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Report: #1184116

Complaint Review: Midland Credit Management, Inc. - San Diego California

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  • Reported By: Barbara2878 — Bethlehem Georgia
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  • Midland Credit Management, Inc. 8875 Aero Drive, Suite 200 San Diego, California USA

Midland Credit Management, Inc. H. Torres, Division Manager I am a senior citizen. I have never heard of Washington Mutual. They threatened to ruin my credit, which is agianst the law. San Diego California

*Consumer Comment: File suit under FDCPA

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I was contacted by Midland Credit by phone.  I requested that they send documentation of the debt that I owe.  They did not do that.  They have the wrong person, but they are not listening to that.  Then, I received a letter stating that if I did not pay, they would place negative information on my report.  I wrote them a letter stating that it is illegal to collect a debt using threats.  And, I consider ruining my credit to be a threat. I am writing them another letter today.  This time, I am sending a copy of the letter to the Georgia State Attorney General's office and to the Federal Trade Commission.  They use threats, blackmail, and corrupt practices to collect a debt, and it is not even my debt.

Barbara D

Bethlehem, GA


This report was posted on Ripoff Report on 10/21/2014 12:13 PM and is a permanent record located here: The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#1 Consumer Comment

File suit under FDCPA

AUTHOR: Rduke007 - ()

POSTED: Friday, February 06, 2015

I recommend you send a demand letter and draft a proposed complaint


You may contact me for copies of forms I have used, with certain information redacted. They can be used as a pattern to draft your own complaint 9lawsuit) against MCM


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