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Report: #1179795

Complaint Review: Sallie Mae - Wilkes-Barre Pennsylvania

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  • Reported By: Sallie Mae Victory — Florida
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  • Sallie Mae P.O. Box 9533 Wilkes-Barre, Pennsylvania USA

Sallie Mae, SM, or Navient Student losns Wilkes-Barre Pennsylvania

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 Borrowed $150,00. Illness, cannot pay. Debt now I've $250,000.
 
A process that seems to be working for us. My attorney is subpoenaing "all" phone calls that we have had with Sallie Mae (each and every phone call without exception).  What this does:
 
(1) after stating that they record them (which they claim to do on every phone call) and then claiming not to have them, not to have access to them, then it can be argued that SM was lying in the establishing: (1) of the initial loan and (2) the collecting of the alleged debt in its present state. 
 
(2) if they claim not to have them, then they cannot prove that your loans were not renegotiated or completely forgiven since this is where they initially set up such deals. 'I recall a conversation regarding loan renegotiation and another on loan forgiveness, so I was expecting to be in a better financial condition than I am presently in. I need the recordings (plural) - each and every one -  to refresh my memory on the exact nature of the details.' 
 
(3) if they finally provide them (it is a long process and they may no longer have them, which means they cannot verify that the present loans actually exist), then your attorney may be able to argue illegal collection methods, actually find where SM promised certain things and then later did not follow thru, or that SM promised a renegotiation, which they failed to fulfill. etc. ..
 
It is your right as a debtor to have access to these all phone calls - every one of them without exception. Subpoena them in a Chapter 7/13 proceeding. Insist upon it. Refuse to proceed without them. 
 
All these are good for the debtor. It is working for us. Hope this helps others. 
 
Maybe we should file a class action suit to subpoena "all" - each and every without exception (not just the ones they made to you "and others" but those you made to them too) - phone calls? 

 

This report was posted on Ripoff Report on 09/28/2014 03:46 PM and is a permanent record located here: https://www.ripoffreport.com/reports/sallie-mae/wilkes-barre-pennsylvania-18773/sallie-mae-sm-or-navient-student-losns-wilkes-barre-pennsylvania-1179795. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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