Lee Hall Called promising to help lower my credit card payments, charged me 695.00 and did nothing but one card. Now their phone is desconnected. Nationwide

Gee, just a few weeks after the FTC ruled that "For Release: 07/09/2009
Operators of Credit Card Rate Reduction Scam Are Banned From Telemarketing"
Mr. Hall and company decide to make a feeble attempt at a rebuttal.

Notice the Post was revised a few hours after submitted. Hum, must have thought of a real winner, like it isn't obvious that Mr. Hall is the author to the most casual observer. Get ready for the Cuff's son. The man is coming to get you Mr. Hall and Mr. Richards and Mrs. Fisher your bosses.

"Bankrate checked with the New York State Consumer Protection Board to see if the agency had heard complaints about these companies, some of which list contact addresses in New York. Chairwoman Mindy Bockstein says they have received a "handful" of complaints about Easy Financial and two other similar companies based in New York, and many complaints and questions from consumers about the scam".

Reading this it is so clear who wrote it.

"I am truly grateful, especially since my minimum payments have increased. If I did not take advantage of this opportunity before, there is no way that I would be able to afford to make any payments and my cards would all go to collections.

I followed their instructions perfectly, including sending in the 'debt profile', and it worked for me." What a bunch of bull.

Followed their instructions perfectly,,,, how about following the FTC instructions and refunding "Alice from Corinth, Texas U.S.A." Oh, well the Fed's will see to that.

Read this..http://www.ftc.gov/opa/2009/07/spm.shtm

"At the request of the Federal Trade Commission, a U.S. district court judge has imposed a telemarketing ban on a Canadian operation that targeted U.S. consumers with false claims that it could reduce their credit card interest rates."

Read this...http://www.bankrate.com/finance/credit-cards/watch-out-for-rate-reduction-scam.aspx

then Google this..."Wow! Your financial advisors are extremely knowledgeable and take the time to listen to my concerns. absolutely fantastic!! This is such a change in my life for the better."

http://www.google.com search?q=%22Wow!+Your+financial+advisors+are+extremely+knowledgeable+and+take+the+time+to+listen+to+my+concerns.+absolutely+fantastic!!+This+is+such+a+change+in+my+life+for+the+better.%22&ie=utf-8&oe=utf-8&aq=t&rls=org.mozilla:en-US:official&client=firefox-a

They all point to a Mr. Richards of Canada..."doing business as Select Management Solutions Canada; 1402473 Ontario Limited; 1489841 Ontario Limited; 2105635 Ontario Limited; Special T Services Group Inc.; United Registration Services Inc., as well as individual defendants James Stewart, Luigi Paulozza, and Philip J. Richards.".

Any chance there Phillip is David or relation?

See this Post..http://creditboards.com/forums/index.php?showtopic=395759

These...#
Watch out for credit card rate-reduction scam
Jul 17, 2009 ... Wow! Your financial advisors are extremely knowledgeable and take the time to listen to my concerns. absolutely fantastic!! This is such ...
Alexa Traffic Rank for http://www.bankrate.com/finance/credit-cards/watch-out-for-rate-reduction-scam.aspx: 2,846www.bankrate.com/.../watch-out-for-rate-reduction-scam.aspx - Cached - Similar -
#
About Us - Easy Financial Solutions
... Wow! Your financial advisors are extremely knowledgeable and take the time to listen to my concerns. absolutely fantastic!! This is such a change in my ...
Alexa Traffic Rank for http://www.ezfinancial.info/About_us.html: 3,728,800www.ezfinancial.info/About_us.html - Cached - Similar -
#
First Choice Financial >> Our Advisors and Financial CD will help ...
... Wow! Your financial advisors are extremely knowledgeable and take the time to listen to my concerns absolutely fantastic!! This is such a change in my ...
Alexa Traffic Rank for http://fchoicefinancial.com/who.htm: 13,209,077fchoicefinancial.com/who.htm - Cached - Similar -
#
Testimonials
Wow! Your financial advisors are extremely knowledgeable and take the time to listen to my concerns absolutely fantastic!! This is such a change in my life ...
Alexa Traffic Rank for http://www.dlfinancial.org/testimonials.html: unavailablewww.dlfinancial.org/testimonials.html - Cached - Similar -
#
AlphaFinancialGroup
... Wow! Your financial advisors are extremely knowledgeable and take the time to listen to my concerns. absolutely fantastic!! This is such a change in my ...
Alexa Traffic Rank for http://www.alphadebtgroup.com/terms.html: unavailablewww.alphadebtgroup.com/terms.html - Cached - Similar -
#
AlphaFinancialGroup
... Wow! Your financial advisors are extremely knowledgeable and take the time to listen to my concerns. absolutely fantastic!! This is such a change in my ...
Alexa Traffic Rank for http://www.alphadebtgroup.com/contus.html: unavailablewww.alphadebtgroup.com/contus.html - Cached - Similar -
More results from www.alphadebtgroup.com

