Justin White Cash Advance USA SCAMMER Provo Utah

This individual sent me an email stating that I owed Cash Advance USA money for a loan that I had taken out with them....I've never had a loan through Cash Advance USA EVER!!!!!  And the total amount that I owe is $942.33.  The email also stated that Federal Legislation is pressing charges against me and my ss#  for 3 serious allegations:  1. Violation of federal banking regulations 2. Collateral cheque fraud 3. Theft by deception.  Also it states that my ss# is under state investigation and these charges will be notified to 3 credit bureaus.  One, the email has so many typos it's unbelievable.  It also states that Cash Advance USA deposited the money into my checking account, which I have never taken a loan out with this company and no funds were deposited to my banking account.  Also it states that they have legal rights and authority to inform your current employer about what I have done in the past.  Sad part is, I have no criminal background or anything on my record. 

So there again, I knew it was a fraud.  Also states that they will contacting employer and the state credit bureau to garnish all pay checks until the amount gets paid in full.  Also states that my "FICO score will hit by negative 85 points and your drivers license will get blocked" word for word......then it also says "Finally you do have right to hire an attorney, if you don't have one or you cannot afford to have one that shall be appointed to you by the courthouse, but make sure you have someone to who can bail you out once you loose this case in the county court"  "if you loose the case in the court house then the legal charges will be levied upon you that would be more than $6000 which will be including your attorney charges, bail charges, court house fees and the amount that you owe to my client for the amount of 942.33"  "Kindly get ready to for the legal charges and the__________(incomplete sentence on their part) As of today we have notified you about your charges so that we can generate a court date for you with an arrest warrant against you.  You will have to apply to the court, and it will be the discretion of the court to grant Bail or not" 

 What people will do these days to SCAM money from working people.....Kim NC