payasyougoelectronics scammed me by taking my money, promising to deliver an xbox360 for 7 dollars a month...then closing their website off to me. Internet

I found this company while searching for an inexpensive way to buy my child an xbox360. Payasyougoelectronics promises to take a down payment of $25.00 and then send you the item for $7.00 a month. After paying (via bank card) the down payment...they then say that I have to be screened for credit. So, they email an application which has to be printed out, filled out then sent by mail. After I did that...all of a sudden I am now restricted from their website. This company has done this to alot of people, I wish I would have chjecked them out first, but I was looking forward to surprising my son with  a new game system. Now I am out of money and no gift for my child.