are of these bogus sights all owned by Mr. David Richards and his low life partners.

Mr. Hall is the front man for Mr. Richards and will have his day in Court most assuredly.

Recent Press Reports indicate that Florida is clamping down on their illegal operation and inside information shows that local Attorney General and out of State, i.e. N.Y. A.G. offices are involved in the investigation. These people operate in the shadows and have exploited thousands if not tens of thousands of consumers in the exact same manner as Select.

Buyer Beware.

Here is some Whois data..

Registrant:
First Choice Financial
1100 Queens Ave
Oakville, Ontario L6H 2B5
Canada

Registered through: GoDaddy.com, Inc. (http://www.godaddy.com)
Domain Name: FCHOICEFINANCIAL.COM
Created on: 26-Dec-08
Expires on: 26-Dec-09
Last Updated on: 26-Dec-08

Administrative Contact:
Richards, David ddrichards@bell.blackberry.net
First Choice Financial
1100 Queens Ave
Oakville, Ontario L6H 2B5
Canada
4169999696 Fax --
Also see..http://www.democraticunderground.com/discuss/duboard.php?az=view_all&address=389x5274966


Just do a little light read and you'll save your money and a lot of head aches avoiding these Scam's and Scammers. Call yourself and see what your card company will do for you. You'll be pleasantly surprised.

Gee, just a few weeks after the FTC ruled that "For Release: 07/09/2009
Operators of Credit Card Rate Reduction Scam Are Banned From Telemarketing"
Mr. Hall and company decide to make a feeble attempt at a rebuttal.

Notice the Post was revised a few hours after submitted. Hum, must have thought of a real winner, like it isn't obvious that Mr. Hall is the author to the most casual observer. Get ready for the Cuff's son. The man is coming to get you Mr. Hall and Mr. Richards and Mrs. Fisher your bosses.

"Bankrate checked with the New York State Consumer Protection Board to see if the agency had heard complaints about these companies, some of which list contact addresses in New York. Chairwoman Mindy Bockstein says they have received a "handful" of complaints about Easy Financial and two other similar companies based in New York, and many complaints and questions from consumers about the scam".

Reading this it is so clear who wrote it.

"I am truly grateful, especially since my minimum payments have increased. If I did not take advantage of this opportunity before, there is no way that I would be able to afford to make any payments and my cards would all go to collections.

I followed their instructions perfectly, including sending in the 'debt profile', and it worked for me." What a bunch of bull.

Followed their instructions perfectly,,,, how about following the FTC instructions and refunding "Alice from Corinth, Texas U.S.A." Oh, well the Fed's will see to that.

Read this..http://www.ftc.gov/opa/2009/07/spm.shtm

"At the request of the Federal Trade Commission, a U.S. district court judge has imposed a telemarketing ban on a Canadian operation that targeted U.S. consumers with false claims that it could reduce their credit card interest rates."

Read this...http://www.bankrate.com/finance/credit-cards/watch-out-for-rate-reduction-scam.aspx

then Google this..."Wow! Your financial advisors are extremely knowledgeable and take the time to listen to my concerns. absolutely fantastic!! This is such a change in my life for the better."

http://www.google.com search?q=%22Wow!+Your+financial+advisors+are+extremely+knowledgeable+and+take+the+time+to+listen+to+my+concerns.+absolutely+fantastic!!+This+is+such+a+change+in+my+life+for+the+better.%22&ie=utf-8&oe=utf-8&aq=t&rls=org.mozilla:en-US:official&client=firefox-a

They all point to a Mr. Richards of Canada..."doing business as Select Management Solutions Canada; 1402473 Ontario Limited; 1489841 Ontario Limited; 2105635 Ontario Limited; Special T Services Group Inc.; United Registration Services Inc., as well as individual defendants James Stewart, Luigi Paulozza, and Philip J. Richards.".

