Complaint Review: Target Corporation - Sioux Falls South Dakota
- Target Corporation 3901 W. 53rd Street Sioux Falls, South Dakota U.S.A.
- Phone: 888-608-727
- Web:
- Category: Department & Outlet Stores
Target Corporation Just another day in Target paradise Sioux Falls,, South Dakota
*Consumer Suggestion: Checks
*Consumer Comment: Target
*Author of original report: TARGET Stores Financial Credit Card rip-off
listed on other sites?
Those sites steal
Ripoff Report's
content.
We can get those
removed for you!
Find out more here.
Ripoff Report
willing to make a
commitment to
customer satisfaction
Click here now..
Long story very short:
I did get one of those $200.00 limit credit cards. I charged a few items and paid $20.00 or $25.00 monthly. By March 2007 I should have had a 0 balance...that was my 'target'. LOL.
I noticed in January 2007 that a lot fees were added to my account, namely: NSF fees, late fee, other fees, over the limit fee a total of $160.00. It was very suspicious !
So what Target Financial decided to do in my case was that it made it look like my checks bounced and the payments were actually charged to my account - plus penalties.
I started my crusade to remove these atrocities. No, my checks were fine, my bankers personally vouched for them, they DID clear my bank and Target's bank...
Still, it took 3 long months of hassle calls, letters to/with a Target employee, who kept insisting that my checks were bad, ergo the charges are legit...
I finally started to add it all up in my mind: Target must do this randomly to increase their profit revenue! They actually try to make you believe that you did something wrong...The evil corporations are SOOO evil that that by acting benign and 'compassionate' they rob us blind!
A few additional fees here and there on unsuspecting, busy, working two-three-jobs-slaves' accounts can go undetected - but if you multiply it by millions: that's a hefty profit increase!
Well, they cleared my charges off but the feeling never left me, instead, I decided to leave my abusive relationship with Target. Any healthy-minded person should.
Silly grandma
portland, Maine
U.S.A.
This report was posted on Ripoff Report on 12/20/2007 11:38 PM and is a permanent record located here: https://www.ripoffreport.com/reports/target-corporation/sioux-falls-south-dakota-57106/target-corporation-just-another-day-in-target-paradise-sioux-falls-south-dakota-293501. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
If you would like to see more Rip-off Reports on this company/individual, search here:



#3 Consumer Suggestion
Checks
AUTHOR: Michael - (U.S.A.)
SUBMITTED: Wednesday, December 26, 2007
If you have the proof the checks cleared your bank, why don't you get copies of the checks (which I suspect may cost money) and send copies to Target to clear the erranous charges? Phone calls won't help, you have to use some type of paper trail.
If I had to guess, I think what happened was someone in Target's end used someone else's checks to make credits to your account, and those checks were bad.
Again, get a paper trail, it will prove your case.
Mike
Waldorf, MD

#2 Consumer Comment
Target
AUTHOR: Prissy - (U.S.A.)
SUBMITTED: Sunday, December 23, 2007
I have often had the feeling that Target was not exactly honest with their customers. Now you have proven me correct. Thanks.

#1 Author of original report
TARGET Stores Financial Credit Card rip-off
AUTHOR: Silly grandma - (U.S.A.)
SUBMITTED: Saturday, December 22, 2007
I did get talked into getting one of those $200.00 limit credit cards at a local store by some lady who walked up to me about a year ago...
I charged a few items and paid $20.00 or $25.00 monthly. By March 2007 I should have had a 0 balance...that was my 'target'. LOL.
Instead, I noticed in January 2007 that a lot fees were added to my account, namely: NSF fees, late fee, other fees, over the limit fee a total of $160.00. It was very suspicious ! So what Target Financial decided to do in my case was that it made it look like my checks bounced and the payments were actually charged to my account - plus penalties. I have a business account and my bank never returns my checks, plus I had enough to cover all of the checks...
I started my crusade to remove these atrocities. Yes, my checks were fine, my bankers personally vouched for them, they DID clear my bank and Target's bank... Still, it took 3 long months of hassle calls, letters to/with a Target employee, who kept insisting that my checks were bad, ergo the charges are legit...
I finally started to add it all up in my mind: Target must do this randomly to increase their profit revenue! They actually attempt to make you believe that you did something wrong...
The evil corporations -such as TARGET -are SOOO evil that by acting benign and 'compassionate' they rob consumers blind! A few additional fees here and there on unsuspecting, busy, working two-three-jobs-slaves' accounts can go undetected - but if you multiply it by millions: that's a hefty profit increase!
Well, they finally cleared my charges off but the feeling never left me, instead, I decided to leave my abusive relationship with Target. Any healthy-minded person should.


Advertisers above have met our
strict standards for business conduct.