me ever! your the ones who dont give a crap, not me! you never did so why should i return that forgiveness huh? tell me1 i am not hassling anyone either so pleas stop accusing me of hassling people, i dont do that guys! i am not about to take accusations or alegations that i hassle people either. that might be but i should not have to do EVERYTHING ON MY OWN! i said i am not a troll! i am not going to leave this forum just because you want me to either! dont tell me that! they do too!

Sondra, I am amazed to see how you think that your threats and demands are going to take you anywhere. People have already given you plenty of advice, but it seems that all you need is attention. Its all about you, isn't it? I know that you will cut and paste my response (like you always do) and then in all caps respond. Personally, I don't care what you think or say about me, but found it really entertaining to read all of your postings.
You could have used up your time in trying to send a letter (certified), or calling the company during normal business hours. And by the way, even if you are in Pacific Time, Central or Mountain, you can do the math and call around 2-4 pm and will get a real person to answer.
All your postings now are starting to be boring with your repetitions that "people have to help me" or "I won't stop until someone does something".

People are not making fun of your handicap, but you are the one that brought it up and keep saying that people are picking on you because of that. Blindness has nothing to do with your problem.

Take responsibility for your actions, and take care of your problem. People have given you plenty of information (I am repeating myself).
Calm down, take a deep breath and you will see that you can take care of this nonsense.
Do not think that I am insulting you, on the contrary, I am trying to tell you that things will get better, just with a little effort and work on your part.
Good luck.

now your gona start up on me too? you r not being nice asbout this whole entire thing here! it's not attention i need here, it's help with taking dcare of the business i have discussed here, not attention! no it's not all about me, not at all! so why dont you create a radio talk show about MY postings? that aut to be entertaining. no it's centeral daylight time i am in, not pacific daylight time. i dont get home until two or two thirty so how am i supposed to get a hold of em? because you think they are, that's why you think i am boring, i try not to be so boring guys. then what do you call salvatore telling me i need help, mentaly? that's making fun! so what's your point? not now, you are not insulting me but u have insulted me timothey in the previous posts that i have hp here thus far. thank you for not insulting me this time around. on your part too tim. you need to help me get through this becvause i cant do it alone!
OKAY SONDRA,

SONDRA SAYS:
because whatever advice he did give me, i couldn't even get anywhyere with it because every time i kept trying to call that 800 n7umber

OKAY, BREAK HERE. TIM DID NOT ADVISE YOU TO CALL THE 800 NUMBER, HE ADVISED YOU TO SEND THEM A CERTIFIED LETTER.

i kept getting that recording saying noone is available to take my call. you dont understand me jodi because you dont try to understand me, that's why, same with salvatore, he thinks i am insane because of what i have posted, he thinks i am half crazy because of my posts, he doesn't even know me jodi, so how would he know what or who i am? so what? he did not do his job by solving my legal problems for me

BREAK AGAIN. HOW MANY TIMES HAVE YOU BEEN TOLD TIM IS NOT YOUR LAWYER OR A LAWYER FOR THE REPORTS ON THIS SITE. IF YOU WANT A LAWYER, GO GET ONE AND PAY FOR IT.

so i do not do my end of the deal until he does his end of it and solves this deal for me, he is the lawyer, i am the victem jodi, dont u see a trend here? there is a pattern here, they have been calling for two in a half years, and you know it's not easy dealing with them, i refuse to call them because like i said, and like others have said, they are either extremely rude on the phone or they dont answer the phone,

WELL WHICH IS IT SONDRA. YOU JUST SAID BEFORE "every time i kept trying to call that 800 n7umber i kept getting that recording saying noone is available to take my call," NOW YOU SAY "i refuse to call them." WHAT ARE WE SUPPOSED TO BELIEVE?

that's as simple as that jodi. because he didn't do hks job by solving my problem for me, that's why i refused his help, and i will keep refusing until he does his job and solves this whole thing for me, he is a lawyer jodi and he has to do his job before i do mine.

AGAIN, TIM IS NOT YOUR LAWYER AND IS NOT GOING TO SOLVE YOUR PROBLEM FOR YOU. HOW MANY d**n TIMES MUST YOU BE TOLD???

so doubt it all you want jodi, but there has to be someone out there in this vast world that knows how to deal with jbc legal group, you must think this is easy dont you, well it isn't that easy to say "ok, i'll call them"" and be done with it, if you look at the others' reports out here, they say jbc is either rude on the phone or they just wont pick up and talk to you or they forward you to a voice mail wich calls never get returned after leaving a message, dont you see the trend? then you tell me what the ROR is for then if it isn't for people to count on to solve your problems for you, it says on the homepage that they are for the consumers by the consumers,.

EXACTLY, BY THE CONSUMERS. THAT'S WHAT WE ARE, OTHER CONSUMERS JUST LIKE YOU. TIM IS NOT YOUR LAWYER AND WE THE CONSUMERS ARE NOT GOING TO SOLVE YOUR PROBLEMS FOR YOU. WE ARE HERE TO GIVE YOU ADVISE ON HOW YOU CAN RESOLVE YOUR PROBLEM. NOT EXACTLY A RIPOFF IN YOUR CASE SO WHAT YOU ARE POSTING ON THIS BOARD IS UNCLEAR, BUT YOU HAVE BEEN GIVEN HELP, YOU JUST REFUSE TO TAKE IT, ACT ON IT AND TAKE CARE OF YOUR BUSINESS.

that they help you with your problems. is this not true? tell me will you please? how am i suppose to prove to you i am willing to do this on my own jodi, ir all people are going to do is insult me calling me names like salvatore has done throughout the entire thread? when people tell me to go get help like salvatore has, that tells me they dont wanna help me out with something like this. you notice i am being nice not to use caps? it's because i dont feel like arguing with a bunch of people anymore. i want something done,

NOTING WILL EVER "BE DONE" BY ANYONE ON THIS SITE ON YOUR BEHALF. GET THAT THROUGH YOUR THICK HEAD.

yet when people insult me and call me names and tell me they think i have mental issues, that only gets an argument started and i am busy arguing with them rfather then doing something to solve this problem. how would u like to get these phone calls? you would NOT like it if someone just KEPT right on calling and played the same recording over and over each time they did call!

this is the recording and i will keep giving you the recording until timothy does his job as a lawyer and proves to me he can solve this issue at stake.

this message is regarding a personal business matter, please contact jbc legal group at 1-800-241-1510, again, please contact jbc legal group at 1-800-241-1510 thank you. f h 5 - 14 3 7, that referance number again is f h 5 - 1 3 7

timothey keeps saying it's a legal matter, but when it says personal, it does not say legal! when they say personal, they mean personal and i am gonna keep right on disputing his idea that it is a legal issue,

OKAY, WHAT DIFFERENCE DOES IT MEAN REALLY. JUST CONSIDER IT BUSINESS AND TAKE CARE OF IT ALREADY. SEND THE CERTIFIED LETTER.

i have never dealt with them before

IN THE FUTURE, SEND A LIST OF THE DEBT COLLECTOR'S YOU CHOOSE TO DEAL WITH TO THOSE WHOM YOU REFUSE TO PAY YOUR BILLS, AND I'M SURE THEY WILL ONLY USE THE DEBT COLLECTOR'S YOU HAVE DEALT WITH IN THE PAST OR OF YOUR CHOOSING. RIGHT.

and i dont think i will ever because of their harassing tactics. so you tell me how i am suppose to prove to you guys that i am willing to take this advice

POST THE TRACKING NUMBER OF YOUR CERTIFIED LETTER SO WE CAN ALL WATCH FOR THE DATE IT HAS BEEN RECEIVED.

if all people are going to do is just insult me, they always hagve an insult to add before giving their advice and that is not very professional of a lawyer to insult someone before giving them advice and there is no way i will hire anyone like him if all he is going to do is add an insult before GIVING their advice. there is no way jodi. either he stop insulting me, and that salvatore, stop telling me i need mental help or i dont do nothing, it's only making it harder on salvatore if all he is going to do is insult people about their so called obvious handicap. thank you

I THINK IT'S MORE THAN OBVIOUS. HAVE A GOOD DAY.

salvatore, dont you even try to tell me i am insane, that's not the way to deal with a newcomer!


Sondra, I am not going to respond to all of your post. I didn't even read all of it, because it is just complete idiotic nonsense. But I will say that you need to understand that this is a site where people who have been "scammed" by a company can come to expose that company. This is NOT a site to come with legal issues, nor a place to get legal advice. If your claim about being "scammed" is legitimate then other people may have a suggestion for you. PERIOD. That is all this is.

1st and foremost You have not been "scammed" by anyone. You have a credit collection issue and you need to act like a big girl and take care of it. But maybe that is the problem here; you aren't even an adult, wow this all makes sense now!

Hey everybody, listen to this scenario: Sondra is a young kid or maybe even in her early teens, I mean you could figure out her age just by the way she talks, spells, and by her grammar. This is a childish joke that she is playing, getting a kick out of the fact that she has a bunch of grown adults going back and forth with her.
Don't you guy's agree? Just go back and read her posts; they are very inconsistent, very immature, nothing is spelled correct, and the grammar is that of about a 12yr old (even younger). And how about the names like: "fat-freak" OK, OK I got a few extra pounds on me, but c'mon, fat-freak? She claims that I called her "names". No, actually I said she had mental issues, and had a trash-mouth, etc. Am I lying? But nothing like the childish name calling that she resorted to, again like a young child.

It all makes sense now. OK Sondra I give up, you had us all going with your lame complaint. I mean no [sane] adult in there right mind would handle a situation like you. Well, I give up... Now go get some friends to play with kid.

fine be like that, see if i care. so fine, dont read all of what i have to say, be like that i said. then you may as well be my toutor if you want me to understand what this site is about! i thaught that people could file on all sorts of subjects but i guess i am wrong about that now arn't i? it is ligitamate, how would you like to have to edeal with harassing calls from one company who does not give a hoot who they harass? it's got me to the point i have tried everything from the do not call list to this site, now look what i get, you telling me to leave because i have tried to report this company? not a chance! i do have rights and that's why i am here is to excersize them rights to freedom! how would you even know if i am an adult! i said noone even knows me and how would you even know my age? are you telepathic or something? do you have remote viewing capabilities like in that movie the sixth sence? i am not playing a joke here! when i have a problem, i am going to address that problem! if you know of other sites i can address this issue tell me which ones! no your getting the kick out of this whole thing salvatore! it's you who's getting pissed at me for even tryikng to state the truth here!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
no your inconsistant with this matter, it's not me salvatore! it is not me!!! no it'[s you who's immature about this salvatore! you you you you you! so what's it to you if something isn't spelled right? that's my nature! like i said you do not know who i am and or how old i am so stop assuming this on me now please? well you deserve it, your being real mean about this so i should be able to cut you down as well! your not helping this any so back off already! that's still calling me names salvatore! think about how i am treating you, i am doing this to you because you insist i have mental problems when you do not know me even! you live in the conneticuits and i live in the badger state of wisconsin, you and i are talking text to text so how do you know me, you spying on me or something? yeah you did call me names, insane salvatorfe! yeah, you r lying salvatore, how would you know if i had problems or not? tyell me now because i am not gonna stop this arguing until you DO tell me how you know me? dont make up excuses either! no your resorting to acting like a young child here, dont even start this with me salvatore, dont even start! what makes sense, that i am telling the truth? sure it makes sense, the truth always does make sense! fine be that way salvatore, you dont give a rat's a*s what happens to me anyhow so be that way! screw you salvatore!

I've tried to wade through this muck and have come to one conclusion: Sondra wants Tim to bring a class action suit against the people she feels have 'wronged' her. Doesn't work that way, Sondra. Tim has no problem with them, you do. Why should he do pro bono for you when he can charge $150/hr for his services? Quite low, I might add. It's up to YOU to obtain and pay for the services of an attorney, not expect someone to do it at no cost. Do you volunteer your janitorial services? I thought not.

Respect for newcomers? I'm newer to ROR than you, Sondra, and have been treated with utmost respect by all the members. Of course, do you suppose it may be because I don't use language like f**k, d*m, sh*t, retardo, etc.?

I expect my response will be completely copied and pasted, and then the 'responce' will be in all caps. But possibly if the response comes right after her meds were taken, it may be in lower case.

Get a life, Sondra. God helps him who helps himself.

yes i do, he is a lawyer so he can do this stuff! because like i said, he is a lawyer, and he can do the job better than i probably can, i am likely to get into an argument with them if i do talk to them so he knows how to do this stuff and i dont! i have never attended law school and maybe i should so i dont know anything much about the law when it comes to credit collecters! o like i can afford an attourney? i might as well go to law school so I can solve these kinds of issues, i knew i got myself into a cas3e i cant fight! i just knew it. no i dont volunteer my services, the district i work for pays me for my services because they need them services, who'd clean a barnyard pig sty of a dining room if i didn't! the kids there are messy as hell and if you think i volunteer my time as a janitor, ur nuts! yes respect for newcomers, i am a newcommer as well as you are, and there are people with my type of attutude out there and just because i have an agressive attitude, does not mean people can just give up on me, i try my best here not to get mad but when someone calls me mental or insane like salvatore has called me, dont you think that hurtsx? it hurts! that's why i used those words in the first place! i do not take meds guys, its you that pisses me off and that's why io have used all caps through out this entire bumpy ride and that it is. i have a life, what do you mean by god helps him who helps himself?

Sondra refuses to understand anything that is being told to her. I still believe she's not being truthful here. Example: on one post, she says she's using speech-to-text software due to visual impairment. From what I found online, speech-to-text software writes with correct spelling, punctuation and capitalization. She also said something about being a janitor. A semi-blind janitor? Sure.

Sondra has nothing better to do than hassle people here. She has been given very explicit advice on how to solve her problem but refuses to do it. It's time to stop feeding the troll. Maybe she'll go away when she stops getting the attention she so obviously craves.

Final word to you, Sondra. NO ONE HERE OWES YOU ANYTHING. GET OVER IT AND GO TROLL SOMEWHERE ELSE.

o so i am a troll now huh? i didn't think you gave a crap did i? i never did! and sinfce i have joined this forum. all i have gotten is insults, name calling contests and stupid remarks from all of you. it['s you who's the troll! i dont refuse to understznd either. so believe what you want but dont you dare call me a liar! o and mine dont? it pronounces things like they should be pronounced! dont you make fun of me ever! your the ones who dont give a crap, not me! you never did so why should i return that forgiveness huh? tell me1 i am not hassling anyone either so pleas stop accusing me of hassling people, i dont do that guys! i am not about to take accusations or alegations that i hassle people either. that might be but i should not have to do EVERYTHING ON MY OWN! i said i am not a troll! i am not going to leave this forum just because you want me to either! dont tell me that! they do too!

Sondra, I am amazed to see how you think that your threats and demands are going to take you anywhere. People have already given you plenty of advice, but it seems that all you need is attention. Its all about you, isn't it? I know that you will cut and paste my response (like you always do) and then in all caps respond. Personally, I don't care what you think or say about me, but found it really entertaining to read all of your postings.
You could have used up your time in trying to send a letter (certified), or calling the company during normal business hours. And by the way, even if you are in Pacific Time, Central or Mountain, you can do the math and call around 2-4 pm and will get a real person to answer.
All your postings now are starting to be boring with your repetitions that "people have to help me" or "I won't stop until someone does something".

People are not making fun of your handicap, but you are the one that brought it up and keep saying that people are picking on you because of that. Blindness has nothing to do with your problem.

Take responsibility for your actions, and take care of your problem. People have given you plenty of information (I am repeating myself).
Calm down, take a deep breath and you will see that you can take care of this nonsense.
Do not think that I am insulting you, on the contrary, I am trying to tell you that things will get better, just with a little effort and work on your part.
Good luck.

now your gona start up on me too? you r not being nice asbout this whole entire thing here! it's not attention i need here, it's help with taking dcare of the business i have discussed here, not attention! no it's not all about me, not at all! so why dont you create a radio talk show about MY postings? that aut to be entertaining. no it's centeral daylight time i am in, not pacific daylight time. i dont get home until two or two thirty so how am i supposed to get a hold of em? because you think they are, that's why you think i am boring, i try not to be so boring guys. then what do you call salvatore telling me i need help, mentaly? that's making fun! so what's your point? not now, you are not insulting me but u have insulted me timothey in the previous posts that i have hp here thus far. thank you for not insulting me this time around. on your part too tim. you need to help me get through this becvause i cant do it alone!
OKAY SONDRA,

SONDRA SAYS:
because whatever advice he did give me, i couldn't even get anywhyere with it because every time i kept trying to call that 800 n7umber

OKAY, BREAK HERE. TIM DID NOT ADVISE YOU TO CALL THE 800 NUMBER, HE ADVISED YOU TO SEND THEM A CERTIFIED LETTER.

i kept getting that recording saying noone is available to take my call. you dont understand me jodi because you dont try to understand me, that's why, same with salvatore, he thinks i am insane because of what i have posted, he thinks i am half crazy because of my posts, he doesn't even know me jodi, so how would he know what or who i am? so what? he did not do his job by solving my legal problems for me

BREAK AGAIN. HOW MANY TIMES HAVE YOU BEEN TOLD TIM IS NOT YOUR LAWYER OR A LAWYER FOR THE REPORTS ON THIS SITE. IF YOU WANT A LAWYER, GO GET ONE AND PAY FOR IT.

so i do not do my end of the deal until he does his end of it and solves this deal for me, he is the lawyer, i am the victem jodi, dont u see a trend here? there is a pattern here, they have been calling for two in a half years, and you know it's not easy dealing with them, i refuse to call them because like i said, and like others have said, they are either extremely rude on the phone or they dont answer the phone,

WELL WHICH IS IT SONDRA. YOU JUST SAID BEFORE "every time i kept trying to call that 800 n7umber i kept getting that recording saying noone is available to take my call," NOW YOU SAY "i refuse to call them." WHAT ARE WE SUPPOSED TO BELIEVE?

that's as simple as that jodi. because he didn't do hks job by solving my problem for me, that's why i refused his help, and i will keep refusing until he does his job and solves this whole thing for me, he is a lawyer jodi and he has to do his job before i do mine.

AGAIN, TIM IS NOT YOUR LAWYER AND IS NOT GOING TO SOLVE YOUR PROBLEM FOR YOU. HOW MANY d**n TIMES MUST YOU BE TOLD???

so doubt it all you want jodi, but there has to be someone out there in this vast world that knows how to deal with jbc legal group, you must think this is easy dont you, well it isn't that easy to say "ok, i'll call them"" and be done with it, if you look at the others' reports out here, they say jbc is either rude on the phone or they just wont pick up and talk to you or they forward you to a voice mail wich calls never get returned after leaving a message, dont you see the trend? then you tell me what the ROR is for then if it isn't for people to count on to solve your problems for you, it says on the homepage that they are for the consumers by the consumers,.

EXACTLY, BY THE CONSUMERS. THAT'S WHAT WE ARE, OTHER CONSUMERS JUST LIKE YOU. TIM IS NOT YOUR LAWYER AND WE THE CONSUMERS ARE NOT GOING TO SOLVE YOUR PROBLEMS FOR YOU. WE ARE HERE TO GIVE YOU ADVISE ON HOW YOU CAN RESOLVE YOUR PROBLEM. NOT EXACTLY A RIPOFF IN YOUR CASE SO WHAT YOU ARE POSTING ON THIS BOARD IS UNCLEAR, BUT YOU HAVE BEEN GIVEN HELP, YOU JUST REFUSE TO TAKE IT, ACT ON IT AND TAKE CARE OF YOUR BUSINESS.

that they help you with your problems. is this not true? tell me will you please? how am i suppose to prove to you i am willing to do this on my own jodi, ir all people are going to do is insult me calling me names like salvatore has done throughout the entire thread? when people tell me to go get help like salvatore has, that tells me they dont wanna help me out with something like this. you notice i am being nice not to use caps? it's because i dont feel like arguing with a bunch of people anymore. i want something done,

NOTING WILL EVER "BE DONE" BY ANYONE ON THIS SITE ON YOUR BEHALF. GET THAT THROUGH YOUR THICK HEAD.

yet when people insult me and call me names and tell me they think i have mental issues, that only gets an argument started and i am busy arguing with them rfather then doing something to solve this problem. how would u like to get these phone calls? you would NOT like it if someone just KEPT right on calling and played the same recording over and over each time they did call!

this is the recording and i will keep giving you the recording until timothy does his job as a lawyer and proves to me he can solve this issue at stake.

this message is regarding a personal business matter, please contact jbc legal group at 1-800-241-1510, again, please contact jbc legal group at 1-800-241-1510 thank you. f h 5 - 14 3 7, that referance number again is f h 5 - 1 3 7

timothey keeps saying it's a legal matter, but when it says personal, it does not say legal! when they say personal, they mean personal and i am gonna keep right on disputing his idea that it is a legal issue,

OKAY, WHAT DIFFERENCE DOES IT MEAN REALLY. JUST CONSIDER IT BUSINESS AND TAKE CARE OF IT ALREADY. SEND THE CERTIFIED LETTER.

i have never dealt with them before

IN THE FUTURE, SEND A LIST OF THE DEBT COLLECTOR'S YOU CHOOSE TO DEAL WITH TO THOSE WHOM YOU REFUSE TO PAY YOUR BILLS, AND I'M SURE THEY WILL ONLY USE THE DEBT COLLECTOR'S YOU HAVE DEALT WITH IN THE PAST OR OF YOUR CHOOSING. RIGHT.

and i dont think i will ever because of their harassing tactics. so you tell me how i am suppose to prove to you guys that i am willing to take this advice

POST THE TRACKING NUMBER OF YOUR CERTIFIED LETTER SO WE CAN ALL WATCH FOR THE DATE IT HAS BEEN RECEIVED.

if all people are going to do is just insult me, they always hagve an insult to add before giving their advice and that is not very professional of a lawyer to insult someone before giving them advice and there is no way i will hire anyone like him if all he is going to do is add an insult before GIVING their advice. there is no way jodi. either he stop insulting me, and that salvatore, stop telling me i need mental help or i dont do nothing, it's only making it harder on salvatore if all he is going to do is insult people about their so called obvious handicap. thank you

I THINK IT'S MORE THAN OBVIOUS. HAVE A GOOD DAY.

salvatore, dont you even try to tell me i am insane, that's not the way to deal with a newcomer!


Sondra, I am not going to respond to all of your post. I didn't even read all of it, because it is just complete idiotic nonsense. But I will say that you need to understand that this is a site where people who have been "scammed" by a company can come to expose that company. This is NOT a site to come with legal issues, nor a place to get legal advice. If your claim about being "scammed" is legitimate then other people may have a suggestion for you. PERIOD. That is all this is.

1st and foremost You have not been "scammed" by anyone. You have a credit collection issue and you need to act like a big girl and take care of it. But maybe that is the problem here; you aren't even an adult, wow this all makes sense now!

Hey everybody, listen to this scenario: Sondra is a young kid or maybe even in her early teens, I mean you could figure out her age just by the way she talks, spells, and by her grammar. This is a childish joke that she is playing, getting a kick out of the fact that she has a bunch of grown adults going back and forth with her.
Don't you guy's agree? Just go back and read her posts; they are very inconsistent, very immature, nothing is spelled correct, and the grammar is that of about a 12yr old (even younger). And how about the names like: "fat-freak" OK, OK I got a few extra pounds on me, but c'mon, fat-freak? She claims that I called her "names". No, actually I said she had mental issues, and had a trash-mouth, etc. Am I lying? But nothing like the childish name calling that she resorted to, again like a young child.

It all makes sense now. OK Sondra I give up, you had us all going with your lame complaint. I mean no [sane] adult in there right mind would handle a situation like you. Well, I give up... Now go get some friends to play with kid.

fine be like that, see if i care. so fine, dont read all of what i have to say, be like that i said. then you may as well be my toutor if you want me to understand what this site is about! i thaught that people could file on all sorts of subjects but i guess i am wrong about that now arn't i? it is ligitamate, how would you like to have to edeal with harassing calls from one company who does not give a hoot who they harass? it's got me to the point i have tried everything from the do not call list to this site, now look what i get, you telling me to leave because i have tried to report this company? not a chance! i do have rights and that's why i am here is to excersize them rights to freedom! how would you even know if i am an adult! i said noone even knows me and how would you even know my age? are you telepathic or something? do you have remote viewing capabilities like in that movie the sixth sence? i am not playing a joke here! when i have a problem, i am going to address that problem! if you know of other sites i can address this issue tell me which ones! no your getting the kick out of this whole thing salvatore! it's you who's getting pissed at me for even tryikng to state the truth here!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
no your inconsistant with this matter, it's not me salvatore! it is not me!!! no it'[s you who's immature about this salvatore! you you you you you! so what's it to you if something isn't spelled right? that's my nature! like i said you do not know who i am and or how old i am so stop assuming this on me now please? well you deserve it, your being real mean about this so i should be able to cut you down as well! your not helping this any so back off already! that's still calling me names salvatore! think about how i am treating you, i am doing this to you because you insist i have mental problems when you do not know me even! you live in the conneticuits and i live in the badger state of wisconsin, you and i are talking text to text so how do you know me, you spying on me or something? yeah you did call me names, insane salvatorfe! yeah, you r lying salvatore, how would you know if i had problems or not? tyell me now because i am not gonna stop this arguing until you DO tell me how you know me? dont make up excuses either! no your resorting to acting like a young child here, dont even start this with me salvatore, dont even start! what makes sense, that i am telling the truth? sure it makes sense, the truth always does make sense! fine be that way salvatore, you dont give a rat's a*s what happens to me anyhow so be that way! screw you salvatore!

I've tried to wade through this muck and have come to one conclusion: Sondra wants Tim to bring a class action suit against the people she feels have 'wronged' her. Doesn't work that way, Sondra. Tim has no problem with them, you do. Why should he do pro bono for you when he can charge $150/hr for his services? Quite low, I might add. It's up to YOU to obtain and pay for the services of an attorney, not expect someone to do it at no cost. Do you volunteer your janitorial services? I thought not.

Respect for newcomers? I'm newer to ROR than you, Sondra, and have been treated with utmost respect by all the members. Of course, do you suppose it may be because I don't use language like f**k, d*m, sh*t, retardo, etc.?

I expect my response will be completely copied and pasted, and then the 'responce' will be in all caps. But possibly if the response comes right after her meds were taken, it may be in lower case.

Get a life, Sondra. God helps him who helps himself.

yes i do, he is a lawyer so he can do this stuff! because like i said, he is a lawyer, and he can do the job better than i probably can, i am likely to get into an argument with them if i do talk to them so he knows how to do this stuff and i dont! i have never attended law school and maybe i should so i dont know anything much about the law when it comes to credit collecters! o like i can afford an attourney? i might as well go to law school so I can solve these kinds of issues, i knew i got myself into a cas3e i cant fight! i just knew it. no i dont volunteer my services, the district i work for pays me for my services because they need them services, who'd clean a barnyard pig sty of a dining room if i didn't! the kids there are messy as hell and if you think i volunteer my time as a janitor, ur nuts! yes respect for newcomers, i am a newcommer as well as you are, and there are people with my type of attutude out there and just because i have an agressive attitude, does not mean people can just give up on me, i try my best here not to get mad but when someone calls me mental or insane like salvatore has called me, dont you think that hurtsx? it hurts! that's why i used those words in the first place! i do not take meds guys, its you that pisses me off and that's why io have used all caps through out this entire bumpy ride and that it is. i have a life, what do you mean by god helps him who helps himself?

Sondra refuses to understand anything that is being told to her. I still believe she's not being truthful here. Example: on one post, she says she's using speech-to-text software due to visual impairment. From what I found online, speech-to-text software writes with correct spelling, punctuation and capitalization. She also said something about being a janitor. A semi-blind janitor? Sure.

Sondra has nothing better to do than hassle people here. She has been given very explicit advice on how to solve her problem but refuses to do it. It's time to stop feeding the troll. Maybe she'll go away when she stops getting the attention she so obviously craves.

Final word to you, Sondra. NO ONE HERE OWES YOU ANYTHING. GET OVER IT AND GO TROLL SOMEWHERE ELSE.

o so i am a troll now huh? i didn't think you gave a crap did i? i never did! and sinfce i have joined this forum. all i have gotten is insults, name calling contests and stupid remarks from all of you. it['s you who's the troll! i dont refuse to understznd either. so believe what you want but dont you dare call me a liar! o and mine dont? it pronounces things like they should be pronounced! dont you make fun of me ever! your the ones who dont give a crap, not me! you never did so why should i return that forgiveness huh? tell me1 i am not hassling anyone either so pleas stop accusing me of hassling people, i dont do that guys! i am not about to take accusations or alegations that i hassle people either. that might be but i should not have to do EVERYTHING ON MY OWN! i said i am not a troll! i am not going to leave this forum just because you want me to either! dont tell me that! they do too!

Sondra, I am amazed to see how you think that your threats and demands are going to take you anywhere. People have already given you plenty of advice, but it seems that all you need is attention. Its all about you, isn't it? I know that you will cut and paste my response (like you always do) and then in all caps respond. Personally, I don't care what you think or say about me, but found it really entertaining to read all of your postings.
You could have used up your time in trying to send a letter (certified), or calling the company during normal business hours. And by the way, even if you are in Pacific Time, Central or Mountain, you can do the math and call around 2-4 pm and will get a real person to answer.
All your postings now are starting to be boring with your repetitions that "people have to help me" or "I won't stop until someone does something".

People are not making fun of your handicap, but you are the one that brought it up and keep saying that people are picking on you because of that. Blindness has nothing to do with your problem.

Take responsibility for your actions, and take care of your problem. People have given you plenty of information (I am repeating myself).
Calm down, take a deep breath and you will see that you can take care of this nonsense.
Do not think that I am insulting you, on the contrary, I am trying to tell you that things will get better, just with a little effort and work on your part.
Good luck.

now your gona start up on me too? you r not being nice asbout this whole entire thing here! it's not attention i need here, it's help with taking dcare of the business i have discussed here, not attention! no it's not all about me, not at all! so why dont you create a radio talk show about MY postings? that aut to be entertaining. no it's centeral daylight time i am in, not pacific daylight time. i dont get home until two or two thirty so how am i supposed to get a hold of em? because you think they are, that's why you think i am boring, i try not to be so boring guys. then what do you call salvatore telling me i need help, mentaly? that's making fun! so what's your point? not now, you are not insulting me but u have insulted me timothey in the previous posts that i have hp here thus far. thank you for not insulting me this time around. on your part too tim. you need to help me get through this becvause i cant do it alone!
OKAY SONDRA,

SONDRA SAYS:
because whatever advice he did give me, i couldn't even get anywhyere with it because every time i kept trying to call that 800 n7umber

OKAY, BREAK HERE. TIM DID NOT ADVISE YOU TO CALL THE 800 NUMBER, HE ADVISED YOU TO SEND THEM A CERTIFIED LETTER.

i kept getting that recording saying noone is available to take my call. you dont understand me jodi because you dont try to understand me, that's why, same with salvatore, he thinks i am insane because of what i have posted, he thinks i am half crazy because of my posts, he doesn't even know me jodi, so how would he know what or who i am? so what? he did not do his job by solving my legal problems for me

BREAK AGAIN. HOW MANY TIMES HAVE YOU BEEN TOLD TIM IS NOT YOUR LAWYER OR A LAWYER FOR THE REPORTS ON THIS SITE. IF YOU WANT A LAWYER, GO GET ONE AND PAY FOR IT.

so i do not do my end of the deal until he does his end of it and solves this deal for me, he is the lawyer, i am the victem jodi, dont u see a trend here? there is a pattern here, they have been calling for two in a half years, and you know it's not easy dealing with them, i refuse to call them because like i said, and like others have said, they are either extremely rude on the phone or they dont answer the phone,

WELL WHICH IS IT SONDRA. YOU JUST SAID BEFORE "every time i kept trying to call that 800 n7umber i kept getting that recording saying noone is available to take my call," NOW YOU SAY "i refuse to call them." WHAT ARE WE SUPPOSED TO BELIEVE?

that's as simple as that jodi. because he didn't do hks job by solving my problem for me, that's why i refused his help, and i will keep refusing until he does his job and solves this whole thing for me, he is a lawyer jodi and he has to do his job before i do mine.

AGAIN, TIM IS NOT YOUR LAWYER AND IS NOT GOING TO SOLVE YOUR PROBLEM FOR YOU. HOW MANY d**n TIMES MUST YOU BE TOLD???

so doubt it all you want jodi, but there has to be someone out there in this vast world that knows how to deal with jbc legal group, you must think this is easy dont you, well it isn't that easy to say "ok, i'll call them"" and be done with it, if you look at the others' reports out here, they say jbc is either rude on the phone or they just wont pick up and talk to you or they forward you to a voice mail wich calls never get returned after leaving a message, dont you see the trend? then you tell me what the ROR is for then if it isn't for people to count on to solve your problems for you, it says on the homepage that they are for the consumers by the consumers,.

EXACTLY, BY THE CONSUMERS. THAT'S WHAT WE ARE, OTHER CONSUMERS JUST LIKE YOU. TIM IS NOT YOUR LAWYER AND WE THE CONSUMERS ARE NOT GOING TO SOLVE YOUR PROBLEMS FOR YOU. WE ARE HERE TO GIVE YOU ADVISE ON HOW YOU CAN RESOLVE YOUR PROBLEM. NOT EXACTLY A RIPOFF IN YOUR CASE SO WHAT YOU ARE POSTING ON THIS BOARD IS UNCLEAR, BUT YOU HAVE BEEN GIVEN HELP, YOU JUST REFUSE TO TAKE IT, ACT ON IT AND TAKE CARE OF YOUR BUSINESS.

that they help you with your problems. is this not true? tell me will you please? how am i suppose to prove to you i am willing to do this on my own jodi, ir all people are going to do is insult me calling me names like salvatore has done throughout the entire thread? when people tell me to go get help like salvatore has, that tells me they dont wanna help me out with something like this. you notice i am being nice not to use caps? it's because i dont feel like arguing with a bunch of people anymore. i want something done,

NOTING WILL EVER "BE DONE" BY ANYONE ON THIS SITE ON YOUR BEHALF. GET THAT THROUGH YOUR THICK HEAD.

yet when people insult me and call me names and tell me they think i have mental issues, that only gets an argument started and i am busy arguing with them rfather then doing something to solve this problem. how would u like to get these phone calls? you would NOT like it if someone just KEPT right on calling and played the same recording over and over each time they did call!

this is the recording and i will keep giving you the recording until timothy does his job as a lawyer and proves to me he can solve this issue at stake.

this message is regarding a personal business matter, please contact jbc legal group at 1-800-241-1510, again, please contact jbc legal group at 1-800-241-1510 thank you. f h 5 - 14 3 7, that referance number again is f h 5 - 1 3 7

timothey keeps saying it's a legal matter, but when it says personal, it does not say legal! when they say personal, they mean personal and i am gonna keep right on disputing his idea that it is a legal issue,

OKAY, WHAT DIFFERENCE DOES IT MEAN REALLY. JUST CONSIDER IT BUSINESS AND TAKE CARE OF IT ALREADY. SEND THE CERTIFIED LETTER.

i have never dealt with them before

IN THE FUTURE, SEND A LIST OF THE DEBT COLLECTOR'S YOU CHOOSE TO DEAL WITH TO THOSE WHOM YOU REFUSE TO PAY YOUR BILLS, AND I'M SURE THEY WILL ONLY USE THE DEBT COLLECTOR'S YOU HAVE DEALT WITH IN THE PAST OR OF YOUR CHOOSING. RIGHT.

and i dont think i will ever because of their harassing tactics. so you tell me how i am suppose to prove to you guys that i am willing to take this advice

POST THE TRACKING NUMBER OF YOUR CERTIFIED LETTER SO WE CAN ALL WATCH FOR THE DATE IT HAS BEEN RECEIVED.

if all people are going to do is just insult me, they always hagve an insult to add before giving their advice and that is not very professional of a lawyer to insult someone before giving them advice and there is no way i will hire anyone like him if all he is going to do is add an insult before GIVING their advice. there is no way jodi. either he stop insulting me, and that salvatore, stop telling me i need mental help or i dont do nothing, it's only making it harder on salvatore if all he is going to do is insult people about their so called obvious handicap. thank you

I THINK IT'S MORE THAN OBVIOUS. HAVE A GOOD DAY.

salvatore, dont you even try to tell me i am insane, that's not the way to deal with a newcomer!


Sondra, I am not going to respond to all of your post. I didn't even read all of it, because it is just complete idiotic nonsense. But I will say that you need to understand that this is a site where people who have been "scammed" by a company can come to expose that company. This is NOT a site to come with legal issues, nor a place to get legal advice. If your claim about being "scammed" is legitimate then other people may have a suggestion for you. PERIOD. That is all this is.

1st and foremost You have not been "scammed" by anyone. You have a credit collection issue and you need to act like a big girl and take care of it. But maybe that is the problem here; you aren't even an adult, wow this all makes sense now!

Hey everybody, listen to this scenario: Sondra is a young kid or maybe even in her early teens, I mean you could figure out her age just by the way she talks, spells, and by her grammar. This is a childish joke that she is playing, getting a kick out of the fact that she has a bunch of grown adults going back and forth with her.
Don't you guy's agree? Just go back and read her posts; they are very inconsistent, very immature, nothing is spelled correct, and the grammar is that of about a 12yr old (even younger). And how about the names like: "fat-freak" OK, OK I got a few extra pounds on me, but c'mon, fat-freak? She claims that I called her "names". No, actually I said she had mental issues, and had a trash-mouth, etc. Am I lying? But nothing like the childish name calling that she resorted to, again like a young child.

