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Report: #211545

Complaint Review: Metro Marketing - Howell New Jersey

  • Submitted:
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  • Reported By: Media Pennsylvania
  • Author Confirmed What's this?
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  • Metro Marketing 2323 Highway 9 North Howell, New Jersey U.S.A.

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DO NOT USE THIS COMPANY! See below. This is the transcript of the letter I wrote to the BBB...

I met a representative of Metro Marketing, Inc, namely Michele Ziemer, at a mortgage broker convention in Philadelphia. Ms. Ziemer introduced her products to me and I left my contact information with her to get more information about her company. After many calls and follow ups by Ms. Ziemer, I was "sold" on the program when I was informed by Ms. Ziemer they were introducing a lead program targeting borrowers who currently have adjustible rate mortgages (also called "ARMS") who would be excellent candidates for fixed rate mortgages (this is probably the largest current niche in the mortgage industry). Based on the WRITTEN declaration (will provide immediately upon request), I decided to buy a batch of leads from Metro.THey did not accept credit cards and would only accept checks (I now see why: you cant charge off a check if you've been ripped off!) However, instead of getting customers with ARMS, I was getting exclusively customers who had under 6% FIXED rates (the current interest rate on a 30 year fixed exceeds this, therefore leaving no reason for this type of consumer to refinance). In addition, information provided on these leads were inaccurate. When I complained to Ms. Ziemer, she sent me to "Patti" in customer service, who told me that although they targeting customers with ARMS, not every customer would have one, which is bogus because (1)NONE of the leads were ARMS; (2)You con contact ANY targeted list company that will provide EXCLUSIVELY ARMS if you request them. I then asked to speak to a manager, when I got "Christine" Christine promised to resolve my issues within 72 hours, and provide the necessary credits to my account. Needless to say, this did not happen. Bottom line is I'm out $2200 and I did not receive what I paid for. I have written documentation of my issues,as I mentioned, available immediately upon request. Thank you.

BOTTOM LINE TO MORTGAGE BROKERS/LENDERS: IF A COMPANY DOES NOT ACCEPT CREDIT CARDS, DO NOT GIVE THEM YOUR MONEY! That credit card is your best protection from frauds like this!

Oliver
Media, Pennsylvania
U.S.A.

This report was posted on Ripoff Report on 09/18/2006 10:27 AM and is a permanent record located here: https://www.ripoffreport.com/reports/metro-marketing/howell-new-jersey-07731/metro-marketing-metro-marketing-buyer-beware-liars-and-thieves-ripoff-howell-new-jersey-211545. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#5 UPDATE EX-employee responds

Something to add

AUTHOR: S - (U.S.A.)

POSTED: Wednesday, January 31, 2007

They are not a big company actually fairly small with maybe 15 salespeople, they buy lists from the same place anybody else can INFO USA. There are some good people there but, most aren't. Looking to fleece you for money and honestly know that their product doesn't work most of the time.

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#4 Author of original report

AMANDA, I THINK WE NEED TO CLARIFY SOMETHING HERE

AUTHOR: Oliver - (U.S.A.)

POSTED: Thursday, November 23, 2006

Amanda,

Let me first offer a response to your following statement, and I quote: "Alot of it too has to do with the sales person that talks to the lead...they have to make the customer want the product, in your case, fixed mortgages... " I can tell for sure, but it seems to me you are taking a swipe at my sales ability, so let me explain something to you. Donald Trump can't convince a borrower with a 5.5% fixed rate with no debt to refinance for a rate at least a point higher (which is exactly the type of leads I was receiving), so what is your point?

If you like working for the company ,great! You should. You have to go there every day and collect a paycheck, so you might as well be comfortable there. I gave what I felt was a fair assessment of the company you work for. I gave positive as well as negative feedback and was willing to just move on from the experience, but for the SECOND time, someone within Metro who had nothing to do with my case felt the need to give their 2 cents.

Don't question my sales ability. I probably make closing one loan what you make in 2 months. Let's all move on what our lives. Let sleeping dogs lie.

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#3 UPDATE Employee

I'm sorry you had a bad expirience

AUTHOR: Amanda - (U.S.A.)

POSTED: Wednesday, November 22, 2006

Metro Marketing also does leads for Chiropractors and getting them people to come in for free screenings and consults. 95 percent of the time The doctors are satisfied with their turn out...others, well...lets just say that your not alone in the dissatisfaction with Metro...and for that I apologize.

Alot of it too has to do with the sales person that talks to the lead...they have to make the customer want the product, in your case, fixed mortgages... most of these calls are handled by temps who really don't give a flying fig who they sell to. But we are a legitamate telemarketing company, and one of the more honest ones I've had the pleasure of working for. Again Im sorry for your experience.

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#2 Author of original report

UPDATE (AS PROMISED)

AUTHOR: Oliver - (U.S.A.)

POSTED: Tuesday, November 07, 2006

As promised a month ago, I would publicly give an update of my experience with this company. Here it is:

THE GOOD: Christina (the manager there) seemed to understand my concerns and tried to work with me. Though still not the 2/28s and 3/27s they advertised (and STILL do!), the leads were of a little better quality. The only problem was, I would go a week at a time without seeing a lead, as, according to Christina, she was screening the leads before they were released. She probably was, but the problem is......

THE BAD: The list they use is horrible! As I've stated to Christina personally and probably mentioned here, if this is such a big company, they should be able to buy a list that correlates to what they're advertising. 90-95% of these people had fixed rates, and most of the loan sizes were under 100K. Christina (or anyone else from Metro Marketing reading this), my advice is if you change your lists, the postings on this site would probably be eliminated! I even offered my list from a company I've used for almost 3 years and was told the guarantee wouldnt stand. Who cares about your guarantee when it takes almost 2 months to get me 28 qualified leads! While I understand that ANY telemarketing firm you use are going to have leads that shouldnt be leads, the problem here is clearly the list.

THE UGLY: When I wrote the original post on this site, I also filed a complaint with the BBB, before I spoke with Christina in an attempt to resolve this issue. Several days ago, I get a response from Jay McLeod from Metro Marketing who basically admitted they advertise ARMS but since it wasnt specifically in the contract, they shouldnt have to honor it.

Yes Jay, I admit, I should have made sure everything was SPECIFICALLY written in the contract, but that does not excuse your company from advertising a product, sign someon up, and give them something completely different. Again, I apologize (publicly this time) for my profane message to you; however, when you deceive people out of their hard earned money, this, unfortunately, is what happens. DON'T ADVERTISE A PRODUCT YOU CAN'T DELIVER!!

To sum it all up, I want to thank Christina for at least making an effort to give me leads of improved quality. However, my opinion of their marketing practices leave a lot to be desired, and their target lists are abominable.

If you sign up with them (or any lead company), make sure you get EVERYRHING IN WRITING! Jay taught us you cannot trust anyone. I hoped this not only helps the consumers reading this, but it helps Metro put out a better product. I assure you, it will increase your bottom line.

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#1 Author of original report

METRO AND I ARE WORKING ON A RESOLUTION

AUTHOR: Oliver - (U.S.A.)

POSTED: Thursday, September 28, 2006

Since writing the original post, I have spoken with Christina, who has assured me this company will do right by me, and I am giving her the opportunity to do so. I have and will continue to expose companies that victimize consumers, but in an act of fairness, I needed to publicly announce this. I will update this site further upon final resolution, either way it goes.

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