Midland Credit MGMT Need to speak to someone about this credit being on my credit report never had a account with this company. Internet

WHY DO YOU KEEP ASKING THE SAME QUESTION? I HAVE ANSWERED IT IN DETAIL ON OTHER POSTS. HOW AM I YELLING AT HER IF ALL I SAID WAS TO REPOST WITH MORE INFO & SPECIFY WHAT THE RIPOFF IS. QUITE FRANKLY, JUDGING BY SOME OF YOUR REBUTTALS, MINE ARE TAME! BUT I AM MEAN? EVEN STEVE ADVISED HER TO REPOST & HE IS THE BIGGEST DEADBEAT KISS A$$ ON HERE!

Marquita,

Proper category placement is essential if you want to get your message out. These are "DEBT COLLECTORS" , and they do not issue credit. They are NOT a "credit company" as you stated.

They are JUNK DEBT BUYERS [Bottomfeeders] and THIRD PARTY debt collectors.

Totally ignore this idiot "BillColl01" as he posts his third grade jibberish on every debt collection post, and has nothing of value to offer.

You should do a dispute with the credit bureaus affected.

Is this just an inquiry we are talking about or an actual negative accout / collection listed?

that's been asked numerous times.
Why do you insist on yelling at the people that are your potential alleged client base? How do you stay in business if you are in business at all?

PLEASE CUT & PASTE WHERE I SAID TO PAY ANYTHING ON THE ACCT!!! ALL I SAID WAS MORE INFO IS NEEDED TO CALL THIS A RIPOFF. SO TRUTHY, GET BACK ON THE SHORT BUS WITH FARON,BART & STEVE & WAIT TIL I SAY THE THINGS YOU ACCUSE ME OF SAYING!! WHO KNOWS THIS MAY BE A LEGIT GRIPE & NOT ONE OF THE BOO h*o FESTS THAT YOU NORMALLY DEFEND.

This ballbag, who calls himself 'billcoll', advised you:

'YOU POST SAYS NOTHING ABOUT A RIPOFF! THIS COMPANY IS A DEBT BUYER, SO THE ORIGINAL DEBT WOULD BE WITH ANOTHER COMPANY. FIND OUT MORE INFO & REPOST. A POST SHOULD INCLUDE TIMES,DATES,PLACES & MOST OF ALL, HAVE A POINT TO THEM.'

Leave it to a bottom feeder to miss the rip-off - even as it smacks him square in the face.

She said in plain english, 'I never had an account with this company'. Therefore, by reporting the account to the credit bureaus, this bottom feeder may have broken federal collection law.

Marquita, the first thing you need to do is STAY OFF THE PHONE. Do not call these scumbags or answer their phone calls. If this debt does not truly belong to you, follow these foolproof steps:

First, send them both a typed (not signed, as your signiture may mysteriously and illegally find its way to a document of their choosing) request for DEBT VALIDATION VIA EACH AND EVERY BILL THAT LED TO THE ACCUMULATION OF THIS BALANCE. They have 30 days to respond with billing documentation from the ORIGINAL CREDITOR. If they do not validate the debt, per federal law the credit bureaus ARE REQUIRED to remove the item from your credit report - and the bottom feeder must CEASE COLLECTION of the debt.

Next, send a CEASE COMMUNICATIONS LETTER. When you do, per the provisions of the Federal Debt Collection Practices Act (FDCPA), they can only send you ONE last letter regarding the collection of this so-called 'debt'. If they persist in contacting you after that point, YOU may sue them and collect for contact violations of the FDCPA.

Finally, do NOT listen to the ramblings of this idiot billcoll. This s*****m gets his jollies roaming around from thread to thread trying to persuade consumers to pay these lowlife, scum-sucking bottom feeders.

DO NOT BE FOOLED! Bottom feeders like Midland Credit buy old, out-of-SOL (statute of limitations) debts for pennies on the dollar - then use every legal and illegal tactic at their disposal to get you to pay. DO NOT TALK TO THESE CREEPS OR OFFER TO PAY THEM A DIME! Even if they offer a so-called 'settlement', do not give in. Once you discuss payment, make a payment arrangement, or make a payment, the SOL is re-started and they CAN AND WILL SUE YOU for the balance of the phony debt, as a court sees that payment/arrangement as an admission of ownership of the debt.

YOU POST SAYS NOTHING ABOUT A RIPOFF! THIS COMPANY IS A DEBT BUYER, SO THE ORIGINAL DEBT WOULD BE WITH ANOTHER COMPANY. FIND OUT MORE INFO & REPOST. A POST SHOULD INCLUDE TIMES,DATES,PLACES & MOST OF ALL, HAVE A POINT TO THEM.