PersonalLoansAndCredit.com They decieve you and do not provide the details up front NY

The old saying..if it sounds to good to be true...IT's NOT!  I received an email I neededto go through a speific credit services to verify my identity.  Its called Credit Services Inc (ie CNSMR).  There would be a $ 39.95 charge.  Once reveived I would be given an access code foe personalloansandcredit.com.

Once I put in the code,  thyis company is like, if you want X dollar it will cost X dollars.  It was broken down from like 50 - 2500, 2501 - ?????.  I wanted $40,000 so I was asked to pay $275.  I also was told I would get lenders that would approve me.  Their list is a joke.  It's a list of like 16...it includes loans, payday loans and credit cards.

Then you was told after you pay the fee you'd only be given 50% back if you was unsatisfied with the outcome.  However, if you got denied from all 16 you'd have to mail the denial letters to the company in NY.

I kindly asked for a full refund and was denied over and over.  I receive an email that I was to get back the $39.95.  I've informed them I have not received the credit back to my account.

Then I get an email from who says he's the VP of the company.  In the email he states I'd get the $ 39.95 back and he'd make an exception and refunded me only $200 of the $275.

As of 10/19/18, I've only been refund $200 of the $275 and nothing for the $39.95.  I will be reporting this company to the BBB,  This company doesn't stand by their word.