Select Care Benefits Network will not refund my money, total of $305. talked on phone to sales rep. Didn't get membership kit as promised. Never used them, never signed any papers. Austin Texas

Seen ad on Montel Williams show for financial aid for prescriptions. Called the no. and got scbn!!!!! Sales rep was very fast talking and siad he would send me a membership kit and to sign the contract that's in it and send it back. I foolishly gave him my credit card no. Never got the membership kit and I forgot about it. Well, my charge acct. showed $125 they charged me, then the next 2 months there was 1 $90 charge for each month which totals $305. I have called and written but to no avail. First they said they can't refund my money because that's how much the membership kit costs to put together. Clearly ignoring the fact that I never got it. Their next excuse was they couldn't refund my money because I filed a chargeback with my bank and didn't follow procedure. They wrote that they already resolved this with my bank. I wrote back, what bank, I never went through my bank and to please send me copies of this resolution. I never heard back. I am so mad and disgusted. My earnings are below the poverty level and these dirty rats are scamming the poor. What can I do?

Joan
Claremore, Oklahoma
U.S.A.