Superior Asset Management - T Mobile ripoff Ft. Wallton Beach Florida

Several people had questions? Let me try to answer some. NO, my contract with T mobile had not expired. That was just it!! That is why I contacted T mobile FIRST!! I had been a loyal, on time paying customer for over seven years. They stated that I made only a partial payment and they had turned me over to collections. I TRIED TO PAY T MOBILE.

However, they told me that b/c it was sent to collections, there was nothing they could do. Superior called me the first time and demanded payment in full of $356.77. I said, no I would not pay that. I don't owe it. They argued with me about the amount owed. They told me that they would accept the $156.77 and I would have to dispute the $200.00 difference. I said no.

I contacted T mobile AGAIN-they told me if I paid the collection agency, the past due balance, they would re-instate me as a good customer. Here is the thing-I didn't pay the T mobile bill, because the debited my checking account in the amount of $156.77 without MY PERMISSION!!

Several people had questions? Let me try to answer some. NO, my contract with T mobile had not expired. That was just it!! That is why I contacted T mobile FIRST!! I had been a loyal, on time paying customer for over seven years. They stated that I made only a partial payment and they had turned me over to collections. I TRIED TO PAY T MOBILE.

However, they told me that b/c it was sent to collections, there was nothing they could do. Superior called me the first time and demanded payment in full of $356.77. I said, no I would not pay that. I don't owe it. They argued with me about the amount owed. They told me that they would accept the $156.77 and I would have to dispute the $200.00 difference. I said no.

I contacted T mobile AGAIN-they told me if I paid the collection agency, the past due balance, they would re-instate me as a good customer. Here is the thing-I didn't pay the T mobile bill, because the debited my checking account in the amount of $156.77 without MY PERMISSION!!

Several people had questions? Let me try to answer some. NO, my contract with T mobile had not expired. That was just it!! That is why I contacted T mobile FIRST!! I had been a loyal, on time paying customer for over seven years. They stated that I made only a partial payment and they had turned me over to collections. I TRIED TO PAY T MOBILE.

However, they told me that b/c it was sent to collections, there was nothing they could do. Superior called me the first time and demanded payment in full of $356.77. I said, no I would not pay that. I don't owe it. They argued with me about the amount owed. They told me that they would accept the $156.77 and I would have to dispute the $200.00 difference. I said no.

I contacted T mobile AGAIN-they told me if I paid the collection agency, the past due balance, they would re-instate me as a good customer. Here is the thing-I didn't pay the T mobile bill, because the debited my checking account in the amount of $156.77 without MY PERMISSION!!

Tangela,

First, NEVER speak to any collector on the phone! Always in writing only and only by certified mail, return reciept requested.

By the means above you need to send a DEBT VALIDATION request. Clearly dispute the debt and demand to see whatever you allegedly signed to create the debt and an itemization of charges.

NEVER agree to make payments!! You may have validated the debt and made it legally collectable, where before, it might not have been.

Stay OFF the PHONE!!

First, the amount of $300. Was the service canceled with T-Mobile before your contract expired? I ask because the Early Termination fee is $200. Many people have their contract extended by doing an upgrade or a rate plan change. They are supposed to be told when any contract changes are made, although I know that does not always happen.

Now a collection agency comment. Agents are taught an "order of business". First step is to try for payment in full(PIF). If you can't get that, then a settlement in full. The last option is payment arrangements. Obviously PIF is good becuase it gets the most money, and usually with secure payments (check or credit card). A SIF, while less money than the PIF, brings in some money, usually also with secure payments. The payment arrangements is the least attractive option to a collector, becuase you are trusting that people will do what they say. Not to say that they won't take arrangements though.

Also, the check processing fee is a standard fee charged by some collection agencies. You can get around it by mailing in a check.