Any chance there Phillip is David or relation?

See this Post..http://creditboards.com/forums/index.php?showtopic=395759

These...#
Watch out for credit card rate-reduction scam
Jul 17, 2009 ... Wow! Your financial advisors are extremely knowledgeable and take the time to listen to my concerns. absolutely fantastic!! This is such ...
Alexa Traffic Rank for http://www.bankrate.com/finance/credit-cards/watch-out-for-rate-reduction-scam.aspx: 2,846www.bankrate.com/.../watch-out-for-rate-reduction-scam.aspx - Cached - Similar -
#
About Us - Easy Financial Solutions
... Wow! Your financial advisors are extremely knowledgeable and take the time to listen to my concerns. absolutely fantastic!! This is such a change in my ...
Alexa Traffic Rank for http://www.ezfinancial.info/About_us.html: 3,728,800www.ezfinancial.info/About_us.html - Cached - Similar -
#
First Choice Financial >> Our Advisors and Financial CD will help ...
... Wow! Your financial advisors are extremely knowledgeable and take the time to listen to my concerns absolutely fantastic!! This is such a change in my ...
Alexa Traffic Rank for http://fchoicefinancial.com/who.htm: 13,209,077fchoicefinancial.com/who.htm - Cached - Similar -
#
Testimonials
Wow! Your financial advisors are extremely knowledgeable and take the time to listen to my concerns absolutely fantastic!! This is such a change in my life ...
Alexa Traffic Rank for http://www.dlfinancial.org/testimonials.html: unavailablewww.dlfinancial.org/testimonials.html - Cached - Similar -
#
AlphaFinancialGroup
... Wow! Your financial advisors are extremely knowledgeable and take the time to listen to my concerns. absolutely fantastic!! This is such a change in my ...
Alexa Traffic Rank for http://www.alphadebtgroup.com/terms.html: unavailablewww.alphadebtgroup.com/terms.html - Cached - Similar -
#
AlphaFinancialGroup
... Wow! Your financial advisors are extremely knowledgeable and take the time to listen to my concerns. absolutely fantastic!! This is such a change in my ...
Alexa Traffic Rank for http://www.alphadebtgroup.com/contus.html: unavailablewww.alphadebtgroup.com/contus.html - Cached - Similar -
More results from www.alphadebtgroup.com

are of these bogus sights all owned by Mr. David Richards and his low life partners.

Mr. Hall is the front man for Mr. Richards and will have his day in Court most assuredly.

Recent Press Reports indicate that Florida is clamping down on their illegal operation and inside information shows that local Attorney General and out of State, i.e. N.Y. A.G. offices are involved in the investigation. These people operate in the shadows and have exploited thousands if not tens of thousands of consumers in the exact same manner as Select.

Buyer Beware.

Here is some Whois data..

Registrant:
First Choice Financial
1100 Queens Ave
Oakville, Ontario L6H 2B5
Canada

Registered through: GoDaddy.com, Inc. (http://www.godaddy.com)
Domain Name: FCHOICEFINANCIAL.COM
Created on: 26-Dec-08
Expires on: 26-Dec-09
Last Updated on: 26-Dec-08

Administrative Contact:
Richards, David ddrichards@bell.blackberry.net
First Choice Financial
1100 Queens Ave
Oakville, Ontario L6H 2B5
Canada
4169999696 Fax --
Also see..http://www.democraticunderground.com/discuss/duboard.php?az=view_all&address=389x5274966


Just do a little light read and you'll save your money and a lot of head aches avoiding these Scam's and Scammers. Call yourself and see what your card company will do for you. You'll be pleasantly surprised.

Gee, just a few weeks after the FTC ruled that "For Release: 07/09/2009
Operators of Credit Card Rate Reduction Scam Are Banned From Telemarketing"
Mr. Hall and company decide to make a feeble attempt at a rebuttal.

