Landsafe Appraisal Total ripoff, bogus appraisal Internet

We had the worst experience with Landsafe and B of A home loan, who charged our credit card $447 for the bogus appraisal.  A psychopathic mental patient came in as an appraiser, spent only ten minutes at the premises, took a few pictures, and then listed our 4-bedroom house as a 3-bedroom and appraised it $60K below the market value.  Why?  Because the biggest bedroom in the house used to have a closet but it was taken out by the former owners so they could open it up with a door attached to the adjacent bedroom. 

Mind you, our house is listed as a 4-bedroom with the LA County and the MLS, but this idiot decided that the biggest bedroom in the house didn't count as a bedroom because it didn't have a closet!  This caused us to abandon our refinance application with B of A and go with another company.  The new appraiser appraised it at $440K and in the end it all worked out to our advantage because we refinanced our home at 3.75% 30-year fixed, instead of 4.125% that the B of A was going to give us, plus we paid zero closing costs, instead of $2500 that the B of A was going to charge us.  In our opinion, B of A should have fired this idiot who cause us to leave them and go to another broker, but they are too big to notice these little things. 

Ultimately we won.  A much lower rate, no closing costs or appraisal fees, and everything happened in 2 weeks, instead of 2 months of waiting and being nitpicked on by B of A underwriters - all mental cases, paranoid about the possibility that some teacher/professor like me, with a Ph.D. degree and 2 stable jobs, 24 years of work experience, and a Fico score of 800, who MIGHT try to default on his home loan!!!  I mean what are the chances?  They failed to screw me over, so it was THEIR LOSS.  We are totally happy with the outcome even though we will have to pay the $447 credit card bill for this bogus appraisal.  This was the LAST TIME we were stung by Bank of America or one of its affiliates.  We will make up for this loss in one mortgage payment.  Try Cash Call if you wish to refinance.  They are wonderful.