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Report: #1089875

Complaint Review: MDG Computers - Ottawa Ontario

  • Submitted:
  • Updated:
  • Reported By: Derek007 — Ottawa Ontario
  • Author Not Confirmed What's this?
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  • MDG Computers Ottawa, Ontario Canada

MDG Computers The biggest false advertising rip off I have come across in many years... They lie out right, about credit ratings etc. My rating is R1, I checked, they told me it was R4, therefore my interest rate would be 29.9%, so a $1500 machine turns into a $2741.00 bill, total SCAM !!!!!! Ottawa Ontario

*General Comment: I am very pleased to say that I am very satisfied with my desktop

*General Comment: Your argument is formed with false information

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MDG Computers out and out lies on thier web site !!

The prices and interest rates are not even close to the actual bill at the end of the process..

They lie about what your credit rating is to inflate the interest rate they charge. 19.8% turns into 29.9%, saying that your credit rating is R4, I checked and my rating is R1.. I was told they got said info from the same company that I had just made the same inquiry with. (Transunion)

The company is a total scam, the prices they promise change at will as do the interest rates.

Stay away, stay away, unless you like getting ripped off !!!!

Derek

This report was posted on Ripoff Report on 10/06/2013 01:32 PM and is a permanent record located here: https://www.ripoffreport.com/reports/mdg-computers/ottawa-ontario/mdg-computers-the-biggest-false-advertising-rip-off-i-have-come-across-in-many-years-t-1089875. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#2 General Comment

I am very pleased to say that I am very satisfied with my desktop

AUTHOR: Rowena - ()

POSTED: Friday, August 22, 2014

I am very pleased to say that I am very satisfied with my desktop I have purchased from Mdg almost 4 years now. It is so easy and convenient to purchased items from with easy minimal payments every two weeks .Almost paid off in full now I would recommend this to any of my friends to shop at Mdg. I am checking out on another purchased from them as I write this .

 

Check out more customer reviews here ! http://www.mdgreviews.com/ 

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#1 General Comment

Your argument is formed with false information

AUTHOR: Trina - ()

POSTED: Tuesday, October 15, 2013

MDG uses Transunion scores to divided customers up into 8 tiers. If you were told you were a tier 4 that is completely different than being told you're an R4. Transunion has their own way to organize people and their credit. Some companies follow that while others choose their own in house system that caters more towards what they deem important and requirements. MDG does in house credit assesments by primarily basing it on the credit score and not on the amount of recent collections, bankruptcies, inquiries, debt etc, unlike Transunion.

MDG charges from 9.8% APR for tier 1 up to 59.9% APR (as per Canadian Law, if you have an issue with that I suggest boycotting cell phone companies, leasing companies, high risk finance companies for cars, furniture etc... PAYDAY LOAN COMPANIES). 

To claim an internation company is a scam simply because you misunderstood, or were too ignorant to ask is naive, childish and completely misleading to other people. 

You should do your research before you post false information. 

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