Pay Day Loan Yes Total scam to rip off your bank account Internet

I was in need of a fast loan for a car payment and this company said I was approved yet never transfered the funds. They claimed I gave the wrong routing number and they would check for a return. I spoke to the same person ,at the extension I was given to call ,for a week. Then when I began to get upset I  decided to cancel the Loan and try someone else. I called the extension I had been calling and it no longer exist. I called my bank to block any funds to be taken out by them and the only recourse I had was to close and reopen a new account.This would cause my direct deposit to get delayed and a domino effect with my paydays.  I am sure I am not the only one whom this has happened to.