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Report: #381267

Complaint Review: MCM - Midland Credit Management - San Diego California

  • Submitted:
  • Updated:
  • Reported By: bourbon Missouri
  • Author Confirmed What's this?
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  • MCM - Midland Credit Management 8875 Aero Drive,suite 200 San Diego, California U.S.A.

MCM - Midland Credit Management CANT WAIT TO SEE THESE CLOWNS IN COURT SO I CAN COUNTER SUE! San Diego California

*Consumer Comment: RE:

Show customers why they should trust your business over your competitors...

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After many hours on the phone getting nowhere with this bunch I have decided not to play their game, out of the blue these jokers sent me a bill for 1359,62 that said I owe HSBC, funny isn't it that they have no record of my name,ssn,or phone # in their computer.At first I thought oh no identity theft again been there before, but im not sure this is the case.I have talked to their fraud dept. and was told that I needed to file a police report,They the local police handed me the report forms and told me to take them home and fill them out so I called mcm back to get the information necessary to fill the forms out, after many more calls most being forwarded to a machine telling me to send a request in the mail I decided not to waste any more of my time or money told them to get things started ill see you in court. personally I love a good day in court and so do a few good friends of mine listed under A in the phone book!!!

Steveo
bourbon, Missouri
U.S.A.

This report was posted on Ripoff Report on 10/14/2008 07:18 PM and is a permanent record located here: https://www.ripoffreport.com/reports/mcm-midland-credit-management/san-diego-california-92123/mcm-midland-credit-management-cant-wait-to-see-these-clowns-in-court-so-i-can-counter-su-381267. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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REBUTTALS & REPLIES:
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#1 Consumer Comment

RE:

AUTHOR: John - (U.S.A.)

POSTED: Tuesday, October 14, 2008

Don't waste your time talking to these clowns.

Mail a letter via certified mail with return receipt to them, simply state:

Per the Fair Debt Collection Practices Act, I am requesting:

- a copy of the original signed contract for this alleged debt
- validation of the original Date of Delinquency for this alleged debt
- validation that this alleged debt is within the statute of limitations for Open contracts (credit card debt).
- validation of the Date of Last Activity for this alleged debt

Per the Fair Debt Collection Practices Act, cease all verbal communications with me.

* DO NOT sign your signature on any document that you mail to them. It could end up on a forged contract that can be used against you. Simply type your full name.

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