Notice the Post was revised a few hours after submitted. Hum, must have thought of a real winner, like it isn't obvious that Mr. Hall is the author to the most casual observer. Get ready for the Cuff's son. The man is coming to get you Mr. Hall and Mr. Richards and Mrs. Fisher your bosses.

"Bankrate checked with the New York State Consumer Protection Board to see if the agency had heard complaints about these companies, some of which list contact addresses in New York. Chairwoman Mindy Bockstein says they have received a "handful" of complaints about Easy Financial and two other similar companies based in New York, and many complaints and questions from consumers about the scam".

Reading this it is so clear who wrote it.

"I am truly grateful, especially since my minimum payments have increased. If I did not take advantage of this opportunity before, there is no way that I would be able to afford to make any payments and my cards would all go to collections.

I followed their instructions perfectly, including sending in the 'debt profile', and it worked for me." What a bunch of bull.

Followed their instructions perfectly,,,, how about following the FTC instructions and refunding "Alice from Corinth, Texas U.S.A." Oh, well the Fed's will see to that.

Read this..http://www.ftc.gov/opa/2009/07/spm.shtm

"At the request of the Federal Trade Commission, a U.S. district court judge has imposed a telemarketing ban on a Canadian operation that targeted U.S. consumers with false claims that it could reduce their credit card interest rates."

Read this...http://www.bankrate.com/finance/credit-cards/watch-out-for-rate-reduction-scam.aspx

then Google this..."Wow! Your financial advisors are extremely knowledgeable and take the time to listen to my concerns. absolutely fantastic!! This is such a change in my life for the better."

http://www.google.com search?q=%22Wow!+Your+financial+advisors+are+extremely+knowledgeable+and+take+the+time+to+listen+to+my+concerns.+absolutely+fantastic!!+This+is+such+a+change+in+my+life+for+the+better.%22&ie=utf-8&oe=utf-8&aq=t&rls=org.mozilla:en-US:official&client=firefox-a

They all point to a Mr. Richards of Canada..."doing business as Select Management Solutions Canada; 1402473 Ontario Limited; 1489841 Ontario Limited; 2105635 Ontario Limited; Special T Services Group Inc.; United Registration Services Inc., as well as individual defendants James Stewart, Luigi Paulozza, and Philip J. Richards.".

Any chance there Phillip is David or relation?

See this Post..http://creditboards.com/forums/index.php?showtopic=395759

These...#
Watch out for credit card rate-reduction scam
Jul 17, 2009 ... Wow! Your financial advisors are extremely knowledgeable and take the time to listen to my concerns. absolutely fantastic!! This is such ...
Alexa Traffic Rank for http://www.bankrate.com/finance/credit-cards/watch-out-for-rate-reduction-scam.aspx: 2,846www.bankrate.com/.../watch-out-for-rate-reduction-scam.aspx - Cached - Similar -
#
About Us - Easy Financial Solutions
... Wow! Your financial advisors are extremely knowledgeable and take the time to listen to my concerns. absolutely fantastic!! This is such a change in my ...
Alexa Traffic Rank for http://www.ezfinancial.info/About_us.html: 3,728,800www.ezfinancial.info/About_us.html - Cached - Similar -
#
First Choice Financial >> Our Advisors and Financial CD will help ...
... Wow! Your financial advisors are extremely knowledgeable and take the time to listen to my concerns absolutely fantastic!! This is such a change in my ...
Alexa Traffic Rank for http://fchoicefinancial.com/who.htm: 13,209,077fchoicefinancial.com/who.htm - Cached - Similar -
#
Testimonials
Wow! Your financial advisors are extremely knowledgeable and take the time to listen to my concerns absolutely fantastic!! This is such a change in my life ...
Alexa Traffic Rank for http://www.dlfinancial.org/testimonials.html: unavailablewww.dlfinancial.org/testimonials.html - Cached - Similar -
#
AlphaFinancialGroup
... Wow! Your financial advisors are extremely knowledgeable and take the time to listen to my concerns. absolutely fantastic!! This is such a change in my ...
Alexa Traffic Rank for http://www.alphadebtgroup.com/terms.html: unavailablewww.alphadebtgroup.com/terms.html - Cached - Similar -
#
AlphaFinancialGroup
... Wow! Your financial advisors are extremely knowledgeable and take the time to listen to my concerns. absolutely fantastic!! This is such a change in my ...
Alexa Traffic Rank for http://www.alphadebtgroup.com/contus.html: unavailablewww.alphadebtgroup.com/contus.html - Cached - Similar -
More results from www.alphadebtgroup.com

are of these bogus sights all owned by Mr. David Richards and his low life partners.