It all makes sense now. OK Sondra I give up, you had us all going with your lame complaint. I mean no [sane] adult in there right mind would handle a situation like you. Well, I give up... Now go get some friends to play with kid.

fine be like that, see if i care. so fine, dont read all of what i have to say, be like that i said. then you may as well be my toutor if you want me to understand what this site is about! i thaught that people could file on all sorts of subjects but i guess i am wrong about that now arn't i? it is ligitamate, how would you like to have to edeal with harassing calls from one company who does not give a hoot who they harass? it's got me to the point i have tried everything from the do not call list to this site, now look what i get, you telling me to leave because i have tried to report this company? not a chance! i do have rights and that's why i am here is to excersize them rights to freedom! how would you even know if i am an adult! i said noone even knows me and how would you even know my age? are you telepathic or something? do you have remote viewing capabilities like in that movie the sixth sence? i am not playing a joke here! when i have a problem, i am going to address that problem! if you know of other sites i can address this issue tell me which ones! no your getting the kick out of this whole thing salvatore! it's you who's getting pissed at me for even tryikng to state the truth here!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
no your inconsistant with this matter, it's not me salvatore! it is not me!!! no it'[s you who's immature about this salvatore! you you you you you! so what's it to you if something isn't spelled right? that's my nature! like i said you do not know who i am and or how old i am so stop assuming this on me now please? well you deserve it, your being real mean about this so i should be able to cut you down as well! your not helping this any so back off already! that's still calling me names salvatore! think about how i am treating you, i am doing this to you because you insist i have mental problems when you do not know me even! you live in the conneticuits and i live in the badger state of wisconsin, you and i are talking text to text so how do you know me, you spying on me or something? yeah you did call me names, insane salvatorfe! yeah, you r lying salvatore, how would you know if i had problems or not? tyell me now because i am not gonna stop this arguing until you DO tell me how you know me? dont make up excuses either! no your resorting to acting like a young child here, dont even start this with me salvatore, dont even start! what makes sense, that i am telling the truth? sure it makes sense, the truth always does make sense! fine be that way salvatore, you dont give a rat's a*s what happens to me anyhow so be that way! screw you salvatore!

I've tried to wade through this muck and have come to one conclusion: Sondra wants Tim to bring a class action suit against the people she feels have 'wronged' her. Doesn't work that way, Sondra. Tim has no problem with them, you do. Why should he do pro bono for you when he can charge $150/hr for his services? Quite low, I might add. It's up to YOU to obtain and pay for the services of an attorney, not expect someone to do it at no cost. Do you volunteer your janitorial services? I thought not.

Respect for newcomers? I'm newer to ROR than you, Sondra, and have been treated with utmost respect by all the members. Of course, do you suppose it may be because I don't use language like f**k, d*m, sh*t, retardo, etc.?

I expect my response will be completely copied and pasted, and then the 'responce' will be in all caps. But possibly if the response comes right after her meds were taken, it may be in lower case.

Get a life, Sondra. God helps him who helps himself.

yes i do, he is a lawyer so he can do this stuff! because like i said, he is a lawyer, and he can do the job better than i probably can, i am likely to get into an argument with them if i do talk to them so he knows how to do this stuff and i dont! i have never attended law school and maybe i should so i dont know anything much about the law when it comes to credit collecters! o like i can afford an attourney? i might as well go to law school so I can solve these kinds of issues, i knew i got myself into a cas3e i cant fight! i just knew it. no i dont volunteer my services, the district i work for pays me for my services because they need them services, who'd clean a barnyard pig sty of a dining room if i didn't! the kids there are messy as hell and if you think i volunteer my time as a janitor, ur nuts! yes respect for newcomers, i am a newcommer as well as you are, and there are people with my type of attutude out there and just because i have an agressive attitude, does not mean people can just give up on me, i try my best here not to get mad but when someone calls me mental or insane like salvatore has called me, dont you think that hurtsx? it hurts! that's why i used those words in the first place! i do not take meds guys, its you that pisses me off and that's why io have used all caps through out this entire bumpy ride and that it is. i have a life, what do you mean by god helps him who helps himself?

I've tried to wade through this muck and have come to one conclusion: Sondra wants Tim to bring a class action suit against the people she feels have 'wronged' her. Doesn't work that way, Sondra. Tim has no problem with them, you do. Why should he do pro bono for you when he can charge $150/hr for his services? Quite low, I might add. It's up to YOU to obtain and pay for the services of an attorney, not expect someone to do it at no cost. Do you volunteer your janitorial services? I thought not.

Respect for newcomers? I'm newer to ROR than you, Sondra, and have been treated with utmost respect by all the members. Of course, do you suppose it may be because I don't use language like f**k, d*m, sh*t, retardo, etc.?

I expect my response will be completely copied and pasted, and then the 'responce' will be in all caps. But possibly if the response comes right after her meds were taken, it may be in lower case.

Get a life, Sondra. God helps him who helps himself.

Sondra, I am not going to respond to all of your post. I didn't even read all of it, because it is just complete idiotic nonsense. But I will say that you need to understand that this is a site where people who have been "scammed" by a company can come to expose that company. This is NOT a site to come with legal issues, nor a place to get legal advice. If your claim about being "scammed" is legitimate then other people may have a suggestion for you. PERIOD. That is all this is.

1st and foremost You have not been "scammed" by anyone. You have a credit collection issue and you need to act like a big girl and take care of it. But maybe that is the problem here; you aren't even an adult, wow this all makes sense now!
Hey everybody, listen to this scenario: Sondra is a young kid or maybe even in her early teens, I mean you could figure out her age just by the way she talks, spells, and by her grammar. This is a childish joke that she is playing, getting a kick out of the fact that she has a bunch of grown adults going back and forth with her.
Don't you guy's agree? Just go back and read her posts; they are very inconsistent, very immature, nothing is spelled correct, and the grammar is that of about a 12yr old (even younger). And how about the names like: "fat-freak" OK, OK I got a few extra pounds on me, but c'mon, fat-freak? She claims that I called her "names". No, actually I said she had mental issues, and had a trash-mouth, etc. Am I lying? But nothing like the childish name calling that she resorted to, again like a young child.

It all makes sense now. OK Sondra I give up, you had us all going with your lame complaint. I mean no [sane] adult in there right mind would handle a situation like you. Well, I give up... Now go get some friends to play with kid.

OKAY SONDRA,

SONDRA SAYS:
because whatever advice he did give me, i couldn't even get anywhyere with it because every time i kept trying to call that 800 n7umber

OKAY, BREAK HERE. TIM DID NOT ADVISE YOU TO CALL THE 800 NUMBER, HE ADVISED YOU TO SEND THEM A CERTIFIED LETTER.

i kept getting that recording saying noone is available to take my call. you dont understand me jodi because you dont try to understand me, that's why, same with salvatore, he thinks i am insane because of what i have posted, he thinks i am half crazy because of my posts, he doesn't even know me jodi, so how would he know what or who i am? so what? he did not do his job by solving my legal problems for me

BREAK AGAIN. HOW MANY TIMES HAVE YOU BEEN TOLD TIM IS NOT YOUR LAWYER OR A LAWYER FOR THE REPORTS ON THIS SITE. IF YOU WANT A LAWYER, GO GET ONE AND PAY FOR IT.

so i do not do my end of the deal until he does his end of it and solves this deal for me, he is the lawyer, i am the victem jodi, dont u see a trend here? there is a pattern here, they have been calling for two in a half years, and you know it's not easy dealing with them, i refuse to call them because like i said, and like others have said, they are either extremely rude on the phone or they dont answer the phone,

WELL WHICH IS IT SONDRA. YOU JUST SAID BEFORE "every time i kept trying to call that 800 n7umber i kept getting that recording saying noone is available to take my call," NOW YOU SAY "i refuse to call them." WHAT ARE WE SUPPOSED TO BELIEVE?

that's as simple as that jodi. because he didn't do hks job by solving my problem for me, that's why i refused his help, and i will keep refusing until he does his job and solves this whole thing for me, he is a lawyer jodi and he has to do his job before i do mine.

AGAIN, TIM IS NOT YOUR LAWYER AND IS NOT GOING TO SOLVE YOUR PROBLEM FOR YOU. HOW MANY d**n TIMES MUST YOU BE TOLD???

so doubt it all you want jodi, but there has to be someone out there in this vast world that knows how to deal with jbc legal group, you must think this is easy dont you, well it isn't that easy to say "ok, i'll call them"" and be done with it, if you look at the others' reports out here, they say jbc is either rude on the phone or they just wont pick up and talk to you or they forward you to a voice mail wich calls never get returned after leaving a message, dont you see the trend? then you tell me what the ROR is for then if it isn't for people to count on to solve your problems for you, it says on the homepage that they are for the consumers by the consumers,.

EXACTLY, BY THE CONSUMERS. THAT'S WHAT WE ARE, OTHER CONSUMERS JUST LIKE YOU. TIM IS NOT YOUR LAWYER AND WE THE CONSUMERS ARE NOT GOING TO SOLVE YOUR PROBLEMS FOR YOU. WE ARE HERE TO GIVE YOU ADVISE ON HOW YOU CAN RESOLVE YOUR PROBLEM. NOT EXACTLY A RIPOFF IN YOUR CASE SO WHAT YOU ARE POSTING ON THIS BOARD IS UNCLEAR, BUT YOU HAVE BEEN GIVEN HELP, YOU JUST REFUSE TO TAKE IT, ACT ON IT AND TAKE CARE OF YOUR BUSINESS.

that they help you with your problems. is this not true? tell me will you please? how am i suppose to prove to you i am willing to do this on my own jodi, ir all people are going to do is insult me calling me names like salvatore has done throughout the entire thread? when people tell me to go get help like salvatore has, that tells me they dont wanna help me out with something like this. you notice i am being nice not to use caps? it's because i dont feel like arguing with a bunch of people anymore. i want something done,

NOTING WILL EVER "BE DONE" BY ANYONE ON THIS SITE ON YOUR BEHALF. GET THAT THROUGH YOUR THICK HEAD.

yet when people insult me and call me names and tell me they think i have mental issues, that only gets an argument started and i am busy arguing with them rfather then doing something to solve this problem. how would u like to get these phone calls? you would NOT like it if someone just KEPT right on calling and played the same recording over and over each time they did call!

this is the recording and i will keep giving you the recording until timothy does his job as a lawyer and proves to me he can solve this issue at stake.

this message is regarding a personal business matter, please contact jbc legal group at 1-800-241-1510, again, please contact jbc legal group at 1-800-241-1510 thank you. f h 5 - 14 3 7, that referance number again is f h 5 - 1 3 7

timothey keeps saying it's a legal matter, but when it says personal, it does not say legal! when they say personal, they mean personal and i am gonna keep right on disputing his idea that it is a legal issue,

OKAY, WHAT DIFFERENCE DOES IT MEAN REALLY. JUST CONSIDER IT BUSINESS AND TAKE CARE OF IT ALREADY. SEND THE CERTIFIED LETTER.

i have never dealt with them before

IN THE FUTURE, SEND A LIST OF THE DEBT COLLECTOR'S YOU CHOOSE TO DEAL WITH TO THOSE WHOM YOU REFUSE TO PAY YOUR BILLS, AND I'M SURE THEY WILL ONLY USE THE DEBT COLLECTOR'S YOU HAVE DEALT WITH IN THE PAST OR OF YOUR CHOOSING. RIGHT.

and i dont think i will ever because of their harassing tactics. so you tell me how i am suppose to prove to you guys that i am willing to take this advice

POST THE TRACKING NUMBER OF YOUR CERTIFIED LETTER SO WE CAN ALL WATCH FOR THE DATE IT HAS BEEN RECEIVED.

if all people are going to do is just insult me, they always hagve an insult to add before giving their advice and that is not very professional of a lawyer to insult someone before giving them advice and there is no way i will hire anyone like him if all he is going to do is add an insult before GIVING their advice. there is no way jodi. either he stop insulting me, and that salvatore, stop telling me i need mental help or i dont do nothing, it's only making it harder on salvatore if all he is going to do is insult people about their so called obvious handicap. thank you

I THINK IT'S MORE THAN OBVIOUS. HAVE A GOOD DAY.

Sondra, I am amazed to see how you think that your threats and demands are going to take you anywhere. People have already given you plenty of advice, but it seems that all you need is attention. Its all about you, isn't it? I know that you will cut and paste my response (like you always do) and then in all caps respond. Personally, I don't care what you think or say about me, but found it really entertaining to read all of your postings.
You could have used up your time in trying to send a letter (certified), or calling the company during normal business hours. And by the way, even if you are in Pacific Time, Central or Mountain, you can do the math and call around 2-4 pm and will get a real person to answer.
All your postings now are starting to be boring with your repetitions that "people have to help me" or "I won't stop until someone does something".
People are not making fun of your handicap, but you are the one that brought it up and keep saying that people are picking on you because of that. Blindness has nothing to do with your problem.
Take responsibility for your actions, and take care of your problem. People have given you plenty of information (I am repeating myself).
Calm down, take a deep breath and you will see that you can take care of this nonsense.
Do not think that I am insulting you, on the contrary, I am trying to tell you that things will get better, just with a little effort and work on your part.
Good luck.

Sondra refuses to understand anything that is being told to her. I still believe she's not being truthful here. Example: on one post, she says she's using speech-to-text software due to visual impairment. From what I found online, speech-to-text software writes with correct spelling, punctuation and capitalization. She also said something about being a janitor. A semi-blind janitor? Sure.

Sondra has nothing better to do than hassle people here. She has been given very explicit advice on how to solve her problem but refuses to do it. It's time to stop feeding the troll. Maybe she'll go away when she stops getting the attention she so obviously craves.

Final word to you, Sondra. NO ONE HERE OWES YOU ANYTHING. GET OVER IT AND GO TROLL SOMEWHERE ELSE.

i am tired of you ignoring me, you just dont care if i do get sued now do u? i want an answer out of you today guys. today. when i say something, i expect to be treated like a normal person ok? here is what jodi posted out of iowa.

salvatore, i am not gonna keep arguing over this with you since you have the likes of an insulting indevidual, you call me bad names, tell me there are major issues, and tell me i have them major issues with me, dont even go there because you do not even know me salvatore, i didn't come out here just to be called names either, now shut up and stop calling me names because i shouldn't have to be put through your crappy name calling sprees that you enjoy going on.

jodi this is what you posted in your last post.

Sondra, why can't you do what you have been told to do to take care of your business, legal or personal? I don't understand you. Tim is a lawyer offering your sound advice. Why won't you take it?? I doubt there is anyone who is going to be able to do anything more for you than what the understanding and VERY patient people here have already offered. ROR is not a magic wand that will resolve your issues for you. Prove to us that you are willing to handle your own business with the advice given to you and please just do it already.

this is my response to you jodi.

because whatever advice he did give me, i couldn't even get anywhyere with it because every time i kept trying to call that 800 n7umber i kept getting that recording saying noone is available to take my call. you dont understand me jodi because you dont try to understand me, that's why, same with salvatore, he thinks i am insane because of what i have posted, he thinks i am half crazy because of my posts, he doesn't even know me jodi, so how would he know what or who i am? so what? he did not do his job by solving my legal problems for me so i do not do my end of the deal until he does his end of it and solves this deal for me, he is the lawyer, i am the victem jodi, dont u see a trend here? there is a pattern here, they have been calling for two in a half years, and you know it's not easy dealing with them, i refuse to call them because like i said, and like others have said, they are either extremely rude on the phone or they dont answer the phone, that's as simple as that jodi. because he didn't do hks job by solving my problem for me, that's why i refused his help, and i will keep refusing until he does his job and solves this whole thing for me, he is a lawyer jodi and he has to do his job before i do mine. so doubt it all you want jodi, but there has to be someone out there in this vast world that knows how to deal with jbc legal group, you must think this is easy dont you, well it isn't that easy to say "ok, i'll call them"" and be done with it, if you look at the others' reports out here, they say jbc is either rude on the phone or they just wont pick up and talk to you or they forward you to a voice mail wich calls never get returned after leaving a message, dont you see the trend? then you tell me what the ROR is for then if it isn't for people to count on to solve your problems for you, it says on the homepage that they are for the consumers by the consumers,. that they help you with your problems. is this not true? tell me will you please? how am i suppose to prove to you i am willing to do this on my own jodi, ir all people are going to do is insult me calling me names like salvatore has done throughout the entire thread? when people tell me to go get help like salvatore has, that tells me they dont wanna help me out with something like this. you notice i am being nice not to use caps? it's because i dont feel like arguing with a bunch of people anymore. i want something done, yet when people insult me and call me names and tell me they think i have mental issues, that only gets an argument started and i am busy arguing with them rfather then doing something to solve this problem. how would u like to get these phone calls? you would NOT like it if someone just KEPT right on calling and played the same recording over and over each time they did call!

this is the recording and i will keep giving you the recording until timothy does his job as a lawyer and proves to me he can solve this issue at stake.

this message is regarding a personal business matter, please contact jbc legal group at 1-800-241-1510, again, please contact jbc legal group at 1-800-241-1510 thank you. f h 5 - 14 3 7, that referance number again is f h 5 - 1 3 7

timothey keeps saying it's a legal matter, but when it says personal, it does not say legal! when they say personal, they mean personal and i am gonna keep right on disputing his idea that it is a legal issue, i have never dealt with them before and i dont think i will ever because of their harassing tactics. so you tell me how i am suppose to prove to you guys that i am willing to take this advice if all people are going to do is just insult me, they always hagve an insult to add before giving their advice and that is not very professional of a lawyer to insult someone before giving them advice and there is no way i will hire anyone like him if all he is going to do is add an insult before GIVING their advice. there is no way jodi. either he stop insulting me, and that salvatore, stop telling me i need mental help or i dont do nothing, it's only making it harder on salvatore if all he is going to do is insult people about their so called obvious handicap. thank you

Sondra, why can't you do what you have been told to do to take care of your business, legal or personal? I don't understand you. Tim is a lawyer offering your sound advice. Why won't you take it?? I doubt there is anyone who is going to be able to do anything more for you than what the understanding and VERY patient people here have already offered. ROR is not a magic wand that will resolve your issues for you. Prove to us that you are willing to handle your own business with the advice given to you and please just do it already.

BECAUSE HE LIVES IN INDIANNA AND I LIVE IN BELOIT WISCONSIN THAT'S WHY. BECAUSE I CANT DO IT WITHOUT THE APPROPRIATE HELP THAT'S WHY. IF TIM WAS A LAWYER, HE'D HAVE FILED A CLASSS ACTION LAWSUIT TO SHUT THEM DOWN. DONT DOUBT IT A BIT, I KNOW THERE HAS TO BE SOMEONE OUT HERE TO HELP ME, DONT BE SO NEGATIVE PLEASE. A YOU THINK THEY;VE BEEN PATIENT HERE? THEY HAVE NOT BEEN REAL PATIENT HERE ESPECIALY SALVATORE, HE'S CALLING ME NAMES AND I AM BEGINNING TO THINK HE'S THE ONE WHO'S DEMENTED AND NOT ME. AND YOU ARE DEMENTED SALVATORE FOR TELLING ME I AM DEMENTED. THEN WHAT IS THE ROR, I THINK THAT IF THEY CANT DO A THING FOR ME, THEN WHAT IS IT? SOMEONE TELL ME WHAT THIS SITE IS ABOUT BECAUSE IF YOU READ IT'S HOMEPAGE, IT WILL TELL YOU WHAT IT IS FOR, IT TELLS YOU THAT THIS SITE IS TO HELP VICTEMS OF RIPOFFS, AND I SO HAPPEN TO BE ONE OF THEM VICTEMS HOWEVER THERE IS NOT YET ANY MONEY INVOLVED HERE, THEY KEEP HARRASSING THE HELL OUT OF ME WITH A d**n RECORDING SAYING IT'S A PERSONAL BUSINESS MATTER, IF TIMOTHEY IS A LKAWYER, THEN HE BETTER ACT LIKE ONE BECAUSE HE CLAIMS HE IS PROFESSIONAL ON THIS WHOLE THING. PROVE TO YOU THAT I AM WILLKING? I HAVE TRIED AND FAILED AT EVERY GOD d**n ATTEMPT AT TRYING TO PROVE TO YOU I AM WILLING. I'D BE WILLING TO DO THIS IF THEY'D JUST PICK UP THE d**n PHONE AND TALK WITH ME, BUT IT IS HARD TO PROVE THAT I CAN DO THIS IF I AM GETTING NOWHERE DOING THIS, AND I AM NOT RESPONDING TO SALVATORE'S COMMENTS EITHER, ALL THEY ARE IS NAME CALLING NAME CALLING NAME CALLING. SO NO MORE, I AM THROUGH WITH YOU U FAT a*s FREAK SALVATORE. THROUGH, IF YOU CANT SAY SOMETHING NICE, SHUT UP!

Sondra, all you are doing with your crazy posts is proving us all right about you. So now your problems are firefox's fault, because you typed in JBC Legal and this is what came up? d**n, you have some major issues in that demented head of yours! And who are you to tell me that you will have my account deleted? Do you really think that the owners of this site are going to take the word of a complete mental-case like yourself? They are probably getting a kick out of your posts. Yeah and I'm sure that your doctor ruined your life, I'm sure that it had nothing to do with the fact that you did nothing but argue with him as he was trying to help you. Sound familiar?

I'm sorry Sondra, but everyone tried to help you and give you advice, some of us were more blunt then others, but we all tried. None of us had to bother with you, but we did so why do you feel that we are all obligated to? You have burnt all your bridges here Sondra and I'm sure that you have with plenty of people in your life, acting the way that you do.

Listen, JBC calling you to collect a debt is the least of your problems, you need to fix what is wrong with YOU! So my last piece of advice to you is; go get professional help fast. Not for me (cause I really don't care what happens to you), not for anyone else on this forum, not even for your family (if they all haven't given up on you already), but do it for yourself! Do it now before you really loose control and hurt someone or even yourself. Cause from listening to you it seems like that is where you are heading. Hey, if you do hurt someone and you were seeking help, then at-least you could plead "temporary insanity", but I think it is permanent.

Have a good one Sondra, take care...

Sondra, why can't you do what you have been told to do to take care of your business, legal or personal? I don't understand you. Tim is a lawyer offering your sound advice. Why won't you take it?? I doubt there is anyone who is going to be able to do anything more for you than what the understanding and VERY patient people here have already offered. ROR is not a magic wand that will resolve your issues for you. Prove to us that you are willing to handle your own business with the advice given to you and please just do it already.

AND ANOTHER THING, WHEN I SAY HELP I DONT SAY IT JUST FOR THE FUN OF IT, WHEN I WANT HELP WITH SOMETHING, YOU DO NOT JUST RUN OFF AND TELL ME TO DO IT ALL ON MY OWN, WHAT IF THEY WERE CALLING ABOUT A DEBT THAT I DIDN'T EVEN INCURE, IT'S ENTIRELY POSSIBLE WITH THIS AGENCY JBC LEGAL OR BOYAJIAN LAW OFFICES. WITH ALL THE REPORTS I HAVE SEEN OUT HERE, WHAT MAKES YOU THINK I AM NOT GONNA BELIEVE THERE IS BAD EVIDENCE THAT THEY ARE INVOLVED IN SOME KIND OF NATIONAL SCAM? WITH ALL OF THE THREADS OUT HERE ON THIS SUBJECT, WHO KNOWS, IT'S PROBABLY THE ONES WHO INSULTED ME EARLIER IN THESE POSTS THAT WORK OR HAVE WORKED FOR THEM FREAKS, AND DONT WANNA TAKE IT THAT THE FACT IS THEY ARE CROOKS! IF YOU DO NOT UNDERSTAND THE SITUATION ENTIRELY IN IT'S ENTIREITY, DONT JUMP IN! IT'S THAT SIMPLE. I WANT A RESPONCE TO MY POSTING SOON.

Sondra, you have some major issues! What the hell is wrong with you and what was all that? That guy was defending you, and you still made rude, immature comments to him. And please use spell check next time, your grammar is horrible! Listen, if you need [legal] advice, what are you doing in a public forum? Call a lawyer already. Your comments are very childish and low-class. But I'm not even mad at your ignorant responses, I truly feel bad for you. You don't need to be a doctor to figure out that you have mental issues. Please, go and seek some help! PLEASE, do it for yourself and the people who have to deal with you on a daily basis.

MY RESPONSE IS THIS SALVATORE:

no it's you who has some major issues here salvatore, it's not me NOR is it my postings that have problems here, it's you salvatore, you you you! if you cant understand this whole issue at stake, then it's none of your business what this is all about got me? if you do not fully read and understand this issue salvatore, then bacvk off now or i contact the editor and have your account deleted. i came here because i was under the impression that these people were NOT a legal group BUT a bunch of bad a*s crooks, that's why i came here guys, is because i went and typed jbc legal into my search bar on my web berowser, mozilla firefox, this one, i am using IS a matter of fact that firefox browser, it braught up nothing but links to this page and the likes. that's why salvatore. i said i cant afford a lawyer and i am not gonna argue about it any more salv. no more of your stupid comments on this report! no more! no like i said it's you who's the childish one not me salvatore, u say my comments are childish? what about yours? your calling me names isn't childish? that's bull crap too because i have news for you buddy, you dont have any right to say i am being a child here when y67ou know d**n well that you are being the idiotic child here and not me, just back off for once salvatore. then what do you call the insults that uyou have posted on THIS thread? you do not call that anger? it is anger salvatore, anger. that might be but do you think i am gonna put up with your childish insults? that's why i said all of you are scum is because you low class retards have to ALWAYS say something insulting to me, i am a new comer and i demand to be treated with total respect. got me? i hope that by reading all of my postings, you will see that i am pleeding for help and am not getting it because you do not want to give it to me. timothey doesn't want to give it to me because he lives in vailpraiso indianna, and now you in conneticuit? you dont wanna help others that live in a totaly differant state then you, ur just selfish is all that is all. no it's you who has mental problems, ur insults? that's just plain ignorent to say the least. no i will not go seek counsiling either. and dont pleed with me either because it's not gonna give you your way! no i said, if i do it for anyone, it's for you salvatore, and i dont even know you, so no i will not seek counsiling just to please you salvatore, you will NOT put me in a phsico ward either!

Salvatore-you couldn't have said it any better, man! A couple of reports on here (including mine) mentioned that she needs to seek help to see why she is the way she is. However, if you haven't figured it out, she doesn't really want help. I think she wants someone to solve her problems for her and that ain't happenin' ya know!

Sondra-PLEASE get some help! I don't have to be in the medical field to advise you to seek some help. I am sure Salvatore isn't in the field either and he has figured it out! You even attack the people who are nice to you and trying to help you! When you constantly bite the hand that feeds you then they will back away and run. That's what's exactly happened here! Again, I don't have to a DOCTOR to realize you have some problems! I am actually more concerned that anything about you. Just like I stated in my last post!

my response to the above is:

why should i? is it to please YOR? if so no i will not get help with mental issues that i do not even have. she probably isn't in the field but she has ABSOLUTELY no right to post the insults that have come out of her thus far, that's what she has no right to do to me. no it's them that think i attack them, i dont attack anybody here, do ur job and help me here? you guys say you help people? do it for crying out loud. i'll tell you again that i am here try6ing to seek help here, not to attack anyone's rights or disrespect them. no it's because everyone here is selfish is why they backed out of this whole thing! not because i have attacked them, because they are S E L F I S H!!!!!!! no it's not what happened here, it's because noone wants to help me because they are S E L F I S H!!!!!!! so be concerned but i refuse to sit in a docter's office talking about my life on line to some shrink when i can do it in chat or somewhere, no i will not go to a docter, i did it once, and mind you, it wont happen again because they pretty near ruined my life with medication and i wont do THAT again. thanks.

Salvatore-you couldn't have said it any better, man! A couple of reports on here (including mine) mentioned that she needs to seek help to see why she is the way she is. However, if you haven't figured it out, she doesn't really want help. I think she wants someone to solve her problems for her and that ain't happenin' ya know!

Sondra-PLEASE get some help! I don't have to be in the medical field to advise you to seek some help. I am sure Salvatore isn't in the field either and he has figured it out! You even attack the people who are nice to you and trying to help you! When you constantly bite the hand that feeds you then they will back away and run. That's what's exactly happened here! Again, I don't have to a DOCTOR to realize you have some problems! I am actually more concerned that anything about you. Just like I stated in my last post!

Salvatore-you couldn't have said it any better, man! A couple of reports on here (including mine) mentioned that she needs to seek help to see why she is the way she is. However, if you haven't figured it out, she doesn't really want help. I think she wants someone to solve her problems for her and that ain't happenin' ya know!

Sondra-PLEASE get some help! I don't have to be in the medical field to advise you to seek some help. I am sure Salvatore isn't in the field either and he has figured it out! You even attack the people who are nice to you and trying to help you! When you constantly bite the hand that feeds you then they will back away and run. That's what's exactly happened here! Again, I don't have to a DOCTOR to realize you have some problems! I am actually more concerned that anything about you. Just like I stated in my last post!

Salvatore-you couldn't have said it any better, man! A couple of reports on here (including mine) mentioned that she needs to seek help to see why she is the way she is. However, if you haven't figured it out, she doesn't really want help. I think she wants someone to solve her problems for her and that ain't happenin' ya know!

Sondra-PLEASE get some help! I don't have to be in the medical field to advise you to seek some help. I am sure Salvatore isn't in the field either and he has figured it out! You even attack the people who are nice to you and trying to help you! When you constantly bite the hand that feeds you then they will back away and run. That's what's exactly happened here! Again, I don't have to a DOCTOR to realize you have some problems! I am actually more concerned that anything about you. Just like I stated in my last post!

Salvatore-you couldn't have said it any better, man! A couple of reports on here (including mine) mentioned that she needs to seek help to see why she is the way she is. However, if you haven't figured it out, she doesn't really want help. I think she wants someone to solve her problems for her and that ain't happenin' ya know!

Sondra-PLEASE get some help! I don't have to be in the medical field to advise you to seek some help. I am sure Salvatore isn't in the field either and he has figured it out! You even attack the people who are nice to you and trying to help you! When you constantly bite the hand that feeds you then they will back away and run. That's what's exactly happened here! Again, I don't have to a DOCTOR to realize you have some problems! I am actually more concerned that anything about you. Just like I stated in my last post!

Sondra, you have some major issues! What the hell is wrong with you and what was all that? That guy was defending you, and you still made rude, immature comments to him. And please use spell check next time, your grammar is horrible! Listen, if you need [legal] advice, what are you doing in a public forum? Call a lawyer already. Your comments are very childish and low-class. But I'm not even mad at your ignorant responses, I truly feel bad for you. You don't need to be a doctor to figure out that you have mental issues. Please, go and seek some help! PLEASE, do it for yourself and the people who have to deal with you on a daily basis.

I agree too.

Rebuttal Entered: 9/23/2005 Modified: 9/23/2005

Well Tim,

It was worth a shot, but from her last post, our explanation just does not seem to be getting through to her. Oh well.

Sondra, this will be my last comment to you on this report. If this is a true report (and I certainly hope this whole thing has not been one big sick joke), then I have one final suggestion for you. Find someone you know and trust, a family member, a close personal friend, or maybe even a care giver. Ask them to read this report and explain to you what it is really about. Then ask them to help you carry out the advice given to you.

For the last time, Tim does not work for this website. He is simply a concerned citizen who is offering his free advice to another citizen (you) in need of help. You have not hired him, so he is under no obligation to do all this for you.

Please get someone you know to help you in this situation.

MY RESPONCE IS THIS:

this is a true report guys, i cant even report something and look at what i got! trolls making fun of it and making it look like I am the liar wich i have no reason to believe i am a liar. stop calling me a troll right this instant too. my mom knows what this entire thing is about, i told her they kept calling and leaving that tape recording and i showed her some OF THIS website's comments about what or who or where they are, she even says they are crooks too! so no i will not have her read this report, if she wants to, she can do it herself by loging on to this site at http://www.ripoffreport.com and typing in the search bar JBC LEGAL GROUP, then she can click on the first thread and read it but u realize how long this entire thread is? it is not that easy guys. i said it's not that simple guys, u know carrying out something like this is not easy and if u think it is then prove it to me that is is. i know time does not work for this site, he said he charges a hundred fiftgy an hour for the advice he's given me, AND he says he gives that advice for a living as well as solve others' legal problem for them, if he solves people's problems, then i should have no reason to think that he wont mine as well. no i haven;'t hired him and i am quite glad since he wont get his a*s moving and solve this entire issue for me!

FOLKS, GIVE UP ON HER!!!

Rebuttal Entered: 9/23/2005 Modified: 9/23/2005

Sondra:

I am not the type to normally make fun of people, but there is something wrong with you! First off, all of your responses (not responces) are very immature. Didn't you say you were an adult? I agree with all the responses by those who are trying to help you. It seems like others have said, that you like to rant and rave. How far have you made it in life? I feel sorry for those around you if you are like this all the time. You also must be a very unhappy person! And yes, you can solve a problem out of New Jersey if you live in Wisconsin. For God's sake, I live in Washington and have solved debt problems in Maryland that turned out to be FALSE. It can be done by those who truly want to solve problems.

I highly doubt you want help and if you continue to rant and rave like this the rest of your life, count your life being a short one. It's been proven people that act like you out of anger constantly don't live as long as those who are calmer and look at things objectively. I will not give you advice or help even though I want to. You won't take it and insult me or attack me back. You keep asking people to stop insulting you and putting you down, but you have no problems insulting somebody else. Also, as I said before, your posts are very immature and very hard to read at that because of grammar, spelling, little punctuation, all capitals etc.

As far as people teasing you about being a drunk or abusing drugs is wrong. I do not condone that. However, one would think by your posts that there is definitely something wrong with you maybe emotionally or mentally by your actions written here. I think that and mean no harm. I am more concerned about you than anything!

So, I would encourage you to get some counseling and learn how to deal with things objectively and stop being so "ranty" about such a trivial thing. Yes, I know all about harrassing phone calls. I get solicitor calls all the time at dinner. However, I have learned to ignore them and just let the phone ring. I don't get upset and rant about it. I just delete their messages and move on with life.

Take care and I am sure you will have an attack back on me, but I will not be offended because I have figured out the caliber of person you are.

Plus, if you are blind, how do you read these posts?

MY RESPONCE IS THIS AGAIN:

THEN WHY ARE PEOPLE CALLING ME NAMES IF THEY ARE NOT THE TYPE TO MAKE FUN HUH, U TELL ME THAT ONE. U KNOW WHY NOTHING HAS GOTTEN DONE! IS BECAUSE THE NAME CALLING HAS GOTTEN SO SEVERE THAT I AM MORE BUSY TYPING THESE RESPONCES THEN I WOULD BE DOING SOMETHING ABOUT IT. THAT IS WHY GUYS. O f**k THAT, THERE IS ABSOLUTELY NOTHING WRONG AND DONT U EVER TRY TO DIAGNOSE ME OF SOMETHING BECAUSE YOU DO NOT EVEN KNOW ME. NO UR THE ONE WHO IS IMMATURE, NOT MY RESPONCES! yeah i said i am an adult, what's it to u if i did anyway, dont tell me i am lying about that either ok? well dont, it's only responses that are making fun of me by calling me names like u are right now by saying there is something wrong with me, how would u know that? u a docter? if u are u better show me that you have a docter's status behind such diagnoses because if you dont, i'll know your trying to ruin my job life wityh a diagnosis that might not even be true. that's my nature, if i cant get something right away i keep pounding it until i do get it.that is wrong, i do this so that people can try to get somewhere by helping me solve something like this. dont u think ur being a bit stupid a*s about this by trying to diagnose me? i sure as hell DO. HOW FAR? I'LL TELL YOU HOW FAR, I GOT FURTHER THEN YOUR ACTING RIGHT NOW WICH IS PRETTY FAR, UR ACTING LIKE A RETARDED LITTLE BABY IS WHAT I AM ESSENTIALY SAYING, THAT'S HOW FAR YOU R GOING, IS ACTING LIKE BABIES. NO I AM NOT LIKE THIS ALL THE TIME EITHER, DONT SAY I AM BECAUSE U LIVE IN WASHINGTON AND I LIVE IN WISCONSIN, U DO NOT EVEN KNOW ME FOR GOD SAKES. YEAH AND HOW DO I DO THAT, PEOPLE TELL ME NOT TO CALL BUT WRITE A LETTER, THEN THEY TELL ME TO CALL AND NOT WRITE A d**n LETTER, WICH IS IT, WRITE A LETTER OR CALL THEM FREAKS? I AM TRUELY WANTING TO SOLVE PROBLEMS, I AM A HAM OPPERATOR AND SOLVE PROBLEMS ALL THE TIME BUT THEY ARN'T LIKE THIS THOUGH, THEY ARE TO DEAL MORE WITH COMPUTER SOFTWARE AND THE REMOVAL OF VIRUSES FROM PC'S. NOT LEGAL, AND I HAVE NEVER SOLVED A LEGAL ISSUE YET THAT I AM AWARE OF. SKIP THAT, I REALLY WANT THE HELP, WHGY DO U THINK I CAME HERE IN THE FIRST PLACE? BECAUSE WHEN I DID A SEARCH FOR JBC'S SITE, IT CAME UP IN GOOGLE AS THIS SITE! IF YOU SAY THAT IT IS PROVEN, GIVE ME A LINK THAT SAYS THAT ABOUT PEOPLE LIKE ME, U TELL ME THAT I WONT LIVE AS LONG? PROVE IT TO ME BY GIVING ME WEB SITES ABOUT IT! I DO NOT INSULT YOU, ATTACK YOU BACK, OR ANYTHING LIKE THAT, SO YOU HAVE GOT TO DO YOUR JOB! THAT'S BECAUSE THEY STARTED IT FIRST AND I HAVE DECIDED TO GET BACK AT THE ONES WHO INSULT ME BY CALLING THEM WHAT I CALL THEM. SCUMS, TARDOS, EVERYTHING THAT I CAN THINK OF. NO IT'S YOU WHO'S IMMATURE, NOT MY POSTS. Y O U!!!!!!!! THE ONLY reason i use caps, is because you keep right on ignoring what i have to say about this whole entire ordeal wich has been going on for about three months now. that's why i used all caps. yes it is wrong to just assume someone has a problem like that. you know that it is wrong. then u tell me what you think i have if you think you can diagnose me, docter doe? tell me right now or i am going to assume there is nothing wrong with me period but vision impairment. no i am not going through that again, i did it once, and they vertualy ruined my acedemic life and i had to relearn everything after coming off a drug called tolfrinyl. that drug mad me so d**n depressed it made me cry, and it made me hillucinate badly to the point that only the hillucinations were the only things i saw and heard, nothing else, i went deaf in other words but not deaf like you'd know it. deaf to a point i was donstantlty hearing buzzing in my ears, and voices from far off in the distance, i will not do that again either. and i wont go through that garbage again either. fine be that way, so you think i am that bad of a person? that i am like a hurricane? if i am like that, then my name aut to be on the nhc's tropical storms list ha ha ha ha ha, hurricane sondra, right cute one. i use a text to speach reader called hal text to speach reader if you want to know how i read these posts. plus mozilla firefox has an enlargment feature that by pressing ctrl + you get larger print and control - gives you smaller pring. that's how.

