Lear Capital REVIEW:| CUSTOMER COMMITMENT: Clients should feel safe, confident and secure when doing business with Lear Capital. Lear Capital is 100% committed to the highest standard of customer service. Our desire to help our clients successfully invest in gold, silver and other precious metals is what sets us apart from all other gold investment firms. Lear Capital is committed to the Ripoff Report Corporate Advocacy Business Remediation & Customer Satisfaction Program, a program that benefits the consumer and assures them of satisfaction and confidence when doing business. Coast to coast.

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*UPDATE: Lear Capital recognized by Rip-off Report as a Verified Safe business.

Rip-off Report REVIEW:

Editors UPDATE: Positive rating and recognition has been given to Lear Capital for its commitment to excellence in customer service.

Rip-off Reports discussions with Lear Capital have assured us that Lear Capital has made customer satisfaction a core principle and that Lear is constantly seeking ways to improve its already high standard of customer care. This means that Lear Capital will provide accurate, timely and courteous information to its clientele and that Lear staff will work quickly to satisfactorily resolve any client questions or concerns.

It also means that Lear is committed to learning from its customers through regular, voluntary follow-up calls and conversations. This feedback helps Lears customer care team to correct any mistakes and to ensure an even higher standard of customer service in the future.

RipOff Reports was pleased to learn that Lear Capitals president, Kevin DeMeritt, deliberately focused on excellent customer service as a business hallmark in order to make Lear stand out from other gold and precious metals investing firms. Indeed, great customer service is what DeMeritt terms the Lear Advantage.

As an investment industry leader, Mr. DeMeritt understands that Lear clients investments are precious and that Lear has a responsibility to meet the highest standards of transparency, integrity and customer assurance. Lears goal is to establish a long-term relationship with its clients and understands that it can only do so by providing them with the best and most timely information and guidance.

A top executive at Lear told Ripoff Report that Mr. DeMeritt is an innovator constantly looking for ways to provide added value to his customers. Kevin understands that the world is changing and that investors needs change just as fast. He strives to provide clients with real-time answers to real-time questions about precious metals investing. His goal is to provide the best and most responsive customer service in the industry, whether through knowledgeable and friendly customer care representatives, or through constantly-updated information on Lears full-service website. Kevins philosophy is: Never make a customer wait, never make a customer wonder.

Lear Capitals customer care team notes that the expertise of Lears senior management gives Lear clients confidence. DeMeritt, predicted the market crash of 2001 on national radio and the ensuing strength of gold as an investment. He has steered Lear to a position as one of the most prominent precious metals investing companies in America, with frequent endorsements from a range of media leaders, including the Rush Limbaugh Show, Michael Medved, Dennis Prager, George Noory, Laura Ingraham, Mike Gallagher, Oliver North, Noah Hutchings, the late Marlin Maddoux and many others.

More importantly, DeMeritt and his team have helped thousands of investors protect their savings and retirement through the well-timed purchase of precious metals. As a result, Lear clients report high customer satisfaction.

Polly Gable, a customer of Lear Capital has this to say, My representative, Victor DeRose, rates an A+. I had tried to purchase some coins from another company but they were so rude that I just hung up the phone. I was delighted to find Victor and his professional, kind, and helpful manner. I am recommending him to friends. All in all my first experience buying metals was a wonderful one. I hope to purchase more as time goes on.

Lear Capital recognizes that complaints posted on Rip-off Report (whether true or not) are issues that need to be addressed, not ignored. If handled correctly, complaints can be valuable learning opportunities. With the feedback generated by Ripoff Reports Investigation, Lear Capital has instituted systematic changes to ensure that problems are resolved quickly and quality standards remain high.

In summary, after our investigation, which included discussions with Mr. DeMeritt and many of his past and current associates, Rip-off Report is convinced that Lear Capital is committed to delivering high quality services resulting in total client satisfaction.

