Mutual of Omaha Never pays, dont waste your money, bad product Omaha Nebraska

Sorry to here about your mother and the policy that she was sold. Many of the companies that offer final expense insurance do have three degrees of underwriting and if you answer the medical questioins properly they will screen out someone with terminal or sever medical conditions. the trick is to get an honest agent who is upfront and honest. On the consumer side always read the contract that is delivered and signed. It will contain the langague use to define the terms and conditions of the policy. Nothing in life is unconditional and you will find this out more than once if you live a good long life. Always buy life insurance early and try to get a policy that will become paid in full years before you ever need the coverage. Life is hard and getting harder please be prepared for changes and untruthful sales men that are only interested in making money not in helping others.