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- Author Not Confirmed
- Merrick USA
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- Category: Credit & Debt Services
Merrick Bank visa Worst credit card terms extra interest of top of the 23% reg interest
*Consumer Comment: Clueless..
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This company has the most ****** terms I ever seen, beside the regular minimum payment ( or the amount the client desire to pay) which already include 23% they charge an additional amount 2 days later almost identical to the minimum payment the client just made! How this can be remotely legal? I own other credit cards ( capital one, citi first saving etc) none of them do such. This is incredible dishonest and greedy. Even if you make payments and don't use the card you always are going to end with a third of the amount you paid as a balance! Do yourself a favor, if you receive this piece of junk in the mail disposed in the garbage as soon as you received.
This report was posted on Ripoff Report on 07/05/2016 12:32 PM and is a permanent record located here: https://www.ripoffreport.com/reports/merrick/merrick-bank-visa-worst-credit-card-terms-extra-interest-of-top-of-the-23-reg-interest-1315159. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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#1 Consumer Comment
Clueless..
AUTHOR: Robert - (USA)
SUBMITTED: Tuesday, July 05, 2016
Based on how you wrote this "RipOff" and seem to be totally clueless about how credit cards as well as Interest works, let me help you out. First of all you don't "own" a single credit card. The credit card is property of the bank and as the bank is the true owner, they can cancel your card at any time and for any reason.
But I always feel that it is best by example..which you left none.
So please to help you out even more. But to do that please give us some specifics, such as your statement balance last month, your "minimum payment", the amount you paid, your interest rate(APR), how much interest was assessed, did you have any additional charges in the month, and most importantly did you pay it On-Time..that is before their cut-off time on the due date.
Oh and as for a true comparison..how about giving us these same details for your other 2 cards.
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