Shop HQ Shop NBC SHOP HQ PULLED CANCELLED MY VALUE PAY ORDER AFTER PULLING MY CREDIT REPORT Bowling Green Kentucky

Its is STILL a form of credit and as such since they new year was right around the corner, one can safely assume that they dropped ALL customers below a certain credit score. You would have given them permission when you FIRST signed up for the value pay. You MIGHT want to check your paperwork BEFORE you embarass yourself any further. You must have had a issue go through during 2013 that effects your credit in 2014. Instead of blasting them BECAUSE THEY DO NOT WANT TO DO BUSINESS WITH YOU. Try finding out the WHY first. Atleast that way you come to this site with FACTS and INFORMATION, not supposition and whining.

And point of fact, what you are thinking of is about ACCURACY of the credit reports. Not running a credit report. If value pay, pays off the FULL value of your purchase and you make payments on that purchase then guess what, ITS CREDIT!!! Its a TYPE OF LOAN!!! THEY paid the full amount of the purchase and are KIND enough to allow you to make payments. So they would have EVERY RIGHT to check your credit report. They want to make sure your not another deadbeat attempting to scam them for some free goods and run off without paying.

" What they have done is highly illegal, especially since it affects and individuals credit score.  So, if someone starts a class action lawsuit, let me know, I'll join in it!"

Please cite specific law(s) that they have broken.  A merchant can decline service to ANYONE, even special little old you.

Get over yourself.  Don't forget, please cite SPECIFIC law(s) they have broken.