Orchard Bank Credit Card ripoff Salinas California

It appears that it did not take Orchard bank over a year to activate the card. From what I read, it appears that is how long it took Genaro to even bother with the card, and make an attempt at activation.

Again, I am wondering why anyone would get a credit card in the mail, and let it sit around for 16-17 months before attempting to activate it. Are we to assume that Orchard bank did not send a single statement to Genaro? I would imagine that if the fees have been adding up for over a year, and if the card was over it's limit, then Orchard would have started it's collection process. It sounds rather odd to me. :o(

I have an orchard bank cc and i can say that they clearly state that there is an annual fee and that it goes right on your cc. the money shouldnt have come out of your checking account. when i signed up, all they did was ask if i had a checking account. the fact that it took over a year to activate the card is weird. the annual fee gets put right on the cc so there would be fines and late penalties so that would explain why there is so much on the card.

You state that you did not attempt to activate your account until March, and you did not know that you had any charges or fees. Did you not receive any statement from them between October and March???

You state that you did not attempt to activate your account until March, and you did not know that you had any charges or fees. Did you not receive any statement from them between October and March???

You state that you did not attempt to activate your account until March, and you did not know that you had any charges or fees. Did you not receive any statement from them between October and March???

You state that you did not attempt to activate your account until March, and you did not know that you had any charges or fees. Did you not receive any statement from them between October and March???