Read more about why consumers should feel confident when doing business with a member of Ripoff Report's Corporate Advocacy Business Remediation & Customer Satisfaction Program. Yes, its a long name for a program that does a lot for both consumers and businesses alike.

Read about Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program,.. A program that benefits the consumer, assures them of complete satisfaction and confidence when doing business with a member business. this program works.

SPECIAL NOTE ABOUT MOST OF THE REPORTS FILED ABOUT LEAR CAPITAL:

As a matter of policy, when a business becomes a member of the Corporate Advocacy Program they agree to allow Ripoff Report to contact every person who filed a complaint so the member business can make things right with them. In order to confirm that the complaint was resolved, Ripoff Report emailed the author of all the reports about Lear Capital.. Fortunately, the posting of false reports is not the norm, ..Sadly in this case, most of the reports posted about Lear were filed by the same person. The good news is, the few Reports that were real where people did respond did so in a positive way..

Most of the other Reports that were not posted by the same person looked suspicious.... Ripoff Report has the evidence. Ripoff Report waited more than 2 weeks to post this UPDATE. It is the opinion of Ripoff Report, because the Precious Metals industry is so competitive, that it is more than likely unscrupulous cut-throat competitors posted the reports about Lear. Executives at Lear admit to Ripoff Report they are not perfect, as no company or individual ever is, but, the people at Lear have made a commitment to do their best to always do right and what is fair by their customers. If any of our readers feels a member of the Corporate Advocacy Program did not do right by them, to please contact us here at Ripoff Report. editor@ripoffreport.com

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NOW TO THE ORIGINAL REPORT THAT WAS FILED
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Kevin DeMeritt Aka Lear Financial Lear Financial Elizabeth Bodnar Kimberly Bodnar Kevin DeMerritt Santa Monica, California

Our mother bought $200,000 worth of gold from Kimberly Bodnar the owner of Genesis Gold and Silver in Agoura Hills, CA. Since Kimberly, is a family member through a divorced marriage we believed that she would deliver the gold we bought from her.

Our mother delivered a check to her and she told my mom that she would temporarily store the gold for her. And we believed that she would. A few months later in November of 2006 we found out that Genesis had closed. Till this day she has NEVER delivered the gold - she took our mother's money and NEVER delivered any of the gold.

She has scammed many other investors by taking their money and never delivered the gold that they had bought. We haven't heard from her, we have to sit by her gate at the end of her driveway to even attempt to try and talk to her. She doesn't even give us the time of day - let alone the courtesy of returning a phone call with an honest answer.

KIMBERLY - that was OUR FAMILY'S SAVINGS. WE DON'T HAVE $200,000 TO JUST THROW AWAY ESPECIALLY ON A SCAM INVESTMENT LIKE NUMISMATICS. THAT WAS ALL THE MONEY SHE HAD AND SHE TRUSTED YOU YOU ROBBED HER. EVEN IF YOU DID HAVE THE GOLD, YOU CHARGED HER SO MUCH COMMISSION; SHE WOULD NEVER MAKE UP THE FEES.

SHAME ON YOU AND YOU HAVEN'T EVEN ATTEMPTED TO GET HER MONEY OR ANYTHING BACK FOR HER. WE TRUSTED YOU MY FAMILY TRUSTED YOU! YOU STOLE HER SAVINGS, KIMBERLY - WHEN ARE YOU GOING TO GIVE THAT BACK TO HER-IT'S BEEN MONTHS. YOU HAVE A MULTI MILLION DOLLAR HOUSE IN THE MALIBU HILLS. THIS IS HOW YOU TREAT YOUR FAMILY??? HOW DO YOU TREAT YOUR OTHER INVESTORS THAT YOU DON'T EVEN KNOW?

