Merchant Services Protection Plan Ripoff, Bait and Switch, Internet

They claim that when I signed up for discover merchant services I opted into this service.  It is for some vague sounding tax services and identity theft sort of thing that of course we had no intention of using.  Have been billed $39.95/month for years - and always assumed this was part of our merchant account charges.  Only later did we realize this was some bogus "partner" of discover merchant processing that had nothing to do with our actual business.  Offered to refund me $39.95 and I told him that wasn't good enough and he offered $119 or something.  Probably should have yelled some more to get the years worth of charges removed.