Report: #1097811

Complaint Review: Metro Public Adjustment - Sea Girt New Jersey

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  • Reported By: Trudi — Asbury Park New Jersey
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  • Metro Public Adjustment Highway 35 Sea Girt , New Jersey USA

Metro Public Adjustment Steve McCafferty Metro Public Adjustmen training for Insurance Fraud Sea Girt New Jersey

*Consumer Comment: Untrustworthy Operation

*UPDATE Employee: Pure Fantasy

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First, I answered an ad in the Manasquan NJ newspaper, the Coast Star, about a job for Property Inspectors for Metro Public Adjustment. Went to orientation at the Sea Girt office and listened to the Metro managers brag about all the money they were making. I worked in John Meskos in home Metro office, filing all those "Great 8" forms. When people go to an orientation at Metro they are asked to fill out a Great 8 form which gives Metro contact info on homeowners. Metro calls these homeowners to schedule a free in home inspection. Then those homeowners are asked to fill out Great 8 form...and so on and so on. Metro stock piles these contact forms, I was filing them. I would hear Metro employees calling the homeowners to schedule free in home inspections. 

As I was learning the Metro way of doing business, something just didn't add up to me. I could not understand how all these Metro employees were making all this money. 

Metro is a Public Adjustment business, they handle homeowners insurance claims.

I attended a Fast Track meeting a the Doubletree Conference Center in Eatontown NJ. Once again Metro employees bragging about all the money they were making. 

Second, John Mesko talked me into letting him handle my homeowners insurance claim. I agreed. 

I started to askJohn Mesko questions a lot of questions about Metro,which I realize now, was probably making him uncomfortable. 

So this is the bottom line: 

John Mesko gave himself and Metro a 20% commission on my homeowners insurance claim behind my back.

And all those homeowners contact information went like this, Metro did the free in home inspections, took pre-existing damage to the home and put a current date of loss on the insurance claim. Damage that was months to many years old. That's how Metro got rich. 

As for me,when I figured it out and spoke to John Mesko about it all, I was fired from my filing job,  my insurance claim dropped and did not get the balance of my earned wages. 

This report was posted on Ripoff Report on 11/07/2013 09:00 PM and is a permanent record located here: https://www.ripoffreport.com/reports/metro-public-adjustment/sea-girt-new-jersey-08750/metro-public-adjustment-steve-mccafferty-metro-public-adjustmen-training-for-insurance-1097811. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#2 Consumer Comment

Untrustworthy Operation

AUTHOR: Beenie - (USA)

POSTED: Monday, March 21, 2016

I attended one of their seminars on becoming a "Claims Adjuster". The first thing that made me suspicious was the fact that they did weekly recruiting sessions, not standard interviews; it sounded like a possible pyramid scheme, but I went anyway since it was close to home.

Right away, I was told by John Mesko how much money I could make. Note: the key word is 'could', not 'will'. Any company that talks about money/income potential right off the bat makes me very uneasy. Turns out I'd have to pay nearly $400 for various fees and applications, but they claimed I would be reimbursed...then why don't they just pay for it all themselves instead from the start? Hmmm...

Then I was asked about my contacts, which right away sounded like some sort of sales gimmick. I asked how they get clients and basically was told that I have to find my own...sounds like a sales job, not a claims adjustment position. If this were a legitimate Claims Adjuster's position with an insurance company, I wouldn't have to seek my own clients; they would be provided to me by the company when their clients filed claims. 

Also, I found this ad on Craig's List, where they conveniently left out the name of their company; I think they did that so I could not go online and look at their poor track record; apparently, many people have found them to be unscrupulous. It was only after my meeting with John that I looked up the company online and, thankfully, found this website. 

No thanks, sounds way too risky and a waste of my time and efforts. Thank you for posting your story, for it just cemented my suspicions. 

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#1 UPDATE Employee

Pure Fantasy

AUTHOR: Frodosdojo - ()

POSTED: Friday, September 12, 2014

Metro Public Adjustment is a company that represents homeowners and businesses during insurance damage claims. You have to become licensed and bonded in your state to become a Public Adjuster. Metro provides training and reimbursement for license expenses to qualified individuals. The author states he attended several training events and yet did he become licensed and follow through with the training program ?

The author states he submitted a claim to his insurance company and that Metro received a 20% commission behind his back. You have a contract which you sign that states how much Metro's fee is for handling your case. Depending on your state, you have several days to review your contract and then cancel it, if you so choose. If the author is unlicensed, he is not entitled to any commission on any claim he submits to Metro. If he is a trainee, a portion of the claim is set aside to reimburse him for his license expenses.

There is absolutely no way pre-existing damage can be brought to someone's house and that be approved as a claim. The notion is utterly ridiculous. The insurance industry is highly regulated. Metro reviews your policy and can only submit a claim for existing damage covered by your policy within the legal time frame, which is one year.

It is obvious the author has not taken the licensing course or learned anything required to become a Public Adjuster. If John Mesko hired you to do filing for him, that has nothing to do with Metro. All Public Adjusters are independent contractors. 

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