Legal Processing Associates, Bruce Alberts Ripoff Austin Texas

i have delt with this company before i infact delt directly with Bruce Albert they were very professional about this i paid the settlement and in fact i had other legal issues that i placed with their firm and they are in litigation right now things are looking good for me so maybe you just caught them on a bad day maybe you should check your laws for payday loans or get an attorney and give them a call back.

Ohio is a one party state where if your a party to that call, you can record it, and use it.

File complaints with the Tx. and Ohio attorney generals office.

If you used information (lied) or gave incorrect information knownly, false, to obtain credit, goods or services, then that's fraud, just because you obtain some sort of credit and now for whatever reason can't pay, that ISN"T fraud.

Telling you he will have you arrested and giving out this information to other to get you to pay is a violation of the FDCPA.

Payday loads, are the worst to deal with, read whatever paperwork that went along with this loan, to see what if any fee's can be charged also look for any violations of the (TILA). payday loads are required to disclose certain information and are required to disclose it at the signing and your copy must have that infor.

Part of what must be, is the APR, that is charged, it can not be left blank, and it must correctly show, the interest rate for the loan if it was taken out for a year, not just the short term rate.

Many court have ruled that payday loads are CREDIT TRANSACTION, and must comply with the TILA, and because of that, when and if you default, whoever collect is subjuct to the FDCRA.