Rebuttal Entered: 9/23/2005 Modified: 9/23/2005

Hey Sondra,

I didn't read all of the non-sense that you wrote (or tried to write). I just couldn't, it was some of the most ignorant, white-trash, low-class crap that I've ever read. I have a solution for you; PAY YOUR d**n BILLS! And you won't have to worry about debt collectors calling you. Do you want to know what I do when a debt collector calls me? I get on the phone and I make payment arrangements, it's very simple. Any low-class, trash-mouth like yourself can handle doing it. Just lay off the hard stuff for a few hours and when you sober up, give them a call.

There you go, your problems are solved. And, god I hope you are not bringing up children!

MY RESPONCE IS THIS AGAIN GUYS: DONT CALL ME IGNORANT, WHITE TRASH OR ANYTHING LIKE THAT, YOU CALL ME NAMES BUT I CANT CALL U NAMES IN RETURN, HOW FAIR. YOUR COMMENTS ARE NOT NEEDED S A L V A D O R E! NOT NEECED! YOU DO NOT EVEN UNDERSTAND THE ENTIRE PROBLEM SO Y DO U LIKE TO RESPOND? UR NOT MAKING ANYTHING EASIER WITH YOUR COMMENTS, IF YOU CANT SAY SOMETHING NICE, SHUT THE BEEP UP FOR A CHANGE. I SAID SHUY THE f**k UP SALVADORE, U ARE SO d**n INSULTING IT'S NOT FUNNEY. AND YOU QUIT TELLING ME TO SOBER UP BECAUSE YOU YOURSELF HAVE PROBABLY HAD TOO MUCH OF JACK DANIALS, I KNOW WHAT IT IS BECAUSE I LISTAN TO COUNTRY MUSIC, BUT YPOU THINK I WILL ACTUALY TRY IT? THINK AGAIN, IT'S NOT JACK DANIALS I DRINIK, IT'S DIET PEPSI! AND DIET PEPSI IS A SODA POP NOT A WHISKEY, UR THE ONE WHO'S DRUNK, NOT ME. HOW INSULTING, RUDE RUDE RUDE RUDE RUDE, YOU ARE THAT AT LEAST. RUDE!

Rebuttal Entered: 9/23/2005 Modified: 9/23/2005

Salvatore,

I know that Sondra's responses here have been kinda out there. However, it seems that she may have an honest handicap that affects her reactions.

It is precisely comments like yours that are not needed on these reports. You tell her to pay her bills, and her problems will be solved. What if JBC is trying to collect on a debt that she did not incur. Believe me, it is entirely possible, especially with this group.

CLICK here to see why Rip-off Report, as a matter of policy, deleted either a phone number, link or e-mail address from this Report.

Please, if you do not have any contructive comments, then kindly keep them to yourself.

THAT'S CRAP TOO. I DONT HAVE AN HONEST HANDICAP THAT EFFECTS MY ACTIONS OR REMARKS, IT'S THOSE LIKE SALVADORE WHO EFVFECT MY WAY OF RESPONDING, NOT SOME d**n HONEST HANDICAP. NO THEY ARE NOT NEEDED AND THANKS FOR SHUTTING HER UP TOO. EXACTLY, WHAT IF THEY ARE TRYING TO COLLECT ON AN OLD DEBT, THEN WHAT, YOU GONNA MAKE ME PAY A BUNCH OF CROOKS TO KEEP STAYING IN OPPERATION LIKE THEY ARE? I WONT DO IT. THANK YOU, I WAS ABOUT TO SAY, IF U CANNOT SAY SOMETHING CONSTRUCTIVE, SHUT UR FRICKEN MOUTH ALL READY AND DONT SPEAK AGAIN UNLESS YOU HAVE SOMETHING NICE TO SAY. GOT IT? THANKS.

Rebuttal Entered: 9/24/2005 Modified: 9/24/2005

I'm not going to even bother reading the latest update. I glanced at it, saw the capital letters and exclamation points, and that was all I needed.

I've tried all the angles to no avail. So I'm throwing in the towel. I would have never imagined that there could be someone who wanted help so badly, yet was so unwilling to accept it.

But, at least I'll always have the "how am I supposed to imagine that I am a fireman when I am a janitor" line.

I actually hope that this all has been a joke. As a joke, it's pretty funny. I mean come on, a poor, blind janitor driven to the brink of insanity by a collection agency call? That sounds like a David Lynch movie.

MY RESPONSE IS THIS AGAIN GUYS:

so dont bother with it if you think i am being stubborn ok? wich i am not being stubborn at all, i am just confused as to what to do because differant people have told me differant things, you look at this thread closely, it'll look like the oj simpson trial did when he was being tried on counts of murder, it'll tell you that this whole thing is confusing at all points of the compass. that's all it'll show you. confusion confusion confusion, that's all. so go right a head and walk out on me see if i care, all the others have so you may as well have a throw at it too. now your not doing your job, you know i want the help but it is hard to cary out the exception of that help when i havbe never dealt with this kind of thing in my life, dont you all think that you are being just a bit too selfish here? i think so. forget about that line already, i said that because i was frustrated with the way people have been dealing with me on this site. that's why i said that, that's why. no it's not all been a joke, these are truest to all edges of the univers, means i have not lied in these reports yet. or givin any indication that this is a lie witch it is not a lie. it's not funney guys, be serious. good god, and dont make fun of my occupation, i clean up in the dining rooms at a high school where all the kids eas as sloppy as they d**n well wish and teachers dont dicapline the slobs, u think i enjoy cleaning up puke, feces, trash that's been tipped on it's side, garbage bins that have been used with out their liners in them? if you think that i do enjoy that, you do that work urself! toilets is another story wich i wont engage in at this time. i am not an acter in a lynch movie either, if i were an actor, i wouldn't of posted this now would i?.

MY RESPIONCE IT THIS AGAIN GUYS:

Rebuttal Entered: 9/24/2005 Modified: 9/24/2005

Patrick,

First off Patrick, if JBC were trying to collect a debt from her that she didn't incur, then she should of straighten it out with them. Not come into a forum asking for help, and after people try to help her she starts to run her truck-driver mouth. Coming up with every excuse for why she can't handle the situation, like a civilized adult with some class.

As far as JBC Legal being wrong, I doubt it. There is a reason why instead of trying to prove she is right, Sondra is wasting her time in here complaining about being "harassed" rather then using that time to take care of the problem. Also, all that she kept doing to defend her claim was bring up comments from other people about JBC, grow up already! Taking someones word in a public forum about the reputation of a company is just as reputable as stopping some bum on the street and asking his opinion. Most of the time when people bad mouth a company, they are disgruntled employees just trying to get back at the company. And give me a break about her having a handicap (that prevents her from acting her age and being able to handle small obstacles in life). She was fine enough to rack up the charges in the first place wasn't she? And she is competent enough to pay for internet service, figure out how to work her PC and come here asking for help, isn't she?

Quit a few people in here already tried to help her and gave her some very constructive comments, but obviously that approach don't work for her. My approach will either piss her off even more (which isn't very hard to do) or it will finally wake her ignorant self up and help her to do the right thing. And I wasn't making comments, I was giving her constructive criticism, which is exactly what some people need.

I DONT RUN A TRUCK DRIVER MOUTH, I AM A HAM RADIO OPERATOR AND TALKING LIKE THAT ON THERE WOULD SURELY GET MY FCC PRIVILAGES REFOKED FOR SURE, LISTEN TO REPEATER CALL WA9JTX ON REPEATER OUTPUT 146.67000 MHZ AND YOU TELL ME IF I TALK THAT WAY ON THERE. I AM NOT MAKING UP EXCUSES HERE EITHER. AND I AM NOT WASTING MY TIME EITHER. I COME HERE BECAUSE I WAS LED UNDER THE IMPRESSION THAT THEY ARE CROOKED BECAUE OF ALL THE NEGATIVE POSTINGS I HAVE READ IN THIS SECTION ALONE. THAT'S BECAUSE OF OTHER REPORTS I HAVE READ ABOUT BEING THE CROOKS THEY ARE, THAT'S WHY I DID THAT GUYS. THATS WHY. DONT EVEN TELL ME I RACKED UP CHARGES BECAUSE THAT'S NONE OF UR BUSINESS. YES I AM, AT THAT BUT STILL IT IS NONE OF YOUR BUSINESS, YOU DO NOT ENTIRELY UNDERSTAND THIS SITUATION SO PLEASE STAY OUT OF IT THANKS. NOONE DESERVES TO BE CRITICIZED, U GOT THAT? I DONT CRITICIZE ON THE HAM RADIO SO YOU SHOULDN'T ON HERE EITHER, WHAAT YOU TYPE MAY JUST BE TEXT ON YOUR END BUT THAT TEXT ONCE SENT,M CAN SEND SOMEONE INTO DEPRESSION, OR DISPAIR, WICH I AM TOUGH ENOUGH NOT TO EXCEPT INTO MY LIFE SUCH A CONDITION AS DEPRESSION AND DISPAIR. IF LIKE I SAID YOU CANNOT SAY ANYTHING NICE, SHUT YOUR FAT MOUTH AND DONT SPEAK ANOTHER WORD OF IT PERIOD. THANKS.

THIS IS ANOTHER RESPONCE I GOT. WHAT'S THIS ABOUT GUYS.

Rebuttal Entered: 9/24/2005 Modified: 9/24/2005

Tim, Patrick et al, you're very nice people who have helped many others and you deserve kudos for that. Some people may have to check 2 or 3 times to make sure they are clear on what they've been told but, in 2 years of watching this site, I've yet to see anyone refuse to take advice so stubbornly and consistently as Sondra the Simple. All things considered, I suspect she read some posts here, thought it might be fun to get something started and made up a story about endless harassing phone calls. Frankly, I think she's lying and has never received any calls from JBC and certainly not for 2 years with no resolution. She's a troll and I'm very sorry she has wasted the time of those who are generous enough to come here and offer their help gratis.

WHAT IS THAT TEXT ABOVE ABOUT, I AM NOT A TROLL, I DO NOT LIE, AND IF YOU DO NOT UNDERSTAND THIS ENTIRE STORY, STAY OUT OF IT TOO.

AND ANOTHER RESPONCE YET?: READ SALVADORE, UR SO IGNORANT AT TIMES U KNOW? I G N O R A N T!!!!!!!!

Rebuttal Entered: 9/24/2005 Modified: 9/24/2005

Salvatore,

If this is your idea of constructive criticism:

"Any low-class, trash-mouth like yourself can handle doing it. Just lay off the hard stuff for a few hours and when you sober up, give them a call.

There you go, your problems are solved. And, god I hope you are not bringing up children!"

then please feel free NOT to give me any in case I need it here in the future.

Seems to me you posted solely to get another rise out of Sondra.

And by the way, if you truly want to see how bad JBC really is, go to a website called artofcredit. (NOTE to ED: Don't know why you deleted the web address for them in my last post as you allowed it earlier in the thread). Why are you defending them here? Are you employed by them, or some other JDB?

I AM NOT DEFENDING THEM HERE, I AM REPORTING THEM FOR BAD BUSINESS AND NO I DO NOT WORK FOR THEM CROOKS EITHER. ART OF CREDIT? OK FINE I'L GO THERE AND LOOK AT THAT SITE FOR A WHILE.

AND THE LAST BUT NOT THE LEAST RESPONCE IS?

Rebuttal Entered: 9/25/2005 Modified: 9/25/2005

Sorry Patrick, next time would you like me to sugar coat the truth for you? Forget it, I call it how it is, PERIOD! Get over it already.

I'm in sales Patrick, and I've learned to get through to people you sometimes have to, in a way, go down to their level and talk their talk. Which is what I did in this case. Hey, seems like she got the point, cause she hasn't posted in a while! Or she read my reply, totally "freaked out" and now she is bouncing off the walls in a rubber room somewhere... I hope they put head protection on her.

NOW YOU KNOW I DIDN'T FREAK OUT, I WAS NOT AT A PC WITH INTERNET CONNECTION IS WHY I DIDN'T POST IN A WHILE, AND THANKS ALOT FOR THE HEAD PROTECTION THING. YES MAYBE MY NAME AUT TO BE ON THAT d**n NHC OR NATIONAL HURRICANE CENTER TROPICAL STORMS LIST, YEAH RIGHT? THAT'D BE A TOTAL DIFFERANT STORY, LIKE I SAID I AM NOT DISTRUCTIVE AND I AM NOT MEAN EITHERL, I ONLY TRY TO STATE THE TRUTH BUT NOONE WANTS TO HEAR ME OUT. THAT'S FOR YOU TO REALIZE, UR JUST SELFISH IOS ALL. THANKS A LOT!

I agree too.

Rebuttal Entered: 9/23/2005 Modified: 9/23/2005

Well Tim,

It was worth a shot, but from her last post, our explanation just does not seem to be getting through to her. Oh well.

Sondra, this will be my last comment to you on this report. If this is a true report (and I certainly hope this whole thing has not been one big sick joke), then I have one final suggestion for you. Find someone you know and trust, a family member, a close personal friend, or maybe even a care giver. Ask them to read this report and explain to you what it is really about. Then ask them to help you carry out the advice given to you.

For the last time, Tim does not work for this website. He is simply a concerned citizen who is offering his free advice to another citizen (you) in need of help. You have not hired him, so he is under no obligation to do all this for you.

Please get someone you know to help you in this situation.

MY RESPONCE IS THIS:

this is a true report guys, i cant even report something and look at what i got! trolls making fun of it and making it look like I am the liar wich i have no reason to believe i am a liar. stop calling me a troll right this instant too. my mom knows what this entire thing is about, i told her they kept calling and leaving that tape recording and i showed her some OF THIS website's comments about what or who or where they are, she even says they are crooks too! so no i will not have her read this report, if she wants to, she can do it herself by loging on to this site at http://www.ripoffreport.com and typing in the search bar JBC LEGAL GROUP, then she can click on the first thread and read it but u realize how long this entire thread is? it is not that easy guys. i said it's not that simple guys, u know carrying out something like this is not easy and if u think it is then prove it to me that is is. i know time does not work for this site, he said he charges a hundred fiftgy an hour for the advice he's given me, AND he says he gives that advice for a living as well as solve others' legal problem for them, if he solves people's problems, then i should have no reason to think that he wont mine as well. no i haven;'t hired him and i am quite glad since he wont get his a*s moving and solve this entire issue for me!

FOLKS, GIVE UP ON HER!!!

Rebuttal Entered: 9/23/2005 Modified: 9/23/2005

Sondra:

I am not the type to normally make fun of people, but there is something wrong with you! First off, all of your responses (not responces) are very immature. Didn't you say you were an adult? I agree with all the responses by those who are trying to help you. It seems like others have said, that you like to rant and rave. How far have you made it in life? I feel sorry for those around you if you are like this all the time. You also must be a very unhappy person! And yes, you can solve a problem out of New Jersey if you live in Wisconsin. For God's sake, I live in Washington and have solved debt problems in Maryland that turned out to be FALSE. It can be done by those who truly want to solve problems.

I highly doubt you want help and if you continue to rant and rave like this the rest of your life, count your life being a short one. It's been proven people that act like you out of anger constantly don't live as long as those who are calmer and look at things objectively. I will not give you advice or help even though I want to. You won't take it and insult me or attack me back. You keep asking people to stop insulting you and putting you down, but you have no problems insulting somebody else. Also, as I said before, your posts are very immature and very hard to read at that because of grammar, spelling, little punctuation, all capitals etc.

As far as people teasing you about being a drunk or abusing drugs is wrong. I do not condone that. However, one would think by your posts that there is definitely something wrong with you maybe emotionally or mentally by your actions written here. I think that and mean no harm. I am more concerned about you than anything!

So, I would encourage you to get some counseling and learn how to deal with things objectively and stop being so "ranty" about such a trivial thing. Yes, I know all about harrassing phone calls. I get solicitor calls all the time at dinner. However, I have learned to ignore them and just let the phone ring. I don't get upset and rant about it. I just delete their messages and move on with life.

Take care and I am sure you will have an attack back on me, but I will not be offended because I have figured out the caliber of person you are.

Plus, if you are blind, how do you read these posts?

MY RESPONCE IS THIS AGAIN:

THEN WHY ARE PEOPLE CALLING ME NAMES IF THEY ARE NOT THE TYPE TO MAKE FUN HUH, U TELL ME THAT ONE. U KNOW WHY NOTHING HAS GOTTEN DONE! IS BECAUSE THE NAME CALLING HAS GOTTEN SO SEVERE THAT I AM MORE BUSY TYPING THESE RESPONCES THEN I WOULD BE DOING SOMETHING ABOUT IT. THAT IS WHY GUYS. O f**k THAT, THERE IS ABSOLUTELY NOTHING WRONG AND DONT U EVER TRY TO DIAGNOSE ME OF SOMETHING BECAUSE YOU DO NOT EVEN KNOW ME. NO UR THE ONE WHO IS IMMATURE, NOT MY RESPONCES! yeah i said i am an adult, what's it to u if i did anyway, dont tell me i am lying about that either ok? well dont, it's only responses that are making fun of me by calling me names like u are right now by saying there is something wrong with me, how would u know that? u a docter? if u are u better show me that you have a docter's status behind such diagnoses because if you dont, i'll know your trying to ruin my job life wityh a diagnosis that might not even be true. that's my nature, if i cant get something right away i keep pounding it until i do get it.that is wrong, i do this so that people can try to get somewhere by helping me solve something like this. dont u think ur being a bit stupid a*s about this by trying to diagnose me? i sure as hell DO. HOW FAR? I'LL TELL YOU HOW FAR, I GOT FURTHER THEN YOUR ACTING RIGHT NOW WICH IS PRETTY FAR, UR ACTING LIKE A RETARDED LITTLE BABY IS WHAT I AM ESSENTIALY SAYING, THAT'S HOW FAR YOU R GOING, IS ACTING LIKE BABIES. NO I AM NOT LIKE THIS ALL THE TIME EITHER, DONT SAY I AM BECAUSE U LIVE IN WASHINGTON AND I LIVE IN WISCONSIN, U DO NOT EVEN KNOW ME FOR GOD SAKES. YEAH AND HOW DO I DO THAT, PEOPLE TELL ME NOT TO CALL BUT WRITE A LETTER, THEN THEY TELL ME TO CALL AND NOT WRITE A d**n LETTER, WICH IS IT, WRITE A LETTER OR CALL THEM FREAKS? I AM TRUELY WANTING TO SOLVE PROBLEMS, I AM A HAM OPPERATOR AND SOLVE PROBLEMS ALL THE TIME BUT THEY ARN'T LIKE THIS THOUGH, THEY ARE TO DEAL MORE WITH COMPUTER SOFTWARE AND THE REMOVAL OF VIRUSES FROM PC'S. NOT LEGAL, AND I HAVE NEVER SOLVED A LEGAL ISSUE YET THAT I AM AWARE OF. SKIP THAT, I REALLY WANT THE HELP, WHGY DO U THINK I CAME HERE IN THE FIRST PLACE? BECAUSE WHEN I DID A SEARCH FOR JBC'S SITE, IT CAME UP IN GOOGLE AS THIS SITE! IF YOU SAY THAT IT IS PROVEN, GIVE ME A LINK THAT SAYS THAT ABOUT PEOPLE LIKE ME, U TELL ME THAT I WONT LIVE AS LONG? PROVE IT TO ME BY GIVING ME WEB SITES ABOUT IT! I DO NOT INSULT YOU, ATTACK YOU BACK, OR ANYTHING LIKE THAT, SO YOU HAVE GOT TO DO YOUR JOB! THAT'S BECAUSE THEY STARTED IT FIRST AND I HAVE DECIDED TO GET BACK AT THE ONES WHO INSULT ME BY CALLING THEM WHAT I CALL THEM. SCUMS, TARDOS, EVERYTHING THAT I CAN THINK OF. NO IT'S YOU WHO'S IMMATURE, NOT MY POSTS. Y O U!!!!!!!! THE ONLY reason i use caps, is because you keep right on ignoring what i have to say about this whole entire ordeal wich has been going on for about three months now. that's why i used all caps. yes it is wrong to just assume someone has a problem like that. you know that it is wrong. then u tell me what you think i have if you think you can diagnose me, docter doe? tell me right now or i am going to assume there is nothing wrong with me period but vision impairment. no i am not going through that again, i did it once, and they vertualy ruined my acedemic life and i had to relearn everything after coming off a drug called tolfrinyl. that drug mad me so d**n depressed it made me cry, and it made me hillucinate badly to the point that only the hillucinations were the only things i saw and heard, nothing else, i went deaf in other words but not deaf like you'd know it. deaf to a point i was donstantlty hearing buzzing in my ears, and voices from far off in the distance, i will not do that again either. and i wont go through that garbage again either. fine be that way, so you think i am that bad of a person? that i am like a hurricane? if i am like that, then my name aut to be on the nhc's tropical storms list ha ha ha ha ha, hurricane sondra, right cute one. i use a text to speach reader called hal text to speach reader if you want to know how i read these posts. plus mozilla firefox has an enlargment feature that by pressing ctrl + you get larger print and control - gives you smaller pring. that's how.

Rebuttal Entered: 9/23/2005 Modified: 9/23/2005

Hey Sondra,

I didn't read all of the non-sense that you wrote (or tried to write). I just couldn't, it was some of the most ignorant, white-trash, low-class crap that I've ever read. I have a solution for you; PAY YOUR d**n BILLS! And you won't have to worry about debt collectors calling you. Do you want to know what I do when a debt collector calls me? I get on the phone and I make payment arrangements, it's very simple. Any low-class, trash-mouth like yourself can handle doing it. Just lay off the hard stuff for a few hours and when you sober up, give them a call.

There you go, your problems are solved. And, god I hope you are not bringing up children!

MY RESPONCE IS THIS AGAIN GUYS: DONT CALL ME IGNORANT, WHITE TRASH OR ANYTHING LIKE THAT, YOU CALL ME NAMES BUT I CANT CALL U NAMES IN RETURN, HOW FAIR. YOUR COMMENTS ARE NOT NEEDED S A L V A D O R E! NOT NEECED! YOU DO NOT EVEN UNDERSTAND THE ENTIRE PROBLEM SO Y DO U LIKE TO RESPOND? UR NOT MAKING ANYTHING EASIER WITH YOUR COMMENTS, IF YOU CANT SAY SOMETHING NICE, SHUT THE BEEP UP FOR A CHANGE. I SAID SHUY THE f**k UP SALVADORE, U ARE SO d**n INSULTING IT'S NOT FUNNEY. AND YOU QUIT TELLING ME TO SOBER UP BECAUSE YOU YOURSELF HAVE PROBABLY HAD TOO MUCH OF JACK DANIALS, I KNOW WHAT IT IS BECAUSE I LISTAN TO COUNTRY MUSIC, BUT YPOU THINK I WILL ACTUALY TRY IT? THINK AGAIN, IT'S NOT JACK DANIALS I DRINIK, IT'S DIET PEPSI! AND DIET PEPSI IS A SODA POP NOT A WHISKEY, UR THE ONE WHO'S DRUNK, NOT ME. HOW INSULTING, RUDE RUDE RUDE RUDE RUDE, YOU ARE THAT AT LEAST. RUDE!

Rebuttal Entered: 9/23/2005 Modified: 9/23/2005

Salvatore,

I know that Sondra's responses here have been kinda out there. However, it seems that she may have an honest handicap that affects her reactions.

It is precisely comments like yours that are not needed on these reports. You tell her to pay her bills, and her problems will be solved. What if JBC is trying to collect on a debt that she did not incur. Believe me, it is entirely possible, especially with this group.

CLICK here to see why Rip-off Report, as a matter of policy, deleted either a phone number, link or e-mail address from this Report.

Please, if you do not have any contructive comments, then kindly keep them to yourself.

THAT'S CRAP TOO. I DONT HAVE AN HONEST HANDICAP THAT EFFECTS MY ACTIONS OR REMARKS, IT'S THOSE LIKE SALVADORE WHO EFVFECT MY WAY OF RESPONDING, NOT SOME d**n HONEST HANDICAP. NO THEY ARE NOT NEEDED AND THANKS FOR SHUTTING HER UP TOO. EXACTLY, WHAT IF THEY ARE TRYING TO COLLECT ON AN OLD DEBT, THEN WHAT, YOU GONNA MAKE ME PAY A BUNCH OF CROOKS TO KEEP STAYING IN OPPERATION LIKE THEY ARE? I WONT DO IT. THANK YOU, I WAS ABOUT TO SAY, IF U CANNOT SAY SOMETHING CONSTRUCTIVE, SHUT UR FRICKEN MOUTH ALL READY AND DONT SPEAK AGAIN UNLESS YOU HAVE SOMETHING NICE TO SAY. GOT IT? THANKS.

Rebuttal Entered: 9/24/2005 Modified: 9/24/2005

I'm not going to even bother reading the latest update. I glanced at it, saw the capital letters and exclamation points, and that was all I needed.

I've tried all the angles to no avail. So I'm throwing in the towel. I would have never imagined that there could be someone who wanted help so badly, yet was so unwilling to accept it.

But, at least I'll always have the "how am I supposed to imagine that I am a fireman when I am a janitor" line.

I actually hope that this all has been a joke. As a joke, it's pretty funny. I mean come on, a poor, blind janitor driven to the brink of insanity by a collection agency call? That sounds like a David Lynch movie.

MY RESPONSE IS THIS AGAIN GUYS:

so dont bother with it if you think i am being stubborn ok? wich i am not being stubborn at all, i am just confused as to what to do because differant people have told me differant things, you look at this thread closely, it'll look like the oj simpson trial did when he was being tried on counts of murder, it'll tell you that this whole thing is confusing at all points of the compass. that's all it'll show you. confusion confusion confusion, that's all. so go right a head and walk out on me see if i care, all the others have so you may as well have a throw at it too. now your not doing your job, you know i want the help but it is hard to cary out the exception of that help when i havbe never dealt with this kind of thing in my life, dont you all think that you are being just a bit too selfish here? i think so. forget about that line already, i said that because i was frustrated with the way people have been dealing with me on this site. that's why i said that, that's why. no it's not all been a joke, these are truest to all edges of the univers, means i have not lied in these reports yet. or givin any indication that this is a lie witch it is not a lie. it's not funney guys, be serious. good god, and dont make fun of my occupation, i clean up in the dining rooms at a high school where all the kids eas as sloppy as they d**n well wish and teachers dont dicapline the slobs, u think i enjoy cleaning up puke, feces, trash that's been tipped on it's side, garbage bins that have been used with out their liners in them? if you think that i do enjoy that, you do that work urself! toilets is another story wich i wont engage in at this time. i am not an acter in a lynch movie either, if i were an actor, i wouldn't of posted this now would i?.

MY RESPIONCE IT THIS AGAIN GUYS:

Rebuttal Entered: 9/24/2005 Modified: 9/24/2005

Patrick,

First off Patrick, if JBC were trying to collect a debt from her that she didn't incur, then she should of straighten it out with them. Not come into a forum asking for help, and after people try to help her she starts to run her truck-driver mouth. Coming up with every excuse for why she can't handle the situation, like a civilized adult with some class.

As far as JBC Legal being wrong, I doubt it. There is a reason why instead of trying to prove she is right, Sondra is wasting her time in here complaining about being "harassed" rather then using that time to take care of the problem. Also, all that she kept doing to defend her claim was bring up comments from other people about JBC, grow up already! Taking someones word in a public forum about the reputation of a company is just as reputable as stopping some bum on the street and asking his opinion. Most of the time when people bad mouth a company, they are disgruntled employees just trying to get back at the company. And give me a break about her having a handicap (that prevents her from acting her age and being able to handle small obstacles in life). She was fine enough to rack up the charges in the first place wasn't she? And she is competent enough to pay for internet service, figure out how to work her PC and come here asking for help, isn't she?

Quit a few people in here already tried to help her and gave her some very constructive comments, but obviously that approach don't work for her. My approach will either piss her off even more (which isn't very hard to do) or it will finally wake her ignorant self up and help her to do the right thing. And I wasn't making comments, I was giving her constructive criticism, which is exactly what some people need.

I DONT RUN A TRUCK DRIVER MOUTH, I AM A HAM RADIO OPERATOR AND TALKING LIKE THAT ON THERE WOULD SURELY GET MY FCC PRIVILAGES REFOKED FOR SURE, LISTEN TO REPEATER CALL WA9JTX ON REPEATER OUTPUT 146.67000 MHZ AND YOU TELL ME IF I TALK THAT WAY ON THERE. I AM NOT MAKING UP EXCUSES HERE EITHER. AND I AM NOT WASTING MY TIME EITHER. I COME HERE BECAUSE I WAS LED UNDER THE IMPRESSION THAT THEY ARE CROOKED BECAUE OF ALL THE NEGATIVE POSTINGS I HAVE READ IN THIS SECTION ALONE. THAT'S BECAUSE OF OTHER REPORTS I HAVE READ ABOUT BEING THE CROOKS THEY ARE, THAT'S WHY I DID THAT GUYS. THATS WHY. DONT EVEN TELL ME I RACKED UP CHARGES BECAUSE THAT'S NONE OF UR BUSINESS. YES I AM, AT THAT BUT STILL IT IS NONE OF YOUR BUSINESS, YOU DO NOT ENTIRELY UNDERSTAND THIS SITUATION SO PLEASE STAY OUT OF IT THANKS. NOONE DESERVES TO BE CRITICIZED, U GOT THAT? I DONT CRITICIZE ON THE HAM RADIO SO YOU SHOULDN'T ON HERE EITHER, WHAAT YOU TYPE MAY JUST BE TEXT ON YOUR END BUT THAT TEXT ONCE SENT,M CAN SEND SOMEONE INTO DEPRESSION, OR DISPAIR, WICH I AM TOUGH ENOUGH NOT TO EXCEPT INTO MY LIFE SUCH A CONDITION AS DEPRESSION AND DISPAIR. IF LIKE I SAID YOU CANNOT SAY ANYTHING NICE, SHUT YOUR FAT MOUTH AND DONT SPEAK ANOTHER WORD OF IT PERIOD. THANKS.

THIS IS ANOTHER RESPONCE I GOT. WHAT'S THIS ABOUT GUYS.

Rebuttal Entered: 9/24/2005 Modified: 9/24/2005

Tim, Patrick et al, you're very nice people who have helped many others and you deserve kudos for that. Some people may have to check 2 or 3 times to make sure they are clear on what they've been told but, in 2 years of watching this site, I've yet to see anyone refuse to take advice so stubbornly and consistently as Sondra the Simple. All things considered, I suspect she read some posts here, thought it might be fun to get something started and made up a story about endless harassing phone calls. Frankly, I think she's lying and has never received any calls from JBC and certainly not for 2 years with no resolution. She's a troll and I'm very sorry she has wasted the time of those who are generous enough to come here and offer their help gratis.

WHAT IS THAT TEXT ABOVE ABOUT, I AM NOT A TROLL, I DO NOT LIE, AND IF YOU DO NOT UNDERSTAND THIS ENTIRE STORY, STAY OUT OF IT TOO.

AND ANOTHER RESPONCE YET?: READ SALVADORE, UR SO IGNORANT AT TIMES U KNOW? I G N O R A N T!!!!!!!!

Rebuttal Entered: 9/24/2005 Modified: 9/24/2005

Salvatore,

If this is your idea of constructive criticism:

"Any low-class, trash-mouth like yourself can handle doing it. Just lay off the hard stuff for a few hours and when you sober up, give them a call.

There you go, your problems are solved. And, god I hope you are not bringing up children!"

then please feel free NOT to give me any in case I need it here in the future.

Seems to me you posted solely to get another rise out of Sondra.

And by the way, if you truly want to see how bad JBC really is, go to a website called artofcredit. (NOTE to ED: Don't know why you deleted the web address for them in my last post as you allowed it earlier in the thread). Why are you defending them here? Are you employed by them, or some other JDB?

I AM NOT DEFENDING THEM HERE, I AM REPORTING THEM FOR BAD BUSINESS AND NO I DO NOT WORK FOR THEM CROOKS EITHER. ART OF CREDIT? OK FINE I'L GO THERE AND LOOK AT THAT SITE FOR A WHILE.

AND THE LAST BUT NOT THE LEAST RESPONCE IS?

Rebuttal Entered: 9/25/2005 Modified: 9/25/2005

Sorry Patrick, next time would you like me to sugar coat the truth for you? Forget it, I call it how it is, PERIOD! Get over it already.

I'm in sales Patrick, and I've learned to get through to people you sometimes have to, in a way, go down to their level and talk their talk. Which is what I did in this case. Hey, seems like she got the point, cause she hasn't posted in a while! Or she read my reply, totally "freaked out" and now she is bouncing off the walls in a rubber room somewhere... I hope they put head protection on her.

NOW YOU KNOW I DIDN'T FREAK OUT, I WAS NOT AT A PC WITH INTERNET CONNECTION IS WHY I DIDN'T POST IN A WHILE, AND THANKS ALOT FOR THE HEAD PROTECTION THING. YES MAYBE MY NAME AUT TO BE ON THAT d**n NHC OR NATIONAL HURRICANE CENTER TROPICAL STORMS LIST, YEAH RIGHT? THAT'D BE A TOTAL DIFFERANT STORY, LIKE I SAID I AM NOT DISTRUCTIVE AND I AM NOT MEAN EITHERL, I ONLY TRY TO STATE THE TRUTH BUT NOONE WANTS TO HEAR ME OUT. THAT'S FOR YOU TO REALIZE, UR JUST SELFISH IOS ALL. THANKS A LOT!

I agree too.

Rebuttal Entered: 9/23/2005 Modified: 9/23/2005

Well Tim,

It was worth a shot, but from her last post, our explanation just does not seem to be getting through to her. Oh well.

Sondra, this will be my last comment to you on this report. If this is a true report (and I certainly hope this whole thing has not been one big sick joke), then I have one final suggestion for you. Find someone you know and trust, a family member, a close personal friend, or maybe even a care giver. Ask them to read this report and explain to you what it is really about. Then ask them to help you carry out the advice given to you.

For the last time, Tim does not work for this website. He is simply a concerned citizen who is offering his free advice to another citizen (you) in need of help. You have not hired him, so he is under no obligation to do all this for you.

Please get someone you know to help you in this situation.

MY RESPONCE IS THIS:

this is a true report guys, i cant even report something and look at what i got! trolls making fun of it and making it look like I am the liar wich i have no reason to believe i am a liar. stop calling me a troll right this instant too. my mom knows what this entire thing is about, i told her they kept calling and leaving that tape recording and i showed her some OF THIS website's comments about what or who or where they are, she even says they are crooks too! so no i will not have her read this report, if she wants to, she can do it herself by loging on to this site at http://www.ripoffreport.com and typing in the search bar JBC LEGAL GROUP, then she can click on the first thread and read it but u realize how long this entire thread is? it is not that easy guys. i said it's not that simple guys, u know carrying out something like this is not easy and if u think it is then prove it to me that is is. i know time does not work for this site, he said he charges a hundred fiftgy an hour for the advice he's given me, AND he says he gives that advice for a living as well as solve others' legal problem for them, if he solves people's problems, then i should have no reason to think that he wont mine as well. no i haven;'t hired him and i am quite glad since he wont get his a*s moving and solve this entire issue for me!

FOLKS, GIVE UP ON HER!!!

Rebuttal Entered: 9/23/2005 Modified: 9/23/2005

Sondra:

I am not the type to normally make fun of people, but there is something wrong with you! First off, all of your responses (not responces) are very immature. Didn't you say you were an adult? I agree with all the responses by those who are trying to help you. It seems like others have said, that you like to rant and rave. How far have you made it in life? I feel sorry for those around you if you are like this all the time. You also must be a very unhappy person! And yes, you can solve a problem out of New Jersey if you live in Wisconsin. For God's sake, I live in Washington and have solved debt problems in Maryland that turned out to be FALSE. It can be done by those who truly want to solve problems.

I highly doubt you want help and if you continue to rant and rave like this the rest of your life, count your life being a short one. It's been proven people that act like you out of anger constantly don't live as long as those who are calmer and look at things objectively. I will not give you advice or help even though I want to. You won't take it and insult me or attack me back. You keep asking people to stop insulting you and putting you down, but you have no problems insulting somebody else. Also, as I said before, your posts are very immature and very hard to read at that because of grammar, spelling, little punctuation, all capitals etc.

