Optimum one Health UCA NATIONAL FOUNDATION LIFE INSURANCE COMPNAY Consumers beware Optimum One Health care is not a real heal care, but A SCAM!!!! Addison, TX Nationwide

OPTIMUM ONE HEALTH CARE is a scam, a fraud, that should be taking seriously by the authorities.
I enrolled with a sales person over the phone, he asked me how is my health, I said i am pretty healthy, but I INFORMED him that I do go to my doctor for my insomnia once a month. He said I am the 'perfect candidate' for this policy, it's PPO for people like me - healthy, who doesn't go to the doctors very often.

When I got the letter from Nation FOUNDATION LIFE INSURANCE COMPANY, they have three phony names- OPTIMUM Health, UCA (freedom series) - stating that ''Mental /Emotional disorders are not covered''. Naturally I called them, they said they there's a 30 days waiting period before they would cover any medical bills, yes, they took my money doing absolutely nothing for that ridiculous policy the 30 day waiting period? And she said that insomnia is considered to be covered by the policy, so i didn't cancel at that time.
Of course this month I got the same letter stating that ''Mental /Emotional disorders are not covered''.
They took about $500 from me in two months, and above that I now owe my doctor $170 for the visits.
I hope people will take actions against such dishonest business practices, help spread the words, and protect consumers' rights!

OPTIMUM ONE HEALTH CARE is a scam, a fraud, that should be taking seriously by the authorities.
I enrolled with a sales person over the phone, he said me how is my health, I said i am pretty healthy, but I TOLD him that I do go to my doctor for my insomnia once a month. He said I am the 'perfect candidate' for this policy, it's PPO for people like me - healthy, who doesn't go to the doctors very often. When I got the letter from Nation FOUNDATION LIFE INSURANCE COMPANY, they have three phony names- OPTIMUM Health, UCA (freedom series) - stating that ''Mental /Emotional disorders are not covered''.

Naturally I called them, they said they there's a 30 days waiting period before they would cover any medical bills, yes, they took my money doing absolutely nothing for that ridiculous policy the 30 day waiting period? And she said that insomnia is considered to be covered by the policy, so i didn't cancel at that time.
Of course this month I got the same letter stating that ''Mental /Emotional disorders are not covered''.
They took about $500 from me in two months, and above that I now owe my doctor $170 for the visits.

I hope people will take actions against such dishonest business practices, help spread the words, and protect consumers' rights!

We all know that how vulnerable and infuriate feelings are! Let's stop the greedy criminals who sucked millions of dollars from hard working people.