Mr. Hall is the front man for Mr. Richards and will have his day in Court most assuredly.

Recent Press Reports indicate that Florida is clamping down on their illegal operation and inside information shows that local Attorney General and out of State, i.e. N.Y. A.G. offices are involved in the investigation. These people operate in the shadows and have exploited thousands if not tens of thousands of consumers in the exact same manner as Select.

Buyer Beware.

Here is some Whois data..

Registrant:
First Choice Financial
1100 Queens Ave
Oakville, Ontario L6H 2B5
Canada

Registered through: GoDaddy.com, Inc. (http://www.godaddy.com)
Domain Name: FCHOICEFINANCIAL.COM
Created on: 26-Dec-08
Expires on: 26-Dec-09
Last Updated on: 26-Dec-08

Administrative Contact:
Richards, David ddrichards@bell.blackberry.net
First Choice Financial
1100 Queens Ave
Oakville, Ontario L6H 2B5
Canada
4169999696 Fax --
Also see..http://www.democraticunderground.com/discuss/duboard.php?az=view_all&address=389x5274966


Just do a little light read and you'll save your money and a lot of head aches avoiding these Scam's and Scammers. Call yourself and see what your card company will do for you. You'll be pleasantly surprised.

Gee, just a few weeks after the FTC ruled that "For Release: 07/09/2009
Operators of Credit Card Rate Reduction Scam Are Banned From Telemarketing"
Mr. Hall and company decide to make a feeble attempt at a rebuttal.

Notice the Post was revised a few hours after submitted. Hum, must have thought of a real winner, like it isn't obvious that Mr. Hall is the author to the most casual observer. Get ready for the Cuff's son. The man is coming to get you Mr. Hall and Mr. Richards and Mrs. Fisher your bosses.

"Bankrate checked with the New York State Consumer Protection Board to see if the agency had heard complaints about these companies, some of which list contact addresses in New York. Chairwoman Mindy Bockstein says they have received a "handful" of complaints about Easy Financial and two other similar companies based in New York, and many complaints and questions from consumers about the scam".

Reading this it is so clear who wrote it.

"I am truly grateful, especially since my minimum payments have increased. If I did not take advantage of this opportunity before, there is no way that I would be able to afford to make any payments and my cards would all go to collections.

I followed their instructions perfectly, including sending in the 'debt profile', and it worked for me." What a bunch of bull.

Followed their instructions perfectly,,,, how about following the FTC instructions and refunding "Alice from Corinth, Texas U.S.A." Oh, well the Fed's will see to that.

Read this..http://www.ftc.gov/opa/2009/07/spm.shtm

"At the request of the Federal Trade Commission, a U.S. district court judge has imposed a telemarketing ban on a Canadian operation that targeted U.S. consumers with false claims that it could reduce their credit card interest rates."

Read this...http://www.bankrate.com/finance/credit-cards/watch-out-for-rate-reduction-scam.aspx

then Google this..."Wow! Your financial advisors are extremely knowledgeable and take the time to listen to my concerns. absolutely fantastic!! This is such a change in my life for the better."

http://www.google.com search?q=%22Wow!+Your+financial+advisors+are+extremely+knowledgeable+and+take+the+time+to+listen+to+my+concerns.+absolutely+fantastic!!+This+is+such+a+change+in+my+life+for+the+better.%22&ie=utf-8&oe=utf-8&aq=t&rls=org.mozilla:en-US:official&client=firefox-a

They all point to a Mr. Richards of Canada..."doing business as Select Management Solutions Canada; 1402473 Ontario Limited; 1489841 Ontario Limited; 2105635 Ontario Limited; Special T Services Group Inc.; United Registration Services Inc., as well as individual defendants James Stewart, Luigi Paulozza, and Philip J. Richards.".

