Juniper Bank Barclays Bank Account in excellent standing and Juniper decides to charge annual fee after 3years Wilmington, Delaware

I must be seriously confused. How could you be delinquent but have never missed a payment and "have made more than thre minimum amount due."

You didn't say anything about being late, maybe a "few" times, is that it?

Your posting also infers they are charging this fee due "decline in economy". 

Does this mean part of the reason is the bank needs money and you were selected?

I hope MY bank of 35 years doesn't do this to me.

If you don't agree with them, change banks...there, problem solved