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Report: #1133620

Complaint Review: JP MORGAN Chase - Select State/Province

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  • Reported By: Gamer — Northport California
  • Author Confirmed What's this?
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  • JP MORGAN Chase Select State/Province USA

JP MORGAN Chase WAMU, CHASE, Washington Mutual Chase steals money from family and handicapped children because their policy states they can San Bruno California

*Consumer Comment: What crap

*Consumer Comment: What a load....

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JP Morgan Chase took over WAMU 4 years ago promising nothing will change. So far, everything they claimed wouldnt change has. Family has been with the bank for 9 years. Wednesday tomorrow the 26th I would be getting paid finally as the state forced my employer to pay me since back in December 2013. Things were hard, my daughter needing surgeory tomorrow, and food needed in the home not to mention everyone else needing to be paid. Guess what? Chase puts a restriction on the accounts and states that they are ending business with us. Fine, plenty of banks to go to, but theres more. They now inform me that they will be keeping my direct deposits additional days because of the restriction they put on. Not only can I not get the surgeory done for my 8 year old daughter now, Chase doesnt care and just says sorry. The keeping funds is illigal in CA, in regards to the way Chase has handled this but as everyone knows, they feel their above the law and I have taken them to small claims several times and won in the past. One of the things chase does to increase fees, lets say just one item overdrafts your account $15. Their computers are set to purposely post the largest item, then purposely charge $34 for each small item. So if you have 5 $2.00 charges for coffie, your coffie just cost you $36 each, which if you look at your accounts, you will see how chase incerts items between dates to get these fees which was why they lost in small claims several times. NOw, there was a small issue, they were at fault at, they fixed part and then blocked both accounts, one not even having a problem. Next lawsuit will be civil, not small claims, especially if anything happens to my children because of their illigal schemes.

This report was posted on Ripoff Report on 03/25/2014 06:00 PM and is a permanent record located here: The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#2 Consumer Comment

What crap

AUTHOR: Stacey - ()

POSTED: Tuesday, March 25, 2014

 And what is "coffie"?  I drink COFFEE!  If you keep getting overdrawn because of the 2 dollar coffees then make your own coffee at home.  As for your child's "life saving" surgery there is no hospital in this country that can deny anyone regardless of finances. THAT is against the law.  So what are you being truthful about? IF you can afford to drink coffee at two bucks a pop then I suggest you get your priorities in order.

As for taking them to small claims and winning I have a hard time believing that because they are a HUGE corporation and I have never heard of a corporation getting dragged into small claims court because this type of court is between PRIVATE litigants not corporations so your claim is crap.

YOU are responsible for your monies not the bank.  If you do not reconcile your bank account and keep an accurate check register then YOU are at fault and NO I do not work for them nor do I bank with them  Place blame where blame lies - on your head.

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#1 Consumer Comment

What a load....

AUTHOR: Robert - ()

POSTED: Tuesday, March 25, 2014

 Wow...just when I thought I heard them all. 

First of all can you please post the section of their terms that state that they are allowed to steal from handicaped children and families?  Because unless my reading comprehension is a bit off I don't think I ever saw anything that said anything close to that in any of the terms I have ever read.

Then isn't it amazing how things just drag on for weeks and months.  Then all of the sudden the exact same day the State forces your employer to pay you the back pay, which just happens to be the day before some major surgery your daughter needs, is the exact same day that they decide they no longer want you as a customer.  Talk about just bad luck...Yea right.

Here is the thing, IF your daughter needs life saving surgery they don't ask for money up front...they can bill you.  Especially if you can show that you have all of this money coming in.  So perhaps instead of writing "RipOff Reports" you should be calling the doctors and hospitals to make sure you can arrange this.

By the way your claims of taking them to small claims court and winning several times is almost just as much of a load.  Because unless you are leaving something out, no one in their right mind(perhaps that explains it), would continue with a business they continually have to sue.  Especially as you say there are so many other banks you can go to.

As for them holding your money, again they have the legal right to hold money in certain circumstances.  Such as if you have what is considered an excessive amount of overdrafts.

Which brings us to the "meat" of the issue...YOU have apparently failed to properly manage your account.  Because guess what.  No matter how they "arrange" purchases if you never spend more than you  have available it is impossible to overdraft.

But perhaps this is the most disturbing part of your post...

So if you have 5 $2.00 charges for coffie, your coffie just cost you $36 each, which if you look at your accounts

- You know, if you are strugging to keep food on the table, and have a daughter who needs life saving surgery.  Perhaps buying 5 $2 cups of coffee on your Debit card isn't the smartest thing to do.

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