National Consumer Resource Center NCRC Company that lies, cheats and ripoff of innocent people Coconut Creek Florida

I would like for other consumers, like me, not to be cheated or lied to by this company.

Last year, I began my debt consolidation program with NCRC. They told me not to contact the creditors, only to close the accounts. They also told me not to make any payments. To send them the first payment of $250.00. They also told me that the money would be directly taken out of my account on a specific date. Mind you, My payments were not late and I had already begun my credit repairing on my own, but thought that by going through a debt consolidation program, it would be even better.

Low and behold. My first payment was kept as an incentive to finish the program within 4 years. I made another payment. The payments are sent to the creditors late because all of a sudden they no longer deduct money from checking accounts. My payments are late all the time.

My credit debt is almost double because of late fees and over the limit fees that they have created for me. When I call them they give me a song and dance and the guy who set up my account Bobby, no longer works there. He missed informed me about the late payments and over the limit fees. He said that they would be removed. But it never happened.

Also, they are non-profit, but charge a fee for the processing of their paper work-more than what they pay my creditors. Another option that I had was that I could send in extra cash and it would be applied to the bill for next month. Another lie. They send in everything in one shot.

They are liars!!! Do not use this company for debt consolidation.

Karen
Bronx, New York
U.S.A.