Stores Online Rip off Took my money and did not help when needed and wanted us to spend more money we never got anything going. Internet

 Back in 2004 I signed up with stores online. we tried to make it work but after all the phone calls and them wanting us to spend more money we just threw in the towel. But now since then and because their system didn't work I now owe 10,000.00 and it is on my credit report. Because of this I cann't move out of my parents house because my credit is so bad that no one will rent to me. I need to have this refunded asap and off of my credit report. I even thought of bankruptcy but I can't claim because 10,000.00 is too small of an amount. Please help me get my money back so I could pay off the collections agency and get this removed from my credit report.