Merchants' Credit Guide - LVNV Funding Ripoff Chicago Illinois

I have seen a few other postings on this site regarding these clowns, and I've tried a few of the things suggested already.

When I first received their collection notice, it confused me because it says I owe AT&T BROADBAND LLC and their agent said the debt was from 1997. Maybe it's just me, but broadband technology wasn't available in 1997 and I've never had an account w/ AT&T. The guy also tried to imply my debt was a valid one because partial payment had already been made, but he couldn't tell me by whom.

Something smells!

When I disputed it over the phone, they told me to do it in writing within 30 days, which I did. They, apparently don't feel bound by the same 30 day limit because here it is nearly 3 months later and they finally respond. The only thing the letter from MCGC says is that they haven't reported me to any credit bureaus, but LVNV may have. They also state that they won't do a thing for me, basically.

So, now I guess I have to contact each credit agency individually and make sure this nonsense hasn't been placed, erroneously, on my name.

Michael
long beach, California
U.S.A.