As far as people teasing you about being a drunk or abusing drugs is wrong. I do not condone that. However, one would think by your posts that there is definitely something wrong with you maybe emotionally or mentally by your actions written here. I think that and mean no harm. I am more concerned about you than anything!

So, I would encourage you to get some counseling and learn how to deal with things objectively and stop being so "ranty" about such a trivial thing. Yes, I know all about harrassing phone calls. I get solicitor calls all the time at dinner. However, I have learned to ignore them and just let the phone ring. I don't get upset and rant about it. I just delete their messages and move on with life.

Take care and I am sure you will have an attack back on me, but I will not be offended because I have figured out the caliber of person you are.

Plus, if you are blind, how do you read these posts?

MY RESPONCE IS THIS AGAIN:

THEN WHY ARE PEOPLE CALLING ME NAMES IF THEY ARE NOT THE TYPE TO MAKE FUN HUH, U TELL ME THAT ONE. U KNOW WHY NOTHING HAS GOTTEN DONE! IS BECAUSE THE NAME CALLING HAS GOTTEN SO SEVERE THAT I AM MORE BUSY TYPING THESE RESPONCES THEN I WOULD BE DOING SOMETHING ABOUT IT. THAT IS WHY GUYS. O f**k THAT, THERE IS ABSOLUTELY NOTHING WRONG AND DONT U EVER TRY TO DIAGNOSE ME OF SOMETHING BECAUSE YOU DO NOT EVEN KNOW ME. NO UR THE ONE WHO IS IMMATURE, NOT MY RESPONCES! yeah i said i am an adult, what's it to u if i did anyway, dont tell me i am lying about that either ok? well dont, it's only responses that are making fun of me by calling me names like u are right now by saying there is something wrong with me, how would u know that? u a docter? if u are u better show me that you have a docter's status behind such diagnoses because if you dont, i'll know your trying to ruin my job life wityh a diagnosis that might not even be true. that's my nature, if i cant get something right away i keep pounding it until i do get it.that is wrong, i do this so that people can try to get somewhere by helping me solve something like this. dont u think ur being a bit stupid a*s about this by trying to diagnose me? i sure as hell DO. HOW FAR? I'LL TELL YOU HOW FAR, I GOT FURTHER THEN YOUR ACTING RIGHT NOW WICH IS PRETTY FAR, UR ACTING LIKE A RETARDED LITTLE BABY IS WHAT I AM ESSENTIALY SAYING, THAT'S HOW FAR YOU R GOING, IS ACTING LIKE BABIES. NO I AM NOT LIKE THIS ALL THE TIME EITHER, DONT SAY I AM BECAUSE U LIVE IN WASHINGTON AND I LIVE IN WISCONSIN, U DO NOT EVEN KNOW ME FOR GOD SAKES. YEAH AND HOW DO I DO THAT, PEOPLE TELL ME NOT TO CALL BUT WRITE A LETTER, THEN THEY TELL ME TO CALL AND NOT WRITE A d**n LETTER, WICH IS IT, WRITE A LETTER OR CALL THEM FREAKS? I AM TRUELY WANTING TO SOLVE PROBLEMS, I AM A HAM OPPERATOR AND SOLVE PROBLEMS ALL THE TIME BUT THEY ARN'T LIKE THIS THOUGH, THEY ARE TO DEAL MORE WITH COMPUTER SOFTWARE AND THE REMOVAL OF VIRUSES FROM PC'S. NOT LEGAL, AND I HAVE NEVER SOLVED A LEGAL ISSUE YET THAT I AM AWARE OF. SKIP THAT, I REALLY WANT THE HELP, WHGY DO U THINK I CAME HERE IN THE FIRST PLACE? BECAUSE WHEN I DID A SEARCH FOR JBC'S SITE, IT CAME UP IN GOOGLE AS THIS SITE! IF YOU SAY THAT IT IS PROVEN, GIVE ME A LINK THAT SAYS THAT ABOUT PEOPLE LIKE ME, U TELL ME THAT I WONT LIVE AS LONG? PROVE IT TO ME BY GIVING ME WEB SITES ABOUT IT! I DO NOT INSULT YOU, ATTACK YOU BACK, OR ANYTHING LIKE THAT, SO YOU HAVE GOT TO DO YOUR JOB! THAT'S BECAUSE THEY STARTED IT FIRST AND I HAVE DECIDED TO GET BACK AT THE ONES WHO INSULT ME BY CALLING THEM WHAT I CALL THEM. SCUMS, TARDOS, EVERYTHING THAT I CAN THINK OF. NO IT'S YOU WHO'S IMMATURE, NOT MY POSTS. Y O U!!!!!!!! THE ONLY reason i use caps, is because you keep right on ignoring what i have to say about this whole entire ordeal wich has been going on for about three months now. that's why i used all caps. yes it is wrong to just assume someone has a problem like that. you know that it is wrong. then u tell me what you think i have if you think you can diagnose me, docter doe? tell me right now or i am going to assume there is nothing wrong with me period but vision impairment. no i am not going through that again, i did it once, and they vertualy ruined my acedemic life and i had to relearn everything after coming off a drug called tolfrinyl. that drug mad me so d**n depressed it made me cry, and it made me hillucinate badly to the point that only the hillucinations were the only things i saw and heard, nothing else, i went deaf in other words but not deaf like you'd know it. deaf to a point i was donstantlty hearing buzzing in my ears, and voices from far off in the distance, i will not do that again either. and i wont go through that garbage again either. fine be that way, so you think i am that bad of a person? that i am like a hurricane? if i am like that, then my name aut to be on the nhc's tropical storms list ha ha ha ha ha, hurricane sondra, right cute one. i use a text to speach reader called hal text to speach reader if you want to know how i read these posts. plus mozilla firefox has an enlargment feature that by pressing ctrl + you get larger print and control - gives you smaller pring. that's how.

Rebuttal Entered: 9/23/2005 Modified: 9/23/2005

Hey Sondra,

I didn't read all of the non-sense that you wrote (or tried to write). I just couldn't, it was some of the most ignorant, white-trash, low-class crap that I've ever read. I have a solution for you; PAY YOUR d**n BILLS! And you won't have to worry about debt collectors calling you. Do you want to know what I do when a debt collector calls me? I get on the phone and I make payment arrangements, it's very simple. Any low-class, trash-mouth like yourself can handle doing it. Just lay off the hard stuff for a few hours and when you sober up, give them a call.

There you go, your problems are solved. And, god I hope you are not bringing up children!

MY RESPONCE IS THIS AGAIN GUYS: DONT CALL ME IGNORANT, WHITE TRASH OR ANYTHING LIKE THAT, YOU CALL ME NAMES BUT I CANT CALL U NAMES IN RETURN, HOW FAIR. YOUR COMMENTS ARE NOT NEEDED S A L V A D O R E! NOT NEECED! YOU DO NOT EVEN UNDERSTAND THE ENTIRE PROBLEM SO Y DO U LIKE TO RESPOND? UR NOT MAKING ANYTHING EASIER WITH YOUR COMMENTS, IF YOU CANT SAY SOMETHING NICE, SHUT THE BEEP UP FOR A CHANGE. I SAID SHUY THE f**k UP SALVADORE, U ARE SO d**n INSULTING IT'S NOT FUNNEY. AND YOU QUIT TELLING ME TO SOBER UP BECAUSE YOU YOURSELF HAVE PROBABLY HAD TOO MUCH OF JACK DANIALS, I KNOW WHAT IT IS BECAUSE I LISTAN TO COUNTRY MUSIC, BUT YPOU THINK I WILL ACTUALY TRY IT? THINK AGAIN, IT'S NOT JACK DANIALS I DRINIK, IT'S DIET PEPSI! AND DIET PEPSI IS A SODA POP NOT A WHISKEY, UR THE ONE WHO'S DRUNK, NOT ME. HOW INSULTING, RUDE RUDE RUDE RUDE RUDE, YOU ARE THAT AT LEAST. RUDE!

Rebuttal Entered: 9/23/2005 Modified: 9/23/2005

Salvatore,

I know that Sondra's responses here have been kinda out there. However, it seems that she may have an honest handicap that affects her reactions.

It is precisely comments like yours that are not needed on these reports. You tell her to pay her bills, and her problems will be solved. What if JBC is trying to collect on a debt that she did not incur. Believe me, it is entirely possible, especially with this group.

CLICK here to see why Rip-off Report, as a matter of policy, deleted either a phone number, link or e-mail address from this Report.

Please, if you do not have any contructive comments, then kindly keep them to yourself.

THAT'S CRAP TOO. I DONT HAVE AN HONEST HANDICAP THAT EFFECTS MY ACTIONS OR REMARKS, IT'S THOSE LIKE SALVADORE WHO EFVFECT MY WAY OF RESPONDING, NOT SOME d**n HONEST HANDICAP. NO THEY ARE NOT NEEDED AND THANKS FOR SHUTTING HER UP TOO. EXACTLY, WHAT IF THEY ARE TRYING TO COLLECT ON AN OLD DEBT, THEN WHAT, YOU GONNA MAKE ME PAY A BUNCH OF CROOKS TO KEEP STAYING IN OPPERATION LIKE THEY ARE? I WONT DO IT. THANK YOU, I WAS ABOUT TO SAY, IF U CANNOT SAY SOMETHING CONSTRUCTIVE, SHUT UR FRICKEN MOUTH ALL READY AND DONT SPEAK AGAIN UNLESS YOU HAVE SOMETHING NICE TO SAY. GOT IT? THANKS.

Rebuttal Entered: 9/24/2005 Modified: 9/24/2005

I'm not going to even bother reading the latest update. I glanced at it, saw the capital letters and exclamation points, and that was all I needed.

I've tried all the angles to no avail. So I'm throwing in the towel. I would have never imagined that there could be someone who wanted help so badly, yet was so unwilling to accept it.

But, at least I'll always have the "how am I supposed to imagine that I am a fireman when I am a janitor" line.

I actually hope that this all has been a joke. As a joke, it's pretty funny. I mean come on, a poor, blind janitor driven to the brink of insanity by a collection agency call? That sounds like a David Lynch movie.

MY RESPONSE IS THIS AGAIN GUYS:

so dont bother with it if you think i am being stubborn ok? wich i am not being stubborn at all, i am just confused as to what to do because differant people have told me differant things, you look at this thread closely, it'll look like the oj simpson trial did when he was being tried on counts of murder, it'll tell you that this whole thing is confusing at all points of the compass. that's all it'll show you. confusion confusion confusion, that's all. so go right a head and walk out on me see if i care, all the others have so you may as well have a throw at it too. now your not doing your job, you know i want the help but it is hard to cary out the exception of that help when i havbe never dealt with this kind of thing in my life, dont you all think that you are being just a bit too selfish here? i think so. forget about that line already, i said that because i was frustrated with the way people have been dealing with me on this site. that's why i said that, that's why. no it's not all been a joke, these are truest to all edges of the univers, means i have not lied in these reports yet. or givin any indication that this is a lie witch it is not a lie. it's not funney guys, be serious. good god, and dont make fun of my occupation, i clean up in the dining rooms at a high school where all the kids eas as sloppy as they d**n well wish and teachers dont dicapline the slobs, u think i enjoy cleaning up puke, feces, trash that's been tipped on it's side, garbage bins that have been used with out their liners in them? if you think that i do enjoy that, you do that work urself! toilets is another story wich i wont engage in at this time. i am not an acter in a lynch movie either, if i were an actor, i wouldn't of posted this now would i?.

MY RESPIONCE IT THIS AGAIN GUYS:

Rebuttal Entered: 9/24/2005 Modified: 9/24/2005

Patrick,

First off Patrick, if JBC were trying to collect a debt from her that she didn't incur, then she should of straighten it out with them. Not come into a forum asking for help, and after people try to help her she starts to run her truck-driver mouth. Coming up with every excuse for why she can't handle the situation, like a civilized adult with some class.

As far as JBC Legal being wrong, I doubt it. There is a reason why instead of trying to prove she is right, Sondra is wasting her time in here complaining about being "harassed" rather then using that time to take care of the problem. Also, all that she kept doing to defend her claim was bring up comments from other people about JBC, grow up already! Taking someones word in a public forum about the reputation of a company is just as reputable as stopping some bum on the street and asking his opinion. Most of the time when people bad mouth a company, they are disgruntled employees just trying to get back at the company. And give me a break about her having a handicap (that prevents her from acting her age and being able to handle small obstacles in life). She was fine enough to rack up the charges in the first place wasn't she? And she is competent enough to pay for internet service, figure out how to work her PC and come here asking for help, isn't she?

Quit a few people in here already tried to help her and gave her some very constructive comments, but obviously that approach don't work for her. My approach will either piss her off even more (which isn't very hard to do) or it will finally wake her ignorant self up and help her to do the right thing. And I wasn't making comments, I was giving her constructive criticism, which is exactly what some people need.

I DONT RUN A TRUCK DRIVER MOUTH, I AM A HAM RADIO OPERATOR AND TALKING LIKE THAT ON THERE WOULD SURELY GET MY FCC PRIVILAGES REFOKED FOR SURE, LISTEN TO REPEATER CALL WA9JTX ON REPEATER OUTPUT 146.67000 MHZ AND YOU TELL ME IF I TALK THAT WAY ON THERE. I AM NOT MAKING UP EXCUSES HERE EITHER. AND I AM NOT WASTING MY TIME EITHER. I COME HERE BECAUSE I WAS LED UNDER THE IMPRESSION THAT THEY ARE CROOKED BECAUE OF ALL THE NEGATIVE POSTINGS I HAVE READ IN THIS SECTION ALONE. THAT'S BECAUSE OF OTHER REPORTS I HAVE READ ABOUT BEING THE CROOKS THEY ARE, THAT'S WHY I DID THAT GUYS. THATS WHY. DONT EVEN TELL ME I RACKED UP CHARGES BECAUSE THAT'S NONE OF UR BUSINESS. YES I AM, AT THAT BUT STILL IT IS NONE OF YOUR BUSINESS, YOU DO NOT ENTIRELY UNDERSTAND THIS SITUATION SO PLEASE STAY OUT OF IT THANKS. NOONE DESERVES TO BE CRITICIZED, U GOT THAT? I DONT CRITICIZE ON THE HAM RADIO SO YOU SHOULDN'T ON HERE EITHER, WHAAT YOU TYPE MAY JUST BE TEXT ON YOUR END BUT THAT TEXT ONCE SENT,M CAN SEND SOMEONE INTO DEPRESSION, OR DISPAIR, WICH I AM TOUGH ENOUGH NOT TO EXCEPT INTO MY LIFE SUCH A CONDITION AS DEPRESSION AND DISPAIR. IF LIKE I SAID YOU CANNOT SAY ANYTHING NICE, SHUT YOUR FAT MOUTH AND DONT SPEAK ANOTHER WORD OF IT PERIOD. THANKS.

THIS IS ANOTHER RESPONCE I GOT. WHAT'S THIS ABOUT GUYS.

Rebuttal Entered: 9/24/2005 Modified: 9/24/2005

Tim, Patrick et al, you're very nice people who have helped many others and you deserve kudos for that. Some people may have to check 2 or 3 times to make sure they are clear on what they've been told but, in 2 years of watching this site, I've yet to see anyone refuse to take advice so stubbornly and consistently as Sondra the Simple. All things considered, I suspect she read some posts here, thought it might be fun to get something started and made up a story about endless harassing phone calls. Frankly, I think she's lying and has never received any calls from JBC and certainly not for 2 years with no resolution. She's a troll and I'm very sorry she has wasted the time of those who are generous enough to come here and offer their help gratis.

WHAT IS THAT TEXT ABOVE ABOUT, I AM NOT A TROLL, I DO NOT LIE, AND IF YOU DO NOT UNDERSTAND THIS ENTIRE STORY, STAY OUT OF IT TOO.

AND ANOTHER RESPONCE YET?: READ SALVADORE, UR SO IGNORANT AT TIMES U KNOW? I G N O R A N T!!!!!!!!

Rebuttal Entered: 9/24/2005 Modified: 9/24/2005

Salvatore,

If this is your idea of constructive criticism:

"Any low-class, trash-mouth like yourself can handle doing it. Just lay off the hard stuff for a few hours and when you sober up, give them a call.

There you go, your problems are solved. And, god I hope you are not bringing up children!"

then please feel free NOT to give me any in case I need it here in the future.

Seems to me you posted solely to get another rise out of Sondra.

And by the way, if you truly want to see how bad JBC really is, go to a website called artofcredit. (NOTE to ED: Don't know why you deleted the web address for them in my last post as you allowed it earlier in the thread). Why are you defending them here? Are you employed by them, or some other JDB?

I AM NOT DEFENDING THEM HERE, I AM REPORTING THEM FOR BAD BUSINESS AND NO I DO NOT WORK FOR THEM CROOKS EITHER. ART OF CREDIT? OK FINE I'L GO THERE AND LOOK AT THAT SITE FOR A WHILE.

AND THE LAST BUT NOT THE LEAST RESPONCE IS?

Rebuttal Entered: 9/25/2005 Modified: 9/25/2005

Sorry Patrick, next time would you like me to sugar coat the truth for you? Forget it, I call it how it is, PERIOD! Get over it already.

I'm in sales Patrick, and I've learned to get through to people you sometimes have to, in a way, go down to their level and talk their talk. Which is what I did in this case. Hey, seems like she got the point, cause she hasn't posted in a while! Or she read my reply, totally "freaked out" and now she is bouncing off the walls in a rubber room somewhere... I hope they put head protection on her.

NOW YOU KNOW I DIDN'T FREAK OUT, I WAS NOT AT A PC WITH INTERNET CONNECTION IS WHY I DIDN'T POST IN A WHILE, AND THANKS ALOT FOR THE HEAD PROTECTION THING. YES MAYBE MY NAME AUT TO BE ON THAT d**n NHC OR NATIONAL HURRICANE CENTER TROPICAL STORMS LIST, YEAH RIGHT? THAT'D BE A TOTAL DIFFERANT STORY, LIKE I SAID I AM NOT DISTRUCTIVE AND I AM NOT MEAN EITHERL, I ONLY TRY TO STATE THE TRUTH BUT NOONE WANTS TO HEAR ME OUT. THAT'S FOR YOU TO REALIZE, UR JUST SELFISH IOS ALL. THANKS A LOT!

Sorry Patrick, next time would you like me to sugar coat the truth for you? Forget it, I call it how it is, PERIOD! Get over it already.

I'm in sales Patrick, and I've learned to get through to people you sometimes have to, in a way, go down to their level and talk their talk. Which is what I did in this case. Hey, seems like she got the point, cause she hasn't posted in a while! Or she read my reply, totally "freaked out" and now she is bouncing off the walls in a rubber room somewhere... I hope they put head protection on her.

Salvatore,

If this is your idea of constructive criticism:

"Any low-class, trash-mouth like yourself can handle doing it. Just lay off the hard stuff for a few hours and when you sober up, give them a call.

There you go, your problems are solved. And, god I hope you are not bringing up children!"

then please feel free NOT to give me any in case I need it here in the future.

Seems to me you posted solely to get another rise out of Sondra.

And by the way, if you truly want to see how bad JBC really is, go to a website called artofcredit. (NOTE to ED: Don't know why you deleted the web address for them in my last post as you allowed it earlier in the thread). Why are you defending them here? Are you employed by them, or some other JDB?

Tim, Patrick et al, you're very nice people who have helped many others and you deserve kudos for that. Some people may have to check 2 or 3 times to make sure they are clear on what they've been told but, in 2 years of watching this site, I've yet to see anyone refuse to take advice so stubbornly and consistently as Sondra the Simple. All things considered, I suspect she read some posts here, thought it might be fun to get something started and made up a story about endless harassing phone calls. Frankly, I think she's lying and has never received any calls from JBC and certainly not for 2 years with no resolution. She's a troll and I'm very sorry she has wasted the time of those who are generous enough to come here and offer their help gratis.

Patrick,

First off Patrick, if JBC were trying to collect a debt from her that she didn't incur, then she should of straighten it out with them. Not come into a forum asking for help, and after people try to help her she starts to run her truck-driver mouth. Coming up with every excuse for why she can't handle the situation, like a civilized adult with some class.

As far as JBC Legal being wrong, I doubt it. There is a reason why instead of trying to prove she is right, Sondra is wasting her time in here complaining about being "harassed" rather then using that time to take care of the problem. Also, all that she kept doing to defend her claim was bring up comments from other people about JBC, grow up already! Taking someones word in a public forum about the reputation of a company is just as reputable as stopping some bum on the street and asking his opinion. Most of the time when people bad mouth a company, they are disgruntled employees just trying to get back at the company. And give me a break about her having a handicap (that prevents her from acting her age and being able to handle small obstacles in life). She was fine enough to rack up the charges in the first place wasn't she? And she is competent enough to pay for internet service, figure out how to work her PC and come here asking for help, isn't she?

Quit a few people in here already tried to help her and gave her some very constructive comments, but obviously that approach don't work for her. My approach will either piss her off even more (which isn't very hard to do) or it will finally wake her ignorant self up and help her to do the right thing. And I wasn't making comments, I was giving her constructive criticism, which is exactly what some people need.

I'm not going to even bother reading the latest update. I glanced at it, saw the capital letters and exclamation points, and that was all I needed.

I've tried all the angles to no avail. So I'm throwing in the towel. I would have never imagined that there could be someone who wanted help so badly, yet was so unwilling to accept it.

But, at least I'll always have the "how am I supposed to imagine that I am a fireman when I am a janitor" line.

I actually hope that this all has been a joke. As a joke, it's pretty funny. I mean come on, a poor, blind janitor driven to the brink of insanity by a collection agency call? That sounds like a David Lynch movie.

Salvatore,

I know that Sondra's responses here have been kinda out there. However, it seems that she may have an honest handicap that affects her reactions.

It is precisely comments like yours that are not needed on these reports. You tell her to pay her bills, and her problems will be solved. What if JBC is trying to collect on a debt that she did not incur. Believe me, it is entirely possible, especially with this group.

CLICK here to see why Rip-off Report, as a matter of policy, deleted either a phone number, link or e-mail address from this Report.

Please, if you do not have any contructive comments, then kindly keep them to yourself.

Salvatore,

I know that Sondra's responses here have been kinda out there. However, it seems that she may have an honest handicap that affects her reactions.

It is precisely comments like yours that are not needed on these reports. You tell her to pay her bills, and her problems will be solved. What if JBC is trying to collect on a debt that she did not incur. Believe me, it is entirely possible, especially with this group.

CLICK here to see why Rip-off Report, as a matter of policy, deleted either a phone number, link or e-mail address from this Report.

Please, if you do not have any contructive comments, then kindly keep them to yourself.

Salvatore,

I know that Sondra's responses here have been kinda out there. However, it seems that she may have an honest handicap that affects her reactions.

It is precisely comments like yours that are not needed on these reports. You tell her to pay her bills, and her problems will be solved. What if JBC is trying to collect on a debt that she did not incur. Believe me, it is entirely possible, especially with this group.

CLICK here to see why Rip-off Report, as a matter of policy, deleted either a phone number, link or e-mail address from this Report.

Please, if you do not have any contructive comments, then kindly keep them to yourself.

Salvatore,

I know that Sondra's responses here have been kinda out there. However, it seems that she may have an honest handicap that affects her reactions.

It is precisely comments like yours that are not needed on these reports. You tell her to pay her bills, and her problems will be solved. What if JBC is trying to collect on a debt that she did not incur. Believe me, it is entirely possible, especially with this group.

CLICK here to see why Rip-off Report, as a matter of policy, deleted either a phone number, link or e-mail address from this Report.

Please, if you do not have any contructive comments, then kindly keep them to yourself.

Hey Sondra,

I didn't read all of the non-sense that you wrote (or tried to write). I just couldn't, it was some of the most ignorant, white-trash, low-class crap that I've ever read. I have a solution for you; PAY YOUR d**n BILLS! And you won't have to worry about debt collectors calling you. Do you want to know what I do when a debt collector calls me? I get on the phone and I make payment arrangements, it's very simple. Any low-class, trash-mouth like yourself can handle doing it. Just lay off the hard stuff for a few hours and when you sober up, give them a call.

There you go, your problems are solved. And, god I hope you are not bringing up children!

Sondra:

I am not the type to normally make fun of people, but there is something wrong with you! First off, all of your responses (not responces) are very immature. Didn't you say you were an adult? I agree with all the responses by those who are trying to help you. It seems like others have said, that you like to rant and rave. How far have you made it in life? I feel sorry for those around you if you are like this all the time. You also must be a very unhappy person! And yes, you can solve a problem out of New Jersey if you live in Wisconsin. For God's sake, I live in Washington and have solved debt problems in Maryland that turned out to be FALSE. It can be done by those who truly want to solve problems.

I highly doubt you want help and if you continue to rant and rave like this the rest of your life, count your life being a short one. It's been proven people that act like you out of anger constantly don't live as long as those who are calmer and look at things objectively. I will not give you advice or help even though I want to. You won't take it and insult me or attack me back. You keep asking people to stop insulting you and putting you down, but you have no problems insulting somebody else. Also, as I said before, your posts are very immature and very hard to read at that because of grammar, spelling, little punctuation, all capitals etc.

As far as people teasing you about being a drunk or abusing drugs is wrong. I do not condone that. However, one would think by your posts that there is definitely something wrong with you maybe emotionally or mentally by your actions written here. I think that and mean no harm. I am more concerned about you than anything!

So, I would encourage you to get some counseling and learn how to deal with things objectively and stop being so "ranty" about such a trivial thing. Yes, I know all about harrassing phone calls. I get solicitor calls all the time at dinner. However, I have learned to ignore them and just let the phone ring. I don't get upset and rant about it. I just delete their messages and move on with life.

Take care and I am sure you will have an attack back on me, but I will not be offended because I have figured out the caliber of person you are.

Plus, if you are blind, how do you read these posts?

Well Tim,

It was worth a shot, but from her last post, our explanation just does not seem to be getting through to her. Oh well.

Sondra, this will be my last comment to you on this report. If this is a true report (and I certainly hope this whole thing has not been one big sick joke), then I have one final suggestion for you. Find someone you know and trust, a family member, a close personal friend, or maybe even a care giver. Ask them to read this report and explain to you what it is really about. Then ask them to help you carry out the advice given to you.

For the last time, Tim does not work for this website. He is simply a concerned citizen who is offering his free advice to another citizen (you) in need of help. You have not hired him, so he is under no obligation to do all this for you.

Please get someone you know to help you in this situation.

TIM, GIVE IT UP...

Rebuttal Entered: 9/23/2005 Modified: 9/23/2005

Either Sondra doesn't havve the ability to comprehend what anyone is trying to explain to her, or it is, as I suspect, she doesn't really want help and her rantings are designed to get attention for herself. Can you say "51-50"? She wants to rant and rave, so all everyone is doing is enabling her to do so. She has been given more than adequate advice..IF the situation is real, she has been given to tools to take care of it,

I AM NOT ABOUT TO LET PEOPLE GIVE UP ON ME U UNDERSTAND? U DONT JUST GIVE UP JUST LIKE THAT IF SOMEONE IS NOT TAKING THE ADVICE THAT SOMEONE GIVES THEM, U DO NOT GIVE UP ON ME, DO U HEAR ME, I AM GONNA KEEP RIGHT ON FIGHTING UNTIL SOMEBODY DOES HELP ME AND I AM NOT GONNA LET UP UNTIL I DO GET THAT HELP, WHOEVER U ARE, U R SCUM FOR MAKING PEOPLE THINK I AM SUCH A BAD PERSON, I AM NOT A BAD PERSUM U STUPID SCUM BAG! U HAVE NO RIGHT WHATSOEVER TO TELL PEOPLE OR MORE LESS DRIVE THEM AWAY FROM A NEWCOMER U SCUMS! SCUMS SCUMS SCUMS!!!!!

I don't think anyone could have been more clear to Sondra with respect to what this site is about. She is obviously under the impression that it is Timothy's obligation to do something on her behalf, and has no comprehension that he is giving free advice out of the kindness of his heart.

Sondra - NO ONE is under any obligation to do a single solitary thing for you. You have been given great advice and if you do not want to take it, which you obviously either don't or are incapable of, then quit yelling at the people who are trying to help you - for free. Signing up on this site simply allows you to browse, file a report, and check out other reports for informational purposes. Nowhere does it state that your problems will be solved by the people who log in.

I work for a law firm in Wisconsin and I can tell you that not one of us, attorneys or paralegals, would give out all of the advice that you have been so freely given without charging you.

Give it up folks - it's not getting through to her.

I started reading this post this morning and at first I thought maybe Sondra was drunk, but this has been going on since July . She can't possibly be drunk that long !! "could she?" I have seen alot of good advise given here and yet she still rants on about no one helping her. The way I see it Sondra ,is you need one more piece of good advise either go to AA or look in the yellow pages I am sure there are very good Psychiatrist in your area . I am not trying to be mean , but something is wrong with you ,everybody else can comprehend what is written here why can't you? Good grief girl just calm down , turn the cap lock off and pay attention.

Either Sondra doesn't havve the ability to comprehend what anyone is trying to explain to her, or it is, as I suspect, she doesn't really want help and her rantings are designed to get attention for herself. Can you say "51-50"? She wants to rant and rave, so all everyone is doing is enabling her to do so. She has been given more than adequate advice..IF the situation is real, she has been given to tools to take care of it,

How did I know that this wasn't over?

Rebuttal Entered: 9/22/2005 Modified: 9/22/2005

Patrick, I think you're a good man too. I don't think I've ever disagreed with something you wrote. It's nice to know that SOMEONE appreciates what I'm trying to do here.

I think you may have hit the nail on the head.

Sondra, are you under the impreTIssion that I am somehow obligated to actually take care of your problems for you? This is not my job, Sondra. Well, that's not entirely true, this IS what I do for a living (taking care of people's legal problems) but THIS is not my job. You wouldn't want to hire me, Sondra. My time is billed out at $150/hour.

That's right, Sondra. People pay $150/hour for the assistance that I am giving you FOR FREE. And it is my pleasure to offer this assistance. But I can't, nor am I required to, act out the advice that I give you. In fact, I can't even assure you that it is competent legal advice (I should be telling you that it's NOT at every turn). For I am not your attorney, and you are not my client.

I can only offer you my time, my mind, and my WORDS. I can NOT offer you my actions. Nor can anybody on this site, unless you are lucky enough to find a Wisconsin attorney who is willing to take on your cause (interesting side note: if you go to law school in Wisconsin, you don't have to take a bar exam to practice law there).

So if your frustration with me is rooted in the fact that I haven't actually done the tasks that I have been telling you to do, then your anger is SEVERELY misplaced, and you have a significant misunderstanding about what this site is.

And I simply have to address this:

"'this message is regarding a PERSONAL business matter, please contact JBC legal group at "1800-241-1510' . . . you dont see where it says legal do u?"

YES Sondra! I DO see where it says legal! What kind of "PERSONAL business matter" do you think a purported law firm would be calling you about? Do you think it's some kind of satisfaction survey?

"if it is a legal matter, then u have to somehow find a way to prove that it is a legal matter."

First of all, I don't have to prove anything. You can either take my word or not. I KNOW that it's a legal matter. That's all I need to do: know that my advice is correct. If you choose to think otherwise, then YOU'RE the one who will learn a hard lesson. I'll be just fine.

Second, whether you choose to call it a "legal matter" a "collections matter" or whatever, the advice is still the same if you want to resolve the situation.

Third, and finally, the nature of this "PERSONAL business matter" is painfully obvious to anybody who allows a couple of synapses to connect every now and then. A collection agency calls you up and tells you that they have a "PERSONAL business matter" to discuss with you. Why are you confused as to what the call is about?

Again, settle down and take my advice.


TIMOTHEY d**n IT, YOU SAY U DO THIS STUFF FOR A LIVING SO YES I AM UNDER THE IMPRESSION THAT U ARE OBLIGED TO TO ACTUALLY TAKE CARE OF PEOPLE'S LEGAL PROBLEMS, THAT IS SUPPOSEDLY WHAT U DO ISN'T IT? WHAT DO U MEAN IT IS NOT UR JOB?! IT IS UR JOB TO HELP PEOPLE ISN'T IT?! O SO U CANT DO UR JOB FOR ME? DO UR FRFICKEN JOB TIMOTHEY!THEN PROVE TO ME THAT U CAN DO THIS PROFESSIONALY AND DO UR JOB, BECAUSE EVERY RESPONCE U MAKE, EITHER TELLS ME IT'S NOT UR JOB OR U CANT HELP ME, U JUST GOT DONE TELLING ME TIMOTHEY THAT U DO THIS RFOR A LIVING AND UR TIME IS BILLED OUT TO 150/HOUR, WHAT DO U MEAN THIS IS NOT UR JOB TIMOTHEY, U SAID U TAKE CARE OF PEOPLE'S LEGAL PROBLEMS RIGHT? WHAT THE HELL U TALKING ABOUT IT IS NOT UR JOB TO TAKE CARE OF MINE! WHO DO U WORK FOR? ARE U A TALK SHOW HOST? OF SOME KIND AT SOME GEEKY RADIO STATION THAT THE PROGRAMMING IS JUST NEWS/TALK? SO OFFER UR ASSISTANCE TIMOTHEY, DONT JUST TELL ME U KNOW EVERYTHING ABOUT ME, HOW WOULD U KNOW IF IT'S A LEGAL ISSUE ANYHOW, I DONT BECAUSE WHEN I TRIED TO CALL THESE TARDOS, I GOT THE IMPRESSION EVERYONE WAS TOO d**n BUSY TO ANSW3ER MY CALL AND I GOT THAT d**n RECORDING THAT SAYS "WE;RE SORRY, NOONE IS AVAILABLE TO TAKE YOUR CALL AT THIS TIME, PLEASE TRY YOUR CALL AGAIN, I CALLED AROUND NINE OR TEN OR SOMEWHERE LIKE THAT.O U CANT EVEN ASSURE THAT THE ADVICE U GIVE IS LEGAL ADVICE NOW? WHAT THE HELL ARE U? A DOCTOR? A TALK SHOW HOST? CAUSE IT IS GIVING ME THAT IMPRESSION THAT U MAY BE DOING A SHOW AT A LOCAL RADIO STATION PROGRAMMED JUST FOR TALK. IT'S NOT AT EVERY TURN, WHAT DOES THAT MEAN NOW? FINE! BUT YOU SAY YOU DO THIS FOR A LIVING, WHAT IS "THIS" THAT YOU DO FOR A LIVING IF YUOU DO THIS FOR A LIVING! AND IF U DO THIS FOR A LIVING, DO UR JOB TIMOTHEY AND HELP ME d**n IT, DONT JUST SIT THERE TELLING ME U KNOW IT'S A LEGAL MATTER WHEN THEY SAY PERSONAL MATTER, DO SOMETHING TO STREIGHTEN ME OUT ON THIS AND DO UR d**n JOB TIMOTHEY! DO UR JOB!!!!! DO UR JOB!!! DOI UR JOB!!! SO OFFER ME UR TIME MIND AND WORDS TIM? HELP ME OUT! DONT JUST SHOVE ME IN A CORNER AND TELL ME "DEAL WITH IT URSELF RETARD", U KNOW HOW I HATE WHEN PEOPLE DO THAT, YOU DONT NEED TO DO IT TOO! AND THAT'S JUST WHAT UR DOING IS SHOVING ME OFF INTO A CORNER AND TELLING ME TO HANDLE IT MYSELF, THERE IS AT LEAST TSOMETHING U CAN DO TO HELP ME DO WHAT U WANT ME TO DO! IT IS NOT MISSPLACED TIMOTHEY, U DONT EVEN KNOW WHO I AM EXCEPT FOR WHAT MY NAME IS SO HOW WOULD U EVEN KNOW WHO OR WHAT I AM? IF YOU THINK I MISSUNDERSTAND THE NATURE OF THE SITE? THEN U TEACH ME WHAT IT IS ABOUT NOW TIMOTHEY, I READ EVERYTHING THERE IS TO READ THAT TELLS THIS SITE'S NATURE, IT IS TO FILE COMPLAINTS ABOUT BAD BUSINESS PRACTICES AND THAT'S JUST WHAT I HAVE BEEN TRYING TO DO! TELL ME IF I AM NOT RIGHT, AND IF I AM NOT RIGHT, THEN TEACH ME OTHERWISE! DO UR JOB HERE TIMOTHEY, DONT JUST TELL ME U KNOW THIS STUFF AND THEN TELL ME TO DO ALL OF IT ON MY OPWN, IT IS NOT THAT EASY AND U KNOW d**n WELL IT IS NOT THAT EASY TIMOTHEY. NO I DONT SEE ANYWHERE WHERE IT SAYS LEGAL, IT SAYS PERSONAL, NOT L E G A L!!!!! THEN U TELL ME WHERE YOU SEE THE WORD LEGAL IN THE MESSAGE I HAVE BEEN OUTLINING! TELL ME~!!!!!!!!!!!!!!!!!!!!!!! d**n IT TIMOTHEY TELL ME!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! O YOU MUST THINK THAT IS EASY FOR ME TO DO NOW DONT U? IT IS NOT THAT EASY TO DO TIMOTHEY! U TELL ME HOT I GO ABOUT PROVING THAT IT IS A LEGAL MATTER AND THEN MAYBE I WILL DEAL WITH IT, BUT I DEMAND THAT JBC PROVE THEY ARE EVEN REAL BEFORE I EVEN DEAL WITH THEM FREAKS. WHY NOT, U TELL ME UR A PRO AT THIS SO Y DONT U HAVE TO PROVE ANYTHING? HU8H? UR THE PRO HERE NOT ME. AND HOW DO U KNOW THIS STUFF? U SOME KIND OF LAWYER? U A TALK SHOW HOST? U A CONSULTANT OF SOME KIND? U GO TO COLLEGE TO LEARN THIS STUFF? HOW DO U KNOW THIS STUFF TIMOTHEY? THIS STUFF IS ONLY KNOWN BY ATTOURNEYS AND LAWYERS AND OTHERS THAT DEAL WITH LAW INFORCMENT. O IS THIS SUPPOSED TO BE A THREAT THAT I'LL LEARN THE HARD WAY, IF IT IS, I AM GOING TO THE EDITOR'S DESK AND REPORTING IT. IT'S A PERSONAL BUSINESS MATTER!!!!!!!!!!!!!!!!!!!!! d**n IT!!!!!!!!!!!!!!!!!!!!!!!!!!! LISTEN TO ME TIM!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! I DO WANT TO RESOLVE THE SITUATION AND UR HELP IS THE ONLY WAYH TO SOLVE THAT PROBLEM, NOW U CONTACT SOMEONE OVER THERE AND TELL THEM THAT THEY NEED TO TELL ME WHAT THAT BUSINESS MATTER IS, AND IF IT'S LEGAL I'LL CONTACT THEM. BUT IN THE MEANTIME, I AM WAITING ON UR ACTIONS FIRST. BECAUSE IT'S BEEN GOING ON SINCE I MOVED OUT HERE TIMMOTHEY, WHY DO U THINK I AM CONFUSED? I AM GONNA TELL U THIS OVER AND OVER AND OVER UNTIL U DO UR JOB AND ACT ON MY CASE HERE, DO UR JOB TIMOTHEY.Y SHOULD I SETTLE DOWN HERE? I HAVE UR ADVICE, YET UR NOT GETTING UP OFF UR a*s AND DOING SOMETHING ABOUT ITG! U CONTACT THEM AND ASK THEM WHAT THIS IS ALL ABOUT.

