PNC Bank PNC Bank Hold Deposits But Clears Checks at 5:00 on Friday Detroit Michigan

 Until and unless you learn how to manage a checking account, you will have the same problem. To manage a checking account means to keep written records with an on-going running balance so you know exactly how much to spend. It also means you fully know and abide by the funds availability policy. Your failure to do that in this instance gave you a bounced check fee. You did that, not the bank. Going online and looking at the balance is not accurate and the bank will tell you that. It's that way at all banks because the bank does not know what debits have not yet been submitted by merchants you've dealt with. NO RIPOFF HERE- Complainer has no clue about the bank's funds availability policy and fails to keep any records of account usage, yet blames the bank for overdraft fees he could have avoided!