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Report: #147043

Complaint Review: NACS - National Association Credit Services - Madeira Beach Florida

  • Submitted:
  • Updated:
  • Reported By: Bay City Michigan
  • Author Confirmed What's this?
  • Why?
  • NACS - National Association Credit Services Po Box Madeira Beach FLA Madeira Beach, Florida U.S.A.

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Back in 2000 my husband open an account with NACS. When he got the catalog he tried to call and cancel to get his money back. Well no luck there. so we went and had our bank stop payment. That went well. Well our bank called us a couple weeks later say that NACS was trying to take the $275 out of our account. So we closed it and open another. We never gave NACS another thought, We went to buy a house in 2002 and it turns out that NACS had been reporting to CR that we were 180 days past due, like 5 times. Couldn't buy a house! We contacted NACS and they said if we paid them the oringal $275 that they would stop making reports. So we sent them the money in 11/2002 We ended up buying a house in 2003. We went on with our lives.

Well in 2004 we pulled my husbands report and low and behold NACS was still reporting. We called them and they said they never recieved payment. Well we had made copies of everything. So we resent the copies to them.

Called a couple weeks later and they said everything was good. So no worries. Well we just pulled our CR and guess what! yep, they are still reporting.

So we finally went to the CR they were reporting too and we haveing them investagate. We just got a letter from NACS saying we need to pay them. We called them at the number given and they say that his account is to old, they can't find it!! What the! So now were just going to wait til the end of the month when Experian is done investagating.

Tressa
Bay City, Michigan
U.S.A.

This report was posted on Ripoff Report on 06/22/2005 05:25 AM and is a permanent record located here: https://www.ripoffreport.com/reports/nacs-national-association-credit-services/madeira-beach-florida-33708/nacs-ripoff-national-association-credit-services-madeira-beach-florida-147043. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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REBUTTALS & REPLIES:
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#6 Consumer Suggestion

Piece of information you need to be corrected on

AUTHOR: Jon - (U.S.A.)

POSTED: Monday, August 01, 2005

THE PARK BOULEVARD OFFICE is the primary location and "corp office" for this company.
They have not moved and have been located there for over 18 months.
It is in the same complex as ZOM HEE chinese restuarant.
TERESA and the rest of the gang are in that office every day Monday through FRiday.
I am posting this information because with the amount of fraud this company seems to be doing it makes sence to send the FBI and FTC as well as The Florida AG to this location.
Steven is rarely in any office as he has remote access into the computer system and is probably afraid authorities will show.
I am sure that this is the case at some point and hope it is soon.

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#5 Consumer Suggestion

Texas man awarded $600,000 for damages stemming from fraudulent credit report!

AUTHOR: Paul - (U.S.A.)

POSTED: Sunday, July 03, 2005

A Texas court ordered a Florida company to pay $600,000 in damages stemming from fraudulent reporting to credit agencies. The company, National Association Credit Services, was found liable for damages and punitive charges after they were shown to be responsible for fraudulent and malicious statements on the plaintiff's credit history.

When something like this happens, it's like a gift from heaven. You just need to document everything you need to win in a court of law.

There's nothing like liquidating a fraud's business and going after the principal's assets to make the rest of the crooks sit up and take notice.

By the way, they keep the complaint on your credit file in order to extort money from you. Some people are dumb enough to pay half a dozen times or more.

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#4 Consumer Suggestion

Texas man awarded $600,000 for damages stemming from fraudulent credit report!

AUTHOR: Paul - (U.S.A.)

POSTED: Sunday, July 03, 2005

A Texas court ordered a Florida company to pay $600,000 in damages stemming from fraudulent reporting to credit agencies. The company, National Association Credit Services, was found liable for damages and punitive charges after they were shown to be responsible for fraudulent and malicious statements on the plaintiff's credit history.

When something like this happens, it's like a gift from heaven. You just need to document everything you need to win in a court of law.

There's nothing like liquidating a fraud's business and going after the principal's assets to make the rest of the crooks sit up and take notice.

By the way, they keep the complaint on your credit file in order to extort money from you. Some people are dumb enough to pay half a dozen times or more.

Respond to this report!
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#3 Consumer Suggestion

Texas man awarded $600,000 for damages stemming from fraudulent credit report!

AUTHOR: Paul - (U.S.A.)

POSTED: Sunday, July 03, 2005

A Texas court ordered a Florida company to pay $600,000 in damages stemming from fraudulent reporting to credit agencies. The company, National Association Credit Services, was found liable for damages and punitive charges after they were shown to be responsible for fraudulent and malicious statements on the plaintiff's credit history.

When something like this happens, it's like a gift from heaven. You just need to document everything you need to win in a court of law.

There's nothing like liquidating a fraud's business and going after the principal's assets to make the rest of the crooks sit up and take notice.

By the way, they keep the complaint on your credit file in order to extort money from you. Some people are dumb enough to pay half a dozen times or more.

Respond to this report!
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#2 Consumer Suggestion

Texas man awarded $600,000 for damages stemming from fraudulent credit report!

AUTHOR: Paul - (U.S.A.)

POSTED: Sunday, July 03, 2005

A Texas court ordered a Florida company to pay $600,000 in damages stemming from fraudulent reporting to credit agencies. The company, National Association Credit Services, was found liable for damages and punitive charges after they were shown to be responsible for fraudulent and malicious statements on the plaintiff's credit history.

When something like this happens, it's like a gift from heaven. You just need to document everything you need to win in a court of law.

There's nothing like liquidating a fraud's business and going after the principal's assets to make the rest of the crooks sit up and take notice.

By the way, they keep the complaint on your credit file in order to extort money from you. Some people are dumb enough to pay half a dozen times or more.

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#1 Consumer Suggestion

I Finally Beat NACS At Their Own Game

AUTHOR: Jeffery - (U.S.A.)

POSTED: Sunday, July 03, 2005

Like you, I was a victim of NACS. In my case a less than honest roommate took my personal information and opened an account qith NACS. I have been fighting with them since 2003 after discovering this on my CR. I have called NACS numerous times, each time getting a different rep. who told me that the account was closed, and wold be taken off my CR. I DOCUMENTED each and every phone call, naminbg the rep.

I spoke to, and what was stated to me. I filed a dispute with Experian to havwe this removed. NACS me a letter stating that this was a valid account, and I was still responsible for the money owed. I continued to call and document everything I was told.

I finally sent into Experian a list of all my phone converstions, copies of my cell phone bill with NACS's number highlighted, a copy of that letter, and copiesd of my bank accounts showing where they tried to take money out with out my permission.

I mailed it registered mail, requesting a signed receipt when received. I finally got my answer the other day. experian found in my favor and deleted that negative report from my CR !! Yes it took a little time, but if y0ou DOCUMENT EVERYTHING when dealing with NACS, you will come out on top !!

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