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Report: #36961

Complaint Review: NACS - St. Petersburgh Florida

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  • Reported By: New Castle Pennsylvania
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  • NACS P.O. Box 41127 St. Petersburgh, Florida U.S.A.

NACS National Association Credit Services Rip-off Bullying Hard sell Bait & Switch Scam St. Petersburgh Florida ..Thank You Rip-off Report

*Consumer Comment: this kind of people can do this to you.....

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Thank-you Rip-off Report for saving me money and heartache. I too was contacted by phone by an aggressive, smooth-talking man promising to help restore my good credit and provide me a $2500.00 credit card. I'm not usually a gullible person, but this Christmas was looking a little slim and, with four children's wish lists to fill, a $2500.00 credit card seemed like an answer to my prayers.

I was hesitant at first, telling the man that I couldn't afford to be ripped off. He got huffy, telling me that he'd worked for the company for twelve years and had helped countless individuals in the same situation as I get the credit they deserved. I went so far as to tell the man that I had four small children who were counting on Christmas presents and he swore that I would have my credit card in time to provide for them. To make himself more credible, he got preachy, reminding me not to go and abuse my new card ... "after all," he said, "this is your credit future we're talking about."

So, like a fool, I gave him my bank account info and agreed to have the $200.00 debited on Dec. 1. He gave me their customer service number and transferred me to their "mailing department" where a woman taped my consent.

As soon as I got off the phone, I got on the Internet. It was a little late, but a search immediately led me to this board and, now physically shaking with anger and humiliation at what I'd just fallen for, I immediately called the customer service number the guy had provided which, surprise surprise, rang and rang until it just disconnected me.

My next call was to my bank who advised me to just close my account and never ever give out bank info again. I was able to get it done before the debit went through and, thus, avoided a rip-off. Hopefully more people will find out about these scams before they get hurt.

What kind of people can live with themselves doing this to hard-working folks struggling to raise families in blue collar America? Thank God for Rip-off Report.

New Castle, Pennsylvania

This report was posted on Ripoff Report on 12/03/2002 11:22 AM and is a permanent record located here: The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#1 Consumer Comment

this kind of people can do this to you.....

AUTHOR: jane - ()

POSTED: Wednesday, December 04, 2002


"What kind of people can live with themselves doing this to hard-working folks struggling to raise families in blue collar America? Thank God for Rip-off Report."

Your answer is simple my dear.....

The only people that have to "live with themselves" are the owners who are raking in your cash. Do you honestly think that the employees are seeing much of your "hard earned money", or have any clue that they are ripping people off?

Maybe, just maybe these "smooth talking scam artists" are just "hard-working folks struggling to raise families in blue collar America" and are wondering why someone with crappy credit would turn down a chance to rebuild it.

Maybe they get told to F OFF hundreds of times a day when they really think they're trying to help people, and don't understand why people are so rude and mean to them.

Maybe they are just as stupid as you were in trusting their employers, but speaking from experience - you are sorely misguided in whom you are placing the blame.

If someone calls you to sell/give you something over the phone, tell them "thank you, but I don't want it. I appreciate your time and have a nice day." I can tell you that 95% of telemarketers fully believe that their product is legit and that they are only trying to help you. Politely saying "No" will go a lot further that F OFF, you won't get ripped off, and they won't get angry at your rudeness and put you on a callback list.

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