PLATINUM SERVICE Platinum Service Unauthorized ACH withdrawl Internet

On 2/20/2010 a charge for $99.95 was made to my checking account. An internet search led me to the company Maximum Platinum, an internet shopping service that offers a $10,000 line of credit. After reading their terms and conditions and calling the phone numbers available, I determined that this wass the same company which charged me. I have sent their customer service an e-mail threatening legal action if they do not refund my money. Apparently, this company gets customers when a 3rd party form is filled out, such as an application for a check or payday loan. I know I did not even request any information on this business, let alone fill out an application. I have recieved nothing from this company verifying an application, they simply chat=rged my account. I have a prepaid legal service and will turn it over to them if they fail to refund my money.