Kimberly previously worked at LEAR FINANCIAL Inc in Santa Monica, CA where she was nicknamed QUEEN, she was the Vice President for eight years and then was FIRED by the President, Kevin D. DeMeritt in December of 2005. As far as we know, she didn't steal clients' money at that company. ***While at Genesis Kimberly would also sell under the name ELIZABETH Bodnar, FAKING that she was her own sister, and working at the same gold company. She's white, 5'2" approx. 160 lbs, blonde hair, 47 and CLAIMS to be Jewish Hungarian.

KIMBERLY BODNAR IS BREAKING THE LAW BY NOT DELIVERING OUR FAMILIES AND OTHER INVESTORS GOLD OR MONEY.

Do your research before investing in anything, especially numismatics- always. EVEN if the person you're investing with is somehow a member of your family, we learned the hard way! Numismatics is not regulated like stocks or bonds, they are, however REQUIRED BY LAW to deliver the actual physical gold, silver, coins, etc to you. *Not regulated like stocks or bonds and not limited to the fact that one does NOT HAVE TO BE CERTIFIED, nor graduate high school, nor have a GED nor have any type of series certification, like a series 7or 63to be a broker or PORTFOLIO MANAGER for numismatics/ GOLD and SILVER ASSETS. LOOK IT UP.

If you want BULLION these brokers/advisors/portfolio managers will PUSH you to buy numismatic coins, i.e. Saint Gaudens, Liberty's, Indians as this is where their commission is made.

Kimberly's pitches included and probably still include the following: gold has been on earth since the beginning of time...paper money is fake... the end of the US economy is near and gold is needed to protect your assets and loved ones. She talks A LOT about being a single mother to get better acquainted to potential investors and make her SEEM like a good, hard working person ask her why she got FIRED from LEAR FINANCIAL.

She also constantly quotes BIBLE scriptures in her pitches.

She uses religion A LOT to get potential investors to give her money as she advertised in Christian magazines, websites and radios, this was to make people automatically believe that she held Christian values A SIMPLE EXAMPLE OF DECEPTIVE advertising as she continually and blatantly stole money from others.

Look Kimberly up on people finder, her akas are Kimberly Elizabeth Eliza Hwang- Vodnar - Bodnar, and what ever name she is using - DO NOT TRUST HER with your hard earned money.

If you have been scammed by Kimberly Bodnar or Elizabeth Bodnar of Genesis Gold and Silver file your report with the Los Angeles DistrictAttorney, Steve Cooley.

I personally am fully knowledgeable about the actions of Kimberly Bodnar as recently as a few months ago. She is I believe a sociopath. She is presently working at Lear Capital in Santa Monica which used to be Lear Financial, please note they also have a new address. She is using the name of Elizabeth Bodnar. She said she cannot be
found through her residence as she has leased a new home in Tarzana under someone else's name. She is fully cognizant of what she has done and is purposely hiding from people that are looking for her. She lost her home in Malibu to foreclosure. She then was evicted from her former home in Camarillo  where she leased the home under her ex-husband Robert's legal name. She was evicted from that home as she literally destroyed it and left the owners devastated. And now she and her daughter reside in Tarzana in a huge 6,000sq. ft. home with her usual live in housekeeper Rocia. She continues to make 50,000+ a month and lives BIG while not caring who or what she has or is destroying in the process. If you victims want justice served you need to file with the DA fraud division (their # is 213-974-3612). I also see that she crossed state lines which you then would also need to file with the FBI. You must be diligent as they are inundated and this is just another case. The media is helpful in a situation like this as well.  You must push for them to hold her accountable. She committed blatant fraud. I believe she spent all the money on her personal life with no intention whatsoever of delivering the gold and it was a great deal more than what is mentioned in these few complaints. There are many more victims. My heart goes out to you. I can be reached through my log-in information at RIPOFF and if I can be of further help please notify me. I am embarrassed to say that she used to be a friend of mine. I think she is evil with no conscience nor heart and one way or another she needs to be behind bars. 

Good Luck!! & God Speed