Sondra,

If you truly understand the nature of this site, then you understand that it is you who needs to take the action here, and not some arbitrary person who offers their advice to you.

Trust me, or trust me not, but I will again say that Tim truly is giving you the best advice that can be given. It is up to you what you do with that advice.

If what you really want is for someone to deal with this problem for you, then your only other option is to hire a lawyer. No one else has the authority to contact JBC Legal on your behalf.

It is very sad that others have come on here and attacked your character, saneness and education level. Unfortunately, that is what sometimes happens on a public website. However, nobody should have to be subject to such abuse.

I truly hope you take Tim's advice to heart, and take the necessary steps to stop the calls. It seems that they are a large distraction in your life.

Peace and good luck to you.

Patrick, I think you're a good man too. I don't think I've ever disagreed with something you wrote. It's nice to know that SOMEONE appreciates what I'm trying to do here.

I think you may have hit the nail on the head.

Sondra, are you under the impression that I am somehow obligated to actually take care of your problems for you? This is not my job, Sondra. Well, that's not entirely true, this IS what I do for a living (taking care of people's legal problems) but THIS is not my job. You wouldn't want to hire me, Sondra. My time is billed out at $150/hour.

That's right, Sondra. People pay $150/hour for the assistance that I am giving you FOR FREE. And it is my pleasure to offer this assistance. But I can't, nor am I required to, act out the advice that I give you. In fact, I can't even assure you that it is competent legal advice (I should be telling you that it's NOT at every turn). For I am not your attorney, and you are not my client.

I can only offer you my time, my mind, and my WORDS. I can NOT offer you my actions. Nor can anybody on this site, unless you are lucky enough to find a Wisconsin attorney who is willing to take on your cause (interesting side note: if you go to law school in Wisconsin, you don't have to take a bar exam to practice law there).

So if your frustration with me is rooted in the fact that I haven't actually done the tasks that I have been telling you to do, then your anger is SEVERELY misplaced, and you have a significant misunderstanding about what this site is.

And I simply have to address this:

"'this message is regarding a PERSONAL business matter, please contact JBC legal group at "1800-241-1510' . . . you dont see where it says legal do u?"

YES Sondra! I DO see where it says legal! What kind of "PERSONAL business matter" do you think a purported law firm would be calling you about? Do you think it's some kind of satisfaction survey?

"if it is a legal matter, then u have to somehow find a way to prove that it is a legal matter."

First of all, I don't have to prove anything. You can either take my word or not. I KNOW that it's a legal matter. That's all I need to do: know that my advice is correct. If you choose to think otherwise, then YOU'RE the one who will learn a hard lesson. I'll be just fine.

Second, whether you choose to call it a "legal matter" a "collections matter" or whatever, the advice is still the same if you want to resolve the situation.

Third, and finally, the nature of this "PERSONAL business matter" is painfully obvious to anybody who allows a couple of synapses to connect every now and then. A collection agency calls you up and tells you that they have a "PERSONAL business matter" to discuss with you. Why are you confused as to what the call is about?

Again, settle down and take my advice.

May I ask a questions of you Sondra?



Sondra,

First off, let me say that I will be entirely civil and will not resort to any sort of name calling. I am a huge fan of this website, and it has helped me tremendously over the past year.

I have read all of the posts objectively, and I am curious about something. And since you are new here, I feel you may be misunderstanding the nature of this site. So here's my question:

Is it your expectation that there is a group of people at this website who do nothing but take care of people's problems? In other words, are you expecting someone from this website to solve your problem for you?

The reason I ask is because in your last post, you kept telling Tim to "do his job". Actually, Tim is just one person who is giving you advice on how you can solve your problem. He does not work for this site. In fact, there is nobody employed by this website to solve problems for people. This site simply exists to warn people of bad businesses (among other things), and allows others to provide suggestions on how to solve your problem. Unfortunately, it is up to each individual to take that advice and apply it themselves.

With all that being said, I will add that Tim is a good guy, and has provided excellent advice to many on this website, yourself included. So my advice to you is to follow Tim's advice already provided. But, please understand that it is you who will need to write the Cease & Desist letter, it is you who will need to put it in the mail, it is you who will need to make JBC Legal understand that this is not your debt.

I hope that you understand what actions you need to take, and that you take them in order to find some peace in your life. Good luck.

no i am not missunderstanding the nature of the nature of this site. i thaught that this site was for that! when i investigated these retards, bi was taken to one site, THIS SITE BEING THAT SITE! then who does he work for? a docter? a shrinkj? a hospital? a law firm? TELL ME RIGHT NOW WHHAT HE DOES AND THEN MAYBE I'LL TAKE HIS ADVICE! AND HE BETTER DO HIS JOB THE CORRECT WAY AND NOT HAVE ME PRETEND STUFF JUST TO TRY AND TEACH ME SOMETHING ABOUT THIS WHOLE THING! YOU READ ALL THE POSTS AND YOU TELL ME THAT PEOPLE HAVE NOT CRITISIZED THIS REPORT THROUGH THE ENTIRE THREAD, THEN U TELL ME IF THEY HAVE! then tell me, why does this site exist if nobody is employed to help people like me? i am not makeing fun of this site's existance, but if it is here to warn people of the bads in this country, i would certainly expect that all of the users get to gether and start filing law suits against brainless people like this!!!! jbc being one of them brainless jerks. if u have not read all of the other people's posts through out this site under currupt lawyersm, you will see the very same thing as i have been trying to get out! either harrassing calls or missleading practices! and before i send the letter, i demand that they prove that they are even a ligitimatye debt collecter. i do not intend to waste my time on someone that is not real! timothey might havbe givin me advice guys, but he has also called me names like phsycopathic drunk, and dopie dopehead! how would anyone know about me if all it is is text that they are typing? u know? i'd like to be a regular here, but to be a regular, i expect to be treated as a newcomer, someone who u have never met before and i edemand that the judging stops because the more judging, the more i am gonna just put off comning to this site. o u think it's easy to just say "i want a lawyer"? u know that costs money and i do not have that kind of money. litteraly thousands of dollers in court costs, attourney fees, investigative labor costs? u name it, nothing is free here guys, nothing! then u tell me right thiks instant why he called me all the names in this endless thread! trell me and maybe i will understand why he did that to me. u do not go calling people names, especialy newcomers! i understand it's me who needs to write that letter, but like i said, i demand that they prove on their end that they are even legal before i send them something like that or i go right streight to the federal communications commission in hope of putting jbc out of business. yes i understand, but before i take them actions, i expect that jbc legal prove that they are indeed a debt collector first. ok? i'll take them steps, only on account that they prove like i said that they are real ok? i am not ranting, i am trying to get the truth out to the world that even if they were a debt collector, they'd not be a legal business since the state of conneticuit has ordered they sease practice in that state, and since the state of new jersey has been going on with the investigation! you have to understand that before i do ANY kind of business, weather it is a letter or phone call, i expect that they prove they are who they are FIRST or i do not do any business with them PERIOD. another thing i'd like to add, is in one of my other posts, i dont remember wich one, i had stated that this message i kept getting left on my machine, is regarding a personal business matter, not a legal matter, if it were a legal matter, they'd give the referance number as a case number. aned if it were a legal matter, i;'d call and find out and i know when they say legal. when they say legal, they mean LEGAL and they mean to intimidate you into being their victem wich i will refuse to even be victemized if that ever comes down to it me being a victem! i will fight back and that is why i came to this site, is to fight back guys, if you say this site is to warn people of bad business, then so be it but there has GOT to be someone out here that is a lawyer or court judge and there has to be someone out here that may or may not have been selected for jury duty. come on guys, dont tell me that this site exists to only warn people, i thaught that once i signed up for an account on this site i'd get at least some hand at hand help here, u do not push something like this onto someone who really does not understand how the legal system works, me being that someone. thanks. you get back to me when you are ready to tell me that i am not making this stuff up just to clog the space on this site, i would never do that intentionaly and you had better understand that i would like to be a regular here but if the name clling keeps right on rolling in, i cant hardly be a regular, and as for me telling timothey to do his job? i told him that because he said he knows how to fix this kind of problem! i want something to come out of using this site but if he can not do his job correctly, i cant do mine!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

i am asking one more thing of timothey.

timothey,

i was wondering one thing, are you a talk show host? cause the way you have criticized this report seems like you might be a radio talk show host because phil henery criticises everything on his show. and if you are a talk show host what station or service block do you go through. service block i mean by saying is the network that owns/andor operates a string of radio stations. or television stations. please tell me so i can tune in if you are a talk show host

Sondra,

First off, let me say that I will be entirely civil and will not resort to any sort of name calling. I am a huge fan of this website, and it has helped me tremendously over the past year.

I have read all of the posts objectively, and I am curious about something. And since you are new here, I feel you may be misunderstanding the nature of this site. So here's my question:

Is it your expectation that there is a group of people at this website who do nothing but take care of people's problems? In other words, are you expecting someone from this website to solve your problem for you?

The reason I ask is because in your last post, you kept telling Tim to "do his job". Actually, Tim is just one person who is giving you advice on how you can solve your problem. He does not work for this site. In fact, there is nobody employed by this website to solve problems for people. This site simply exists to warn people of bad businesses (among other things), and allows others to provide suggestions on how to solve your problem. Unfortunately, it is up to each individual to take that advice and apply it themselves.

With all that being said, I will add that Tim is a good guy, and has provided excellent advice to many on this website, yourself included. So my advice to you is to follow Tim's advice already provided. But, please understand that it is you who will need to write the Cease & Desist letter, it is you who will need to put it in the mail, it is you who will need to make JBC Legal understand that this is not your debt.

I hope that you understand what actions you need to take, and that you take them in order to find some peace in your life. Good luck.

'm sorry Sondra. Can we be friends now?

I want you to imagine something with me. Iamgine that you were a fireman, and you were trying to save somebody from a burning house. You notice that they have a clear path to the front door, and can easily just walk outside.

You shout "Go to the door and just walk outside!"

The fire victim responds "I keep trying to squeeze through the window, but it just isn't working!"

You: "For god sakes, woman, just walk out the d**n door!"

Victim: "I TOLD YOU, I'M TRYING TO SQUEEZE THROUGH THE WINDOW AND IT JUST ISN'T WORKING! STOP YELLING AT ME!"

And so on.

Such is my frustration with you. I sincerely want to help you here, and I have given EXACTLY the advice that you need. And, for the life of me, I cannot fathom why you think this advice won't help you.

It doesn't matter that the message says "personal business matter" or whatever it says. We all know that it's a LEGAL matter. Every business matter is also a legal matter. Take my word for it.

And, being that JBC is a collection agency, why wouldn't any communication be a "legal" matter? If I understand the term "legal matter," which I'm pretty sure I do, it means "regarding or implicating the law." Doesn't every call from a debt collector implicate the law?

So please, for the good of mankind, take my above advice. Ignore all of the language that you find offensive and just do what I told you to do. Only then will you be on the way to solving this problem. Once you take the steps and see the resolution, I promise you, you will be amazed at the simplicity of it all.

Don't attack my advice, don't argue with my advice, and don't think that I don't understand your problem. Because I do. I understand exactly what is going on and I know how to fix it, and so do you.

True RoR regulars would NEVER make a newcomer feel unwelcome for no reason. You are MORE than welcome here, but, just as in real lief, there are social norms that we are all expected to follow. Your problem is that you immediately attack everybody that's trying to help you.

If you don't think that soembody understands your issue, then by all means correct their misinterpretations. But don't think that, since you aren't getting the answers you want, that people don't understand your problem. And never, ever, get all bitchy with people that are trying to help you!

Would you be very friendly with those Salvation Army bell-ringers if they yelled at you every time you tossed them a quarter?

However, if this whole thing has been a joke, which I'm starting to think it is, I'll have to admit that it's pretty funny.

my responce to timothey's update to this report:

immagine with u timothey.u want me to immagine that i am a firefiter when i really am a janitor at a high school? if u want me to do that, then u get to helping me timothey. yeah ur stupid frustration! u and ur frustration timothey! u have to understand that i am a new comer and i expect that everyone OUT HERE start treating me like a newcomer because i am tired of all the offensive crap i have been getting. then IF YOU WANT TO HELP ME HERE, U DO IT RIGHT NOW WHILE I AM SITTING HERE! DO NOT PUSH SOMETHING LIKE THIS OFFV ONTO ME EVER@! THEN DO NOT FATHON WITH ME, DO UR JOB!!!! DO UR JOB TIMOTHEY! U DO UR JOB AND I WILL DO MINE IN RETURN. DO UR JOB! THEN WHAT DO U CALL THE MESSAGE I HAVE POSTED IN RECENT POSTINGS? HARASSMENT! ALL SUMMER I HAVE BEEN GETTING THE SAME CALL EVERY DAY, "IT HAS SLOWED DOWN A BIT" BUT I HAD GOTTEN TO THE POINT THAT IT WAS JUST ROUTINE TO PICK UP THE HANDSET AND LAY IT BACK DOWN AGAIN AFTER SEEING THAT d**n EIGHT HUNDRED NUMBER ON OUR ID BOX. IF IT IS A LEGAL MATTER I DEMAND THAT THEY PROVE THAT IT IS A LEGAL MATTER AND IF YOU UNDERSTAND WHAT I AM GOING THROUGH TIMOTHEY, THEN U PROVE THAT U CAN HELP OUT THE NEWCOMERS AND NOT CALL THEM BAD NAMES LIKE U HAVE BEEN DOING ALONG WITH VERIOUS OTHERS OUT HER WHO INSIST THAT I AM SOME PHSICOPATH OR FREAK! I'LL BE UR FRIEND YES, BUT YOU BETTER SHOW ME THAT THIS CAN BE A TRUE FRIENDSHIP TIM. HOW CAN I IGNORE THAT NAME CALLING? IT MIGHT BE ONLY TEXT BUT SOME TEXTS CAN SURE HURT A PERSON'S FEELING! when someone tells me my spelling is not correct, u think i am gonna take it that lightely? NO i will not take it that lightly timothey. there is no way i can take it lightely if some of these other freaks are calling me bad names and telling me i am a liar! what are u saying then timothey? are u some kind of consultant? if so show me that u can help people? ok? THEN DO UR JOB! U SAY U KNOW HOW TO FIX THESE KINDS OF THINGS? DO IT FOR THE GOOD OF MANKIND! THEN WHAT DO U CAL THE POSTINGS ON THIS THREAD! THAT IS JUST DRIVING NEWCOMERS AWAY AND THEY HAVE SUCCEEDED IN DOING THAT WITH ME! THAT'S WHY I HAVE NOT LOGGED IN FOR A MONTH! I WAS HOPING THIS WHOLE THING WOULD COOL DOWN AND THE OTHERS, NOT NECESSARILY U TIMOTHEY WOULD STOP BEING SELFISH LITTLE BRATS IN WICH THEY ARE STILL BEING SELFISH LITTLE RETARDED BRATS TO THIS MINUTE! BUT I SEE IT DIDN'T YET COOL DOWN. TALKING TO YOU ALONE IS OK, BUT WITH OTHERS INTERFERING WITH ME AND YOUR TALKING, INSULTING THE HELL OUT OF ME? DONT U THINK THAT WOULD BE JUST A BIT RUDE AND MEAN? IF NOT IT IS RUDE TIMOTHEY WHEN SOMEONE COMES UP WITH SUCH A RUDE AND MEAN COMMENT TO WHAT I HAVE TO SAY, DONT U THINK THAT IS UNWELCOMING? WHAT ARE THEMK NORMS THEN? U THINK I KNOW THAT KIND OF STUFF? when people talk about several norms like u are, that goes right over my head timothey, u need to explain it more clearly for me to understand! no, ur problem, is that u immediately tell me that i attack ur advice, i do not attack ur advice timothey and dont u dare tell me that i do either, got me? i am trying to be a true regular here, and with the insults i have been getting, i cant hardly be a regular if all i am gonna get is these bad a*s remarks. i've tried that, i have tried to correct them on their wrongs, but all i get is just rudeness, and extremely mean remarks! like "one indication, is that you have had too much to drink." or "as i can see, you need to see a phsiciatrist sondra." that comes from all the others who have responded to this thread and i demand an appology for all of this insultive behavior, this is not the place for bad mannerism here guys, i am excluding timothey on this one too. all of you EXCEPT timothey, you have BAD BAD BAD BAD BAD MANNERS twards newcomers. BAD! MANNERS! why shouldn't i get all bitchey twards them, if they in the first place start this heated arguement in the first place, why shouldn't i get mad? u think i should just let them call me names? i have a text to speach reader timothey and i dont like to hear it calling me names. when it reads that kind of text, "name calling" text, that tells me that noone likes me. if that's true, then so be it, but leave me out of any fights they wanna start with me because i am not about to listen to anymore of their stupid wise cracks becasuse this is not half time at the green bay packers football game in lambau field, thi is ripoff reports, and ripoff reports is not the place to fight and argue over a stupid phone call made by some god awful crooked legal group wich i think soely that they are fake and are committing fraud! no i wouldn't timothey, and that's exqactly what this whole deal is about here, i try to file a report, and all i get is yelled at by some geek who dont know a thing about me. ur not that geek either timother. and not to mention, these insults have gotten so bad, it's time we start reporting the people behind ALL of the insults i have been hearing from my text to speach reader. u dont know what it is like when someone calls u fat do u>? i have been called anyware from fat in real life timothey to a blind b***h to a fat retarded blind b***h s**t! u think i have enjoyed that? not one big fat chance. all of the others but you have been acting like babies about this whole thing timothey. when i say something is going on, i tell the truth no jokes about it. and no this whole thing is not a joke either, if u wish to read that recording again, then do it, it is posted below. thanx for appologizing too timothey

===============================
this message is regarding a PERSONAL business matter, please contact JBC legal group at "1800-241-1510" again please contact jbc legal group at "1800-241-1510." thank you. "f h 5 - 1 3 7" that referance number again is "f h 5 - 1 3 7"
===============================
you dont see where it says legal do u? if it is a legal matter, then u have to somehow find a way to prove that it is a legal matter. timothey i am sorry for getting mad at u, u get so frustrated at times, it makes me feel like i am not welcome here. u said i am right? well fine! i will come back everyday only on one condition "nobody call me names" ok? thanks. and thanks again for saying ur sorry.

I'm sorry Sondra. Can we be friends now?

I want you to imagine something with me. Iamgine that you were a fireman, and you were trying to save somebody from a burning house. You notice that they have a clear path to the front door, and can easily just walk outside.

You shout "Go to the door and just walk outside!"

The fire victim responds "I keep trying to squeeze through the window, but it just isn't working!"

You: "For god sakes, woman, just walk out the d**n door!"

Victim: "I TOLD YOU, I'M TRYING TO SQUEEZE THROUGH THE WINDOW AND IT JUST ISN'T WORKING! STOP YELLING AT ME!"

And so on.

Such is my frustration with you. I sincerely want to help you here, and I have given EXACTLY the advice that you need. And, for the life of me, I cannot fathom why you think this advice won't help you.

It doesn't matter that the message says "personal business matter" or whatever it says. We all know that it's a LEGAL matter. Every business matter is also a legal matter. Take my word for it.

And, being that JBC is a collection agency, why wouldn't any communication be a "legal" matter? If I understand the term "legal matter," which I'm pretty sure I do, it means "regarding or implicating the law." Doesn't every call from a debt collector implicate the law?

So please, for the good of mankind, take my above advice. Ignore all of the language that you find offensive and just do what I told you to do. Only then will you be on the way to solving this problem. Once you take the steps and see the resolution, I promise you, you will be amazed at the simplicity of it all.

Don't attack my advice, don't argue with my advice, and don't think that I don't understand your problem. Because I do. I understand exactly what is going on and I know how to fix it, and so do you.

True RoR regulars would NEVER make a newcomer feel unwelcome for no reason. You are MORE than welcome here, but, just as in real lief, there are social norms that we are all expected to follow. Your problem is that you immediately attack everybody that's trying to help you.

If you don't think that soembody understands your issue, then by all means correct their misinterpretations. But don't think that, since you aren't getting the answers you want, that people don't understand your problem. And never, ever, get all bitchy with people that are trying to help you!

Would you be very friendly with those Salvation Army bell-ringers if they yelled at you every time you tossed them a quarter?

However, if this whole thing has been a joke, which I'm starting to think it is, I'll have to admit that it's pretty funny.

You never respond directly to the comments regarding the alleged problem you originally posted here. In fact, you ignore everything that has to do with providing the help you claim you are seeking. The same thing has been explained to you over and over and you just go on bleating about the way people talk to you. They talk to you that way because you ask for it with your behavior. Frankly, I don't think anyone is calling you, nor do I believe that you are being harassed, but that you are trolling because you have nothing better to do. If you can't follow the simple instructions given here, you are just out of luck, though I think you are less than truthful about this whole thing.

You never respond directly to the comments regarding the alleged problem you originally posted here. In fact, you ignore everything that has to do with providing the help you claim you are seeking. The same thing has been explained to you over and over and you just go on bleating about the way people talk to you. They talk to you that way because you ask for it with your behavior. Frankly, I don't think anyone is calling you, nor do I believe that you are being harassed, but that you are trolling because you have nothing better to do. If you can't follow the simple instructions given here, you are just out of luck, though I think you are less than truthful about this whole thing.

You never respond directly to the comments regarding the alleged problem you originally posted here. In fact, you ignore everything that has to do with providing the help you claim you are seeking. The same thing has been explained to you over and over and you just go on bleating about the way people talk to you. They talk to you that way because you ask for it with your behavior. Frankly, I don't think anyone is calling you, nor do I believe that you are being harassed, but that you are trolling because you have nothing better to do. If you can't follow the simple instructions given here, you are just out of luck, though I think you are less than truthful about this whole thing.

You never respond directly to the comments regarding the alleged problem you originally posted here. In fact, you ignore everything that has to do with providing the help you claim you are seeking. The same thing has been explained to you over and over and you just go on bleating about the way people talk to you. They talk to you that way because you ask for it with your behavior. Frankly, I don't think anyone is calling you, nor do I believe that you are being harassed, but that you are trolling because you have nothing better to do. If you can't follow the simple instructions given here, you are just out of luck, though I think you are less than truthful about this whole thing.

I'm going to do my best to help you. I have to say up front though that I cannot take credit for the advice that I'm about to give you because it comes from the many responses of other people on this thread.

The first thing I would do is call the number that was left on your answering machine and make sure these people are really trying to contact you and not someone else. If you don't get them on the phone the first couple of times, leave a message and wait for someone to call you. Or, you could try calling at a different time of the day on different days. It could be that they are not looking for you at all and have incorrect information. If you are not the person they are looking for, you have nothing left to do.

Just to be on the safe side though, I would send them the Cease & Desist letter, certified mail so you have a record of it. I wouldn't suggest that you send them anymore e-mails because usually the e-mail address they provide is not monitored by anyone.

Should it turn out to be an actual debt, ask for the name of the original creditor and their contact information. You can also get a copy of your credit report to see if it appears on there. I have had an issue very similar to this and was able to contact the original creditor and got their information and cleared up the debt directly with them.

I sincerely hope this helps you and that you can move on and enjoy your life, harrassment free. Good luck.

This website is to report bad business practices, not to specifically help you. This is not an advice board, but a forum to make people aware of rip-offs, bad business, etc. That being said, you HAVE received help - lots of it. You are ignoring the advice that you are getting, and just using this forum as a place to rant and rave. Go back, read the thread, and take the advice that has been so freely given.

the reason i am writing this update, is because people that respond to this ripoffreport, either insult the way i seek help or they just plain do not care. well here is what i have to say for you guys. read up and shut up if u cant say something nice!

i demand to know how in hell you know if i am drinking or something, u dont even live with me so stop being your stupid babyish self and grow up a little, good god, u guys dont care about newcomers do u. i aint gonna go into it, but u guys are being babies that are not provbing their inteligence about this whole thing! i said we were getting harassing calls from a tape recorded automater, you started bitching! i aint dealing with this and i am going to contact the editor because you guys keep wanting to think i am on marajuana, cocain or whatever is out there and drink alcohol! well guess what, if i did that, it'd be NONE OF UR BUSINESS WEATHER5 I GOT HELP. i dont do the stuff, and i wont touch it either, u hear me? u are being pigheaded about something a new comer has posted and that'd be me. it's got to stop now guys, this is not the place to be a baby about everything here. i am done, done, done, done, done and i am not and i refuse to argue anymore about this so-called drinking problem i supposedly have wich i dont have a drinking problem at all!. i am SICK AND TIRED OF THE WAY YOU GUYS ARE ACTING TWARD ME AS A NEWCOMER AND I WONT HAVE ANY MORE GARBAGE LIKE THIS FROM U GUYS. THANKS BUT I AM FRUSTRATED BECAUSE YOU ALWAYS WANT TO INSULT ME ON EVERY POSTING I HAVE MADE SO FAR TO THIS THREAD! YOUR HERE TO HELP PEOPLE, NOT INSULT THE HELL OUT OF THEM! THANKS AND I HOPE THE INSULTING STOPS.

I have read almost this entire thread. First let say to Sondra that I understand your frustration and annoyance at being called every night by the same people. I would also become quite "bent" if I kept getting the same call over and over again. Wait, I wouldn't get the same call over and over again, because I would have contact them about the "personal business matter" before it got that far (but that's just me, I'm like that). Anyway, I also understand where you're coming from on the insulting posts but have to tell you that you make it too darn easy. Having read most of your responses, it seems that you are not really reading all of what these folks are saying. You seem way too focused on their comments about your being homeschooled, hillbillyish(not really a word) etc. But, like I said, you make it so darned easy. People are telling you that they are not going to offer you any more advice or assistance because you are not doing anything with the information they have already given you.

If I were in your shoes, I would do one or all of the following: 1) call the number back to make sure they are actually looking for you and not someone else; 2) write the freakin' letter and mail it certified mail; 3) change my phone number if the calls persist. Now, depending on the results you get from any of those things I suggested, you can...1) proceed with living a long healthy life free of "harrassing" phone recordings 2) (see #1); 3) Give out your new phone number only to friends and family and make sure that your number is unlisted and(see #1).
Should you decide to do none of the things I've suggested, please DO NOT further complain about the situation.

Oh, one more thing...you would likely recieve fewer queries about your intellect, drinking habits, and possible drug problem if you didn't say things like "I ain't no drunkard" and incorrectly spelling words like "intelligance".

From her responses, I have come to the conclusion that this entire thread is not about JBC harassing Sondra and she wants advice, but more about attention for Sondra, albeit negative. Much like a four-year-old child.

Final comments from me: Sondra, you've been given tons of advice..utilize it or don't, but quit bitching and moaning..do something about it!! No one here can help you any more than we have already. Your histrionics are turning people off to your "plight" (if there actually is one). Your problem is easily resolvable, but it is up to YOU to resolve it and throwing a tantrum on the ROR isn't going to do it.

From her responses, I have come to the conclusion that this entire thread is not about JBC harassing Sondra and she wants advice, but more about attention for Sondra, albeit negative. Much like a four-year-old child.

Final comments from me: Sondra, you've been given tons of advice..utilize it or don't, but quit bitching and moaning..do something about it!! No one here can help you any more than we have already. Your histrionics are turning people off to your "plight" (if there actually is one). Your problem is easily resolvable, but it is up to YOU to resolve it and throwing a tantrum on the ROR isn't going to do it.

From her responses, I have come to the conclusion that this entire thread is not about JBC harassing Sondra and she wants advice, but more about attention for Sondra, albeit negative. Much like a four-year-old child.

Final comments from me: Sondra, you've been given tons of advice..utilize it or don't, but quit bitching and moaning..do something about it!! No one here can help you any more than we have already. Your histrionics are turning people off to your "plight" (if there actually is one). Your problem is easily resolvable, but it is up to YOU to resolve it and throwing a tantrum on the ROR isn't going to do it.

I GOT TWO MORE RESPONCES TO THIS COMPLAINT, AND THEY ARE ALL OF AN INSULTING NATURE! HERE IS ONE OF THEM SUCH RESPONCES.

Give it up, Sondra

Rebuttal Entered: 9/3/2005 Modified: 9/3/2005

You have been given a plethora of help here but you have lacked the intelligence to use it. No one here owes you anything but several people have tried repeatedly to provide the help you claim you seek. It looks more and more like you don't really have any legitimate complaint but just want to keep something churned up for your amusement. For the last time, it doesn't matter what the recorded message says, you can still send them a certified letter, assuming you know how to write and mail a letter, as previously instructed and they will leave you alone. Or do you really enjoy getting these calls? I believe that's a distinct possibility since you refuse to do anything at all to help yourself. And please save your semi-literate tirade about how you came here for help and so on. You've been given all the help you are going to get here. There is NOTHING else anyone here can do for you, nor should anyone here do any more. You have to get your lazy behind in gear and do something besides make unreasonable demands of people on this board.

WHOEVER YOU ARE TO TELL ME THAT I LACK ANY KIND OF INTELIGANCE, I DEMAND YOU TO PROVE THAT YOU THINK I LACK INTELIGANCE RIGHT NOW. I AM NOT GONNA SIT HERE AND READ YOUR STUPID a*s INSULTS BECAUSE I EDONT INJOY IT A BIT! THIS IS NOT THE PLACE TO FIGHT AND BICKER OVER SOMETHING, THIS IS THE PLACE TO TALK (NOT ARGUE) ABOUT THINGS THAT ARE UNETHICAL! NOW YOU TELL ME WHY YOU ARE INSULTING ME. BECAUSE I AINT MESSING AROUND HERE, I DEMAND THAT YOU TELL ME WHY U ARE ACTING LIKE SUCH BABIES OVER THIS!

HERE IS THE LAST INSULTING RESPONCE POSTED. LIKE I SAID, HEY IDIOTS, DONT YOU SEE THAT I DO NOT ENJOY BEING INSULTED?

she must've been homeschooled.....

Rebuttal Entered: 9/5/2005 Modified: 9/5/2005

She's too dim even for the short bus. 32 cents for a stamp. On a certified letter, no less. Yes, good to see that hillbillies are alive and well all over the U.S., just as they always have been, and aren't segregated to Kentucky and Tennessee (per Sondra's statistics). I lived in Minnesota for over 25 years; plenty of hillbillies in them thar hills, believe me. It's not a RULE, however, that they all be semi-literate and off-the-wall. Sondra's just exemplifying that option for our entertainment, I guess.

Once again..........CHANGE YOUR PHONE NUMBER!!!!!! Get Privacy Director, get Caller ID Deluxe, etc., etc., etc.!

I DEMAND THAT YOU TELL ME WHY YOU ARE BEING SO d**n INSULTING! THANK YOU! VERY MUCH!

She's too dim even for the short bus. 32 cents for a stamp. On a certified letter, no less. Yes, good to see that hillbillies are alive and well all over the U.S., just as they always have been, and aren't segregated to Kentucky and Tennessee (per Sondra's statistics). I lived in Minnesota for over 25 years; plenty of hillbillies in them thar hills, believe me. It's not a RULE, however, that they all be semi-literate and off-the-wall. Sondra's just exemplifying that option for our entertainment, I guess.

Once again..........CHANGE YOUR PHONE NUMBER!!!!!! Get Privacy Director, get Caller ID Deluxe, etc., etc., etc.!

You have been given a plethora of help here but you have lacked the intelligence to use it. No one here owes you anything but several people have tried repeatedly to provide the help you claim you seek. It looks more and more like you don't really have any legitimate complaint but just want to keep something churned up for your amusement. For the last time, it doesn't matter what the recorded message says, you can still send them a certified letter, assuming you know how to write and mail a letter, as previously instructed and they will leave you alone. Or do you really enjoy getting these calls? I believe that's a distinct possibility since you refuse to do anything at all to help yourself. And please save your semi-literate tirade about how you came here for help and so on. You've been given all the help you are going to get here. There is NOTHING else anyone here can do for you, nor should anyone here do any more. You have to get your lazy behind in gear and do something besides make unreasonable demands of people on this board.

Just when you thought it was safe to offer advice to collection agency rip offs again....

Sondra replies and offers further proof that she rode the short bus.

FIRST RESPONCE: Sondra, I had sympathy for you at first. But you've been given some great advice, and instead of following up on it, you rant and rave and repeat yourself constantly, so I think the one getting the "thrill" from the situation is you.
Send the cease and desist letter or change your number, plain and simple as that. You are going off the deep end over something very easily resolved. If you go off like this over something this simple, God help us all if a real crisis happens in your life.


MY RESPONCE: i know u had sympothey for me, and that was fine. i know that to guys, because i have never dealth with something like this before. no it's not me getting the thrill out of this entire situation, it's them "jbc" legal getting the thrill out of harassing the hell out of me by playing the tape recording i just gave u in all of my other responses. it's not me!!!!!!!!!!!!!!!!!!! fine, i will do that, but it better shut them up! no it's you who's going off the deep end, u are not helping me any because you dont want to. and if that's the case i'll talk to my phone company and report this harassing s**t to them! dont you even get angry at me, i am trying to get help with somethging, and all i get is people pissed off!

RESPONCE TWOl Sondra, here's the deal: first I gave you some advice, in a very straight-forward manner, and tried to clear up some legal misperceptions you had.

You began attacking my advice as though I was the one calling you every day. I kept my cool as long as possible. Soon, however, it became grossly apparent that you are not at all interested in actually receiving advice. Rather, you came here hoping for some sort of group therapy, where fellow victims would nod in agreement over how much you're getting screwed.

Do I think that JBC (now Boyajian) is an unethical operation? Certainly! But how does that help you?

Listen, I've seen it time and time again on RoR. I use my knowledge of the law to try to help people out. The people I try to help are not happy with the state of the law, which may not be as much of a help to them as they wanted, and they decide to "shoot the messenger." So yes, I get a little angry when that happens, because I am taking the time to try to give people VALUABLE advice that will ACTUALLY help them, and they get upset because the law isn't what they thought it was and start attacking ME as though I am the scammer.

That is precisely what you did, and anyone who cares to read this entire report will see that. And anyone who reads the update immediately preceeding my remarks to the effect that maybe you weren't entirely sober will see exactly why I said that.

Furthermore, it remains painfully clear that you are not at all interested in an actual remedy to this problem. You still have not taken my advice.

I told you to send a letter by certified mail. You sent an email. And now you wonder why you're still getting these calls. I'll tell you why: EMAIL WON'T WORK! The law does not require them to stop calling you simply because you sent an angry email, you NEED to send the certified mailing.

Until you actually take my advice your issue is moot. You have been told, repeatedly, what you need to do, and you have done everything BUT that.

Also, I already adressed the do-not-call issue. The do-not-call list only applies to solicitors. It does not apply to creditors. So stop chasing that donkey, because he won't take you to the fair.

Write the C&D letter, send it certified mail, give it a couple weeks, and the calls should stop. If they don't, then you have another issue. But until that time, there is NOTHING more that anyone can do for you except for to complain with you, and that is better reserved for chat rooms and other unproductive message boards.

MY RESPONCE: I KNOW U GAVE ME ADVICE INB A STREIGHT FOREWARD MANNER, BUT YOU MUST THINK IT IS EASY FOR SOMEONE WHO LIVES IN WISCONSIN TO FIGHT SOME RETARD OUT OF NEW JERSEY, WELL IT ISN'T!" that's crap too, then fine, if u think that this opperation is unethical, then lets get together and get the job done instead of just arguing back and forth over who does the job and who doesn't do the job. only because u think i attacked you, that's all you guys are best at trying to do to me, that is all. who are you anyhow. are you a lawyer of somesort? if so DO YOUR JOB AND NOT JUST TELL ME I DONT WANT HELP! YOU DO YOUR JOB AND I'LL DO MINE! that's crap too, i am insterested in getting AND giving advice. y do u suspect i came here to start with. yes i did and i demasnded that the stop thos crappy calls and right the instant i sent it. it should of been enough but it sort of looks like i have to do more then just email them freaks. and the7y are at that too! fine i take your advice! i'll send them a letter demanding them to knock off the harassing calls! but they had better stop once i do send a letter cause i am not paying a worthless 32 cents just to give more money to them to keep their "fire"burning! it needs to be put out guys. i didn't even bring up the topic about the no call list now did i? no! i, did, not!o so my reports are worthless hey? no they are not, i did extensive research on this company using google and a whole array of other search engins, msn, yahoo, google, askjeeves, aol, charter "my internet provider" and i also used dogpiles as well as other searches. this is the site all of that extensive searching braught up so i decided, they aren't real and if they were real they better start acting like it.

