Lowes Home Improvement is a ripoff. Anderson, Indiana

No one in business with the public likes checks. Use cash or a credit card and you'll gladly get an instant refund in the same form.

The reason they won't refund cash for checks is that it would attract a certain type of criminal activity. There's only so much that one can do with a trash bin obtained with a bad check. If they can work the store to convert bad checks into cash, they'll take the cash to their favorite corner and buy drugs.

Also of course if Lowes is selling an item for $120, it costs them less than $120 to buy another one wholesale and put it on the shelf. If the buyer's check is bad, they lose less money.

The store is not out to protect themselves because as the consumer stated, they already let them walk out of the store with the merchandise before the same check cleared.

It is about wearing yuo down. If they can give you a hard time or even offer a gift card, they then have you spending the same amount at their stores and not taking the money back. It is about keeping the business in house.

It is called protecting yourself from thieves. If the company were to take checks and then the next day refund cash they are liable to be ripped off. You could go in there the night before and write a bad check, be back first thing in the morning and get cash. The bank returns the check and Lowe's is out the money. This is their policy and it makes sense. In the future use a credit card and you will get credit back instantly. I use their credit card and they credit me no prblem. If I lose my receipt I get a gift card back and I spend it on my next pruchase. I see no rip - off