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Report: #193188

Complaint Review: Merchants Credit Guide (MCG) Ken Hughes - Chicago Illinois

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  • Reported By: Hayward California
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  • Merchants Credit Guide (MCG) Ken Hughes Chicago, Illinois U.S.A.

Merchants Credit Guide (MCG) Ken Hughes Message to call back, thanks to Rip-off Report I knew! Chicago Illinois

*Consumer Comment: Merchants Credit Guide

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The initial call was from phone number: 312-470-2620 to my mobile phone. A message was left on my voicemail with a lady's voice instructing that, "It's important for you to contact Ken Hughes at 888-249-1037. This is not a sales call. Again, it is important that you call Ken Hughes at 888-249-1037."

I did not return the call right away, since I'm right in the middle of finals week at school. Another call was made again, with the same message, this time, coming from the 888 number. I went online for the reverse phone number search for both numbers and neither came up. I will be out of the country for a while, so I called up to make sure if it's something I really needed to handle. I reached yet another voice message saying something, "you've reached MCG" and that they're really busy and leave name and number.

I didn't leave my name, didn't seem right. But since they called, they must have the number. I'd left a message with my number basically saying it's absurd to leave a message for me to leave my name when all I have are initials to a company's name. I left my phone number and if someone wants to get information, they won't, but can have a live person call me or stop the automated calls. If it's a scam, don't bother to call back.

While leaving the above-mentioned message, I started looking up MCG and Ken Hughes in IL, recognizing that 312 is Chicago area code. Found a link to this site...and here's my intial report. I've skimmed through the responses, made sure to instruct all family members my phone is on a scam list and not give out any information or pay any bills / collections on behalf while I'm away, and changed my mobile phone greeting to not include my name and left just my phone number.

Thanks much for everyone keeping posted. I've had some trouble with credit in my late teens and early twenties and have been rebuilding and everything should be completely paid off or closed now. But seems most everyone who posted fits the same description as well. All my bills are now paid on time, I quit my job and returned to school. I have no money. I REALLY don't need this.

I hope I don't need to post again to update, which means this requires further action...

Hayward, California

This report was posted on Ripoff Report on 05/24/2006 09:36 PM and is a permanent record located here: The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#1 Consumer Comment

Merchants Credit Guide

AUTHOR: Alesia - (U.S.A.)

POSTED: Friday, June 02, 2006

This may not necessarily be a scam as it is a ploy to collect on an old debt.

MCG is a company who buys junk debt. In other words, they are the scavengers of the credit world. They try, often times, to collect on old debts. Since you say you had credit problems in the past, this may be what they are attempting to collect on.

More than likely the statute of limitations on collecting on this debt as well as the time that it can be legally reported on your credit file has long since passed. Unfortunately, this does not stop these bottom feeders from doing just that. They will go as far as to report you as delinquent on your credit file.

Pull your credit file from all three CRAs and check to see if you have an entry from MCG or Sherman Acquisition or LVNV Funding, LLC - one of the many names these people have been known as.

If you receive any correspondences from them, make certain that you respond. If the debt has passed the SOL send them a SOL letter (one can be found by googling) by U.S. Regular Mail and Certified Return (Receipt Requested) Mail. These people can't be ignored. You have to use aggressive steps with them. Do not communicate with them via telephone. All correspondence should be written, so that you may have documentation if need be. Keep me posted. I have a feeling, you have not heard the last of the vultures!

Lisa - Birmingham

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