RESPONCE THREE: I just read this thread today and called them at noon. Guess what, somebody answered.

1. Call them during their business hours. 8am - 9pm. I would call between noon - 2pm personally to make sure somebody answers the phone.

Give them the reference number and get the infro from them. It might simply be a wrong number. That happened to me. I had a similiar recording on my cellphone, called them, asked to be removed from their list, they asked me my name, i gave them my phone number. They asked several times, and each time I gave them my phone number. Thats all I was willing to give out. At the end they asked if I was sombody I wasnt, I said I wasnt, they apoligiesed and stopped calling.

If you dont talk to anybody, you wont know if its your debt or somebody elses. So, set your alarm for the afternoon, and call them in the afternoon.

2. If it is your debt, fire off a cease and decist letter via certified mail (no email). I think in the example the person already asked for specifics of the debt. If they dont respond within 30 days asking for specifics, its pretty much dropped. If they do respond, chances are good the statues of limitations has passed on it, unless it was a student loan, or something.

So, call them to make sure its you, and if it is you, send them that certified letter...nothing short of that.

MY RESPONCE: ok 8 am to 9 pm? i am centeral time, what are they? eastern? or pacific time? if it's eastern then over here it's likely it's 7 am to 20:00 pm just help me out with this please?

RESPONCE FOUR: You need to send a letter...on paper..email isn't the same thing. they most likely don't even read it. I sent one copy of my letter regular mail, one certified and one faxed. Just in case they don't accept certified mail; but that way you have records of it...which you should also be keeping dated copies of. They never called me again...because after this notice it is illegal and you may sue them. Speaking with them on the phone is usually useless since they are just trained to talk over you and intimidate you. only correspond by written postal mail, and request a bill and proof of debt.....and for god sakes calm down your going to have a heart attack

MY RESPONCE: FINE FINE FINE FINE FINE I WILL OK? fine email must not do any good for me period. the thing is though, is that the message they give me is not regarding a legal matter, it is regarding a personal business matter and whatever that business matter may be i dont have the slightest clue. i am not gonna keep giving the message over and over, all i can say is i am confused now. one person says call them, another says write them and not call them, another says they think jbc has litigal issues against me, wich is it? i need to know guys.

RESPONCE FIVE: Can we send her a cease & decist letter? Now I am starting to feel harassed by her constant repition of the message left on her answering machine.

MY RESPONCE: FINE, if you dont want to help me, so be it but i am trying to get help on something thousands of other indeviduals out here are having problems with! thousands of consumers like me are either in the same predicament or worse guys. either it's harassing calls "in my case" or it's threats of being sued, or even worse, threats of jailtime! i came here because i did extensive research on this group, all that i was peted with is complaints compolaints complaints. nbothing positive. get back to me as soon as possible.

FINE BE THAT WAY GUYS, IF U FEEL HARASSED AND IT'S CAUSE OF MY PLEEDING FOR HELP, THEN SO BE IT. I AM FINNISHED, CASE CLOSED!

Can we send her a cease & decist letter? Now I am starting to feel harassed by her constant repition of the message left on her answering machine.

You need to send a letter...on paper..email isn't the same thing. they most likely don't even read it. I sent one copy of my letter regular mail, one certified and one faxed. Just in case they don't accept certified mail; but that way you have records of it...which you should also be keeping dated copies of. They never called me again...because after this notice it is illegal and you may sue them. Speaking with them on the phone is usually useless since they are just trained to talk over you and intimidate you. only correspond by written postal mail, and request a bill and proof of debt.....and for god sakes calm down your going to have a heart attack

You need to send a letter...on paper..email isn't the same thing. they most likely don't even read it. I sent one copy of my letter regular mail, one certified and one faxed. Just in case they don't accept certified mail; but that way you have records of it...which you should also be keeping dated copies of. They never called me again...because after this notice it is illegal and you may sue them. Speaking with them on the phone is usually useless since they are just trained to talk over you and intimidate you. only correspond by written postal mail, and request a bill and proof of debt.....and for god sakes calm down your going to have a heart attack

You need to send a letter...on paper..email isn't the same thing. they most likely don't even read it. I sent one copy of my letter regular mail, one certified and one faxed. Just in case they don't accept certified mail; but that way you have records of it...which you should also be keeping dated copies of. They never called me again...because after this notice it is illegal and you may sue them. Speaking with them on the phone is usually useless since they are just trained to talk over you and intimidate you. only correspond by written postal mail, and request a bill and proof of debt.....and for god sakes calm down your going to have a heart attack

You need to send a letter...on paper..email isn't the same thing. they most likely don't even read it. I sent one copy of my letter regular mail, one certified and one faxed. Just in case they don't accept certified mail; but that way you have records of it...which you should also be keeping dated copies of. They never called me again...because after this notice it is illegal and you may sue them. Speaking with them on the phone is usually useless since they are just trained to talk over you and intimidate you. only correspond by written postal mail, and request a bill and proof of debt.....and for god sakes calm down your going to have a heart attack

I just read this thread today and called them at noon. Guess what, somebody answered.

1. Call them during their business hours. 8am - 9pm. I would call between noon - 2pm personally to make sure somebody answers the phone.

Give them the reference number and get the infro from them. It might simply be a wrong number. That happened to me. I had a similiar recording on my cellphone, called them, asked to be removed from their list, they asked me my name, i gave them my phone number. They asked several times, and each time I gave them my phone number. Thats all I was willing to give out. At the end they asked if I was sombody I wasnt, I said I wasnt, they apoligiesed and stopped calling.

If you dont talk to anybody, you wont know if its your debt or somebody elses. So, set your alarm for the afternoon, and call them in the afternoon.

2. If it is your debt, fire off a cease and decist letter via certified mail (no email). I think in the example the person already asked for specifics of the debt. If they dont respond within 30 days asking for specifics, its pretty much dropped. If they do respond, chances are good the statues of limitations has passed on it, unless it was a student loan, or something.

So, call them to make sure its you, and if it is you, send them that certified letter...nothing short of that.

Sondra, here's the deal: first I gave you some advice, in a very straight-forward manner, and tried to clear up some legal misperceptions you had.

You began attacking my advice as though I was the one calling you every day. I kept my cool as long as possible. Soon, however, it became grossly apparent that you are not at all interested in actually receiving advice. Rather, you came here hoping for some sort of group therapy, where fellow victims would nod in agreement over how much you're getting screwed.

Do I think that JBC (now Boyajian) is an unethical operation? Certainly! But how does that help you?

Listen, I've seen it time and time again on RoR. I use my knowledge of the law to try to help people out. The people I try to help are not happy with the state of the law, which may not be as much of a help to them as they wanted, and they decide to "shoot the messenger." So yes, I get a little angry when that happens, because I am taking the time to try to give people VALUABLE advice that will ACTUALLY help them, and they get upset because the law isn't what they thought it was and start attacking ME as though I am the scammer.

That is precisely what you did, and anyone who cares to read this entire report will see that. And anyone who reads the update immediately preceeding my remarks to the effect that maybe you weren't entirely sober will see exactly why I said that.

Furthermore, it remains painfully clear that you are not at all interested in an actual remedy to this problem. You still have not taken my advice.

I told you to send a letter by certified mail. You sent an email. And now you wonder why you're still getting these calls. I'll tell you why: EMAIL WON'T WORK! The law does not require them to stop calling you simply because you sent an angry email, you NEED to send the certified mailing.

Until you actually take my advice your issue is moot. You have been told, repeatedly, what you need to do, and you have done everything BUT that.

Also, I already adressed the do-not-call issue. The do-not-call list only applies to solicitors. It does not apply to creditors. So stop chasing that donkey, because he won't take you to the fair.

Write the C&D letter, send it certified mail, give it a couple weeks, and the calls should stop. If they don't, then you have another issue. But until that time, there is NOTHING more that anyone can do for you except for to complain with you, and that is better reserved for chat rooms and other unproductive message boards.

Sondra, I had sympathy for you at first. But you've been given some great advice, and instead of following up on it, you rant and rave and repeat yourself constantly, so I think the one getting the "thrill" from the situation is you.
Send the cease and desist letter or change your number, plain and simple as that. You are going off the deep end over something very easily resolved. If you go off like this over something this simple, God help us all if a real crisis happens in your life.

I DID ALL THAT, THEY STILL CALL ONCE A WEEK YET AND IT IS CRAZY YES. ANC YES THAT IS HARASSMENT. noone should be able to call like that and keep right on a calling just to get the thrill out of harassing you. so what do you mean i';ve done all i can, they shouldn't even be calling with that same recording in the first place. it's like this, when they call with that recording, it's almost like they are begging you to call them back so they can have a big argument with you and possibly threaten you with their supposedly legal action wich is after all not legal action. i have done what i have done, and i sent a demanding email to jack h. boyajian or whoever he might be and they have drasticly slowed down on the calls. they still call yes, but not half as frequently as they had been doing. i mean, that's why i came to this site, is to get the help i needed. whenm i got that help "timothey" i got insulted along with that help, you know that i don;'t like being called a druggie or whatever you called me and you know i dont like when people try and diagnose me online when they dop not know even who i am. so in otherwords, i have no authority over weather those retards call right? i have rights just as all of you people out there and i should not have to deal with something like this because you know already that they are crooked, you take a look at all of the other reports out here and you tell me they "jbc" are crooked. you have to realize that if someone is going to call a certain number like a beloit number, one in general, and then after the call taker picks up you play a stupid recording, that's going to get real annoying and they are going to want to report your a*s for harassment. that's what they had been doing to me is calling our house, and then play a pre recorded message basicly begging you to contact jbc legal group. well i got news for you guys, since i found this site in a google search trying to find out who this jbc legal group is, i have decided to let everyone know my side of the story. when i demand they stop calling, i dont only demand it, i DEMAND it. thank you very much! get back to me when you have a respoonse to this report.

I am one of the people that you copied and pasted my report onto your page. Your case and mine really have absolutely nothing in common. A live person called me constantly... in fact that is how i considered it harassing....a prerecorded machine void of insult would be much easier to handle..just send the letter to stop calling. You don't need a fancy letter or anything basically all it has to say is the date and that your notifying them no not call you again. THat's it ...simple as that. Since they haven't sent you a bill apparently you've pretty much done all you can do and that's the end of it.

timothey gave me the help i needed, but firstly he shouting and insulting the hell out of me that's why i took a break from here is because of the wasy he'd been insulting me calling me a drunkart! u do not do that to new people that just found this site. y did i come here in the first place? it is because when i googled jbc legal group's origion this is the site that came up first but it came up with negitive comments regarding what they do for a living. and secondly i came here as a result of that search i did NOT bring up the jbc web site wich i eventualy found at http://www.boylaw.com. i repeat myself because i seem t not be getting anywhere if i do not repeat myself, noone seems to want to listen! so why don't u guys try to do something about it,. i know it might not be all of you guys's responcibility but there has got to be someone out there that can at least file charges against such a humongous system such as this. i know i received it on several occations, but i got it along with the insults that followed befrore or after the fact that it was given. face it, i have heard worse things then the comment regarding the indication i may be intoxicated. worse! i edidn't come here for that either, i came here for help aned help only, not some gaudy insults after i do get the help i ask for.

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i am responding to a second report.
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yeah your welcome but i can only file reports because i am not a lawyer. o hoh someone has something in common with me. i think i am seeing a light at the end of the tunnel but it seems to look like a pinhead at this time. what i am saying heather is your not a pinhead lol, i am essentialy saying that i think i may at least be getting somewhere with my fighting for privacy. ok. hell i did the same too, i did not call them back and instead i investigated as any other citizan would do in cases and i found this site as well, my jaw just dropped when i saw the scam reports as well, first i didn't think that they were ghetting the right number when they called but then it daswned on me that they were and they were getting my number just to play a stupi8d recording. well i am still not going to call and risk having an argument with them jerks. i am however gonna ask one question though heather. was it the same recording as i stated above previously? i am going to give it again in the devided lines below.

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this message is regarding a personal business matter, please contact jbc legal group at 1-800-241-1510, again contact jbc legal group at 1-800-241-1510 thank you. f h 5 - 1 3 7, again that referance number is f h 5 - 1 3 7.
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i am too guys, we might be able to get somewhere if at least one other person is in the same position as i am. i did however send a demanding email stating that i demand that the stop calling here with the same recording all the time, since then the calling has slowed to at least once a week like it started up two years ago. then it was that they would call every week, then they gradualy picked up speed and started calling every night and every day that went by this summer thus making it hard for us to eat dinner half the time. then i thaught that the do not call list would damage them somehow but after finding out it didn't do a thing, i finaly relized that the federal communications commission has it where these types of agencies can call legaly wich i think that the fcc should revisit and then revise their no call list. well enough said and i thank you heather for coming out and telling me that other people are receiving the same types of calls from them. anyway i am hoping for a responce to this report. thanks.

First of all, I wanted to let everyone know that I thank them for all the hard work they are doing to help keep honest people from getting ripped off.

Tonight around 7:30 CT, I recived a call from this JBC Legal Group. Since I have caller Id and did not reconize the number that showed up, I let my answering machine pick up.

I too got the same message as many did," Please call JBC Legal Group about a personal business matter at 1-800-241-1510, again the number was given." At this time, being a pretty smart woman, I decided to look up this company, before I call them back...

What a shock I recived, when I put in the company's name and saw all the "scam" reports out there on this company.

But still, I knew that if Im in the wrong somehow, I will need to cotact this company and see what they are calling about.

Around 8:30CT. I called the company, and did get a live person after a couple of seconds on hold.

I stated my name to the agent, and said that I had gotten a call from this company about a personal business matter. He asked me my name again, and said that they were looking for a James Adams. Since that is no where close to my name, I told him that they were calling the wrong number. He did apolized (sp) for that and then just hung up.

When dealing with companies like this, it is always best to call during NORMAL business hours. 8am till 9pm. If calling after 9 pm, then yes people will probably get a message that no one is there to take your call.

Im glad that I was able to read up about this company, before calling them back. Now we will see if they call again.

Please just stop and breathe - calm down all the help you needed was given to you by the first person to respond and you just can't seem to understand that hence everyone elses frustration.

Go back and read what Tim wrote and you will see that he gave you the appropriate advice and help you asked for.

This entire thread is you constantly repeating yourself.

We know they tried to scam you, we know you have a handicap that effects your vision. we know you are angry and are asking for help (which you rcvd on several occasions) You are abusing the board by repeating the same things over and over again.

OK THEN whoes is it then because i thaught that's what this board was for/ i am not correct? am i not correct that this board is here if people have a problem? someone please tell me. well that info was thaught full but you know that it is hard for someone to just go right out and say "i need a lawyer." you must not realize how much lawyers charge these days or you'd not of refereed me to the phone book. o so all of the reports are just opinions then right? well there are several of thos oppinions out there simular to what mine are like. you even do a search for jbc legal group, i garantee that you will find lots of reports simular to mine. fine if they are semi literate, then so be it. if i cant get anyone to hear me out, i dont know what will. what;'s that supposed to mean that my visual impairment aint so much i cant see? is that supposed to mean that i am not legaly blind? if so your wrong, i am legaly blind and noone seems to care this far about my rights to free speach. poor spelling? poor punctuation? what are you talking about guys. if i have that much of a problem, and if you can teach me another way to deal with it, i'd like to see that way please. yeah and how have i abused THIS board? no i aint so stupid i dont understand that phraz3e, and where did you get important personal business out of personal business matter. i never said important personal business. i said personal business matter. what do you mean they think they have a legal issue against me? am i some kind of criminal now or is it that i never pay the bills wich is so not true? dont say i get what i deserve. noone wants to see this kind of outfit win in a legal battle. FINE WHATEVER, BUT DONT TRY AND TELL ME I AM ILLITERATE OK? i have gained something out of this site guys and when i tried to use it? i got criticized and being criticized when i try to seek help is NOT the way to deal with things like this thank you for the information anyway. fine but i BETTER get something out of it ok? ok! and you say it is not difficult to get a lawyer? you must really think i get paid that kind of money at my job. i dont so i gotta go the former route. fine. thank you!

then whoes is it then? i have never dealt with something like this people. i am not trying to abuse this board either, when i say something is going on, something is going on. fine, noone has the authority to shut anyone else down ok. then what is this board for, is it for people to talk about things and not report things? cause ALOT of research on jbc legal group has routed me to this site so far and never to their site. ok fine, they are semi literate but you do not need to insult the way i deal with this stuff, i dont understand it anymore then the rest of us do guys. do not make fun of my vision either. i cant help that, i was born with this problem and i have had it for thirty years and have learned to live by it's standards. oh i have poor spelling now huh? i read everything before i post it so no i dont have poor spelling. and poor punctuation? what u talking about. there is no poor punctuation here. tell me how i have abused this board if i have abused this board, how did i abuse this board just now? i am not stupid guys, and dont call me that either hear me? noone here is stupid, NOONE.oh so they have a legal issue against me dont they so that's their way of covering it up is disquising it as a personal business matter? they are screwed up then. fine i'll try to correct it the next time i post another report. i am sorry for my rude remarks and rude behavior ok? I AM NOT ON DRUGS OR AM I A DRUNK GUYS.OR STUPID EITHER, I AM A NEWCOMER TO THIS SITE AND I JUST FOUND IT A WEEK AGO WHEN I DID ALL THAT RESEARCH ON JBC. EVERY WAY I TYPED JBC LEGAL CAME UP TO BEING THIS SITE. NOTHING ELSE. i will do what has to be done, someone posted me an example of a cease and desist letter so i am gonna use that example to get them to stop calling here, what is pro bono work now. i am doing something to help myself too. how do u even know i aint doing anything anyway. not trying to be rude here but how do you even know what i am doing to even help myself guys. tell me please. i want to know who timothey from vailpraiso indianna is anyhow, please someone just tell me thank you.

It is not this board's responsibility to do any more than what has been done, mainly by Tim from Valparaiso, which is provide information. No one on this board has the authority or ability to shut anyone down no matter how many semi-literate rants you post. Your visual impairment obviously not so bad that you are unable to see a monitor and keyboard. Frankly, your major problem is poor spelling, lousy punctuation and an inability to comprehend what people say to you. You've abused this board and I'm surprised the editors haven't cut you off. If you are so stupid that you don't understand the phrase "important personal business" is a method of covering up the fact that they think they have a legal issue with you, then you get what you deserve. As for anyone here being rude to you, your behavior has invited rudeness and your semi-literate posts are strongly indicative of someone who is a) on drugs or b)drinking too much or c) too stupid to gain anything from this site. Either do as Tim has suggested or go get a lawyer which is NOT difficult. All you have to do is find one in the phone book and call him or her. If you can't afford attorney's fees, contact the local bar association and they will put you in touch with someone who does pro bono work. Please do something to help yourself using the information freely given to you here or take your semi-literate rant elsewhere.

well first of all who has the right to tell me i have to go on medication? this is a great big insult and i demand it to stop now. u do not have any right to insult someone who is looking for help on something like this. u guys have to realize i am visualy handicapped and can not do much on my own because of the vision problem. if it is any of your business i have high miopia ok? thanks for the example i will write or copy and paste it to a text or word pad document and i will send it to jbc ok? i dont ask for help if i do not want it though and u have to realize that. STOP USING ALL CAPS TOO, IT'S HARD TO READ. i was told that by another guy so i am not using all caps anymore, thanks,

You are dumber than I thought. You search this site by company name or type of company like "collection agency".

Cease and desist didn't come up because there is no company named that.

Sorry but the whole world dosen't work like Google.

Just sign me a Tennesse hilbilly that's smart enough to get rid of phone calls from JBC.

David, you're exactly right. But I guess I'm a glutton for punishment, so I will give it ONE LAST SHOT. Maybe if I write in all capital letters, SO IT SEEMS LIKE I'M SHOUTING, I'll actually get through:

SEND THEM A CERTIFIED LETTER ASKING THEM TO VALIDATE THE DEBT AND TELLING THEM TO CEASE AND DECIST ANY OTHER COMMUNICATIONS. END OF FRICKIN' STORY!

You do not need ANY further information to do this, so you can leave the search bar alone for the rest of this endeavor. All you need is their address.

But, if you really need the directions spelled out in detail, then here goes:

1) FIND THEIR ADDRESS. IF YOU DON'T HAVE IT YET, YOU CAN FIND IT ON ANOTHER JBC COMPLAINT.

2) GO TO YOUR "START" MENU, OPEN UP A WORD PROCESSING PROGRAM, AND TYPE (OR EVEN CUT AND PASTE, YOU SEEM TO HAVE FIGURED OUT HOW TO DO THAT) THE FOLLOWING WORDS:

You are attempting to collect a debt from me. I do not know the nature of this debt, nor have you apprised me thereof.

You are hereby ordered to send me a letter detailing the amount of this debt, the identity of the original creditor, the date on which the debt originated, and how you intend to prove that I am the actual debtor.

If you do not send this letter within thirty days I will assume that you are collecting on an invalid debt, and your inaction will serve as ratification of this sentiment.

Furthermore, in connection with my rights under the Fair Debt Collections Practices Act, you are hereby ordered to cease and decist any further communications not connected with the above request.

Signed,
[SIGN YOUR NAME]

[PRINT YOUR NAME]
[PRINT YOUR ADDRESS]

3) PRINT THIS LETTER (THERE IS A COMMAND UNDER THE "FILE" BUTTON LABELLED "PRINT") AND PUT IT IN AN ENVELOPE (THE LETTER, NOT THE COMPUTER!). ON THE FRONT OF THE ENVELOPE, USING A PEN OR PENCIL, PUT THE JBC ADDRESS IN THE MIDDLE, AND YOUR ADDRESS IN THE UPPER RIGHT HAND CORNER. IF YOU NEED HELP WITH THIS, PLEASE FILE AN ANGRY UPDATE ASKING "AND HOW EXACTLY AM I SUPPOSED TO USE A PENCIL? ALL OF MY PENCILS ARE EITHER DULL OR BROKEN!"

4) GET IN YOUR CAR, PUT YOUR KEY IN THE IGNITION, AND TURN IT. PROCEED TO DRIVE TO THE POST OFFICE. IF YOU NEED HELP WITH THIS, PLEASE FILE AN ANGRY UPDATE ASKING "AND HOW EXACLTY AM I SUPPOSED TO DRIVE A CAR?" MAYBE WE CAN GET A MANUAL SENT TO YOU.

5) IF YOU ARE UNABLE TO DRIVE YOURSELF TO THE POST OFFICE, YOU MAY WISH TO CALL A FRIEND TO DRIVE YOU. I'M SORRY, BUT I DON'T HAVE YOUR FRIENDS' PHONE NUMBERS, OTHERWISE I WOULD SPELL THAT OUT FOR YOU TOO. IF YOU NEED HELP DIALING THE PHONE, PLEASE SUBMIT AN ANGRY UPDATE ASKING "AND HOW EXACTLY AM I SUPPOSED TO DIAL A PHONE NUMBER WHEN ALL THE NUMBERS HAVE LETTERS ON TOP OF THEM?"

6) WHEN YOU GET TO THE POST OFFICE, GO INSIDE BY USING THE DOOR (YOU MAY HAVE TO PUSH ON IT TO GET IT TO OPEN). THERE SHOULD BE A COUNTER THERE. BEHIND THE COUNTER THERE SHOULD BE A FEW PEOPLE WEARING WHITE SHIRTS. GO TO ONE OF THOSE PEOPLE.

7) USING YOUR MOUTH, LUNGS, AND VOCAL CORDS, UTTER THE FOLLOWING WORDS: "I WOULD LIKE TO SEND THIS BY CERTIFIED MAIL." AND, THIS IS IMPORTANT, REMEMBER TO EXPELL AIR WHEN SPEAKING! SIMPLY MOVING YOUR LIPS ISN'T ENOUGH!

8) THEY (THE POST OFFICE PEOPLE) WILL PRETTY MUCH TAKE CARE OF THE REST. THEY WILL PROBABLY ASK YOU FOR SOME MONEY (NOT MUCH, LIKE $3). WHEN THEY ASK YOU FOR THIS, LOOK IN YOUR POCKET FOR LITTLE PIECES OF GREEN PAPER WITH PICTURES OF OLD MEN PRINTED ON THEM, GIVE SOME OF THESE PAPERS TO THE GUY/LADY, AND SAY "IS THIS MANY ENOUGH?"

9) IF THEY SAY YES, THEY WILL PROBABLY GIVE YOU SOME MONEY BACK. IF THEY SAY NO, YOU WILL NEED SOME MORE OF THOSE PIECES OF PAPER (REMEMBER: THE PAPER MUST BE GREEN! YOUR WAL-MART RECEIPT WON'T WORK!). ONCE THEY HAVE ENOUGH OF THESE PIECES OF PAPER, THEY WILL GIVE YOU A RECEIPT, AND YOU MAY THEN TAKE STEPS 4 THROUGH 6 IN REVERSE.

I HOPE THIS HELPS. IF NOT, THEN YOU MAY NEED ADVICE THAT I CAN'T GIVE YOU, SUCH AS WHICH MEDICATIONS MAY BE APPROPRIATE FOR YOUR CONDITION.

I SOOO agree with you, David

Rebuttal Entered: 8/4/2005 Modified: 8/4/2005

Sondra doesn't want help, she wants to rant and rave like an illiterate hillbilly instead of doing something! LIKE CHANGE YOUR FRIGGING PHONE NUMBER!!!!


NOW UR SAYING I DONT WANT HELP HERE, WHO EVER THE HELL U THINK U ARE, U HAVE NO BUSINESS SAYING I DO NOT WANT HELP HERE. AND DONT CALL ME SOME ILLITERATE HILBILLY EITHER, I AM NOT FROM THE STATE OF KENTUCKY OR FROM THE STATE OF TENNISEE EITHER SO U HAVE NO RIGHT TO CALL ME THESE NAMES. I KNOW U CAN DO BETTER THEN THIS, I DONT WANNA HALF TO GO TO THE EDITORS DESK TO GET THE HEELP I NEED. THANK YOU

i typed cease and disceast letters into the search bar on the home page of this site, nothing matched the records i were looking for. where am i going this information now?

WHEN I SAY SOMETHING LISTEN TO ME GUY AND DONT TELL ME TO JUST FOREGET THIS BECAUSE I REFUSE TO LET THEM TARDOS TAKE AWAY FROM ME WHAT I HAVE EARNED. GOT ME? now jessica told me to write a certifid letter, she was out of elgin illinois. i want an example of such a letter so i can begin my quest to getting them to stop calling here. without that i cant do anything, not until someone shows me how to go about it the right way, timothey said there is a right and there is a wrong way to deal with this, after i read his responce, i red that the right way will save my a*s. the wrong way wont, now i prefer i do this right guys, and dont tell people not to help me either, that is just dr9iving them away from my problem, u read what people had to say, dont drive people away from me guys, that's not the way to do this stuff, this is a site for people to file complaints, not drive people away! what u said in ur last responce is RUDE! UR GETTING TO SOUND LIKE PEOPLE DO NOT LIKE DEALING WITH THE BLIND.

AND I AM NOT WASTING RIPOFFREPORTS'S RESCOURCES EITHER, WHEN I WANT THESE CALLS STOPPED I WANT THEM STOPPED, AND UR TELLING ME THAT THERE ARE THOUSANDS OF AGENCIES ON THIS SITE I CAN GET COPIES OF CEASE AND DISEAST LETTERS? WHERE IN THE HELL WOULD I LOOK? SOMEONE HELP ME FOR CRYING OUT LOUD. AND TIMOTHEY QUIT BEING RUDE! U KNOW d**n WELL THAT WHEEN I SAY SOMETHING I SAY IT LIKE IT IS! HOW RUDE OF U TO SAY THAT U DONT SAY THAT TO A VISUALY HANDICAPPED PERSON! U KNOW WHEN U SAY THAT? THAT HURTS A PERSON, NOW LET ME LECTURE U ABOUT RUDENESS!

RUDENESS, A VERB: MEANS TO SAY OR DO SOMETHING THAT IS UNWELCOME OR MEAN.

THAT'S WHAT UR DOING HERE TIMOTHEY!!!!!!!!!!!!! AND U DONT UNDERSTAND THAT WHEN I WANT TO STOP SOMETHING LIKE THIS, THIS IS HOW I GET. THINK BEFORE U SPEAK GUYS, AND DO NOT DRIVE SOMEONE AWY WHEN I AM TRYING TO SEEK HELP HERE, THEY DO THAT IN IRC CHATS, I DONT NEED IT HERE EITHER!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! I AM NOT GONNA EXAUST THIS THREAD UNTIL IT IS TAKEN CARE OF EITHER, WHEN I SAY SOMETHING I SAY IT LIKE IT IS.

NIOW IF THERE ARE THOUSANDS OF LETTERS OF CEASE AND DISCEAST ORDERS AT OTHER AGENCIES, SHOW ME HOW TO GET TO THEM NOW PLEASE

THANK YOUL.

Sondra doesn't want help, she wants to rant and rave like an illiterate hillbilly instead of doing something! LIKE CHANGE YOUR FRIGGING PHONE NUMBER!!!!

It's obvious she's doing extensive searches of this site because she's copying and pasting other complaints about JBC into her responses.

All the info she needs including what JBC legal is, what they do, addresses, copies of Cease and Desist letters, etc. are all available from the over 1000 collection agency complaints on Rip Off Report.

Why anyone is responding to her and allowing her to include you as part of her rants is beyond me.

My advice is just to let her exhaust this thread and save your advice for someone who actually wants to stop these types of calls. All she wants to do is waste Rip Off Report resources.

O SO U MEAN jbc is a world wide high class criminal? go figure. and tim i am sorry for the bad vulger language i put in one of my other report updates. it just pisses me off when the call and play the same d**n recording. jessica, here is that recording.

this message is regarding a PERSONAL business matter, please contact JBC legal group at 1-800-241-1510, again contact jbc legal group at 1-800-241-1510 thank u. f h 5 - 1 3 7, that referance number again is f h 5 - 1 3 7.

it does not mention that it is regarding a legal matter jess but it keeps mentioning that it is regarding a personal business matter.

well jessica i called them wanting to know what this business matter was and all i got was a recording saying they wern't available to take the stupid call.

the problem is jessica is that when they call me at my house, they play that same stupid recording. the recording i put above in the second paragraph of this report or lets say this thing i am typing to u now. y i came here is because maybe u guys could help me get away from harassing phone calls. earlier tonight, i got an insulting responce to this report saying that i was not sober, how would timothy or who ever it is know what i am at this time? yes i see the trend and i dont know how to write a certified letter, i am not a lawyer an atturney or any kind of legal advocate. i am visualy handicapped and i know nothing about writing a certified letter, they do not tell me weather or not i havbe a debt either. and timothy insulted that by saying that i was drunk at the time i wrote this report. i do have information from the bbb, wich i posted in the above portions of this letter and i want u to scroll up and see what the bbb says about these freaks. i need someone to teach me how to write a certified letter so i can do the rest. timothy says i am playing right into their trap but how can i do that if they dont even know me u know? how?

please post an example of how i would write a certified letter to JBC legal group. thanks for not insulting me too, that got me crying. u simply do not as a responder who lives in indiana, insult someone with a visual disorder that lives in wisconsin. that is ujust not the way to deal with this.

these phone calls have come in so much over the last couple of years it's pat!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

i want an example of what i would say in a certified letter. please, then i can put this behind me for good! the more we argue, the more they are going to call and the more i am gonna get frustrated with them because of their tactics. again here is that recording. i have boxed it in to show you that this is the actual recording they play.

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answerer: hello, we're unable to come to the phone at this time. please leave your name, phone number and address and we'll get back to you as soon as we can. beeeeeeeeeeeeeeeeeeeeeeeeeeeeeep
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jbc leaving this message in an automated voice.
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this message is regarding a personal business matter, please contact jbc legal group at 1-800-241-1510, again, please contact jbc legal group at 1-800-241-1510 thank you. F H 5 - 1 3 7, that referance number again is F H 5 - 1 3 7. click. beeeeeeeeeeeeeeeeeeeeeeeeep
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now the message above has NOTHING to do with the oppinion that a law suit could bee filed or some such thing like that. all it says is it's regarding a personal business matter and NOT a legal matter. if you would please post an example of a certified letter i could use to send to jbc, that would be appreciated. thanks. i have seen how stupid jbc is by the reading these reports on here. i origional found this site when i tried typing jbc legal group into google but there however IS a website still in service for them asses and that will be http://www.boylaw.com. that's for boyajioan law offices. now please post an example of what a certified letter would contain. thanks.

certified letter example please?

Sondra....it's simple.... send them a letter. I was contacted my JBC Legal, to pay my bounced check ...which was correct, I did owe the money...HOWEVER I sent them a certifed letter to VALIDATE my debt...and guess what...NOTHING..it's been a over 2 months. I even called them and told them they never vailidated it with in the 30 days, and the stupid phone rep...said oh ok.sorry!!!...LOL So poo on them!!!!! I had the credit report company investate it and presto...JBC didn't verify it, so the credit company took it off. Funny thing is my hubby owes on an utlity ...and they are so stupid, they didn't verify it either....Once you send them a cerified letter..they freak and wipe it away, and once they didn't validate it I have all my paper work ...they aren't going to get a judgement on me....THEY dropped the ball..!!!! Now who had the last laugh?
****************************************
Do you see the trend? don't get your undies in a bind....send them a letter, have the credit company investigate, they are on your side. Keep your paper work and go on with your happy life!!!

this is a responce to the prefious report i have posted and i want to make it known that they are not a real business. please read below.

OMG!! I thought I was the only one!!!


I went through the same thing with them approximately 2 years ago. They sent me a notice for a few checks that were OVER 10 years old!! I requested copies of these checks, of course, because it had been so long and I never recalled writing them to begin with. The gentlemen, if you can call him that, said by law he did not have to send me copies of the checks unless I acknowledged that it was my debt and that if I didn't pay these checks (totalling over $200), they would take me to court and sue for garnishment of my wages.

At this time, I didn't think I could do anything except pay the debt, and figured I could get the check copies after that and get my money back if they were not mine...yeah, right!!! After paying the amount, I called JBC and told him I wanted copies of the checks---he told me still that he did not have to provide them, and if I wanted them I would have to contact another company in another state and possibly pay for copies.

Why would he care if I got copies after the fact---they had already gotten their money! Needless to say, I still do not know to this day if those were legitimate debts of mine. I reported them to the BBB (before I knew any better) and they didn't even respond to that...
The lesson I learned is that I will never pay money to someone who cannot prove my debt-I don't care how much they threaten me!!!
Good luck!!!!

Jenifer - Portland, Oregon
U.S.A.

thanks. i am waiting for a responce to these two reports. i want to know if what i have posted here is valuable or in-valuable. please put ur responce to this report thanks.

I HAVE COPIED AND PASTED FROM RIPOFF REPORTS THE FOLLOWING REPORT. THIS IS NOT FROM ME BUT THIS IS AN EXAMPLE THAT SHOWS THAT THEY ARE CROOKS. I AM NOW TURNING OFF MY CAMPS AT THIS TIME.

JBC Legal Group, JBC & Associates Collect On Fake Paid Debts New Jersey ripoff harrass threaten lie Bloomfield New Jersey *Consumer Suggestion ..OMG!! I thought I was the only one!!!

Company
JBC Legal Group / JBC & Associates
Address:
2 Broad St. Fl 6
Bloomfield New Jersey 07003
U.S.A.
Phone Number:
800-507-8034
Fax:


I first recieved notice from this company in Nov. 2003 stating that I owed them for a check that was bounced at AMES in 1999. This was the first I had heard of it so naturally i was leary.

I called them up and questioned the debt, such as why i hadn't heard about it once in 5 years. The woman started threatening me that if i didn't make a payment immediately that they would just walk my papers over to court and sue me. She said it's not her fault i'm a thief and write bad checks. That pretty much set off the alarm that this was not a legit business they were running.

This same woman started calling all day everyday, even harrassing my mother saying "no wonder your daughter is such a snot with a mother with your attitude" because my mother told her to stop calling our home. I wrote to them stating to never call me and that i want proof of this debt because i'm not just sending them money.

I didn't hear from them again for over a year and a half then I recieved a letter in June of 2005 with a copy of a check to ames I wrote stamped "unpaid". They also tacked on over 200 dollars worth of fines. I disputed the fines seeing as they took the time to write back to me, i wasn't delaying their process. I also requested they provide who was collecting on the check in the first place because it was for 45.00 and i believe I would have paid it immediately when it had bounced seeing as I kept that bank account for months after that check. I also asked them to provide their liscence number to collect in my state because i believe they are not liscenced.

Instead of responding to me they posted this unvalidated debt to my credit record in august of 2005, falsly stating that i had been paying the debt with them. So I then filed complaints against them with the Attorney General's office, the federal trade commision, the BBB of NJ and my credit company. I recieved a letter recently from them stating that they had recieved notice of my complaint to the BBB. In the complaint I stated I believed I had paid this debt years ago and that their collection tactics were illegal and harrassing. In light of this report they stated they would now drop all collection attempts and not request proof of payment from me.

This has been a horrible ordeal and for anyone who has bounced a check and paid it watch out. It's really hard to find records from that long ago; especially since both the bank had used and the store the check was too went out of business years ago. I was even concerned they just got a hold of an old check and put a stamp on it and copied it; i really wouldn't put it past them at this point. The whole thing seems sketchy. I am just hoping now that the credit agency finds their reporting of this debt invalid and removes it. I had nothing negative on my account before this incident.

