Mni Credit Report; Creditreport.com Keeps charging me a monthly fee. Will not desist. I get no reports. Never got one. Troy Internet

Camille, you are not alone in the deceptive practices of creditreport.com

You do not have to accept being defrauded of your hard earned dollars!

Report this and all wire frauds to www.fbi.gov/whitecollarcrime

In a few minutes you can complete an online complaint. Save ALL corespondence you have with creditreport.com for investigators.

Please pass this information along.

Duped in Columbus, Ohio

Camille, you are not alone in the deceptive practices of creditreport.com

You do not have to accept being defrauded of your hard earned dollars!

Report this and all wire frauds to www.fbi.gov/whitecollarcrime

In a few minutes you can complete an online complaint. Save ALL corespondence you have with creditreport.com for investigators.

Please pass this information along.

Duped in Columbus, Ohio

Camille, you are not alone in the deceptive practices of creditreport.com

You do not have to accept being defrauded of your hard earned dollars!

Report this and all wire frauds to www.fbi.gov/whitecollarcrime

In a few minutes you can complete an online complaint. Save ALL corespondence you have with creditreport.com for investigators.

Please pass this information along.

Duped in Columbus, Ohio

Camille, you are not alone in the deceptive practices of creditreport.com

You do not have to accept being defrauded of your hard earned dollars!

Report this and all wire frauds to www.fbi.gov/whitecollarcrime

In a few minutes you can complete an online complaint. Save ALL corespondence you have with creditreport.com for investigators.

Please pass this information along.

Duped in Columbus, Ohio

It's in black and white that you will be charged and enrolled in a monitoring service. And yes you can cancel. Call and demand. And since the card is in your name for the other people, demand it for them too. This is not a 'bait and switch'. PEOPLE, take some accountability for your actions.

This isn't directly directed toward you TROY, but for everyone who complains and says negative things about this company because of their sloppy work. I'm blown away by people who call in claiming that CreditReport.com has committed fraud, that they were scammed, that they did not authorize this, that they only wanted a free credit report. I do my best to state the facts about what the website states, why there is a charge on their CC, and the value and importance of the credit monitoring service and yes, I honestly believe in the monitoring service. And NO, I don't believe you deserve a refund. The company paid money to get you that report, and monitoring your credit files cost them money too.

If I could be brutally honest with a customer, I might say something like this:

'Mr/Ms Customer, are you stupid? Why do you think we ask for your credit card? Our website clearly states (all over the place) that you are signing up for a free trail of our monitoring service and in the process will also receive a free credit report. In fact, if you had actually read the fine print that is on EVERY page you must navigate through when signing up, it clearly states that YOU WILL BE BILLED for our credit monitoring service after your free trail ends. Sure, the text is not in large bold underlined print, but you're stupid if you ignored it. And yes, we have been billing you for the last four months. You didn't know this?! Do you read your monthly credit card statements? You don't?! Then you are even more stupid. We also send you an email every two weeks minimum. Do you read your email? Do you ever check your junk email? You don't?! Well, then, you deserve to be charged simply because you're beyond stupid."

I also love it when I get a phone call from a customer and they have their credit card or bank on the line, absolutely confident that I will kowtow and admit we scammed them. Once I state the facts, the cc/bank let's their client know they are responsible for the charges, not CreditReport.com. I'm sure the banker also thinks, Stupid moron".

'So Mr/Ms. Customer, rather than blame CreditReport.com and MNI for scamming you, consider the fact that you are sloppy, and need to do a better job of looking at the terms and conditions", especially if you are entering your CC#. In fact, since you're so sloppy and stupid, you probably need the credit monitoring service you're being charged for. Your stupidity makes you a prime candidate to become a victim of ID theft or fraud.'

Ah, feels good to finally say what I've wanted to for the past month.

I SECOND THIS COMMENT, I AM ALSO A CUSTOMER SERVICE REP AND YOU PEOPLE NEED TO READ WEBSITES MORE CAREFULLY. IT'S NOT STATED IN BOLD LETTERS. HOWEVER IT DOES STATE IN PLAIN AND SIMPLE ENGLISH THAT IF YOU DO NOT CANCEL BEFORE YOUR TRIAL EXPIRES YOU WILL BE BILLED 12.95 A MONTH FOR THIS SERVICE. WHICH ALSO IS NOT FOR THE REPORT BUT FOR THE MONITORING SERVICE, WHICH IT STATES 3+ TIMES THAT YOU WILL BE ENROLLING IN, AND THAT YOUR CREDIT CARD WILL BE BILLED. WISE UP DUMB ASSES, THIS IS NOT FRAUD AND YOUR LAWYER WILL TELL YOU THIS. YOU HAVE NOT BEEN SCAMMED, YOU ARE AN IDIOT! THIS IS YOU NEEDING TO BE MORE RESPONSIBLE WITH YOUR CREDIT OR YOUR DEBIT CARDS. SECONDLY "USING YOUR CHILD SUPPORT CARD" TO ORDER THIS REPORT IS PROBABLY NOT A GOOD IDEA EITHER...BAD PARENT...AND I'M NOT JUST SPEAKING TO YOU TROY, AND I'M ALSO NOT SAYING YOU USE YOUR CHILD SUPPORT CARD, HOWEVER I DO TALK TO IDIOTS THAT HAVE USED IT FOR THIS PURPOSE. BUT TO EVERYBODY WHO ORDERS THIS FRICKING REPORT. DON'T BLAME THE ECONOMY OR SOMEONE ELSE FOR THAT MATTER FOR YOUR STUPIDITY. IT IS PEOPLE LIKE YOU THAT ORDER THESE THINGS AND EXPECT TO GET A REFUND FOR YOUR MISTAKE. YOU DESERVE THE MONEY YOU LOST BECAUSE YOU ARE A F ING IDIOT AND YOU WERE IN TOO BIG OF A HURRY FOR INSTANT GRATIFICATION.... DIDN'T YOUR MOM EVER TEACH YOU THERE WAS NO SUCH THING AS FREE? AND THAT IF IT IS FREE THERE'S PROBABLY A CATCH SOMEWHERE? IF NOT SORRY ABOUT YOUR LUCK.....BUT I GUESS IT IS PEOPLE LIKE YOU WHO ORDER THIS REPORT AND THINK YOU WERE SCAMMED THAT GIVE ME SOMETHING TO DO EACH DAY WHILE I'M AT WORK.....SO THANKS FOR GIVING MORE WORK!!!