Mountain Loan Center Please avoid this place!!! Utah

Please avoid this place!!!  There are plenty of other "payday loan" type of loan choices out there.  First off the Salt Lake office is extremely rude.  They act as if they are doing you a favor by taking a payment from you.  Not to mention the parking lot is smaller than most back yards.  They offer their potential customers absolutely NO privacy whatsoever. 

They make their decisions in an open office setting so that anyone in their waiting area can overhear them belittle(deny) applicants.  It is a VERY depressing environment.  They do still pull credit as part of their decision process, but still charge rates near that of traditonal payday lenders.  If you are approved, you are given a generous 1 day grace period. 

If you miss the grace period, you are charged a $30 late fee, if you go beyone 4 days past-due, your interest rate jumps to over 600%; much higher than a traditional payday loan.  I have a hunch they like people to go 4+ days past due.  Payday loans are a dangerous cycle to get in and this company ranks amongst the lowest of them all(in my opinion).  I would not recommend this company at all!!