Heather
Agawam, Massachusetts
U.S.A.

if you cant take into account that others are having trouble with them, then what else can i say timothey. i dont make this stuff up either.

ok yes it was, i got that from the bbb homepage and if u think i am making this up to get a person that's innocernt put behind bars ur nuts, because i'm not trying to do that.

and what the hell u talki9ng about that i aint sober, u dont even know me for that matter and u dont live with me either so how would u know this stuff u know?

what u talking about huh?

u tell me how to go about this other then calling them because I GET A TAPE RECORDING WHEN EVER I TRY TO CAll THEM!!!!!!

DONT U DARE EVEN SAY U THINK THAT I AM SAYING UR NOT TRYING TO HELP U OUT, U ARE TRYING UR DAMDEST HERE AND I AM TRYING MY DAMNDEST HERE TO GET THIS TAKEN CARE OF!.

I HAVE TOLD U AND TOLD U AND TOLD U ANDD TOLD U, IT'S A RECORDING THAT CALLS HERE SAYING IT'S A BUSINESS MATTER NOT A FRACKEN LEGAL MATTER, NOW UR A NEWS COMPANY AND U CAN INVESTIGATE THE PROBABILITY OF JBC LEGAL BEING IN BUSINESS.!

i've told u and told u and told u and told u and told u that they just play the same GOD d**n RECORDING WICH GOES: this message is regarding a PERSONAL BUSINESS matter.

it is not this! this call is regarding a legal matter, please do so and so and so at this number thank u.

it is not that period.

ur making me sound like a failure, a lier, a freak what ever u wanna call it but ur making me sound like i am not knowing what i am talking about, i know what i am talking about guys.

o u think that's easy for me to go and do, i cant get through to them guys, i get a recording saying noonbe is available to take my call, dont u get it that i am not gonna change my story? obviously not! look at this message again and u tell me it's not a debt! because it's not a debt!

this message is regarding a personal business matter, please contact jbc legal group at "toll free call".

again please contact jbc legal group at "toll free call" thank you. "referance number" again that referance number is "referance number".

i am going to keep giving this sasme recording until someone does do something about this s**t. i did, i told em in email that i want further information about what they want and i have not heard back from them tardos. so there.

i did that too in email, like i said i have not heard anything from them since. d**n it?

i dont understand any of this statue of limitations guys, i aint THAT smart u know. listen to me for once.

o it's legal for a person to harass the hell out of another person? how would u explain that one guys.

i am going to keep posting information about them until something does get done. well it aut to be a lock because there are other ways of doing this rather then harassing the hell out of a person with a recordintg saying it's a business matter. what the hell is a statue of limitations anyway.

and how is that if they do not hyave evidence against u? do not lecture me about this because they hyave never said it was involving a lawsuit.

they only say it's a business matter and not a law suit. guys y cant u listen to the handicapped, i am visualy handicapped here yet people dont give a crap about my disabilities. y?

y cant u understand what people like us are going through? and you tell me how i would do that now? like i said i cant do much on my own!

u look at all of the reports on here and they will say the same thing as i just did.

u tell me what u see by reading these reports people have placed on here.

got me? i will be waiting for ur responce here.

good god, now ur calling me a failure not?

i am doing what ever the hell i can to get this taken care of and for u to tell me i am not showing any effort?

that is not giving me any help what so ever!

u know what i keep telli8ng u, i keep getting a recording when ever i do try to call them!

here is the number, u can try it for urself if noone seems to want to be4lieve me

1-800-241-1510. call it and see what YOU get, if u get a live person that's a swich.

g d it? i am tryikng! i tried calling them and i told u what i get, a tape recorfding!!!!!!! it seems like noone wants to help me here dont it? well listen up guys, i am doing what i can and i am not having any luck whatsoever about it. now i demand that people start listening to me for once.

and what is the former route now, calling and getting a recording from them?

i will not talk to a tape recording I REPEAT, I REFUSE TO LEAVE A MESSAGE, i demand to talk to a real person at the time i call.

sone of a b***h! sop ur saying u dont wanna help me now huh?

i cant even f**kin eat here, i cant go to bed here, and i cant even do anything around here without them harassing the hell out of me every stinkin day!

u take one good hard look at reports other people have posted and u tell me that it is not the same s**t over and over and over and over, there are like a hundred other entries out here and if u take a good look at it, u will see that i am NOT alone here.

it's either harassing calls (in my case) or in stacy camp's case debt collections that are not ligitimate.

if u say they went out of business, then how are they still able to use the jbc slogan then, if they've gone out of business, then they should not say that they are jbc legal group. u said something about boyajian law offices?

but they do not use boyajian law offices, they use jbc legal group still.

i want a responce from who ever rreads this post. thanks.

Unless you have a recorder hooked up to your telephone and tell them you are recording, do not call them. Send them a letter, certified mail, return receipt requested, advising them that you are not to be contacted again by telephone and that they are to provide you with validation of any debt they claim that you owe. Once you get your green card back from that letter, JBC cannot legally contact you by telephone. Other places to go for specific information on debt collections are:

http://www.artofcredit.com
http://www.creditboards.com

Good luck.

Unless you have a recorder hooked up to your telephone and tell them you are recording, do not call them. Send them a letter, certified mail, return receipt requested, advising them that you are not to be contacted again by telephone and that they are to provide you with validation of any debt they claim that you owe. Once you get your green card back from that letter, JBC cannot legally contact you by telephone. Other places to go for specific information on debt collections are:

http://www.artofcredit.com
http://www.creditboards.com

Good luck.

Wow, what a difference a day makes!

Your last update was thoughtful and laid forth some very valuable facts. The ones before it seemed like you were probably not quite sober.

It kind of seems like you are more interested in somebody that will share your anger than somebody who will give you real advice. That's fine, but don't let your disappointment with my objectivity make you think that I'm not trying to help you out. If you don't really want help, let me know and I'll stop trying to help. But I don't have time to join in your useless rants.

You NEED to figure out what the debt is that they allege you owe. If calling them isn't working, then send a letter. Here's what I would include in this letter:

1) Ask them to provide you with information on the debt including the amount, the original creditor, the age, and how they intend to verify it.

2) Tell them to cease and decist all further communications but for the single communication related to the identity of the debt.

3) Sign the letter yourself, and have a witness sign it as well.

4) Send the letter by certified mail to the collector (which I'm not even sure is JBC because, as far as I know, they aren't in business anymore - I think they are known as Boyajian Law Offices now).

Now, I would like to address the statute of limitations issue, as it is widely misunderstood in this context.

First, you don't even know yet whether the debt they allege you owe is actually barred by the statute of limitations, so I wouldn't go too far down that road yet.

Second, it is PERFECTLY LEGAL for a collection agency to attempt to collect on a debt that is "time barred." It is NOT LEGAL for them to threaten to sue you on a debt that is time barred.

But, and I understand that this is kind of confusing, the statute of limitations does not prevent them from actually suing you. The statute of limitations is a DEFENSE, not a lock on the courthouse door. Even if your debt is barred by the statute of limitations, you can still have a lawsuit filed against you. And if you ignore that lawsuit because you think the SOL will save you, then you are dangerously mistaken. Rather, you must respond to the complaint with a motion to dismiss or a motion for summary judgment, or you can wait until the hearing and raise the defense at that point. At any rate, YOU must raise the defense. The system will not do it for you.

A collector that attempts to sue on a time barred debt MAY be guilty of a FDCPA violation. And they also may be liable to you for bringing a lawsuit in bad faith. I don't know enough say either way.

For every bit of advice I give, you respond that you can't do it. I haven't seen any effort thus far. Now you can either try to fix this problem, or you can continue to complain about it in vain. I hope that you will take the former route. If you decide to take the latter, however, then there is no advice that anybody can give you that will be of any help.

i just typed in the better business bureau's web page and i found out that the bbb does have an unsatisfactory record aagainst jbc legal group out of new jersey. here is that information the bbb has. if this does not jar u what will lol.
------------------

Local Phone Number: (800) 241-1510
Membership Status: This company is not a member.
TOB Classification: Collection Agencies

The information in this report has either been provided by the company, or has been compiled by the Bureau from other sources.

Customer Experience

Based on BBB files, this company has an unsatisfactory record with the Bureau due to unanswered complaint(s). The company has resolved most complaint(s) presented by the Bureau; however, the Bureau did not receive a response to other complaint(s). Complaints processed concern credit or billing disputes.

Additional Business Names

JBC & Associates and JBC Legal Group.

Additional Telephone Numbers

(800) 241-1510.

Additional Addresses

2 Broad Street, Bloomfield, NJ 07003.

Government Actions

According to the Minnesota Attorney General's office JBC & Associates PC is a high volume third-party debt collector which attempts to collect alleged debts owed by Minnesota
consumers.

In rendering debt collection services to creditors, JBC repeatedly engages in unlawful debt collection practices.
Principally, JBC threatens to take action that cannot be taken by threatening Minnesota consumers with lawsuits that are barred by Minnesota's statute of limitations. JBC's
collection letters also make misrepresentations about statutory civil penalties and attorney's fees and mislead consumers as to the amount due, through contradictory service charge amounts. JBC also refuses to cease collection on disputed, unverified debts. JBC's pattern and practice of employing these unlawful debt collection practices also violates Minnesota consumer protection laws.

As of June 17, 2004 this matter is pending court action.

Additional File Information

The Bureau has requested basic information from this company.
The Bureau has not received a response. Without this information, the Bureau may not have current information concerning such things as the company's management or its nature of business.

Educational/General Comments

DEBT COLLECTION - YOUR RIGHTS - Under the Federal Trade Commission's Fair Debt Collection Practices Act, collection agencies may not use any false, deceptive or misleading representations or means to collect debts. They may not harass, oppress, or abuse any person while attempting to collect a debt. A debtor may be contacted between the hours of 8 a.m. and 9 p.m. only and can be contacted at work unless
instructed not to. Collectors may not tell others about the debtor's personal finances.

If you use credit cards, owe money on a personal loan, or are pay ing on a home mortgage, you are a debtor. If you fall behind in repaying your creditors, or an error is made on your
accounts, you may be contacted by a debt collector.

You should know that in either situation, the Fair Debt Collection Practices Act requires that debt collectors treat you fairly and prohibits certain methods of debt collection. Of course, the law does not erase any legitimate debt you owe.

This brochure answers commonly asked questions about your rights under the Fair Debt Collection Practices Act.

What debts are covered?
Personal, family, and household debts are covered under the Act. This includes money owed for the purchase of an automobile, for
medical care, or for charge accounts.

Who is a debt collector?
A debt collector is any person who regularly collects debts owed to others. This includes attorneys who collect debts on a regular basis.

How may a debt collector contact you?
A collector may contact you in person, by mail, telephone, telegram, or fax. However, a debt collector may not contact you at inconvenient times or places, such as before 8 a.m. or after
9 p.m., unless you agree. A debt collector also may not contact you at work if the collector knows that your employer disapproves of such contacts.

Can you stop a debt collector from contacting you? You can stop a debt collector from contacting you by writing a letter to the collector telling them to stop. Once the collector receives your letter, they may not contact you again except to say there will be no further contact or to notify you that the
debt collector or the creditor intends to take some specific action. Please note, however, that sending such a letter to a collector does not make the debt go away if you actually owe it.
You could still be sued by the debt collector or your original creditor.

May a debt collector contact anyone else about your debt? If you have an attorney, the debt collector must contact the attorney, rather than you. If you do not have an attorney, a
collector may contact other people, but only to find out where you live, what your phone number is, and where you work. Collectors usually are prohibited from contacting such third
parties more than once. In most cases, the collector may not tell anyone other than you and your attorney that you owe money.

What must the debt collector tell you about the debt? Within five days after you are first contacted, the collector must send you a written notice telling you the amount of money you owe; the name of the creditor to whom you owe the money; and what action to take if you believe you do not owe the money.

May a debt collector continue to contact you if you believe you do not owe money?
A collector may not contact you if, within 30 days after you receive the written notice, you send the collection agency a letter stating you do not owe money. However, a collector can
renew collection activities if you are sent proof of the debt, such as a copy of a bill for the amount owed.

What types of debt collection practices are prohibited? Harassment. Debt collectors may not harass, oppress, or abuse you or any third parties they contact.

For example, debt collectors may not:

use threats of violence or harm;
publish a list of consumers who refuse to pay their debts (except to a credit bureau);
use obscene or profane language; or
repeatedly use the telephone to annoy someone.
False statements. Debt collectors may not use any false or misleading statements when collecting a debt. For example, debt
collectors may not:

falsely imply that they are attorneys or government representatives;
falsely imply that you have committed a crime;
falsely represent that they operate or work for a credit bureau;

misrepresent the amount of your debt;
indicate that papers being sent to you are legal forms when they are not; or indicate that papers being sent to you are not legal forms when they are.

Debt collectors also may not state that:

you will be arrested if you do not pay your debt; they will seize, garnish, attach, or sell your property or wages, unless the collection agency or creditor intends to do so, and it is legal to do so; or actions, such as a lawsuit, will be taken against you, when such action legally may not be taken, or when they do not intend to take such action.
Debt collectors may not:

give false credit information about you to anyone, including a credit bureau;
send you anything that looks like an official document from a court or government agency when it is not; or use a false name.
Unfair practices. Debt collectors may not engage in unfair practices when they try to collect a debt. For example, collectors may not:

collect any amount greater than your debt, unless your state law permits such a charge;
deposit a post-dated check prematurely;
use deception to make you accept collect calls or pay for telegrams;
take or threaten to take your property unless this can be done legally; or contact you by postcard.
What control do you have over payment of debts?
If you owe more than one debt, any payment you make must be applied to the debt you indicate. A debt collector may not apply a payment to any debt you believe you do not owe.

What can you do if you believe a debt collector violated the law?
You have the right to sue a collector in a state or federal court within one year from the date the law was violated. If you win, you may recover money for the damages you suffered plus an additional amount up to $1,000. Court costs and attorney's fees also can be recovered. A group of people also may sue a debt collector and recover money for damages up to $500,000, or one percent of the collector's net worth, whichever is less.

Where can you report a debt collector for an alleged violation? Report any problems you have with a debt collector to your state Attorney General's office and the Federal Trade Commission. Many states have their own debt collection laws, and your Attorney General's office can help you determine your rights.

The FTC works for the consumer to prevent fraudulent, deceptive and unfair business practices in the marketplace and to provide
information to help consumers spot, stop and avoid them. To file a complaint or to get free information on consumer issues, visit ww.ftc.gov or call toll-free, 1-877-FTC-HELP (1-877-382-4357).

Report as of: 8/2/2005

i want everyone to know that this is from the b bb b and i did not make this up. thanks.

i sleep in durring the day and when someone like that calls for no reason at all and just plays a recorded message, it JARS me awak and u know how mad i can get. u already know now how mad i can get when something does not get done about a service that has lots of complaints against them for the way business is run there. take jbc legal group, i know u eo not want them to win in any kind of suit, they r crooks i know. how do u expect me to of heard about this site? i typed jbc legal group into a google bar and this is where i ended up. jack h.

boyajain does have a site yes but i do not know if jbc does have one or what? i have done plenty of research here and u think i wasted my time? i didn't waste my time here. and if u think i am able to get THAT KIND OF INFORMATION? ur nuts,

THAT IS NOT EASY TO DO GUYS. U HAVE GOT TO REALIZE THAT THIS WORLD IS NOT FULL OF EASY WAYS. listen to me will u?

i am not wasting my time and i demand that somebody get filing class action suits against this freak!

if you cant even do that then u cant even help me in wich noone is yhelping me by putting this stuff in a responce. read below what one of my responders put in a responce to this report, that is not the way to deal with harassing calls. now if i cant get yhelp out of u, i am calling the FCC, SBC our phone service AND a whole lot of other people and get this put to an end, i emailed them AGAIN the other night and demanded that they tell me what these calls are really about, i demanded that they tell me what they wanted.

haven't heard back from them guys. here is a responce one of my responders put. it's like they are lecturi8ng me to death about this. god i am not a baby here and u know how mad i can get when i cant get anyware with this! read below
-------------------------------------------------
There's a Right Way and a Wrong Way to Deal With This

Rebuttal Entered: 7/31/2005 Modified: 7/31/2005

Sondra,

A few preliminary matters:

First of all, from your report, it seems that all they have done is leave you a message to contact them. Why does that have you so freaked out?

Second: of course you have never conducted any business with them. JBC is a third party collector. They buy debts from creditors at a discount and then try to collect the debt from the original debtor. You are alleged to owe money to JBC because they are collecting on a debt you allegedly owe to somebody else. This is how collections work.

Third: the mere fact that they are calling you violates no laws. If they are violating provisions of the FDCPA then that is another story. But you have no way of knowing whether they are violating the FDCPA until you actually communicate with them.

Now to the meat.

There is a right way and a wrong way to deal with this situation. The right way will protect your legal rights as well as your credit score. The wrong way will not.

The right way is, first, to find out exactly what they are collecting. If they are collecting a valid debt that is not too old then you will have to pay up. If they are collecting an invalid debt, or a debt that is "time barred," then YOU need to enforce your legal rights and contest the debt through the proper channels. Complaints to the Attorney General and the FTC are a good idea, but will do little to protect you.

The wrong way is to rest on your laurels thinking that, because you have seen many complaints against JBC, that this problem will just go away.

Regardless of what you may think, they CAN file a lawsuit against you. You need to get rid of any notions you may have to the effect that they cannot. Whatever issues they may have do not, in any way, prevent them from filing lawsuits. Believe me, this is what I do for a living, and I know what I'm talking about.

If you ignore a lawsuit you WILL get a default judgment entered against you, end of story. And once you have a default judgment there is virtually NO WAY to get out of paying the debt, even if it was illegitimate from the start.

And if you try to go into court on your own and tell the judge something like "they can't sue me because they are not real and I saw all these complaints on the RipOffReport . . ." you will lose your case.

Whatever JBC may be, whether they be legitimate or not, is largely irrelevant to your issue. The shadiness of JBC is no defense to a debt that they claim you owe.

The best thing for you to do at this point is to CALL them (not email them) and find out what they are collecting, how they intend to prove that you owe the debt, how old the debt is, and the state in which the debt arose.

Come back when you have that information and I, or somebody else, would be more than happy to advise you as to your next step. You do have rights, but angry rants are not the way to assert them.

However, any advice I may give you is PERSONAL, and should not be construed as qualified LEGAL advice. Your best option is to hire a local attorney.

I apologize if I come off as harsh. But, at this point, you are playing right into their hands, and you desperately need to change up your game plan. If you continue to follow the path that you have taveled up to this point then you WILL end up with a virtually uncontestable judgment against you. Neither of us want to see this outfit win in ANY matter.

Take the steps I outlined above and report back when you have the pertinent information. And please stop typing in all capital letters. It's very hard to read.

it's like this person who ever it may be is lecturing me peo0ple. i cant even state my problem in this is what i get, u can do far better then just lecturing me about what is the right way and what is the wrong way! i have told u what the recordings are and i am NOT CHANGING MY STORY just to please some of you guys. u cant just sit there and say well, u need to call this certain place. d**n it, dont u get it? I GET A TAPE RECORDING EVERY TIME I CALL SAYING THEY CANT ANSWER THE PHONE. i have already told u and i am sticking to my story too and how am i to change up my game plan when it's already been plaid. it's been two in a half years and they wont leave us the hell alone. tonight they dicn't call no thank god but if they do i will keep filing a complaint with u until something does get done. i am not gonna just walk off and say, well, jbc isn't calling because they are. u have to realize this is a major problem that i myself cannot deal with people. people! i know u might think that this is the way to deal with someone like me but it isn't! u do not lecture someone because they are getting harassing calls, now i demand an appology for it now! and dont give me that mumbo jumo about a defult judgment because this phone call is not about a legal matter, it just keeps sasying it is a personal business matter! now u need to back up on ur lectures because i know better then to believe that i could be under a defult judgment! they do not even know me so how can i eveen believe i could be sued. even if they are a third party, they should have ABSOLUTELY no right to call and play a tape recording and NOT identify themselves other then JBC legal group, i have never heard anyone say for instance "hi this is kristene, i am calling on behalf of jbc legal group, u have a business matter and ur referance number is so and so. f h 5 1 3 7 to be exactly" i am sorry but they should not even be calling here if all i am gonna hear is a stupid a*s recording saykng that this is a personal business matter. y cant noone help me. it also said that the consumer protections agency and better business burreu cant do much, why not? y cant they govern debt collection agencies as well! when there are complaints against jbc wich they are several complaints against them. then why the hell are they doing this kind of business. u tell me that one? i am gonna keep coming back with more information on these but if u think i am gonna talk to a rude indevidual, ur wrong, reports on ripoff have said that jbc legal group's people have been rude, threatening in demeanor, loud "yelling at people" and i have seen reports where they have egven asked for credit card information! now u think that i dont know what i am talking about? ur nuts, i do. even u shopuld look at the reports on here and then u may maybe see what i am trying to say. thank you but i am not gonna do a runaround for ever. i want something done about them now guys. something's got to be done or they are just gonna win in cases. i dont wanna see that either, now i am pleading for help here. who put the responce above in here anyway. u did not identify yourself.

i sleep in durring the day and when someone like that calls for no reason at all and just plays a recorded message, it JARS me awak and u know how mad i can get. u already know now how mad i can get when something does not get done about a service that has lots of complaints against them for the way business is run there. take jbc legal group, i know u eo not want them to win in any kind of suit, they r crooks i know. how do u expect me to of heard about this site? i typed jbc legal group into a google bar and this is where i ended up. jack h.

boyajain does have a site yes but i do not know if jbc does have one or what? i have done plenty of research here and u think i wasted my time? i didn't waste my time here. and if u think i am able to get THAT KIND OF INFORMATION? ur nuts,

THAT IS NOT EASY TO DO GUYS. U HAVE GOT TO REALIZE THAT THIS WORLD IS NOT FULL OF EASY WAYS. listen to me will u?

i am not wasting my time and i demand that somebody get filing class action suits against this freak!

if you cant even do that then u cant even help me in wich noone is yhelping me by putting this stuff in a responce. read below what one of my responders put in a responce to this report, that is not the way to deal with harassing calls. now if i cant get yhelp out of u, i am calling the FCC, SBC our phone service AND a whole lot of other people and get this put to an end, i emailed them AGAIN the other night and demanded that they tell me what these calls are really about, i demanded that they tell me what they wanted.

haven't heard back from them guys. here is a responce one of my responders put. it's like they are lecturi8ng me to death about this. god i am not a baby here and u know how mad i can get when i cant get anyware with this! read below
-------------------------------------------------
There's a Right Way and a Wrong Way to Deal With This

Rebuttal Entered: 7/31/2005 Modified: 7/31/2005

Sondra,

A few preliminary matters:

First of all, from your report, it seems that all they have done is leave you a message to contact them. Why does that have you so freaked out?

Second: of course you have never conducted any business with them. JBC is a third party collector. They buy debts from creditors at a discount and then try to collect the debt from the original debtor. You are alleged to owe money to JBC because they are collecting on a debt you allegedly owe to somebody else. This is how collections work.

Third: the mere fact that they are calling you violates no laws. If they are violating provisions of the FDCPA then that is another story. But you have no way of knowing whether they are violating the FDCPA until you actually communicate with them.

Now to the meat.

There is a right way and a wrong way to deal with this situation. The right way will protect your legal rights as well as your credit score. The wrong way will not.

The right way is, first, to find out exactly what they are collecting. If they are collecting a valid debt that is not too old then you will have to pay up. If they are collecting an invalid debt, or a debt that is "time barred," then YOU need to enforce your legal rights and contest the debt through the proper channels. Complaints to the Attorney General and the FTC are a good idea, but will do little to protect you.

The wrong way is to rest on your laurels thinking that, because you have seen many complaints against JBC, that this problem will just go away.

Regardless of what you may think, they CAN file a lawsuit against you. You need to get rid of any notions you may have to the effect that they cannot. Whatever issues they may have do not, in any way, prevent them from filing lawsuits. Believe me, this is what I do for a living, and I know what I'm talking about.

If you ignore a lawsuit you WILL get a default judgment entered against you, end of story. And once you have a default judgment there is virtually NO WAY to get out of paying the debt, even if it was illegitimate from the start.

And if you try to go into court on your own and tell the judge something like "they can't sue me because they are not real and I saw all these complaints on the RipOffReport . . ." you will lose your case.

Whatever JBC may be, whether they be legitimate or not, is largely irrelevant to your issue. The shadiness of JBC is no defense to a debt that they claim you owe.

The best thing for you to do at this point is to CALL them (not email them) and find out what they are collecting, how they intend to prove that you owe the debt, how old the debt is, and the state in which the debt arose.

Come back when you have that information and I, or somebody else, would be more than happy to advise you as to your next step. You do have rights, but angry rants are not the way to assert them.

However, any advice I may give you is PERSONAL, and should not be construed as qualified LEGAL advice. Your best option is to hire a local attorney.

I apologize if I come off as harsh. But, at this point, you are playing right into their hands, and you desperately need to change up your game plan. If you continue to follow the path that you have taveled up to this point then you WILL end up with a virtually uncontestable judgment against you. Neither of us want to see this outfit win in ANY matter.

Take the steps I outlined above and report back when you have the pertinent information. And please stop typing in all capital letters. It's very hard to read.

it's like this person who ever it may be is lecturing me peo0ple. i cant even state my problem in this is what i get, u can do far better then just lecturing me about what is the right way and what is the wrong way! i have told u what the recordings are and i am NOT CHANGING MY STORY just to please some of you guys. u cant just sit there and say well, u need to call this certain place. d**n it, dont u get it? I GET A TAPE RECORDING EVERY TIME I CALL SAYING THEY CANT ANSWER THE PHONE. i have already told u and i am sticking to my story too and how am i to change up my game plan when it's already been plaid. it's been two in a half years and they wont leave us the hell alone. tonight they dicn't call no thank god but if they do i will keep filing a complaint with u until something does get done. i am not gonna just walk off and say, well, jbc isn't calling because they are. u have to realize this is a major problem that i myself cannot deal with people. people! i know u might think that this is the way to deal with someone like me but it isn't! u do not lecture someone because they are getting harassing calls, now i demand an appology for it now! and dont give me that mumbo jumo about a defult judgment because this phone call is not about a legal matter, it just keeps sasying it is a personal business matter! now u need to back up on ur lectures because i know better then to believe that i could be under a defult judgment! they do not even know me so how can i eveen believe i could be sued. even if they are a third party, they should have ABSOLUTELY no right to call and play a tape recording and NOT identify themselves other then JBC legal group, i have never heard anyone say for instance "hi this is kristene, i am calling on behalf of jbc legal group, u have a business matter and ur referance number is so and so. f h 5 1 3 7 to be exactly" i am sorry but they should not even be calling here if all i am gonna hear is a stupid a*s recording saykng that this is a personal business matter. y cant noone help me. it also said that the consumer protections agency and better business burreu cant do much, why not? y cant they govern debt collection agencies as well! when there are complaints against jbc wich they are several complaints against them. then why the hell are they doing this kind of business. u tell me that one? i am gonna keep coming back with more information on these but if u think i am gonna talk to a rude indevidual, ur wrong, reports on ripoff have said that jbc legal group's people have been rude, threatening in demeanor, loud "yelling at people" and i have seen reports where they have egven asked for credit card information! now u think that i dont know what i am talking about? ur nuts, i do. even u shopuld look at the reports on here and then u may maybe see what i am trying to say. thank you but i am not gonna do a runaround for ever. i want something done about them now guys. something's got to be done or they are just gonna win in cases. i dont wanna see that either, now i am pleading for help here. who put the responce above in here anyway. u did not identify yourself.

i sleep in durring the day and when someone like that calls for no reason at all and just plays a recorded message, it JARS me awak and u know how mad i can get. u already know now how mad i can get when something does not get done about a service that has lots of complaints against them for the way business is run there. take jbc legal group, i know u eo not want them to win in any kind of suit, they r crooks i know. how do u expect me to of heard about this site? i typed jbc legal group into a google bar and this is where i ended up. jack h.

boyajain does have a site yes but i do not know if jbc does have one or what? i have done plenty of research here and u think i wasted my time? i didn't waste my time here. and if u think i am able to get THAT KIND OF INFORMATION? ur nuts,

THAT IS NOT EASY TO DO GUYS. U HAVE GOT TO REALIZE THAT THIS WORLD IS NOT FULL OF EASY WAYS. listen to me will u?

i am not wasting my time and i demand that somebody get filing class action suits against this freak!

if you cant even do that then u cant even help me in wich noone is yhelping me by putting this stuff in a responce. read below what one of my responders put in a responce to this report, that is not the way to deal with harassing calls. now if i cant get yhelp out of u, i am calling the FCC, SBC our phone service AND a whole lot of other people and get this put to an end, i emailed them AGAIN the other night and demanded that they tell me what these calls are really about, i demanded that they tell me what they wanted.

haven't heard back from them guys. here is a responce one of my responders put. it's like they are lecturi8ng me to death about this. god i am not a baby here and u know how mad i can get when i cant get anyware with this! read below
-------------------------------------------------
There's a Right Way and a Wrong Way to Deal With This

Rebuttal Entered: 7/31/2005 Modified: 7/31/2005

Sondra,

A few preliminary matters:

First of all, from your report, it seems that all they have done is leave you a message to contact them. Why does that have you so freaked out?

Second: of course you have never conducted any business with them. JBC is a third party collector. They buy debts from creditors at a discount and then try to collect the debt from the original debtor. You are alleged to owe money to JBC because they are collecting on a debt you allegedly owe to somebody else. This is how collections work.

Third: the mere fact that they are calling you violates no laws. If they are violating provisions of the FDCPA then that is another story. But you have no way of knowing whether they are violating the FDCPA until you actually communicate with them.

Now to the meat.

There is a right way and a wrong way to deal with this situation. The right way will protect your legal rights as well as your credit score. The wrong way will not.

The right way is, first, to find out exactly what they are collecting. If they are collecting a valid debt that is not too old then you will have to pay up. If they are collecting an invalid debt, or a debt that is "time barred," then YOU need to enforce your legal rights and contest the debt through the proper channels. Complaints to the Attorney General and the FTC are a good idea, but will do little to protect you.

The wrong way is to rest on your laurels thinking that, because you have seen many complaints against JBC, that this problem will just go away.

Regardless of what you may think, they CAN file a lawsuit against you. You need to get rid of any notions you may have to the effect that they cannot. Whatever issues they may have do not, in any way, prevent them from filing lawsuits. Believe me, this is what I do for a living, and I know what I'm talking about.

If you ignore a lawsuit you WILL get a default judgment entered against you, end of story. And once you have a default judgment there is virtually NO WAY to get out of paying the debt, even if it was illegitimate from the start.

And if you try to go into court on your own and tell the judge something like "they can't sue me because they are not real and I saw all these complaints on the RipOffReport . . ." you will lose your case.

Whatever JBC may be, whether they be legitimate or not, is largely irrelevant to your issue. The shadiness of JBC is no defense to a debt that they claim you owe.

The best thing for you to do at this point is to CALL them (not email them) and find out what they are collecting, how they intend to prove that you owe the debt, how old the debt is, and the state in which the debt arose.

Come back when you have that information and I, or somebody else, would be more than happy to advise you as to your next step. You do have rights, but angry rants are not the way to assert them.

However, any advice I may give you is PERSONAL, and should not be construed as qualified LEGAL advice. Your best option is to hire a local attorney.

I apologize if I come off as harsh. But, at this point, you are playing right into their hands, and you desperately need to change up your game plan. If you continue to follow the path that you have taveled up to this point then you WILL end up with a virtually uncontestable judgment against you. Neither of us want to see this outfit win in ANY matter.

Take the steps I outlined above and report back when you have the pertinent information. And please stop typing in all capital letters. It's very hard to read.

it's like this person who ever it may be is lecturing me peo0ple. i cant even state my problem in this is what i get, u can do far better then just lecturing me about what is the right way and what is the wrong way! i have told u what the recordings are and i am NOT CHANGING MY STORY just to please some of you guys. u cant just sit there and say well, u need to call this certain place. d**n it, dont u get it? I GET A TAPE RECORDING EVERY TIME I CALL SAYING THEY CANT ANSWER THE PHONE. i have already told u and i am sticking to my story too and how am i to change up my game plan when it's already been plaid. it's been two in a half years and they wont leave us the hell alone. tonight they dicn't call no thank god but if they do i will keep filing a complaint with u until something does get done. i am not gonna just walk off and say, well, jbc isn't calling because they are. u have to realize this is a major problem that i myself cannot deal with people. people! i know u might think that this is the way to deal with someone like me but it isn't! u do not lecture someone because they are getting harassing calls, now i demand an appology for it now! and dont give me that mumbo jumo about a defult judgment because this phone call is not about a legal matter, it just keeps sasying it is a personal business matter! now u need to back up on ur lectures because i know better then to believe that i could be under a defult judgment! they do not even know me so how can i eveen believe i could be sued. even if they are a third party, they should have ABSOLUTELY no right to call and play a tape recording and NOT identify themselves other then JBC legal group, i have never heard anyone say for instance "hi this is kristene, i am calling on behalf of jbc legal group, u have a business matter and ur referance number is so and so. f h 5 1 3 7 to be exactly" i am sorry but they should not even be calling here if all i am gonna hear is a stupid a*s recording saykng that this is a personal business matter. y cant noone help me. it also said that the consumer protections agency and better business burreu cant do much, why not? y cant they govern debt collection agencies as well! when there are complaints against jbc wich they are several complaints against them. then why the hell are they doing this kind of business. u tell me that one? i am gonna keep coming back with more information on these but if u think i am gonna talk to a rude indevidual, ur wrong, reports on ripoff have said that jbc legal group's people have been rude, threatening in demeanor, loud "yelling at people" and i have seen reports where they have egven asked for credit card information! now u think that i dont know what i am talking about? ur nuts, i do. even u shopuld look at the reports on here and then u may maybe see what i am trying to say. thank you but i am not gonna do a runaround for ever. i want something done about them now guys. something's got to be done or they are just gonna win in cases. i dont wanna see that either, now i am pleading for help here. who put the responce above in here anyway. u did not identify yourself.

i sleep in durring the day and when someone like that calls for no reason at all and just plays a recorded message, it JARS me awak and u know how mad i can get. u already know now how mad i can get when something does not get done about a service that has lots of complaints against them for the way business is run there. take jbc legal group, i know u eo not want them to win in any kind of suit, they r crooks i know. how do u expect me to of heard about this site? i typed jbc legal group into a google bar and this is where i ended up. jack h.

boyajain does have a site yes but i do not know if jbc does have one or what? i have done plenty of research here and u think i wasted my time? i didn't waste my time here. and if u think i am able to get THAT KIND OF INFORMATION? ur nuts,

THAT IS NOT EASY TO DO GUYS. U HAVE GOT TO REALIZE THAT THIS WORLD IS NOT FULL OF EASY WAYS. listen to me will u?

i am not wasting my time and i demand that somebody get filing class action suits against this freak!

if you cant even do that then u cant even help me in wich noone is yhelping me by putting this stuff in a responce. read below what one of my responders put in a responce to this report, that is not the way to deal with harassing calls. now if i cant get yhelp out of u, i am calling the FCC, SBC our phone service AND a whole lot of other people and get this put to an end, i emailed them AGAIN the other night and demanded that they tell me what these calls are really about, i demanded that they tell me what they wanted.

haven't heard back from them guys. here is a responce one of my responders put. it's like they are lecturi8ng me to death about this. god i am not a baby here and u know how mad i can get when i cant get anyware with this! read below
-------------------------------------------------
There's a Right Way and a Wrong Way to Deal With This

Rebuttal Entered: 7/31/2005 Modified: 7/31/2005

Sondra,

A few preliminary matters:

First of all, from your report, it seems that all they have done is leave you a message to contact them. Why does that have you so freaked out?

Second: of course you have never conducted any business with them. JBC is a third party collector. They buy debts from creditors at a discount and then try to collect the debt from the original debtor. You are alleged to owe money to JBC because they are collecting on a debt you allegedly owe to somebody else. This is how collections work.

Third: the mere fact that they are calling you violates no laws. If they are violating provisions of the FDCPA then that is another story. But you have no way of knowing whether they are violating the FDCPA until you actually communicate with them.

Now to the meat.

There is a right way and a wrong way to deal with this situation. The right way will protect your legal rights as well as your credit score. The wrong way will not.

The right way is, first, to find out exactly what they are collecting. If they are collecting a valid debt that is not too old then you will have to pay up. If they are collecting an invalid debt, or a debt that is "time barred," then YOU need to enforce your legal rights and contest the debt through the proper channels. Complaints to the Attorney General and the FTC are a good idea, but will do little to protect you.

The wrong way is to rest on your laurels thinking that, because you have seen many complaints against JBC, that this problem will just go away.

Regardless of what you may think, they CAN file a lawsuit against you. You need to get rid of any notions you may have to the effect that they cannot. Whatever issues they may have do not, in any way, prevent them from filing lawsuits. Believe me, this is what I do for a living, and I know what I'm talking about.

If you ignore a lawsuit you WILL get a default judgment entered against you, end of story. And once you have a default judgment there is virtually NO WAY to get out of paying the debt, even if it was illegitimate from the start.

And if you try to go into court on your own and tell the judge something like "they can't sue me because they are not real and I saw all these complaints on the RipOffReport . . ." you will lose your case.

Whatever JBC may be, whether they be legitimate or not, is largely irrelevant to your issue. The shadiness of JBC is no defense to a debt that they claim you owe.