Any chance there Phillip is David or relation?

See this Post..http://creditboards.com/forums/index.php?showtopic=395759

These...#
Watch out for credit card rate-reduction scam
Jul 17, 2009 ... Wow! Your financial advisors are extremely knowledgeable and take the time to listen to my concerns. absolutely fantastic!! This is such ...
Alexa Traffic Rank for http://www.bankrate.com/finance/credit-cards/watch-out-for-rate-reduction-scam.aspx: 2,846www.bankrate.com/.../watch-out-for-rate-reduction-scam.aspx - Cached - Similar -
#
About Us - Easy Financial Solutions
... Wow! Your financial advisors are extremely knowledgeable and take the time to listen to my concerns. absolutely fantastic!! This is such a change in my ...
Alexa Traffic Rank for http://www.ezfinancial.info/About_us.html: 3,728,800www.ezfinancial.info/About_us.html - Cached - Similar -
#
First Choice Financial >> Our Advisors and Financial CD will help ...
... Wow! Your financial advisors are extremely knowledgeable and take the time to listen to my concerns absolutely fantastic!! This is such a change in my ...
Alexa Traffic Rank for http://fchoicefinancial.com/who.htm: 13,209,077fchoicefinancial.com/who.htm - Cached - Similar -
#
Testimonials
Wow! Your financial advisors are extremely knowledgeable and take the time to listen to my concerns absolutely fantastic!! This is such a change in my life ...
Alexa Traffic Rank for http://www.dlfinancial.org/testimonials.html: unavailablewww.dlfinancial.org/testimonials.html - Cached - Similar -
#
AlphaFinancialGroup
... Wow! Your financial advisors are extremely knowledgeable and take the time to listen to my concerns. absolutely fantastic!! This is such a change in my ...
Alexa Traffic Rank for http://www.alphadebtgroup.com/terms.html: unavailablewww.alphadebtgroup.com/terms.html - Cached - Similar -
#
AlphaFinancialGroup
... Wow! Your financial advisors are extremely knowledgeable and take the time to listen to my concerns. absolutely fantastic!! This is such a change in my ...
Alexa Traffic Rank for http://www.alphadebtgroup.com/contus.html: unavailablewww.alphadebtgroup.com/contus.html - Cached - Similar -
More results from www.alphadebtgroup.com

are of these bogus sights all owned by Mr. David Richards and his low life partners.

Mr. Hall is the front man for Mr. Richards and will have his day in Court most assuredly.

Recent Press Reports indicate that Florida is clamping down on their illegal operation and inside information shows that local Attorney General and out of State, i.e. N.Y. A.G. offices are involved in the investigation. These people operate in the shadows and have exploited thousands if not tens of thousands of consumers in the exact same manner as Select.

Buyer Beware.

Here is some Whois data..

Registrant:
First Choice Financial
1100 Queens Ave
Oakville, Ontario L6H 2B5
Canada

Registered through: GoDaddy.com, Inc. (http://www.godaddy.com)
Domain Name: FCHOICEFINANCIAL.COM
Created on: 26-Dec-08
Expires on: 26-Dec-09
Last Updated on: 26-Dec-08

Administrative Contact:
Richards, David ddrichards@bell.blackberry.net
First Choice Financial
1100 Queens Ave
Oakville, Ontario L6H 2B5
Canada
4169999696 Fax --
Also see..http://www.democraticunderground.com/discuss/duboard.php?az=view_all&address=389x5274966


Just do a little light read and you'll save your money and a lot of head aches avoiding these Scam's and Scammers. Call yourself and see what your card company will do for you. You'll be pleasantly surprised.

I accepted to participate as part of this, and am very happy with the results. Not only did my interest rates (yes, on all four accounts) drop, but I can now make my payments comfortably. I am truly grateful, especially since my minimum payments have increased. If I did not take advantage of this opportunity before, there is no way that I would be able to afford to make any payments and my cards would all go to collections.

I followed their instructions perfectly, including sending in the "debt profile", and it worked for me.

I have sense learned the name of the company "AFL Financial Services". I just hope this will keep someone else from being so stupid and believing some one that promising to help solve problems over the phone.