Northland Group Inc ACA International I just received a bogus letter from this company telling me that my past due account balance is for the whopping amount of $23,441.90. They have a settlement offer: "LVNV Funding LLC is willing to reduce your balance by offering you a settlement." The settlement is for $3,516.30. For more information I should call 866-648-4513 ext 3310 Minneapolis Minnesota

I received a bogus letter from Northland Group Inc, telling me that my past due account is for the whopping amount of $23,441.90. They are willing to settle: "LVNV Funding LLC is willing to reduce your balance by offering you a settlement." The settlement is for $3,516.30.

Northland Group is a debt collector agency and a member of ACA International.

Besides reporting this agency to the Ripoff Report, I don't know what else to do. Should I write them a letter? 

Thanks for your help.