The best thing for you to do at this point is to CALL them (not email them) and find out what they are collecting, how they intend to prove that you owe the debt, how old the debt is, and the state in which the debt arose.

Come back when you have that information and I, or somebody else, would be more than happy to advise you as to your next step. You do have rights, but angry rants are not the way to assert them.

However, any advice I may give you is PERSONAL, and should not be construed as qualified LEGAL advice. Your best option is to hire a local attorney.

I apologize if I come off as harsh. But, at this point, you are playing right into their hands, and you desperately need to change up your game plan. If you continue to follow the path that you have taveled up to this point then you WILL end up with a virtually uncontestable judgment against you. Neither of us want to see this outfit win in ANY matter.

Take the steps I outlined above and report back when you have the pertinent information. And please stop typing in all capital letters. It's very hard to read.

it's like this person who ever it may be is lecturing me peo0ple. i cant even state my problem in this is what i get, u can do far better then just lecturing me about what is the right way and what is the wrong way! i have told u what the recordings are and i am NOT CHANGING MY STORY just to please some of you guys. u cant just sit there and say well, u need to call this certain place. d**n it, dont u get it? I GET A TAPE RECORDING EVERY TIME I CALL SAYING THEY CANT ANSWER THE PHONE. i have already told u and i am sticking to my story too and how am i to change up my game plan when it's already been plaid. it's been two in a half years and they wont leave us the hell alone. tonight they dicn't call no thank god but if they do i will keep filing a complaint with u until something does get done. i am not gonna just walk off and say, well, jbc isn't calling because they are. u have to realize this is a major problem that i myself cannot deal with people. people! i know u might think that this is the way to deal with someone like me but it isn't! u do not lecture someone because they are getting harassing calls, now i demand an appology for it now! and dont give me that mumbo jumo about a defult judgment because this phone call is not about a legal matter, it just keeps sasying it is a personal business matter! now u need to back up on ur lectures because i know better then to believe that i could be under a defult judgment! they do not even know me so how can i eveen believe i could be sued. even if they are a third party, they should have ABSOLUTELY no right to call and play a tape recording and NOT identify themselves other then JBC legal group, i have never heard anyone say for instance "hi this is kristene, i am calling on behalf of jbc legal group, u have a business matter and ur referance number is so and so. f h 5 1 3 7 to be exactly" i am sorry but they should not even be calling here if all i am gonna hear is a stupid a*s recording saykng that this is a personal business matter. y cant noone help me. it also said that the consumer protections agency and better business burreu cant do much, why not? y cant they govern debt collection agencies as well! when there are complaints against jbc wich they are several complaints against them. then why the hell are they doing this kind of business. u tell me that one? i am gonna keep coming back with more information on these but if u think i am gonna talk to a rude indevidual, ur wrong, reports on ripoff have said that jbc legal group's people have been rude, threatening in demeanor, loud "yelling at people" and i have seen reports where they have egven asked for credit card information! now u think that i dont know what i am talking about? ur nuts, i do. even u shopuld look at the reports on here and then u may maybe see what i am trying to say. thank you but i am not gonna do a runaround for ever. i want something done about them now guys. something's got to be done or they are just gonna win in cases. i dont wanna see that either, now i am pleading for help here. who put the responce above in here anyway. u did not identify yourself.

and the fact about getting a lawyer? u think that s**t is easy? dont u dare tell me it is because it isn't easy to just go tell a lawyer you want their legal help! because it's not! if you think i know everything about getting a lawyer, i dont. i am not working with the court system and i am not a judge either so how would i know that? i want this company shut down and now! u read all of the other reports and they'll tell the same things or simular things. ur not understand a bit of what i am trying to tell you, they are a bunch of crooks, and if you read other people's reports, you'll see that they are a bunch of freakin crooks! you have got to understand that AS an amateur radio operater, i know better then to believe that they are real and that they work for an ames department store or whatever the hell it it.

ur right ames did go bankrupt and for them to even call people over an ames check or an ames deposit that's been overdrawn? that just dont rack up to being anything. i am NOT gonna call someone if ALL I GET IS A TAPE RECORDING! U CONTACT THEM FOR ME AND U GET BACK TO ME and tell me what THEY said. i cannot even eat around this joint when it comes time to eat supper, i even try to eat i am answering a stupid recording! gawgawgawgawgaw is all i can ssy if i got food in my mouth and i am not about to spit it out just to talk to someone on the phone, that is just plain discusting! u need to understand that this is a recording that states that it is a PERSONAL business matter and NOT a legal matter, if it were a legal matter, that'd be a differant story. if noone wants to seem to believe me, that's their problem but i refuse to keep calling and keep having to leaving a fricken message. i DEMAND to tal to a person d**n it NOT A RETARDED TAPE RECORDING! and if your gonna give me that mumbo jumbo about legal issues, and if u are gonna tell me u do this for a living, then u might as well help me get this taken care of because if you are what i think you are (a legal consultant or counsilor) then u help me get this taken care of got me? i am not doing this alone thank you, what if, i do this alone, and it ends up going to court? then what? then i am screwed! again u look at the other people's reports and u will see what i am trying to get at with this. i cant even EAT AROUND THIS JOINT!! all because you guys at rip off report wont help me get this put to a STOP! u keep telling me to get the perliment information before i come back to you? and how am i supposed to do that! i am not the one who holds the phone account! my mom is. and for you to tell me to get the perliment info?

that's like you dont want to help me, well if that's the case i might as well just quit eating supper. i dont think that's what u want is it? now help me please, i am pleading for help now. pleading! them calls even come in durring the day by the way. they dont call here twice but they DO call at random times of the day each day and sometimes it's before eight oclock. how would u like being woke up by the phone, u'd want to throw the thing, that's the case with me. nobody calls me before eight! nobody!

I am sorry for getting angry at um i know u are trying to do ur job but u have to understand that when i say something to u about this whole thing, i do not lie. i tell it like it is, and i talked with a friend of mine in instant mesanger and i showed him a recording from my answering machine, and it was that message i gave you. he said it is harassment and i dont believe anyone ever contacted us about a debt, they mnjust keep calling and calling and calling like i said with that recording! u can talk to him even, what if i said i was gonna call my phone company and demand that a block be put on them kinds of calls? would that do anything? or would it get me sued? u look at the reports that people have posted, they will say the same things or simular things. now dont u think that they are crooks? i got a response telling me about default judgments, ur right i dont want that. no, but i have told u and told u and told u and told u and told u that this call is NOT a legal issue, it just keeps telling me it's a personal business matter and when i call the number back i get their stupid a*s recording saying noone is available to pick up! noone sees that these calls are harassment wich they are harassment guys. it is harassment when someone calls u and plays a tape recorded message and when u do as it says and u get another tape recording. that's harassment, the FCC has got to revize their do not call list as well to include debt collecters if they are even a ligitimate debt collector. the response i got said you do this for a living? what's that u do as a living? and it also told me bits and pieces about getting a lawyer? ur sounding like what jbc told another guy. that was comming off harsh. reeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeal harsh, help me please.

I am sorry for getting angry at um i know u are trying to do ur job but u have to understand that when i say something to u about this whole thing, i do not lie. i tell it like it is, and i talked with a friend of mine in instant mesanger and i showed him a recording from my answering machine, and it was that message i gave you. he said it is harassment and i dont believe anyone ever contacted us about a debt, they mnjust keep calling and calling and calling like i said with that recording! u can talk to him even, what if i said i was gonna call my phone company and demand that a block be put on them kinds of calls? would that do anything? or would it get me sued? u look at the reports that people have posted, they will say the same things or simular things. now dont u think that they are crooks? i got a response telling me about default judgments, ur right i dont want that. no, but i have told u and told u and told u and told u and told u that this call is NOT a legal issue, it just keeps telling me it's a personal business matter and when i call the number back i get their stupid a*s recording saying noone is available to pick up! noone sees that these calls are harassment wich they are harassment guys. it is harassment when someone calls u and plays a tape recorded message and when u do as it says and u get another tape recording. that's harassment, the FCC has got to revize their do not call list as well to include debt collecters if they are even a ligitimate debt collector. the response i got said you do this for a living? what's that u do as a living? and it also told me bits and pieces about getting a lawyer? ur sounding like what jbc told another guy. that was comming off harsh. reeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeal harsh, help me please.

I am sorry for getting angry at um i know u are trying to do ur job but u have to understand that when i say something to u about this whole thing, i do not lie. i tell it like it is, and i talked with a friend of mine in instant mesanger and i showed him a recording from my answering machine, and it was that message i gave you. he said it is harassment and i dont believe anyone ever contacted us about a debt, they mnjust keep calling and calling and calling like i said with that recording! u can talk to him even, what if i said i was gonna call my phone company and demand that a block be put on them kinds of calls? would that do anything? or would it get me sued? u look at the reports that people have posted, they will say the same things or simular things. now dont u think that they are crooks? i got a response telling me about default judgments, ur right i dont want that. no, but i have told u and told u and told u and told u and told u that this call is NOT a legal issue, it just keeps telling me it's a personal business matter and when i call the number back i get their stupid a*s recording saying noone is available to pick up! noone sees that these calls are harassment wich they are harassment guys. it is harassment when someone calls u and plays a tape recorded message and when u do as it says and u get another tape recording. that's harassment, the FCC has got to revize their do not call list as well to include debt collecters if they are even a ligitimate debt collector. the response i got said you do this for a living? what's that u do as a living? and it also told me bits and pieces about getting a lawyer? ur sounding like what jbc told another guy. that was comming off harsh. reeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeal harsh, help me please.

I am sorry for getting angry at um i know u are trying to do ur job but u have to understand that when i say something to u about this whole thing, i do not lie. i tell it like it is, and i talked with a friend of mine in instant mesanger and i showed him a recording from my answering machine, and it was that message i gave you. he said it is harassment and i dont believe anyone ever contacted us about a debt, they mnjust keep calling and calling and calling like i said with that recording! u can talk to him even, what if i said i was gonna call my phone company and demand that a block be put on them kinds of calls? would that do anything? or would it get me sued? u look at the reports that people have posted, they will say the same things or simular things. now dont u think that they are crooks? i got a response telling me about default judgments, ur right i dont want that. no, but i have told u and told u and told u and told u and told u that this call is NOT a legal issue, it just keeps telling me it's a personal business matter and when i call the number back i get their stupid a*s recording saying noone is available to pick up! noone sees that these calls are harassment wich they are harassment guys. it is harassment when someone calls u and plays a tape recorded message and when u do as it says and u get another tape recording. that's harassment, the FCC has got to revize their do not call list as well to include debt collecters if they are even a ligitimate debt collector. the response i got said you do this for a living? what's that u do as a living? and it also told me bits and pieces about getting a lawyer? ur sounding like what jbc told another guy. that was comming off harsh. reeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeal harsh, help me please.

because they do not tell me why i have to contact them other then it is a personal business matter, that's y and for them to contact me at my number, every stupid a*s day, at the same time? that's harassment especialy if it is a recording wich it is a recording. u'd be freaked out too if that were u in this situation wouldn't u? yeah go figure, they are a third party debt collecter right? go figure! i cant even eat around this joine now thanks to them, i get one bite, andd they are on line again! meaning they've called again with the same stupid recording wich i will give to you again.



this message is regarding a personal business matter, please contact JBC legal group at 1800-241-1510, again please contact JBC legal group at 1-800-241-1510. F H 5 - 1 3 7 that referance number again is F H 5 - 1 3 7.



that's all it says and when i call them back i get this message "noone is currently available to take your call. please try your call again" click! o so harassment does not violate the laws huh? hows that? well i will never know then because i get that impression that noone is able to take my calls at the time i call. i called at midnight both times guys, both times! what is my cret score then, i dont have any kind of credit card or check account so how can they tarnish my credit report, i do live with my mom and she has a check account as well as two credit cards but she says she never bounced any kind of check in her life whatsoever. so how would i be able to find out about something i dont have u know? how, u got me scared here, scared.



i have told u that this message is a tape recording saying what i told u it said. and how's that, they are the government and the government is supposed to protect citizans like this, citizans like me. one report said that this guy was asked for credit card information, does that jar u any? i am not resting on my laurels either, that is why i came to u in the first place is because i thaught u'd be able to help me. dont tell me i am resting on my laurels or what ever they are, i called the tardos and got a recording saying they wern't available to take my call.



yeah? and how is that possible, if they do not have evidence against me then how would they be able to file a law suit against a blind person who dont know a thing about checking? in wich that's true! i am blind and have to live with my mom for support, otherwise i'd do this on my own. that's why i came to u in the first place is because i am getting harassing calls from them day after day after day, i cant even eat dinner around here because they keep calling every stupid night at about 19:30 centeral daylight time. i live in beloit wisconsin guys, i aint never heard of these guys until we moved out here in the spring of 2002. that's when the calls started up but then they got worse as the years gone by, dont u think that is harassment? i sure is hell do.



ok then? u tell me this, if someone calls and plays a tape recording over the phone once, and then they decide to quit for a month or two. and then they start right back up and do it continuously,isn't that known as harassment? i think it would be. that's what they did to me!



i told u though that this call they are making to my house is just a recording saying that this is a personal business matter and not a legal matter.



i am not gonna even try that, i would never try that. not on my own tghat is.



u do not know what they are? i'll tell u that they are crooks. u read the other reports against them and it'll tell u that too. we have got to get them taken down now. i do not wanna see a multi million doller group of crooks win something like this. i will tell u this again, i keep getting a tape recording saying noone is available to take my call and i am getting frustrated with it because they wont PICK UP!

yeah and how am i supposed to get that information huh? u tell me that one! i have NEVER dealt with this s**t before!!!!!! and now i know how to get information out of them? yeah right!!!!!!!!!!!!!!!!! they BETTER prove to me that they are real before i even call them freaks!



and how would i do that now, lol, hire a local atturney. laughs out loud, how would i do that now lol.



what u talking about that i am playing right into their hands, i dont even know them that well so how am i playing right into their hands?



change up my game plan? how? would i suppose to do that now? u got me dealing with something i do not know anything about except that there were complaints against them!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!



how would i go about this other then call them? i keep getting a tape recording every time i call them saying noone is available to take my call!



i have told u what the message is that they leave. it is regarding a personal business matter, NOT a legal matter.



ur d**n streight i dont wanna see them win in ANY matter. ur d**n streight! i have told u and told u and told u and told u! what part of personal business matter do u not get?



this message is regarding a PERSONAL business matter, please contact JBC leghal group at 1-800-241-1510 again, please contact jbc legal group at 1-800-241-1510 thank you.



f h 5 1 3 7



that referance number again is?



f h 5 1 3 7



------------dead air---------------

-----------dial tone





that's the message they keep leaving! it is not regarding a legal matter it is supposed to be regarding a personal business matter. read it for once, dont give me that crap about the default judgment because there is a differance between the words legal and personal. thank you much. i would like to get some help here with this matter, if i call them i get this tape recording.



welcome to JBC legal group, noone is available to take your call at this time, please try your call again. thank you.



what part of the recording do u not get that i keep getting the impression that noone is going to PICK up the d**n phone! help me will u? do not tell me to do this on my own because i cant do it on my own! i am likely to argue with them and like one report said, the guy or "plaintiff" said that the defendant "jbc legal group" is rude and obnoctous over the phone, i do not remember wich report that was but it said something like "they were rude and i got hung up on alot" or something like that. help me please! i cannot do this alone!!!!!!!!!!!!!!



and one more thing is



if u think i can do this on my own here, ur absolutely nuts, i cant do this on my own guys thank u but i am frustrated with this whole thing here. frustrated.

Sondra,



A few preliminary matters:



First of all, from your report, it seems that all they have done is leave you a message to contact them. Why does that have you so freaked out?



Second: of course you have never conducted any business with them. JBC is a third party collector. They buy debts from creditors at a discount and then try to collect the debt from the original debtor. You are alleged to owe money to JBC because they are collecting on a debt you allegedly owe to somebody else. This is how collections work.



Third: the mere fact that they are calling you violates no laws. If they are violating provisions of the FDCPA then that is another story. But you have no way of knowing whether they are violating the FDCPA until you actually communicate with them.



Now to the meat.



There is a right way and a wrong way to deal with this situation. The right way will protect your legal rights as well as your credit score. The wrong way will not.



The right way is, first, to find out exactly what they are collecting. If they are collecting a valid debt that is not too old then you will have to pay up. If they are collecting an invalid debt, or a debt that is "time barred," then YOU need to enforce your legal rights and contest the debt through the proper channels. Complaints to the Attorney General and the FTC are a good idea, but will do little to protect you.



The wrong way is to rest on your laurels thinking that, because you have seen many complaints against JBC, that this problem will just go away.



Regardless of what you may think, they CAN file a lawsuit against you. You need to get rid of any notions you may have to the effect that they cannot. Whatever issues they may have do not, in any way, prevent them from filing lawsuits. Believe me, this is what I do for a living, and I know what I'm talking about.



If you ignore a lawsuit you WILL get a default judgment entered against you, end of story. And once you have a default judgment there is virtually NO WAY to get out of paying the debt, even if it was illegitimate from the start.



And if you try to go into court on your own and tell the judge something like "they can't sue me because they are not real and I saw all these complaints on the RipOffReport . . ." you will lose your case.



Whatever JBC may be, whether they be legitimate or not, is largely irrelevant to your issue. The shadiness of JBC is no defense to a debt that they claim you owe.



The best thing for you to do at this point is to CALL them (not email them) and find out what they are collecting, how they intend to prove that you owe the debt, how old the debt is, and the state in which the debt arose.



Come back when you have that information and I, or somebody else, would be more than happy to advise you as to your next step. You do have rights, but angry rants are not the way to assert them.



However, any advice I may give you is PERSONAL, and should not be construed as qualified LEGAL advice. Your best option is to hire a local attorney.



I apologize if I come off as harsh. But, at this point, you are playing right into their hands, and you desperately need to change up your game plan. If you continue to follow the path that you have taveled up to this point then you WILL end up with a virtually uncontestable judgment against you. Neither of us want to see this outfit win in ANY matter.



Take the steps I outlined above and report back when you have the pertinent information. And please stop typing in all capital letters. It's very hard to read.

I HAVE CONTACTED JBC LEGAL GROUP VIA EMAIL ASKING THEM WHAT THESE CALLS ARE ABOUT I BEEN TELLING U ABOUT. I GAVE THEM THE REFERANCE NUMBER THE MESSAGE GIVES ME WHEN THEY CALL AND I HOPING FOR SOME ANSW3ERS FROM JACK BOYAJIAN THE OWNER AND PRESIDENT OF JBC LEGAL GROUP.



I AM HOPING THAT IT IS NOTHING MAJOR THAT THERE COULD BE A LAW SUIT FILED BECAUSE THEY CANT FILE A LAW SUIT AGAINST ME SINCE THEY ARE FAKE ANYHOW. I WILL KEEP U INFORMED ABOUT THE OUT COME OF THIS WHOLE MESS. BUT IN THE MEAN TIME, STAY TUNED.



AND ALSO, IS IT BECAUSE JBC LEGAL IS SO SPOILED ROTTEN THAT THEY GET TO GET AWAY WITH WHAT EVER THE HELL THEY WANT? THEY CANT EVEN TOUCH ME AND IF I LAND IN JAIL BECAUSE OF THEM. I AM HOLDING THEM LIABLE, NOT THE COURT SYSTEM! THEM!



BECAUSE IF I GET MY FAMILY TORN APART BECAUSE THEY ARE PICKING ON US BADLY, THEY CAN BITE MNY WHITE a*s BECAUSE THEY ARE NOT BEING DEALT WITH AND I HAVE NEVER DONE BUSINESS WITH A COLLECTIONS AGENCY! I AM PLANNING TO WRITE TO PEG LAUTENSLEIGER ATTURNEY GENERAL ABOUT THIS SO IT GETS INVESTIGATED FURTHER. BUT IF U THINK I AM GONNA TALK TO A BUNCH OF CROOKS, U CAN GO RIGHT A HEAD AND THINK THAT BUT THAT IS NOT THE CASE WITH ME PAL! U GUYS HAVE GOT TO GET THIS PUT TO AN END AND NOW! SORRY FOR BEING SO HARSH AND HOT HEADED HERE BUT IT'S MAKING ME FEEL LIKE I SHOULD BE FOUND GUILTY OF SOMETHING WICH I DID NOT EVEN DO. I SUPPOSE I COULD WRITE AN EMAIL TO JACK BOYAJAIN BUT THAT'S ALL I WILL DO. AGAIN I AM SORRY FOR BEING SO HOT HEADED IN MY COMPLAINTS. THANKS. YOURS TRUELY.



WHAT DO U MEAN IT COULD GET ME A DEFULT JUDGMENT, EVEN IF I DID CALL THEM I'D GET A RECORDING SAYING N0OONE IS AVAILABLE TO TAKE MY CALL! THEY CAN GO RIGHT A HEAD AND FILE CHARGES ALL THEY WANT BUT I HAVE READ ON THIS SITE THAT THEY ARE CROOKS AND NEVER WIN BATTLES IN COURT. IT'S USUALY THE ATTOURNEY GENERAL THAT WINS IT AND I HAVE NEVER DONE BUSINESS WITH THEM IN THE FIRST PLACE SO HOW THE HELL THEY GETTING OUR NUMBER? THEY STEALING IT OUT OF SOME KIND OF A NATIONAL PHONE BOOK AND USING IT TO GET ME TO CALL THEM? WELL IT'S NOT GONNA HAPPEN IF THEY ARE DOING THAT TO GET ME TO CALL. THANK YOU! ALSO I THINK THE FCC SHOULD HAVE AT LEAST SOME SAY IN WHAT THEY DO WITH THE TELEPHONE, THEY ENFORCE AMATEUR RADIO RULES AND REGULATIONS SO WHY CANT THEY ENFORCE PART 64 WICH GOVERNS TELECOMMUNICATIONS? WHY? IS IT BECAUSE THEIR CHICKEN? BWAAAACK BWAAACK? OR IS IT THAT THEY ARE JUST COWERDS AND DONT WANT TO DEAL WITH THAT F I R M! WICH IS NOT A FIRM AT ALL BUT A BUNCH OF CROOKS I AINT ABOUT TO DEAL WITH!

I HAVE CONTACTED JBC LEGAL GROUP VIA EMAIL ASKING THEM WHAT THESE CALLS ARE ABOUT I BEEN TELLING U ABOUT. I GAVE THEM THE REFERANCE NUMBER THE MESSAGE GIVES ME WHEN THEY CALL AND I HOPING FOR SOME ANSW3ERS FROM JACK BOYAJIAN THE OWNER AND PRESIDENT OF JBC LEGAL GROUP.



I AM HOPING THAT IT IS NOTHING MAJOR THAT THERE COULD BE A LAW SUIT FILED BECAUSE THEY CANT FILE A LAW SUIT AGAINST ME SINCE THEY ARE FAKE ANYHOW. I WILL KEEP U INFORMED ABOUT THE OUT COME OF THIS WHOLE MESS. BUT IN THE MEAN TIME, STAY TUNED.



AND ALSO, IS IT BECAUSE JBC LEGAL IS SO SPOILED ROTTEN THAT THEY GET TO GET AWAY WITH WHAT EVER THE HELL THEY WANT? THEY CANT EVEN TOUCH ME AND IF I LAND IN JAIL BECAUSE OF THEM. I AM HOLDING THEM LIABLE, NOT THE COURT SYSTEM! THEM!



BECAUSE IF I GET MY FAMILY TORN APART BECAUSE THEY ARE PICKING ON US BADLY, THEY CAN BITE MNY WHITE a*s BECAUSE THEY ARE NOT BEING DEALT WITH AND I HAVE NEVER DONE BUSINESS WITH A COLLECTIONS AGENCY! I AM PLANNING TO WRITE TO PEG LAUTENSLEIGER ATTURNEY GENERAL ABOUT THIS SO IT GETS INVESTIGATED FURTHER. BUT IF U THINK I AM GONNA TALK TO A BUNCH OF CROOKS, U CAN GO RIGHT A HEAD AND THINK THAT BUT THAT IS NOT THE CASE WITH ME PAL! U GUYS HAVE GOT TO GET THIS PUT TO AN END AND NOW! SORRY FOR BEING SO HARSH AND HOT HEADED HERE BUT IT'S MAKING ME FEEL LIKE I SHOULD BE FOUND GUILTY OF SOMETHING WICH I DID NOT EVEN DO. I SUPPOSE I COULD WRITE AN EMAIL TO JACK BOYAJAIN BUT THAT'S ALL I WILL DO. AGAIN I AM SORRY FOR BEING SO HOT HEADED IN MY COMPLAINTS. THANKS. YOURS TRUELY.



WHAT DO U MEAN IT COULD GET ME A DEFULT JUDGMENT, EVEN IF I DID CALL THEM I'D GET A RECORDING SAYING N0OONE IS AVAILABLE TO TAKE MY CALL! THEY CAN GO RIGHT A HEAD AND FILE CHARGES ALL THEY WANT BUT I HAVE READ ON THIS SITE THAT THEY ARE CROOKS AND NEVER WIN BATTLES IN COURT. IT'S USUALY THE ATTOURNEY GENERAL THAT WINS IT AND I HAVE NEVER DONE BUSINESS WITH THEM IN THE FIRST PLACE SO HOW THE HELL THEY GETTING OUR NUMBER? THEY STEALING IT OUT OF SOME KIND OF A NATIONAL PHONE BOOK AND USING IT TO GET ME TO CALL THEM? WELL IT'S NOT GONNA HAPPEN IF THEY ARE DOING THAT TO GET ME TO CALL. THANK YOU! ALSO I THINK THE FCC SHOULD HAVE AT LEAST SOME SAY IN WHAT THEY DO WITH THE TELEPHONE, THEY ENFORCE AMATEUR RADIO RULES AND REGULATIONS SO WHY CANT THEY ENFORCE PART 64 WICH GOVERNS TELECOMMUNICATIONS? WHY? IS IT BECAUSE THEIR CHICKEN? BWAAAACK BWAAACK? OR IS IT THAT THEY ARE JUST COWERDS AND DONT WANT TO DEAL WITH THAT F I R M! WICH IS NOT A FIRM AT ALL BUT A BUNCH OF CROOKS I AINT ABOUT TO DEAL WITH!

I HAVE CONTACTED JBC LEGAL GROUP VIA EMAIL ASKING THEM WHAT THESE CALLS ARE ABOUT I BEEN TELLING U ABOUT. I GAVE THEM THE REFERANCE NUMBER THE MESSAGE GIVES ME WHEN THEY CALL AND I HOPING FOR SOME ANSW3ERS FROM JACK BOYAJIAN THE OWNER AND PRESIDENT OF JBC LEGAL GROUP.



I AM HOPING THAT IT IS NOTHING MAJOR THAT THERE COULD BE A LAW SUIT FILED BECAUSE THEY CANT FILE A LAW SUIT AGAINST ME SINCE THEY ARE FAKE ANYHOW. I WILL KEEP U INFORMED ABOUT THE OUT COME OF THIS WHOLE MESS. BUT IN THE MEAN TIME, STAY TUNED.



AND ALSO, IS IT BECAUSE JBC LEGAL IS SO SPOILED ROTTEN THAT THEY GET TO GET AWAY WITH WHAT EVER THE HELL THEY WANT? THEY CANT EVEN TOUCH ME AND IF I LAND IN JAIL BECAUSE OF THEM. I AM HOLDING THEM LIABLE, NOT THE COURT SYSTEM! THEM!



BECAUSE IF I GET MY FAMILY TORN APART BECAUSE THEY ARE PICKING ON US BADLY, THEY CAN BITE MNY WHITE a*s BECAUSE THEY ARE NOT BEING DEALT WITH AND I HAVE NEVER DONE BUSINESS WITH A COLLECTIONS AGENCY! I AM PLANNING TO WRITE TO PEG LAUTENSLEIGER ATTURNEY GENERAL ABOUT THIS SO IT GETS INVESTIGATED FURTHER. BUT IF U THINK I AM GONNA TALK TO A BUNCH OF CROOKS, U CAN GO RIGHT A HEAD AND THINK THAT BUT THAT IS NOT THE CASE WITH ME PAL! U GUYS HAVE GOT TO GET THIS PUT TO AN END AND NOW! SORRY FOR BEING SO HARSH AND HOT HEADED HERE BUT IT'S MAKING ME FEEL LIKE I SHOULD BE FOUND GUILTY OF SOMETHING WICH I DID NOT EVEN DO. I SUPPOSE I COULD WRITE AN EMAIL TO JACK BOYAJAIN BUT THAT'S ALL I WILL DO. AGAIN I AM SORRY FOR BEING SO HOT HEADED IN MY COMPLAINTS. THANKS. YOURS TRUELY.



WHAT DO U MEAN IT COULD GET ME A DEFULT JUDGMENT, EVEN IF I DID CALL THEM I'D GET A RECORDING SAYING N0OONE IS AVAILABLE TO TAKE MY CALL! THEY CAN GO RIGHT A HEAD AND FILE CHARGES ALL THEY WANT BUT I HAVE READ ON THIS SITE THAT THEY ARE CROOKS AND NEVER WIN BATTLES IN COURT. IT'S USUALY THE ATTOURNEY GENERAL THAT WINS IT AND I HAVE NEVER DONE BUSINESS WITH THEM IN THE FIRST PLACE SO HOW THE HELL THEY GETTING OUR NUMBER? THEY STEALING IT OUT OF SOME KIND OF A NATIONAL PHONE BOOK AND USING IT TO GET ME TO CALL THEM? WELL IT'S NOT GONNA HAPPEN IF THEY ARE DOING THAT TO GET ME TO CALL. THANK YOU! ALSO I THINK THE FCC SHOULD HAVE AT LEAST SOME SAY IN WHAT THEY DO WITH THE TELEPHONE, THEY ENFORCE AMATEUR RADIO RULES AND REGULATIONS SO WHY CANT THEY ENFORCE PART 64 WICH GOVERNS TELECOMMUNICATIONS? WHY? IS IT BECAUSE THEIR CHICKEN? BWAAAACK BWAAACK? OR IS IT THAT THEY ARE JUST COWERDS AND DONT WANT TO DEAL WITH THAT F I R M! WICH IS NOT A FIRM AT ALL BUT A BUNCH OF CROOKS I AINT ABOUT TO DEAL WITH!

I HAVE CONTACTED JBC LEGAL GROUP VIA EMAIL ASKING THEM WHAT THESE CALLS ARE ABOUT I BEEN TELLING U ABOUT. I GAVE THEM THE REFERANCE NUMBER THE MESSAGE GIVES ME WHEN THEY CALL AND I HOPING FOR SOME ANSW3ERS FROM JACK BOYAJIAN THE OWNER AND PRESIDENT OF JBC LEGAL GROUP.



I AM HOPING THAT IT IS NOTHING MAJOR THAT THERE COULD BE A LAW SUIT FILED BECAUSE THEY CANT FILE A LAW SUIT AGAINST ME SINCE THEY ARE FAKE ANYHOW. I WILL KEEP U INFORMED ABOUT THE OUT COME OF THIS WHOLE MESS. BUT IN THE MEAN TIME, STAY TUNED.



AND ALSO, IS IT BECAUSE JBC LEGAL IS SO SPOILED ROTTEN THAT THEY GET TO GET AWAY WITH WHAT EVER THE HELL THEY WANT? THEY CANT EVEN TOUCH ME AND IF I LAND IN JAIL BECAUSE OF THEM. I AM HOLDING THEM LIABLE, NOT THE COURT SYSTEM! THEM!



BECAUSE IF I GET MY FAMILY TORN APART BECAUSE THEY ARE PICKING ON US BADLY, THEY CAN BITE MNY WHITE a*s BECAUSE THEY ARE NOT BEING DEALT WITH AND I HAVE NEVER DONE BUSINESS WITH A COLLECTIONS AGENCY! I AM PLANNING TO WRITE TO PEG LAUTENSLEIGER ATTURNEY GENERAL ABOUT THIS SO IT GETS INVESTIGATED FURTHER. BUT IF U THINK I AM GONNA TALK TO A BUNCH OF CROOKS, U CAN GO RIGHT A HEAD AND THINK THAT BUT THAT IS NOT THE CASE WITH ME PAL! U GUYS HAVE GOT TO GET THIS PUT TO AN END AND NOW! SORRY FOR BEING SO HARSH AND HOT HEADED HERE BUT IT'S MAKING ME FEEL LIKE I SHOULD BE FOUND GUILTY OF SOMETHING WICH I DID NOT EVEN DO. I SUPPOSE I COULD WRITE AN EMAIL TO JACK BOYAJAIN BUT THAT'S ALL I WILL DO. AGAIN I AM SORRY FOR BEING SO HOT HEADED IN MY COMPLAINTS. THANKS. YOURS TRUELY.



WHAT DO U MEAN IT COULD GET ME A DEFULT JUDGMENT, EVEN IF I DID CALL THEM I'D GET A RECORDING SAYING N0OONE IS AVAILABLE TO TAKE MY CALL! THEY CAN GO RIGHT A HEAD AND FILE CHARGES ALL THEY WANT BUT I HAVE READ ON THIS SITE THAT THEY ARE CROOKS AND NEVER WIN BATTLES IN COURT. IT'S USUALY THE ATTOURNEY GENERAL THAT WINS IT AND I HAVE NEVER DONE BUSINESS WITH THEM IN THE FIRST PLACE SO HOW THE HELL THEY GETTING OUR NUMBER? THEY STEALING IT OUT OF SOME KIND OF A NATIONAL PHONE BOOK AND USING IT TO GET ME TO CALL THEM? WELL IT'S NOT GONNA HAPPEN IF THEY ARE DOING THAT TO GET ME TO CALL. THANK YOU! ALSO I THINK THE FCC SHOULD HAVE AT LEAST SOME SAY IN WHAT THEY DO WITH THE TELEPHONE, THEY ENFORCE AMATEUR RADIO RULES AND REGULATIONS SO WHY CANT THEY ENFORCE PART 64 WICH GOVERNS TELECOMMUNICATIONS? WHY? IS IT BECAUSE THEIR CHICKEN? BWAAAACK BWAAACK? OR IS IT THAT THEY ARE JUST COWERDS AND DONT WANT TO DEAL WITH THAT F I R M! WICH IS NOT A FIRM AT ALL BUT A BUNCH OF CROOKS I AINT ABOUT TO DEAL WITH!

The "do not call" list will not prevent calls from debt collectors. Nor does their calling while you are on the list violate any law. If you want them to stop contacting you, you will need to send them a cease and decist letter.



But simply ignoring them won't do you much good. Find out what they are collecting, if it is a legitimate debt, if it is barred by the statute of limitations, and go from there.



Ignoring them could get you a default judgment. You don't want that.

HI AGAIN THERE EVERYONE, THIS IS AN UPDATE ON THE LAST REPORT I FILED LAST NIGHT.



THEM a*s HOLE CREEPS GAVE US ANOTHER CALL JUST TONIGHT AT 7:13 PM. I AM SO GLAD FOR CALLER ID BECAUSE IT HELPS ME MORE TO HAVE CALLER ID IN FIGHTING THIS PROBLEM. THIS CALL WAS THE SAME AS WE HAVE BEEN GETTING FOR THRE PAST TWHO IN A HALF YEARS AND IT IS SICKENING!!!!!!!!!!!!!!!!!!!!!! THEY CAN DIE!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! THEY CAN ROT IN HELL!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!1 THEY CAN KISS MY A$$!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! SHOULD I GO ON? I WANT THEM FRACKIN TARDOS SHUT DOWN NOW GUYS!!!!!!!!!!!!!!!!! WE HAVE TO DO SOMETHING SOON!!!!!!!!!!!!!!!!!



THE MESSAGE THEY KEEP PLAYING IS AS FOLLOWS



THIS MESSAGE IS REGARDING A PERSONAL BUSINESS MATTER, PLEASE CONTACT JBC LEGAL GROUP, AT 14-800-241-1510, AGAIN, PLEASE CONTACT JBC LEGAL GROUP AT 1-800-241-1510 THANK YOU. F H 5 - 1 3 7, THAT REFERANCE NUMBER AGAIN IS F H 5 - 1 3 7.



THEN THE PHONE GOES DEAD SO YES IT'S A RECORDING OF SOME KIND BECAUSE WHDN IT SAYS F H 5 - 1 3 7, I CAN TELL IT IS A VOICE MADE BY A COMPUTER. PLEASE DO SOMETHING OR RATHER PLEASE HELP US PUT A STOP TO THESE ANNOYING CALLS, THANK YOU



SONDRA

BELOIT WISCONSIN

HI AGAIN FOLKS, I JUST GOT ANOTHER CALL FROM THEM CREEPS AT JBC LEGAL AND IT WAS THE SAME THING, I HAVE FILED A COMPLAINT WITH THE FEDERAL TRADESCOMISSION'S DO NOT CALL REGISTRY AND I AM HOPING THAT THEY WILL INVESTIGATE THEM BASTARDS FURTHER.



I WANT THEM SHUT DOWN NOW BECAUSE THEY ARE MAKING ME MAD BY USING THEIR LITTLE SCHEMES TO GET US TO CALL WICH I REFUSE TO CALL THEM UP SINCE I SAW ON HERE THAT THEY ARE THE WORST DICKHEADS IN THE WORLD.



THEY KEEP CALLING AND JUST DONT GIVE A RAT'S A$$ AND I FEEL IT'S TIME WE ALL GET TOGETHER AND FIGHT THIS AND GET THEM SHUT DOWN. I MEAN GUYS THIS IS NOT THE WAY THIS KIND OF BUSINESS SHOULD BE DONE! IF THEY WERE TRUELY A COLLECTION'S AGENCY, THEN WHY THE HELL ARE THEY DOING THIS CRAP? U ANSWERTHAT ONE!