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Report: #261662

Complaint Review: MIDLAND CREDIT MGMT - Las Vegas New Mexico

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  • Reported By: las vegas New Mexico
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  • MIDLAND CREDIT MGMT 2108 Longview Drive Las Vegas, New Mexico U.S.A.

MIDLAND CREDIT MGMT Harrassment and slander by midland ripoff Las Vegas New Mexico

*Consumer Comment: Laughing my butt off

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My mother had been recieving calls from midland stating that I owed 1000 dollars to the collection company.I havent lived with my mother for 6 years, she then fowarded the number to me for me to call and dissapate the matter. Well, I did; I stated my name and asked why they were continously harrasing my poor mother, she stated that I owed money to a credit card company. I told her at the time I was unemployed and unable to pay the amount I supposedly owed.

She then got really angry and said I should just borrow the money from my mother, when I told her my mother was unable to give me that amount of money she called me a 'spoiled b***h' and then suggested I borrow from my boyfriend when I stated I had no boyfriend she called me a 'damned liar' and said my credit was ruined and my life too and that I either pay or they'll garnish my wages.

I then again told her I had no job she said they would then haul me off to jail. Thats about when I hung up on her (near the end she was screaming)

Alecia
las vegas, New Mexico
U.S.A.

This report was posted on Ripoff Report on 07/18/2007 12:53 PM and is a permanent record located here: https://www.ripoffreport.com/reports/midland-credit-mgmt/las-vegas-new-mexico-87701/midland-credit-mgmt-harrassment-and-slander-by-midland-ripoff-las-vegas-new-mexico-261662. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#1 Consumer Comment

Laughing my butt off

AUTHOR: Benn - (U.S.A.)

POSTED: Saturday, July 28, 2007

Please would someone PLEASE tell me where debter jail is since I swear I hear about it all the time but never seem to get good directions.

Folks there is no such thing as a debter jail or prison. This is just a scare tactic the collection agent is using to scare you into paying them. Tell them to go and suck a lemon since their is no such place.

While you have them on the line tell them that you are to talk to me like a normal respectable human being (not a five year old that didn't get their way) or you will be talking to my personal friend "Mr. Dial Tone."

Sorry but again per your posts here you sound like you were the adult here and if the other party can not act like one then just terminate the phone call right then and there. Like my mom use to say....He who raises his/her voice first lost the fight.

Afterwards document everything that was said which would include the time of the call, the person's name and what was said. Include direct comments from the caller and the tone of that persons voice. Harrassment will not be tolorated and is grounds for legal damages in a court of law (see state law for state to state rules). This is also a violation of the Fair Debt Collections Act so I would also file a complaint with the Federal Trade Commission and your state regulatory agency that handles banking affairs.

Only can we win with knowledge so take a moment to read up on the law via this site or other sites on the web.

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