Preferred Credit, Inc. (PCI) Credit Fraud St. Cloud, Minnesota

 I absolutely agree with your post. We had here that same game going on with pci. First it started with the kirby guy in the door, products we bought will easy finance we all was told. After getting this salesman all our valuable information about bank routing, social security number and so on we got hook with pci. It never worked in either way to pay on time or to the terms to the party we was in debt with. First we enrolled in auto pay, after month's we see late charges on the bill with the excuses our bank account info is wrong. Not from our side. To talk or pay over the phone with all the time different managers and supervisors is like running true hell. Hard to understand, unprofessional, lost souls in the system. Finally got after 25 minutes today someone on the phone to take the final payment from almost $600 instead the promised $400. I'm done with this company for good and warn everyone to never ever use their service!!!

 You stated in your report, YOU were late making payments and YOU didn't ever get caught up. Since YOU were late, how was it THEIR fault that info made it to the bureau?