Complaint Review: PALISADES COLLECTION - ENGLEWOOD CLIFFS New Jersey
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- Author Confirmed
- PALISADES COLLECTION P.O. BOX 1274 ENGLEWOOD CLIFFS, New Jersey U.S.A.
- Phone: 866-230-8075
- Web:
- Category: Collection Agency's
PALISADES COLLECTION, ripoff tried to make a trick to get money from me. it's a totally deception. ENGLEWOOD CLIFFS New Jersey
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Tonight I got a letter from Palisades Collection, L.L.C. saying that I owed $808.24 with ATT Wireless and now they are offering me a 40% discount opportunity to settle my account with ATT. I was dumbfounded because I already closed an ATT account three years ago and I got zero balance with them.I didn't owe them anything. I am clear!
To my surprise,I found a lot of people has experienced the same problem with me in this insightful website when I did a search on "Palisade Collection". After reading these reports posted, I can't help saying how can this fraud company keeps at swindle we clean people without punish them by law?
We need help and justice! This is an America, isn't it?
John
south plainfield, New Jersey
U.S.A.
This report was posted on Ripoff Report on 04/27/2006 09:12 PM and is a permanent record located here: https://www.ripoffreport.com/reports/palisades-collection/englewood-cliffs-new-jersey-07632/palisades-collection-ripoff-tried-to-make-a-trick-to-get-money-from-me-its-a-totally-de-188972. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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#1 Consumer Suggestion
Help is available.
AUTHOR: Heather - (U.S.A.)
SUBMITTED: Friday, April 28, 2006
John:
There is help and justice available to you. They're called the Fair Debt Collection Practices Act and the Fair Credit Reporting Act.
Read up on both, but in a nutshell, a collector has to prove that you owe the alleged debt in order to collect on it or report it to the credit bureau.
There are TONS of debt collection discussion forums on the net - pick one and start reading.
First thing is first though...immediately send a letter to Palisades disputing the debt. Send it via certified mail, return receipt (and keep the receipt and letter copy in your files).
They either have to send you proof of the debt, or stop all collection attempts.
Check your 3 credit reports to make sure they're not reporting a derogatory collection account. If they are, dispute the accounts with the credit reporting agencies.
You have legal recourses should this thing not go away. Inform yourself and others about your rights as a consumer. Don't fall for collection tricks!
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