Complaint Review: Security Finance - Florence South Carolina
- Security Finance 175 N. Irby Street Florence, South Carolina U.S.A.
- Phone: 843-669-1691
- Web:
- Category: Loans
Security Finance Forgery on post dated check Florence South Carolina
*Consumer Suggestion: Post dated checks
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On 6/2/08 I was contacted by Security Finance about my monthly payment. They also told me that I had a bounced check from February in the office so instead of my monthly payment for $78 it would be ~$145. Since I did not have that much I sent my boyfriend the next morning to drop off a post dated check for the amount and if they would not accept it to pay them and I would pay him back. When he picked me up from work, he said that they had accepted the check. ( The check was dated for 6/13 which is my payday since I get paid once a month).
On today 6/10/08 they call me again to tell me that my check was returned. I told her that the check was not written for the 3rd but for the 13th and that I had to carbon copy to prove it. She insisted that I changed the date and I know that I did not and like I said I have the proof. My bank says they cant do anything and that I should go to the magistrates office. I have filed a complaint with the Better Business Bureau and on tomorrow when my stimulus check clears I will go to the office and pay in cash minus any returned check fees and if they ask for them I will be going to the Magistrates office and press charges.
Annoyed
Somewhere, South Carolina
U.S.A.
This report was posted on Ripoff Report on 06/10/2008 03:13 PM and is a permanent record located here: https://www.ripoffreport.com/reports/security-finance/florence-south-carolina-29501/security-finance-forgery-on-post-dated-check-florence-south-carolina-339006. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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#1 Consumer Suggestion
Post dated checks
AUTHOR: Marilyn - (U.S.A.)
SUBMITTED: Sunday, November 23, 2008
Anytime you write a check, even post-dated, the law does not require the recipient to hold the check until a later date. When you write a check, if you don't have the money in the bank to cover it it is considered a check written on insufficient funds (bogus, rubber, etc.). What you might do in the future is go into the Security Finance office, sit down and talk with the loan agenct. They are generally willing to work with you in those type businesses. I know this because my relative is a manager with Security Finance. They would rather a customer at least work with them through a struggle than to have to "write off loans." The company was not guilty of check fraud because they deposited a post-dated check. When you write a check you need to ensure you have the funds in your bank account to cover it; otherwise you can be charged with writing a check on insufficient funds, which is against the law.
Marilyn
Conway, SC


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