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Report: #443778

Complaint Review: Lowes GE Money Bank - P.o. Box 981064 El Paso Texas

  • Submitted:
  • Updated:
  • Reported By: west covina California
  • Author Confirmed What's this?
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  • Lowes GE Money Bank 1000 Lowes Blvd Moorseville North Carolina 28117 P.o. Box 981064 El Paso, Texas U.S.A.

Lowes GE Money Bank, Late Statements by GE money bank consumer fraud ELpaso Texas

*Consumer Comment: GEMB IS A SCAM - has been for a long time

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GE money Bank Began sending statements late and finally notvat all. I made my payments at the SanDimas Lowes store. Someone within GE money bank attempted or made it look like Online payments were made on my account as well showing physical payments I made on my Lowes Account. GE Money bank Sent me a letter on march 27 2009 stating: GE MONEY BANK has reviewed the recent payment historyon your lowes consumer account. The number of dishonered check payments made to your credit card accounthas reached an unacceptable level.

Although we value each and every one of our customers ,we regret to inform you that your charge privilages have been withdrawn and yourb credit line has been closed Sincerl'y GE Money Bank. I contacted Ben and Netta as well as Lowes Corporate and after informing GE adn LOwes I don't pay Online or by check They still have the account closed thus damaging my credit score. BEWARE OFLOWES AND GE MONEY BANK TEHY ARE DOING THIS TOO MANY OF THEIR CUSTOMERS. I have read several other accounts of this happening I have contacted the BBB Federal Trade Commission as well the Attorney Generals Office.

Michael
west covina, California
U.S.A.

This report was posted on Ripoff Report on 04/15/2009 11:24 AM and is a permanent record located here: https://www.ripoffreport.com/reports/lowes-ge-money-bank/po-box-981064-el-paso-texas-79998104/lowes-ge-money-bank-late-statements-by-ge-money-bank-consumer-fraud-elpaso-texas-443778. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#1 Consumer Comment

GEMB IS A SCAM - has been for a long time

AUTHOR: Laurie - (U.S.A.)

POSTED: Wednesday, April 15, 2009

There are thousands of complaints about mis-applied payments, not processing payments and reversing payments with no reason

The other major complaint is the statements arriving late or not at all

Not sending statements at all or so they arrive on time is a violation of the Fair Credit Billing Act.

failure to post payments and other credits, such as returns;
failure to send bills to your current address - provided the creditor receives your change of address, in writing, at least 20 days before the billing period ends; and


File complaints with the Federal Trade Commission and Office Of Thrift Supervision.

GEMB screwed up my JCPENNEY account and OTS made them fix all the problems they caused

GEMB will deny any wrong doing and flat refuse to correct their mistakes UNLESS YOU GET THE OFFICE OF THRIFT SUPERVISION INVOLVED.

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