Complaint Review: Orchard Bank / Household Credit Services - Prospect Heights Illinois
- Orchard Bank / Household Credit Services 2700 Sanders Road Prospect Heights, Illinois U.S.A.
- Phone: 503-245-9280
- Category: Credit Card Processing (ACH) Companies
Orchard Bank / Household Credit Services Refused to Increase Credit Line or Graduate Secured Account Prospect Heights Illinois
*Consumer Comment: Now-a-days if you have bad credit and an auto insurance company has it, you may get higher rates.
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However, Orchard Bank/Household Credit Service has no problem imposing outlandish fees to my account i.e. a company submitted a charge that was less than $20.00 however, I had only $1.00 available credit OB/HCS authorized the charge which resulted in my account be assessed $29.00 over-the-limit fee. Clearly, OB/HCS should have denied the charge. Most recently I contacted OB/HCS and requested a credit line increase or account graduation again, denied.
It is a fact Orchard Bank/Household Credit Service has no intention of upgrading or protecting its secured card holders however, OB/HCS will use a myriad of unfair credit practices to generate quick dollars for the company and to keep this particular group from obtaining its goal of being credit worthy and responsible.
I have decided to payoff my account and then close(note if you have a balance on your account when you close it OB/HCS will impose a $3.50 monthly service fee).
Washington, District of Columbia
This report was posted on Ripoff Report on 07/10/2003 01:01 PM and is a permanent record located here: https://www.ripoffreport.com/reports/orchard-bank-household-credit-services/prospect-heights-illinois-60070/orchard-bank-household-credit-services-refused-to-increase-credit-line-or-graduate-secur-63279. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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