NCO FINANCIAL SYSTEMS,INC AIS SERVICES,LLC SCAM U OUT OF YOUR MONEY,SAY U HAVE PAST DUE ACCOUNTS THAT U NEVER HAD,CAN'T EVEN TELL U ABOUT THE ACCOUNT WILMINGTON, Delaware

I get this letter in the mail saying I owe $592.00 for some former creditor HOLIDAY creditor's account #10117819000. Now the account is placed with NCO Financial Systems,Inc and they will accept 35 percent of the balance which is $207.20 but has to be paid in 45 days. When I called to tell the company Ive never had a card or account with Holiday nor do I know why this is just coming up when its not on my credit reports. This company doesn't know when the account was opened or what the account is theirselves. Plain and simple I'm not paying. Don't let this company scam you out of your hard earned money.